StoneColdBiceps:


Eeyah soory dear, but dis is not soppose to get to dis extent. From my experience as a credit risk analyst in a bank, any deliquent/bad/loss loan has a way of recovery. U said its like 3 years so dat is classified "loss" according to cbn prudential guidline. Wat d bank do here is to appoint a recovery agent to act on dia behalf to recover d bad loan. 2.8Million s still on a low side to warrant all dis swat action in ur dads compound! D revovery agent stand to get 10% frm d revovery. Ur family can get a good lawyer to sue on dat action. Frm my experience as a credit risk officer in my bank, wat i'll advice ur dad do is his lawyer should write to d bank for concession or restructure of d loan. His lawyer shld plead dat bizness is bad dats why ur mum cldnt repay d loan. Dat d bank should give concession or waiver of paying just d 2.8M. D resultant 7M is as a result of debit interest accruals/accumulation frm d point d account went into debit. In banking accounting principle,everyday ur account goes into debit dia is debit interest against it so its unhealthy! So ur dads lawyer sld plead to cancel all d accumulated debit interest and interest element tide to d loan and just pay only d principal loan. Ur dads lawyer shld beg d bank to stop interest on d account so dat ur dad can effect credit swings. All dis plea above is done/granted by all banks, dey will approve ur dads plea. After all these, d bank will invite or write ur dad on d restructure/concession. Ur dad shld promise on a monthly payment or lump payment till he settles everyting. If u guys have money just settle it onze and for all....except ur mum/dad did sometin more atrouciouse, because i wonder why SARS will bé involved to d extent of jumping d fence into ur compound to make arrest.Sorry dear take hearth. Feel free to ask any questions...

. I strongly believe the parents did not cooperate with the bank and the recovery agent. I also believ there are still part of this story lurking somewhere we are not aware of. Banks take a long time and patience b4 it gets to this level. Even for collateral realisation, all other options wld hav been evaluated. Pls let ur dad request for Full and Final Settlement. Pay the original loan amount and add part of the interest. They will accept it and write off the remaining. But you must present sth tangible in ur negotiation since ur collateral is also in their custody. Next time, pls always be open to ur bank on any issues affecting u. They will more than willingly extend, restructure or refinance u. Sorry abt this whole thing.

eyeview:
This is just a routine security drill to alert the citizenry that they are ready aswell as send warning signal to any group planning mayhem. There's really no need to start insulting the president as some kids are already doing on this thread.

. Seems na only u understand Wetin dey. That is small compared to the convoy I saw this morning here in d North. Just to send message across to would-be trouble makers and to show swag.

Sunday8650:
what a disgraced we use to parade ourselves as the big brother of Africa now common chad is saving us. Chad a country less than Ghana in military capabilities.

Please let's cover our face when next we are addressing our African brothers we are not up to their level in anyway. Bokoharam could not penetrate south Africa, Ghana, Cameroon, even Gambia but Nigeria they just sat and took our girls and kill our children while we were finding how to negotiate and settle them.

Nigeria rubbish country!! When next south Africa speaks we should hide because I know they are the military might of Africa now followed by Egypt.

What a disgraced to hear Cuba saving USA and later Fools will start shouting giant of Africa.

Naija were did we go wrong to keep getting worse each day.

We are rubbish in the eyes of Africa and international communities. I don't think any country will but their fate in Nigeria soldiers again in name of peace keeping

We are just a big oil bigot without real worth. truly we have loss the saltiness in our country. Africa will be a better place without the likes of us in it. We live in past glories of those who have long died to give Nigeria a meaning in a community of nations.

Nigeria!!! Oh my country were did we go wrong!

. Just suppose the market is at full throttle and u are asked to go and chase everybody by all means. Your family members and friends are also in there hustling to make ends meet. You will not be effective compared to an external agent with no strings attached. He can use any means available to chase everybody away without batting an eyelid. Nigerian soldiers have different backgrounds and interest when asked to fight on their own soil against their own people. An external aggressor with no interests can do and undo. Kudos to the entire military fighting out there to ensure we sleep at night. God bless all of them and keep them for their families.

craziebone:


first, there is no evidence he created me. And even if he did, who says christianity has the monopoly of the 'word of god'? What is the evidence that that which is contained in the bible is the truth and the only truth? What if i say i am not a christian?you want me to read the bible too?

As for "your body is the temple..bulsh!tt", i am not saying my body shouldn't be his temple, but i think my body should be about me first than it is about anyone else!

If i get sick, who feels the pain, holy spirit? If i get hungry, who feels it? If i am enjoying or suffering, who feels it? If i have sexual urge, who feels uncomfortable and has to control something? The holy spirit? No! It is me! So it should be more about me than it is about anyone else!

Btw, if God doesn't want us to Fv..ck, why did he give us our homones? He should have kept it till we are married before releasing it into our blood streams. Afterall he is "all powerful".

. Young age should not be an excuse to be silly sometimes. It is always about you. Please do what pleases you. I am not really in a debate mood this night. I have a long week ahead of me to think about.

craziebone:


why should god be bothered about what i do with my own body!

. Because He made you. No matter how much u try to philosophies ur way out of it, u were made by God. He hass given specific instructions on hw He wants us to live our lives in the Bible. ... know ye not that your body is the temple of the Holy Spirit?

Pls keep ur physical virginity and ur spiritual purity. There is a great reward from God for it. God hates willful sins.

The family house experience is so cool. They helped me a lot when I was redeployed with not much money and no acquaintance. Free flow of useful infoo among corps members and a way to encourage your spirituality. Served in North West '06/07. I even had the rare opportunity to participate in a 2-day Rural Rugged programme in one village like that in d North. Went in a canter truck and offered a lot of medical and financial assistance to the village. ''Higher and higher we will go... I love the way u... yes I love u with the love of the Lord''

Wetin dey there kwanu? We are one. Nothing to hide. My wife has access to my phones and gadgets anyday anytime and vice versa. It depends on trust. I just pray none of us will do anything in future that will betray that trust.

Ok

ify84:
Chia....... All start up business can make one go mad, especially with d initial loses..... I doff my hat for all entrepreneurs who started small and still made it at last....

Dix my small computer center I set up, dem don steal my laptop, my monitor, I don repair gen tire....... But,

My heart has no desire to stay
Where doubts arise and fears dismay;
Though some may dwell where these abound,
My prayer, my aim, is higher ground.

. Are u AG?

lolaluv1:
One thing is, it is not So easy to gain access to a customers account without the account holder being very lackadaisical and slack with account details. I know of a man who was supposed to sign his cheque with his accountant making two signatures. When it was time to defraud, the accountant planned with an accomplice and forged the man's signature, and signed off his own part too.

They walked away with the money. This would have been prevented if the man had a cheque confirmation mandate in place or if he had taken better care of his cheque booklet.

On the flip side, bankers go through a lot. Over worked and unappreciated and indebted due to the fact that they are paying back bad loans they gave out, they sometimes fall into the trap of making shady deals. Also, some are very greedy. When you gave out a loan of 2.5 and the customer gave you 1m from it, How will he pay back?

Nigerian banks work in an ambience of emotional blackmail, insults, humiliation and intense pressure.... And you dare not complain, after all, "you can work effectively under pressure", as your CV spelt out when you were applying for the job
Banking is a very dirty world and only the very, very strong and powerful survive.

One day, I will write on What lies beyond those clean walls and seemingly serene atmosphere.

waiting for the book.

thaoriginator:
Nnwane, Buhari igwe nigeria cholo... Buhari odikwa president daluu ego.. Onyi nmiri.. Vote Buhari.

. Pls why does it appear your Igbo is difficult to comprehend?

OgologoDimkpa:
Seun, Obinoscopy, Myd44, Ishilove--- abeg, front page please.

. I kwuru nke oma nwanne.

[quote author=customized13 post=30028420]biko nwanne m, nne dekwa nkem ofuma?

maka mua emeghi asusu-igbo na ulo akwukwo ngara na ala ndi-ofe, o soso asusu yoruba ka anyi mere.[/quote. Nwanne Ukwu I detara ofuma ofuma. O nweghi onye obula di kpom kwem ma obu karacha ma ihe. Anyi dum na-achokwa imuta amuta. Chukwu gozie gi ma gozikwa ezi na ulo gi. Ese dada

O ga- amasikwanu m ka Onye nhazi ihe (modureto) buru arumaru Uka anyi a ga n'oche ihu (furontupeji). Kaa Chukwu mezie okwu.

Biko Onye obula choro ide ihe n'ebea a, ya dekwa ya ofuma. O na-ghi amasi m na otutu umunne m ebe a na ede edide ha na uzo na-adighi nma. I ga eji ezigbo rikom na tensi na ede ihe I na ede ka anyi nwere ike ghota ofuma. Deme deme!

If you fear God and are principled, it would not be a big deal. You know why? It is also a thing of pride for a male virgin not to fall for any lady after keeping oneself for a long time in consecration to your God. Those days I always felt any lady trying to seduce me to have sex with her was an agent of Satan coming to make me fall or steal my destiny. I was also so scared that once I committed fornication, that I would lose a lot of blessings from God. But the caveat is: do not encourage long courtship. It is very dangerous.

People always criticise others who are able to achieve certain feats viewed impossible by majority. I faced a lot of cynical taunts from friends in the university who thought I was a Jewman for not laying a woman: they never knew it was a matter of principle and fear of God. My wife and I were virgins when we got married. I have never had regrets for getting married as a virgin and to a virgin. But people who cannot do it just talk as if it were a crime.... It was not easy though, but it was worth the waiting.

ajimega:
you must be a preacher son you try

if u are less than 40 yrs I don't think u should respond to me that way. But if u are around 70 then I guess u could possibly call son. You are not fit to comment on this thread.

Day169:
It is my believe that a man as honorable as Buhari(with Osinbajo as Deputy) would be able to accept the sovereignty of the electorate, in the event of non performance in 4 yrs time.
Till then. ..

. Very true sha. But how do we ensure as citizens that these good men do not metarmorphose into something else within the period.

Justcash:
@OP; It will be difficult. You can only exercise your right to choose if he decides to be more like GEJ than OBJ. You and I can tell who he will prefer to be like. NIGERIAN leaders gat too much of power. The highest that will happen is riots and protests that will die down in few weeks.

To many NIGERIANS, humility and civility is weakness, that is why GEJ IS SEEN TO BE WEAK.

. Good contribution.

Just being curious my people. I am neutral to both the candidature of Buhari and Jonathan. However I have been wondering whether Nigerians can easily vote out Buhari in the next 4 years if we are dissatisfied with his performance in the office.

Abians listen well (in BCA,s voice), pls vote Alex Otti for positive change. So much wasted years in the hands of TA Orji.Only bad news have emanated from that Abia State in the last 10 yrs.

Thanks a million. I have always thought abt this severally. Sometimes it appears I am the only one who thinks in this direction! Guess what? My wife does not seem to gbadu the idea oooo. But by God's grace I shall convince her and God willing, my children would pick up the traits and skills and better their lot in d future.

Please allow God to choose a place to serve for you. I served many years ago in a rural area in North West Nigeria. We were well taken care of, nice and cheap accommodation and there was even little competetion for our services there. My village people up till now still provide free accommodation for corps members with mattresses, buckets,kitchen utensil and some simple household appliances. They even contribute Kerosine, palm oil, yams and garri for them.And the students also assist them cultivate some crops at a piece of land allocated to the corps members for farming. I always envy corps members posted to my villa.

Does anybody know Bulat House at Bariga Lagos? Do they share any similarity?

There is tension in Jos now. All the roads are blocked wt heavy traffic. Everyone is trekking home now. Oh my Jos

Yes confirmed. At Apata now finding my way home. Roads have blocked and everyone is trekking home.God pls help us oooo

Would really be glad if there is one that could bring positive results and change the violence-oriented disposition of some followers.

Yorubas hate Igbos with passion.