Mr poster, i have got couple of qstions
1 why are u in a hurry to be God. PC is not accountable to you, nor the US, nor Nigeria nor anybodi except God and his congregation. Face your own God na, leave am wif im own, oga smart guy.
2 how many syring and niddle you and your cliq of friends don buy for hospitals around u.
3 na ur money? Abi na ur relative contribute d money? Even if na 100% tax, na dia money. E no concern u.
4 lastly learn to mind your biz n channel dat ur research to ventures wey go benefit d mases wey u d claim to represent, abi dat one to much for u ni?

mcameo:
@Abiajida, better still, i sent you a mail. Pls check.

yea i got it tnx. Ll send u d patch rundown. Am still searching for a programer as hontimmy is not responding. Dats my first step. I am really diggin it to get a ussd gateway provider to offer a trial bfor purchase to enable us test services created.

hontimmy confirm recieption of nu mail pls. Mcameo, is da a correct email address?

Zaron:
Abiajiga:

I've replied your mails. I somehow could not see the diagram. Mind sending again?

v sent it 24hrs ago.

charismaticdave:



Nice concept

I am already working on something similar to this. We can brainstorm if you will be interested

abiajiga@gmail.com. Am open to makin it work, nt brainstormin alone. Shot me a summarised version of urs

i v sent out mails to dos who responded to ma previous mails. Sholateck i v nt gotten a respons frm u yet

sholatech:
Interested if value addition is sure & firm.

pls wich category do u fall under and wich address do i reach tru?

Zaron:
Abiajiga:

While i await your mail...

Whenever i stumble over an Idea like this, it reminds me of a Similar Idea I was invited to brainstorm on years back. This was a blueprint of the IDEA we pondered on - around 2014. A whole lot would have changed today. Your's Might be completely different though. However it is implemented or who ever gets this implemented would be in for some massive gains.

Scenerio 1

Assuming user has previously registered for service VIA USSD.

User has NGN 1,000 and wishes to save. He purchases and loads an MTN Voucher of that amount. Hereafter, he dials a USSD and a User specified particular amount is deducted from the Call Credit of the User's line and a credit alert hits the Users' Bank Account(Account Lookup and Crediting done via NIBBS API) after a particular Percentage have been made on the funds - We looked at 3% then. So an Initiation of a 1K savings would cost the user just 30 NGN

Issues we discovered then, Keep in Mind that a lot would have changed since early 2014

1. The VAS via USSD System in Nigeria Telcos was not tailored for this. The Max Deduction then was 100 NGN. Would we force the User to dial the code several times to attain the 1K saving intent? There were workarounds then to this though, but it pushed profitability beyond the 3% Margin. NCC had promised to review some of the complains we pointed out to them then. I doubt if they've done that yet.

2. The Fewer USSD Sessions you have the more profitable it is as, billings were made based on Number of USSD Sessions. Refer, Point 1

3. A 1K Credit Voucher leaves the Telcos at a value far less than the face value of 1K. So clearing back at the face value at the Telcos would be Impossible as they would be loosing. There were also workaround for this though, but they would push profitability far above the 3% margin

4. MTN & the Defunct Etisalat had the fastest clearing then, with Glo taking upwards of months. This meant that you would need to have Liquid Cash equivilent to the Popularity/Success of the Scheme.

5. Acceptability, Nigerians are naturally skeptical of Who holds their funds. A survey proved that more then 68% were skeptical. This was before the reappearance of these Money doubling schemes(MMM, etc).Though,We had Ecobank willing to support then, Keeping profitability at 3% was difficult no matter how large the system scaled.

I forgot to mention that for NIBBS to give you access to their API, you would need a Mobile Money Licence from Central Bank and they charged 1.5 NGN/API Hit.\

Scenerio 2

1. Build a Mobile App and Use some API from MTN and the defunct Etisalat with workaround for other Telcos.

2. This solved few of the challenges in Scenario 1, but pushed profitability Margin to a ~10% service Charge.

3. At this charge, the aim of the service becomes almost defeated.

I could provide fine details of Months research on this version of the idea on request to whoever and provide whatever support time would permit me to, all at no Strings!

as u v rytly stated, alot has changed since then. We have an improved telco system in place n ussd designs that ll enable multiple page accesibility. I ll nid u to send me a copy of ur reseaches and how fa u went back den. Bt meanyle, can u bring tgda ur team so we can start processin the assembly of the pre reauired tools we nid. I left u a mail, pls respond by send me d copy. Tnx

Zaron:
Brainstormed extensively on a similar idea in time past. Please shoot a mail - fpbmhtykb@asorent.com

it will amaze u hw simple the system works. Sumtyms i d tend to drop it coz it sounds to simple to b possible, bt wen i remember how d coca cola nided espanding dia biz, d idea was too simple to b true bt it worked. I will shoot u d mail. Tnx

sholatech:
Interested if value addition is sure & firm.

it is sure and firm. Bt i tell u,ders going to be a serios work to do. Bt if we v all d categories needed, we ll kick ds of as a nu year system. Can i get ur mail address?

Hello guys, am kalu, i have a business idea which will enable Nigerians deposit into bank accounts without neceseraly going to their respective banking halls. To make this a reality i need the following experts. A provicient programmer, an expert in ussd gateway creation, a telecom coy negotiator and an owner of a tech base company registered with the Nigeria CAC. The above categories of persons should please note that we shall enter into partnership of profit after sucess, if you fall under this categories and you are interested please indicate by commenting on this post so we can kick off the process. Thank you

marisdgreat:
so men no get wetin to stop doing wey their wives no like?

cant sumbori just educate u women widout u tryna prove or counter prove u also v a point or say. I sure say ds post na for persn like u sef

NwaAmaikpe:



I doubt P-Square truly appreciates anyone reminding them of their innocent days,

Before the unhappiness and the fame,
Before they married the wrong women,
Before they bickered on social media,
And
Before they used their mom for rituals.

na ur moda dem for use bfor? Stupidity inherited is always incurable. Mofo

c babe( dats if u r truely a gul...no offence mearnt) alot of us guys cum on SM n strt muscling up abt us controlin our guls n luv lives n all da wen truly its a blantant lie. Ma gul has actually cheated on me, i snooped arnd n found out, i ended d relationship as expectd.(e hurt me die) bt after she kept on pleadin, nt only dat, also showed remorse and great deal of change, i had to take ha back. Luv is mor powerful dan anger, qoute me anywer n i ll defend it. If u tuely luv im, n u r sure he loves u, evn if nt as much as u luv im, babe, work on it, show im u r sorry nt only telin im, sum guys might tell u dey frgiv u bt u ll serv punishmnt for it(not violence oo) if he is d type, accept his punishment, wateva u do, dnt leave his side. He ll surely turn ur way n luv u evn more dan eva. Dats ma opinion n mine alone.

@eze2000
lol, pidgin is d sweetest of all forms of language, wif due respect to my igbo lang.
Ironically na eng lang i study as undergraduate ooo.
Any ways u v proven to b a matured n reasonable person judgin by ds ur respons nw. Bt stil do d research n take a stand.

where jdtrends and eze2000(abi na 2million), of all d ppl attackin ds thread, na two of una b spear heads, nw wey dem say go do google research una no cum show us d prove wey una get. If una no bring prove to affirm say dailyposts.co.uk na scam or prove say una bin dey wrong abt dem n apologise accordingly to us n dem ooo, make i no hear phim frm una mouth(abi na fingers sef) for NL again. Writers in deed, chimamanda adichie na musician? Abi u don c hear to go tell ppl 'c o, i b writer ooo, ma name na Ngozi Adichie'. mtcheeew, ndi ala

Sketchandcraft:
So Na de woman Wey burn thief and fraudster be that...

After all his money he no fit take good care of his mother.. See as his mother resemble housemaid...

its a pity ur likes r allowed to make ds knd comments n get away. All ds rule wey una put 4 NL, none to admonish pips like ds wey no get respect 4 mothers, its a pity. Y d rules den? If una like, ban me, e no mata if ma 1st comment 4 NL go b ma last. I don talk ma own