ponti93:
for an upcoming artiste who wants to relocate to lagos which part is the best and with reasons... Plz don't say island o

To rent your dream apartment in Surulere, click on https://www.tolet.com.ng/property-for-rent/lagos/surulere?utm_source=naraland&utm_campaign=nairaland03_01_2017&utm_medium=blog

Chukazu:
you forgot the most important thing, Suru Lere by far has the best road network, you can't get stuck in traffic except you don't know your way.

Thanks

If you live in Lagos State and you have not been or heard of Surulere, chances are you live under a rock. A residential and commercial local government area located in the state, Surulere is one of the most exclusive areas on Lagos Mainland.
Aside from the fact that Surulere is known as the sports city of Lagos, seeing as it houses two international sport venues, some of the most famous streets in Lagos State such as Adeniran Ogunsanya, Adelabu, Ogunlana Drive, Bode-Thomas and Eric Moore, are found within the district.

If you are a lover of Nigerian music or you are active on the Nigerian social scene, you may have heard lines and comments affirming Surulere as one of the best places to live in Lagos. And if you are wondering why the district is so acclaimed, we share 5 possible reasons Surulere is the best place to live in Lagos.
It is mid-point between Lagos Mainland and Island
Has a diversity of people
Has the best street food in LagosAll Posts
Full of independent businesses
Active nightlife

1. It is mid-point
Surulere serves as a mid-point between the island and mainland. Credit: LSG
Surulere serves as a mid-point between the island and mainland. Credit: LSG
Surulere is undoubtedly one of the key transport nodes of Lagos, as it connects the city’s mainland with Lagos Island and Victoria Island. Basically, it serves as a mid-point between the Island and Mainland and living there ensures you have quick and easy access to both areas.

2. Diversity
Desmond Elliot, Odunlade Adekola during a session with the people of Surulere Constituency 1. Credit: Various
Desmond Elliot, Odunlade Adekola during a session with the people of Surulere Constituency 1. Credit: Various
Surulere is full of ALL types of people. Young families, grandparents, politicians, struggling musicians, millennials, students, Igbo people, Hausa natives – you name it; they all live in Surulere and they all love it. It is very easy to fit into the different neighborhoods within the district without fear of segregation or any form of culture shock.

3. The best street food in Lagos
Media expert Olisa Adibua eating at a buka in Surulere. Photo: Various
Media expert Olisa Adibua eating at a buka in Surulere. Credit: Various
It is no secret that the best of Lagos street food can be found in Surulere and at the best rates too. On the hunt for the best shawarma, to the best suya, people travel from as far as the Lekki Peninsula to Surulere for a palatable and affordable taste. Surulere also has more local independent restaurants and bukkas than it is possible to choose from, and you most rank very highly among the best places to eat authentic meals in Lagos.

4. Surulere is full of independent businesses
Facebook founder, Mark Zuckerberg made a stop at Co-Creation Hub (CcHub) in Yaba, Lagos during his first visit to Africa. Credit: IG
Facebook founder, Mark Zuckerberg made a stop at Co-Creation Hub (CcHub) in Yaba, Lagos during his first visit to Africa. Credit: IG
Aside from restaurants and bars, there are so many businesses, in all sorts of industries, based in Surulere. You will find clothing stores, interior design boutiques, car dealers e.t.c among other business in this district, and not only will you get spoilt with choice when it comes to buying locally but there are plenty of opportunities for jobs too.
The most popular street in the district that harbours some of these independent businesses is Adeniran Ogunsanya. There is literally nothing you cannot find on the street and all are of good quality too.

5. Active nightlife
When Nollywood actress Inem Peter got hosted to a birthday gig at the X Factor Lounge in Surulere. Credit: Various
When Nollywood actress Inem Peter got hosted to a birthday gig at the X Factor Lounge in Surulere. Credit: Various
You will never be bored at night if you live in Surulere. There is a load of great bars, lounges, and pubs…and most importantly, there is good security in most of the areas. You find clubs where you can stumble along to for a dance on a rogue Tuesday night, as well other bars that open from 10am to 4am every single day including Sundays.

Source: https://www.tolet.com.ng/blog/5-reasons-surulere-is-the-best-place-to-live-in-lagos/?utm_source=naraland&utm_campaign=nairaland03_01_2017&utm_medium=blog

Even with your money, renting an apartment in Lagos is real work. From moving around the streets to meeting up with agents to going from house to house without apartments. At times our choices are higher than our budget, others times, there is this specified notion of class and pictures that we have in our head that cannot be easily met up with.

Either way, accommodation is still very important. Lagos, the central of Nigeria’s business is always occupied with one thing or another. So, what challenges have people faced in renting apartments in Lagos? I will write out from real experiences from real people.

Mrs. Adeoye
House hunting took a whole one month, I moved from flat to flat. I wanted to stay at Isolo, but I could not get a place around. It’s either the apartments are too expensive or I don’t just like the house.
I paid different agents and dedicated work hours for my search. It was all to no avail. After one month of consistent searching, I had to relocate to Iyana Ipaja, because that was where I got an affordable apartment. My budget was 500,000 NGN, yet I was disappointed that she could not get a three bedroom flat in her choice location for that amount. Now, she struggles every day to get to her workplace.

Akor
A young man from Kogi state called Akor, also shares his house hunting experience in a chat. Below are excerpts from the chat in its raw form;
When asked; “why don’t u live alone?” He responded with the following chat;
[3:45 PM, 11/1/2016] : I could not find what I was looking 4 with 350k
[3:46 PM, 11/1/2016] : I saw something sweet in new oko oba
[3:47 PM, 11/1/2016] : But what if i get another job on the island
[3:47 PM, 11/1/2016] : It will be stressful
[3:48 PM, 11/1/2016] : Then the agency and agreement part
[3:48 PM, 11/1/2016] : Is crazy
[3:48 PM, 11/1/2016] : Its like the call what they want to
[3:49 PM, 11/1/2016] : The agents are out 4 the cash
[3:49 PM, 11/1/2016] : Not the satisfaction of the client
[3:49 PM, 11/1/2016] : So it’s crap
[3:50 PM, 11/1/2016] : I put m6 search on hold
[3:50 PM, 11/1/2016] : My*
[3:50 PM, 11/1/2016] : For every new agent
[3:50 PM, 11/1/2016] : I had to pay agency fee
[3:51 PM, 11/1/2016] : That’s it sha ⁠

Subomi
A few months to her wedding, Subomi’s house hunting wahala started. It was like a joke. Since her husband to be was in London, she couldn’t escape the task of getting an apartment for them to settle down.
After three months, her husband, Michael, had to come and join her in the hunt. He got the best apartment in one week by using the right platform.
The right platform he used is tolet.com.ng. Visit our website today and overcome all house hunting stress in Lagos.

Abuja is Nigeria’s center point and capital city. With millions of people residing here ranging from the city center to the suburbs, all striving to make ends meet, there can be very limited time for fun. It is, however, wise to make the best out of it and find the time for fun.
It is basically impossible to take in all that this beautiful city has to offer as there are places you can relax and unwind amidst the hustle and bustle. Whether you are visiting or residing in the city, there’s something for everybody if you’re willing to look.
The Federal Capital Territory of Nigeria, Abuja is filled with so many alluring places to visit. Some of them are;

1. The Bank
No, I don’t mean an actual bank. This is a nightclub located along Aminu Kano Cresent, Wuse II. It’s got so much class and it can be seen as one of the most luxurious clubs celebrities visit in Abuja. The Bank brings alive a combination of art, music, and fashion. If you are in Abuja and feel like unwinding, check out their high profile and executive lounge. You just might catch your favorite artist dancing along with you!

2. BlucabanaBluecabana Restaurant and Cafe
The Bluecabana is a restaurant and cafe that is exquisite. The good and broad selection of the menu is what makes Blucabana a great choice for both lunch and dinner. Located in the Mabushi district of Abuja, away from the hustle and bustle of major city areas like Wuse 2 and Maitama, customers who patronize the Blucabana enjoy the feeling of being at some kind of retreat. You can come here to enjoy a business or casual lunch, a dinner or a late night weekend.

3. Blake Resort
Blake resort offers a fun, outdoor experience in a serene environment which is perfect for hanging out with friends or a night out. It is nestled at Muhammed Bello Way, Garki II, Abuja.

4. The Trukadero Place
Into bowling? The Trukadero place offers a thrilling bowling experience to first timers and regulars. For those who spinning a ball isn’t their thing, there are also a variety of billiard games, an amusement park, and a restaurant. This is one of the best places to be in Abuja. It is situated at 131B Ademola Adetokunbo Crescent, Wuse II, Abuja.

5. Cubana Lounge
This is a sprawling nightclub located in Plot 130, Adetokunbo Ademola Crescent, Wuse II, Abuja, FCT, Nigeria. Boasting a private jet right in middle of the club! This club would give you the best experience.
ALSO READ: Top 5 Cheapest Places to Live in Abuja

6. The Secret Garden
Located in Riverplate Park, off Ahmadu Belo Way. This garden is the perfect outdoor spot to just relax alone or with friends and family. It really isnt untrue that they make the best Pizza in all of Abuja. The secret garden provides a nice night view with Nigerian live bands and karaoke nights. The kids are not left out too as there is a mini playground for them

7. Traffic
Situated in Maitama, Traffic is very popular among every active youth or lover of beautiful places. They provide very good services and an aura that leaves you relaxed and excited at the same time. Its tranquil setting is picturesque, with awesome choices of seating. It’s an awesome outdoor setting for fun!

8. SkyBar Rooftop Lounge
This breathtaking rooftop bar is just one of the most luxurious places in Abuja. This place is the right spot to take that special one to. SkyBar Rooftop lounge offers the coolest cuisines, a nice view, and promises of fun!!! This Lounge is located in Asokoro, Abuja.

9. Millenium Park
There is no place as romantic as the Millennium Park, especially at night when there is lesser crowd. The park is a perfect place to hang out with your partner and simply enjoy the view. This park is one of the most romantic picnic spots in the city. It is located in Maitama District, Abuja.

10. Dunes
From original antiques and gift shops to quality boutiques, as well as a supermarket, pastry shop, and world class restaurant, Dunes is simply luxury at it’s finest. Dunes is a top notch place to be during festive periods, vacations, romantic outings or just for sightseeing. Don’t be surprised if you run into the “Kukere” crooner, Iyanya, who is the current brand ambassador of Dunes. It is located in Maitama.
With all of these fun spots in view, are you interested in getting a house in Abuja? Visit tolet.com.ng for the most affordable homes Nigeria has to offer!

Lagos is a place surrounded by water. No wonder we have the Island and the mainland. Islands are majorly concentrated with water. And they have special features that make them distinct from other places. The popular places referred to as places on the Island in Lagos are – Victoria Island, Banana Island and VGC and Ikoyi. Thus, many Lagosians might have heard but have not been to snake Island at Igbologun, Lagos.

Snake Island is 14 kilometers in length and 1.4 kilometer’s wide and is located opposite Tin Can Island Port, Apapa and has immediate access to the open sea. The Island is not as sophisticated as other Islands in Nigeria.

My friend Bisola shares her experience on the Island with me. In her words, “My first experience of Islands spoilt my longings for that beautiful euphoria that I had about Islands. Prior to this experience, I met with a young Lady who claimed to live at snake Island in Lagos. She is a bit sophisticated. So, I felt it she lived in an amazing place. I silently longed to go to her house – at least to visit her. Eventually, I had the opportunity to go to her house. I knew that my longings would be fed. The driver dropped us off at Tincan Island, he couldn’t proceed because we had to board a boat.

We boarded a rickety looking boat, We were given life jackets but I silently prayed for safety, I knew that there was no safety because I was only wearing a colored jacket. The Island looks like a village. I could not relate what I saw with the picture I had in mind. We got to her house, it was an uncompleted building, which housed a lot of domestic animals that her father reared. I was supposed to stay with her for three days, but I left the same day.”

Personally, I think Snake Island is an adventurous place to be. The fact that many people including Lagosians have not been to Snake Island may mean that they are missing out a beautiful adventure of how Lagos really is.
The environment still has a feel of an Island which makes it cool to be there. Indeed, this Island can be a centre of attraction in Lagos in the next ten to twenty years, so if you have not been there, go there today. If you want to visit Lagos anytime soon, you can patronise ToLet.com.ng to get a short let today.

For Pictures, Click here; https://www.tolet.com.ng/blog/why-you-need-to-visit-snake-island-lagos/?utm_source=nairaland&utm_campaign=nairaland15_12_2016&utm_medium=blog

Table etiquette is a must for both young and old, most especially 21st-century youths...

1. Do greet and smile at a table you have come to join. Even if you know or don't know the people seated.

2. do not grab a drink from the table. Wait to be offered or ask politely or simply just "BUY YOUR DRINK".

3. Don't join a table and start eyeing people on the table. It's very bush.

4. Be mindful of other people's boyfriends, girlfriends or partners. Don't be eye romancing or doing things to get attention from other people's partners.

5. Have fun, smile, join in on the conversation, sing along and just be a fun person. If you are depressed, GO HOME!

6. If someone else invited you to the table and you don't know anyone there, smile and say hi. Don't have an attitude. It stinks. No one wanted you on their table in the first place.

7. If you don't know anyone on the table but you were invited by someone on that table, don't invite 3 or more of your friends to join you on a table in which you know no one and be looking thirsty. You can politely ask if it's okay to invite more people to the table.

Most times people are polite and won't mind. Better yet if your three friends are spenders, I'm sure the table will be happy to have you join.

Who doesn't want more drinks?



Interesting yea?



SHARE THIS!!

source: http://vergehub.com/7-table-etiquette-you-need-to-know/

Not everyone is a morning person, but we try to wake up early and get ready for the day, A large number of successful people say they wake up early why even some like Michelle Obama wake up as early as 4 am do as to have a productive day for both herself and her family.

You don’t have to wake up that early anyway, but you have to be ready for the day by 7 am. The wee hours of the morning can be a good opportunity to self-care, wellness, creativity, reflection even productivity. Here are seven things you can do before the clock strikes 7 a.m. to put your best foot forward.

1. Prayer

Start each and every day of your life saying a prayer to the almighty. Prayer works! Ask your neighbor.

2. Drink a glass of water

Drinking water early in the morning has two core benefits: it boosts metabolism and hydrates the body. Drinking water early in the morning is important because it helps rehydrate the body, so as soon as you wake up you’ll feel energized. You should set a goal of doing this after you wake up, some experts eve suggest drinking a big glass of water so you can avoid feeling sluggish or tired and also to start the day with a cleansed system.

3. Eat a healthy breakfast

It can be hard to eat early in the morning, but research shows that nourishing your body first thing in the morning leads to lower body mass index, better memory, improved attention skills, and increased daily calcium and fiber intake. A full stomach in the morning makes it easier to pass up unhealthy snacks at work and I’ve noticed that people who eat breakfast are more productive at work in the morning.

4. Limit phone use

A majority of us, have the bad habit of checking our phones the minute we open our eyes. It is advised we give ourselves time to be fully present before we check our phones. If not we’ll fall prey to the reactive, response mode that all those notifications and alerts promote. Stay off social media, don’t check your email, ignore that text message alert. This allows your morning to be a way to set the tone for a brand new day.

Also read: Seven Morning Hacks To Make You A Morning Person

5. Carve out 15-30 minutes for yourself

The best time to be creative is early in the morning (i learn that from my dad). Carving out 15-30 minutes of your time should be at the top of your to-do list. Set aside 15 or 30 minutes every morning to do something just for you, just because you like to do it. Write, draw, paint, listen to your favorite playlist, practice French…whatever it is. If early morning is the only bit of “me time” you get before the rush of a busy day, use it to get your imagination revved up. Another option is to spend a few minutes reflecting before beginning your day. This could mean journaling or meditation.

6. Pack your lunch

This can also be a challenge, but not only does it save money it can also help you eat healthily. Your lunch doesn’t have to be co plicated, but there are easy, healthy lunch recipes you can make in less than 30 minutes.

7. Make a to-do list

It’s easy to start the day with your head swimming with everything you need to do. Stop, take a break, and start writing. Be realistic about what you can accomplish and try to plan out your day.

8. Move your body

You should work out for at least 30 minutes every morning. It helps reduce stress, boost endorphins, stoke your metabolism and make you feel awesome. Whether it’s a quick run, a group fitness class, workout in the middle of your living room or just a quick walk outside, moving your body in the morning is a great way to jumpstart your morning.

Source: http://vergehub.com/8-things-you-need-to-do-before-8-am/

Ok

beautiful write-up.

It is not uncommon to find a 50-something-year-old asking himself if he is too old to buy a house at his age. The answer is, absolutely not! A couple of years ago, the general assumption was that most people if not all, retired around the age of 60 or 65 which is no longer so today as many people around this age still find themselves in the working class.

This is to say that if you are 50 and you want to buy a house, you probably still have many working years left and that means more income to put towards owning a home. This doesn’t necessarily mean you should relax on your oars as you are not as young as you were some years back.
This means financial decisions for you are a little more complicated in some ways and easier in others. If you are considering purchasing a home in your 50’s, you may want to think through these issues:

1. How Big a Home Do You Really Need?

Don’t let the excitement of finally been able to afford your dream home get to you so much that you don’t stop to think about how sensible an investment like owning a huge home truly is.
The size of your home is a major consideration. If your kids are gone or are leaving soon, you need to think ahead about whether you want to clean, maintain or decorate multiple rooms you would not use, especially as you grow older. On the other side of the coin, grandkids might be a really good reason to buy a larger home and of course, if you had children later in life, you may still have years of young ones at home.
If you are considering taking a mortgage to buy the house, keep in mind that some of your retirement funds will go to your mortgage. That’s why you need to buy a home with a mortgage well within your ability to at least make payments a lot easier.


2. What About Mortgage?

If you are in your 20’s or 30’s, you can always consider a 30-year mortgage plan but in your 50’s, you need to think hard. You don’t want to be making payments as an 80-something. You can consider a 15-year mortgage or one of the other favorable types your bank makes available to you. Also, try to pay off the mortgage while you’re still working, especially if you plan to stay in that home after your retirement.
Mortgages take a whole lot of number crunching and you may also need the help of a trusted adviser. When considering getting a mortgage, be patient enough to carry out due diligence and enough research about various mortgage institutions available.

3. Where Do You Want to live?

Everybody knows that location is what makes the difference in home prices, but most don’t know how much of a difference. For example; buying a home in Banana Island is more expensive compared to buying a home in Yaba.
Maybe you’re not even looking to make such a drastic move, but you can often find shocking large living differences within your own neighborhood. A neighborhood where all the rich people live might be beautiful but you need to figure out if it is worth the cost to you.
Also, you need to check out the neighborhood you intend to live. What is the crime rate? How is the street when it rains? Where is the nearest police station? You need to be vigilant and ask as many questions as you can till you are convinced it is the right location for you


4. How is your health?

If you or a close family member is having health problems, you may need all the money you can get for those expenses. You can’t also forecast health problems so make sure there’s enough money saved for health emergencies. This is a good reason not to overspend on housing.

5. How Often Do Your Kids Visit?

If your family makeup makes it important to have a house with plenty of bedrooms, a larger home might make more sense. If your kids are farther away and only visit every year or two, you may not need to buy a huge house so you don’t end up with empty rooms.


6. What is the True Cost of Buying?

You need to ask yourself what the true cost of your purchase really is. Take time to calculate the cost of repairs, the cost of purchasing extra furniture and fitting, the cost of maintenance and so on before you take the buying step.

7. Use the Right Property Finders

Gone are the days where knocking down the doors of real estate agents was the only way to know how much a home was selling for.
There is an overflow of property search sites out there. This is where tolet.com.ng comes on top! As we provide you with the most affordable properties not just in Lagos alone but nationwide. Let’s lead you to your dream home! Visit us at tolet.com.ng today!
Overall, don’t listen when people say a 50-something is too old to buy a home because that is untrue. All you have to do is be patient, keep in mind all the factors (the ones listed above and others) you are most likely to face and then time your decision-making accordingly. Also, make sure you don’t get stuck making mortgage payments in your 80’s!.

Source: https://www.tolet.com.ng/blog/top-7-considerations-when-buying-a-home-in-your-50s/?utm_source=nairaland&utm_campaign=nairaland13_12_2016&utm_medium=blog

<strong>About Don Moen</strong>

Hmm, <a href="http://vergehub.com/high-lights-from-the-experience-2016/" target="_blank"><strong>the experience</strong></a> was Electrifying. This is my first live experience of the experience and I must say I was blessed. But I had a few high points that made me think about my life and where exactly am headed.

One of these high points was Don Moen’s performance.as he sang the timeless piece<strong> I just want to be where you are</strong> (Video below), I had goose bumps.


https://www.youtube.com/watch?v=V7BFQftD0o4

It made me think about my adolescent and early teenage years when the video Compact disc player was a major characteristic of the high and mighty and we were opportune to have one in my house.

The first CDs we watched were Don Moen, Ron Kenoly, and women of faith. I just used to love watching these videos and dancing to their tunes. Then I didn’t really understand what the lyrics were about but when he sang that song again on Friday, I just wondered exactly what was going through his mind when he sang that song.

Then he moved on to Giving thanks, and on to None like you and onto the next and the next I just saw a worshiper. You would notice that these songs have been a huge source of comfort and solace to a whole bunch of people.

He can afford to say he has fought a good fight like Paul said. But can you?

What do you think about in your quiet times? If we were to have external speakers to play out what goes on in your mind, would you be proud of it?

Most times, we take so many things for granted, we complain about all the things we don’t have and forget to be grateful for the things we have. We are so focused on ourselves, it’s always me, myself and I. We have no foot prints whatsoever on the sand of time.

Please don’t get it twisted, everybody shouldn’t be a celebrity but in your own little way what are you doing to make the world much better than it is now?

It’s one of those times when you can make a difference. Do something now.

You might not be able to write prolific songs that are changing people’s lives all over the world but you can start in your corner.

Make a difference!!!

Cheers!

Source: http://vergehub.com/don-moen-highlights-from-the-experience-2016/

The Backstage Experience

I talked about how much I enjoyed the experience 2016, if you missed it please click here. I would love to use this media to appreciate the experience crew. You did a brilliant job. God bless you immensely.

Like every concert or theatrical presentation, all the audience can see is what happens on stage. You see the electrifying performances, the captivating lights, you experience the perfect sounds, constant power supply amongst other benefits of a properly organized concert.

Like every concert, a lot goes into the planning. While you are counting down to a breathtaking experience, the organizers are doing everything humanly possible to give your dream of an amazing experience. They have to raise funds, think about the venue, about the setting, about media, about advertising, about the guest artists and several other things that you have no idea about.

So it is in real life. in fact, I was on the ground but I didn’t know there was a media team conducting interviews and trying to show us a glimpse of what backstage looks like. All I know has I moved myself to the venue and I had fun. What it cost the organizer to give me my memorable experience I have no idea off. Two days later I watched a replay on TV and then I realized that much more than meet the eye happened at the event.

Likewise in your life, you are just the audience. You have almost nothing to do with what happens in your life, the bulk of the work is done behind the scenes by God.so if you think you have achieved everything you have and you are by yourself, am sorry to tell you that you are wrong.

Have you realized that the things you have today were your prayer requests some time ago? All those times when you were complaining and winning God was working backstage to get you what you now have. The trick is you never know what happens behind the scenes, all you see is the finished product.

Since you are not aware of all that is going on behind the scenes, you complain and whine and worry and cry, and drown in your own tears, and allow yourself to drown in depression and say things you will regret.

Today I just want to say Relax! God is working behind the scenes on your concert. Just like I had to move myself to the venue to have a lovely time, wake up in the morning and refused to let the devil steal your joy.

It’s irrelevant that you are yet to see, all those changes you desire, just be confident and know that you are in for a swell time. Someone is in charge of pulling off an amazing experience for you. If humans could pull off the Experience, think of what the almighty can do for you.

I recently heard of a movie that was shot for two years and it turned out spectacularly well.so it does not matter if you don’t have the wonderful experience and the year ends, just remember that bigger events take longer to organize.

Relax brother
Relax sister
He is still on the throne.

Cheers!!

Source: http://vergehub.com/high-lights-from-the-experience-2016/

You are what you eat,
You are what you read,
You are what you listen too,
Your vision depends entirely on what you see,
Your ideas are based entirely on all the above,
Show me your friend and I will show you who you are. (Chinny, 1987)

Just like the body craves for Sushi, Pizza, Afang, Rice, Chicken etc so the spirit craves for fellowship with God and his word. You are what you eat, what do you eat? Sincere milk of the word, Meat, Strong Meat or Strong Bone (for Sons).Where is your level? Are you growing or suffering from kwashiorkor?

Your life is based on what goes in.

The big question is: What goes in? Who are you listening too? Who are your friends? What kind of visuals do you expose yourself too? Life is more than just a routine; consciously make decisions to build up you. Emphasis on BUILD and YOU.it takes you to do that; the bible tells us in 1 Peter 2; 5, that we are living stones being built up as a lineage of priests offering acceptable sacrifices continually.

You cannot offer anything to him until know him. It’s not enough to hear this thing only at church.it is a continuous process.

You are what you eat; say no to junk food and healthy u will forever stay.

Source: http://vergehub.com/entertainment-or-edifyment/

ednut1:
fallacy, all these places are for the rich except okota. btw op where did u grow up

I don't think so. You can still get affordable accommodation in some of these other places.

Over the years, the Real Estate sector in Nigeria has proven to be a bedrock of the economy that cannot be shaken. Despite the Ups and Downs and the economic imbalance, real estate has been one of the most consistent sectors in the economy. However, in the year 2016, the future of what seems to be the best in Nigeria started dwindling. Nigeria is faced with the questions of the lucrativeness of the sector.

Thus, what seem to be a shining star, that could blind any dull beggar is now a questionable dark lantern in a small dark room. We are at a point where luxury apartments cost 20% lower than it used to be. At this point, everybody is selling and dumping the real estate sector as an unprofitable hub. This has definitely led to the questioning of this once very profitable enterprise. Everyone is asking,

What is the future of the Nigerian Real Estate sector?

Due to the current recession, the real estate industry has suffered great strokes, especially the luxury real estate. As we know, housing is one of the basic human needs, so no matter the cost of renting an apartment or buying a property, people will still live in a house. The effect of this is that individuals who lived in bigger apartments may evacuate the building for smaller ones.

Gbenga Olaniyan the CEO of Estate Links, one of the leading businessmen in the Nigerian real estate sector answers this in an interview with Dupe Awobajo, below are some excerpts from the interview:

Apart from Real Estate Which Other Businesses are you involved in?

I have invested in a lot of business. I have come to realise that real Estate is all that I should invest in. I have tried a couple of things many years past which didn’t work out. So I have decided to stick to real Estate 100%.

What’s Your Advice For those who intend to Invest in Real Estate During the Recession?

Now, I am going to use this as an example, I got into the real estate in 1988. We had the first recession at the end of Babangida days in 1989/1991. At this point, so many people were selling properties, but that was the time that discerning investors started buying. Real Estate has actually out dawn the drop of the value of the Naira. For instance, a wing of a duplex in Dolphin was One million naira in 1991. One Million naira which is 50,000 pounds. Today, Dolphin is 90 million. And that is about 170,000 pounds. This shows that real Estate is where to keep your money as a store of value. Whatever end of the market you want to invest in there are properties for you. For instance, lands right now in the new EPZ (Export Processing Zone), Dangote is going to move about well over 20,000 to 50,000 people towards that zone.

Those people have to live somewhere. Right now the plot of land with documentation will cost about two million Naira. Some people
are investing about 1 billion Naira in it. It is when everybody is selling that you should be buying. Everyone should look at the “imagine” market in real estate. The new Airport and seaport will be there. Ikoyi and VI are currently at the lowest that they will ever be. Right now they are at the lowest that they can be. I have always recommended that people should look at the “imagine market” in real estate.

What is the Future of Real Estate in Nigeria?

Right now the luxury real estate in Nigeria is suffering a major battering. Right now the residential real estate at the high end, but it will bounce back together with the economy. The fact that the supply has gone down has also helped. In my own projection, I see the market bounce back in the next three years. It will bounce back and you will see developers starting to scramble once again.

One thing worthy of note is that this is not something that only happened in Nigeria, it happened worldwide. At a point, the UK went through this. In Canary Wharf where we have the best high rise properties concentrated in one spot. Some owners were talking to major international companies to move into their properties and rent free for a year just to pay the service charge. I don’t see that happening here, we are even better off.

This interview shows that the future of real estate in Nigeria is very good and in fact, investing in real estate is one of the best business in Nigeria right now, even though it seems illogical. In the long run, the “Imagine Market” wins.
Since this is the best season to invest in real estate. Buy a property today. Join the train visit www.tolet.com.ng?utm_source=nairaland&utm_campaign=nairaland9_12_2016&utm_medium=blog now.

Source: https://www.tolet.com.ng/blog/what-is-the-future-of-real-estate-in-nigeria/?utm_source=nairaland&utm_campaign=nairaland9_12_2016&utm_medium=blog

Buying a house is sure one of the biggest investments of so many Nigerians. For some, it takes as long as ten years, for others, it’s a six month’s deal. While so many people consider that saving up your funds to buy a home is a very good investment, others believe it is wrong. But it all depends on the plan and the type of savings. A detailed analysis will be a good guide for saving to get a home. But you can get a property without saving. Let’s examine the two sides here.

What Type of Savings Are You Doing?

So many Nigerians know little or nothing about mortgage schemes. Even when they do, they are scared that they may lose the property and their money at the end of the day. So, a majority of Nigerians prefer renting, building, and buying a house, instead of mortgaging a house. This is what we (middle-class Nigerians) do. Most times, because we want to build a house, we start saving a portion of our salary in the bank, so as to purchase a piece of land. The effect of this is that by the time we collect the money, the price of the property may have increased, thus, we won’t still be able to afford the property.

The second is that Nigerians choose to join cooperative societies where they keep saving a portion of their money on a monthly basis to enable them to get loans with which they can buy a land after a period of time. This is common among government workers. This system enables those participating in the cooperative society to get 100% loans of 50% of the amount they have.
Looking at the structure of this savings, it is an unwise decision to save to get a house in Nigeria. This is because the property market is prone to appreciate and properties will not remain at the same cost. The properties may not be available when you will even get your money. So how can you make wise savings to buy a property?

Let’s Look at the “Imagine Market”

A few people talk about the “imagine market” and this rules in the real estate sector. The imagine market I mean the appreciation or depreciation of properties in your chosen location over a period of time. The truth is, no matter how bad the economy is, real estate tends to always appreciate, although the level of appreciation depends on the location. Even when there is a recession, when luxury apartments suffer loss or depreciation, they tend to bounce back and appreciate over a short period of time.
For instance, A wing of a duplex in Dolphin was 1million naira in 1991. 1 Million naira which is 50,000 pounds. Today, Dolphin is 90 million. And that is about 170,000 pounds. This shows that real Estate is where to keep your money as a store of value.
This is one of the most important parts to look out for when saving for a property. The location is everything when it comes to real estate. So you have to look at the possibility of not getting a property in that location in 6 months or one year. The effect of this is that you may not be able to meet up with the high appreciation in the real estate market if you decide to save your money in the corporative society for three years to get a loan of one million Naira later.

What’s the Best Way to Go About it?

This is the most important question to ask. The truth is, you don’t have to save to buy a house. But you just have to buy or build a house. Below are the top five ways you can get a property without saving in Nigeria.

Choose a Location

You don’t need to save money to choose a place you desire to live. So have an idea of the place you want to live in your head. It is also important to have reasons for choosing your location in your head.

Make Enquiries

There are so many companies that sell properties. You don’t need to pay more to get information. It free. You can even contact agents that work with companies to know what it takes to get a property. This will increase your drive.

Contact a Property Company

Check out a list of tested and proven real estate companies in Nigeria. Contact them to make inquiries about properties in your location. Check out their available properties. Make an agreement with them for your payment plans. Give them convenient plan. This way, you will avoid paying inflated prices when the property value increases.

Pay in Installments

Instead of joining a cooperative society, you can get a property and pay in installments. How? It is very easy. There are some companies in Nigeria that allow you to pay as low as 500 NGN to get a property per day. So just get on the right train.

Secure Your Papers

Make sure the company has a good reputation and you can get your papers as soon as you finish making your payment. Make inquiries on the documents you need when you secure a property. You can even get a lawyer.
If you try these easy step, you will get a property in five years even if your salary is not fat.

Source: https://www.tolet.com.ng/blog/how-to-get-a-house-without-saving-in-nigeria/?utm_source=nairaland&utm_campaign=nairaland_8_12_2016&utm_medium=blog

This is trash, how many estates do you know?

Donald Trump’s transition team announced on Monday that former presidential candidate Ben Carson had been nominated as housing secretary. “Ben shares my optimism about the future of our country and is part of ensuring that this is a presidency representing all Americans,” the president-elect said. Carson had previously removed himself from the running for a cabinet position after his spokesperson said that he did not feel qualified to run a federal agency.

The US President-elect Donald Trump chose Ben Carson, the mild-mannered retired neurosurgeon who challenged him for the Republican nomination, to turn around troubled US inner cities as secretary of housing and urban development.

Carson, an African American who is a religious conservative, has no background in housing policy but has cited his poor childhood in Detroit as a qualification for the job.

He is the first black selected by Trump for his team.

In a statement, “Ben Carson has a brilliant mind and is passionate about strengthening communities and families within those communities.”

“We have talked at length about my urban renewal agenda and our message of economic revival, very much including our inner cities.”

“Ben Carson has a brilliant mind and is passionate about strengthening communities and families within those communities,” Trump said in a statement.

“We have talked at length about my urban renewal agenda and our message of economic revival, very much including our inner cities.”

Carson said: “I feel that I can make a significant contribution particularly by strengthening communities that are most in need.

“We have much work to do in enhancing every aspect of our nation and ensuring that our nation’s housing needs are met.”

“I grew up in the inner city,” Carson told Fox News last month. “And have spent a lot of time there. And have dealt with a lot of patients from that area.”

Carson briefly led the Republican presidential pack during the primaries, offering voters an unruffled, slow-talking persona that contrasted sharply with high-decibel slug-fest around him.

His bid initially gained support among Christian conservatives but it ultimately fizzled as he fell short when presenting concrete policies and answering questions about key issues.

The Seventh Day Adventist had presented himself as an alternative to Trump, preaching tolerance and compromise but sometimes unleashing blunt rhetoric. These included many references to Nazi Germany, such as his suggestion that Jews would have fared better in the Holocaust had they been armed.

Trump mercilessly mocked him on the campaign trail, accusing Carson of having a “pathological” temper.

Nevertheless, Carson endorsed the real estate billionaire after withdrawing from the race in March, describing his former rival as “a very intelligent man who cares deeply about America.”

He took Trump on a neighborhood tour of his Detroit hometown in September at a time when the nominee was looking to boost his image with African-American voters.

He also came to Trump’s defense following the release of a 2005 audiotape in which he bragged about groping women.

About Ben Carson

This 65-year-old grew up poor, raised by an illiterate mother who married at age 13 but left her bigamist husband.

He developed into a model student, earning a scholarship to Yale University and attending the University of Michigan medical school.

At 33, he became the director of pediatric neurosurgery at Johns Hopkins University, earning global acclaim in 1987 by performing the first successful separation of twins conjoined at the head.

This renowned author, retired in 2013 to hit the conservative talk circuit, describing how faith and family values had helped him as a drifting teenager to realize his dream.

He routinely promotes a return to individual responsibility — a value that led him to denounce the welfare state, which he has warned only traps people in poverty.

“If we continually keep people in a dependent position,” he told conservatives in 2013, “then they’re soon going to lose the drive that is necessary to achieve in our society.”

Source: http://vergehub.com/trump-names-carson-as-housing-secretary/

It’s Grammy nomination time!

Music’s biggest calendar night, the 59th annual Grammy Awards, are set to air February 12th 2017 live on CBS.

The industry’s brightest stars will align to shine at the event, which will boast performances from the creme de la creme.

Today, excitement for the ceremony soared to new heights as its committee reveals which artists have been nominated in which categories.

What are you waiting for? The nominations for the 2017 Grammys await below…



Album of Year

Lemonade – Beyonce
25 – Adele
Views – Drake
Purpose – Justin Bieber
A Sailors Guide To Earth – Sturgill Simpson

Record of the Year

Hello – Adele
Formation – Beyonce
Work – Rihanna & Drake
Stressed Out – 21 Pilots
Seven Years – Lukas Graham

Song of the Year

Formation – Beyonce
Hello – Adele
Took A Pill In Ibiza – Mike Posner
Love Yourself – Justin Bieber
Seven Years – Lukas Graham

Best New Artist

Kelsea Balerini
Chance The Rapper
Anderson Paak
The Chainsmokers
Marina Morris

General Field Categories

GENERAL FIELD

Album Of The Year:

25 — Adele
Lemonade — Beyoncé
Purpose — Justin Bieber
Views — Drake
A Sailor’s Guide To Earth — Sturgill Simpson

Record Of The Year:

“Hello” — Adele
“Formation” — Beyoncé
“7 Years” — Lukas Graham
“Work” — Rihanna Featuring Drake
“Stressed Out” — Twenty One Pilots

Song Of The Year:

“Formation” — Khalif Brown, Asheton Hogan, Beyoncé Knowles & Michael L. Williams II, songwriters (Beyoncé)
“Hello” — Adele Adkins & Greg Kurstin, songwriters (Adele)
“I Took A Pill In Ibiza” — Mike Posner, songwriter (Mike Posner)
“Love Yourself” — Justin Bieber, Benjamin Levin & Ed Sheeran, songwriters (Justin Bieber)
“7 Years” — Lukas Forchhammer, Stefan Forrest, Morten Pilegaard & Morten Ristorp, songwriters (Lukas Graham)

Best New Artist:

Kelsea Ballerini
The Chainsmokers
Chance The Rapper
Maren Morris
Anderson .Paak

Source: http://vergehub.com/must-read-59th-annual-grammy-nominations-full-list/

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