[quote author=Aareakinwunmi post=119373922]

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HomeLatest News
CBN Withdrawal Limits: POS Opererators take protest to National Assembly

More reactions are still trailing the withdrawal limits policy announced recently by the Central Bank of Nigeria (CBN).

This time, the Association of Mobile Money and Bank Agents in Nigeria, known as POS operators, have called on the CBN to suspend its policy on cash withdrawal limits, noting that there was no adequate provision for mobile money.

The policy, which will take effect from January 9, 2023, restricted the maximum cash withdrawal by individuals and corporate organisations per week to N100,000 and N500,000 respectively.


Lamenting this development, while addressing newsmen on Friday at the National Assembly, the President of the association, Victor Olojo said that the policy is putting the jobs of over 1.4 million agents on the line.

He also lamented the effect of the policy on thousands of mobile money and bank agents operating in hinterlands and creeks where there are no banks and ATMs.

Also in the letter to Buhari, dated December 16, the group requested an upward review of the maximum withdrawal limit to N500, 000 weekly for individuals and N3m for corporate organisations.

It added that the series of engagements with critical stakeholders would continue.
He said: “Considering the fact that the fintech industry in Nigeria has attracted the largest foreign direct investment (FDI), and the bulk of these investments have been channelled into the acquisition of POS terminals, high employment opportunities for Nigerians and other infrastructure. All these could be lost as a result of this policy.



“Rural economy and the informal sector will be adversely affected by this policy because POS agents play critical roles in serving these segments.”

Appealing to the apex bank to suspend the policy until the industry stakeholders are properly engaged and a work plan released, Olojo said, “it is worthy of note that AMMBAN (Mobile Money and Bank Agents in Nigeria) and its members have always been at the forefront since the inception of the financial inclusion drive in ensuring the achievements of the set goals.

“It is strongly believed that no success story can be pointed to without the selfless efforts of agents who, against all odds, go to the creeks and hinterland in the drive to deepen financial inclusion goals as set by the CBN.
© 2022 - Independent Newspaper Nigeria.

Nairametrics
ATTENTION: Teachers, nurses, others can now get Australian visa in just 3 days
Ngozi Ekugo by Ngozi Ekugo 2 days ago
BREAKING: Teachers, nurses and others can get an Australian visa in 3 days only

The Australian government is now assessing/processing skilled visa applications from foreign teachers and health professionals within three days.

Nairametrics gathered that the fast-tracked assessment process is in line with the government’s decision to prioritise skilled visa applications amid labour shortages.

The changes apply to all nominations for skilled visas, visa applications pending decision, and newly submitted applications for temporary, employer-sponsored, and regional visas.

More on the recent changes: The changes followed the discontinuation of the Priority Migration Skilled Occupations List (PMSOL) by Australia’s Department of Home Affairs.

Note that PMSOL was discontinued because it was deemed “out of date” and no longer accurately represented the acute labour shortages experienced throughout Australia.
The discontinuation removes priority for global talent and business innovation and investment programmes. instead, the occupations now being prioritized include school teachers, health and welfare support workers, childcare centre managers, medical scientists, counsellors, psychologists, social workers, and medical technicians.
New order of priority: Under the new ministerial direction, skilled visa applications are now being decided in the following order of priority:



Healthcare or teaching occupation applications.
For employer-sponsored visas, applicants are nominated by an approved sponsor with accredited Status.
Visas for a designated regional area
Visas for permanent and provisional visa subclasses
All other visa applications.
For all categories above, priority will be given to holders of eligible passports because not all visa streams are open to every nationality.

Within each category, priority is given to applicants located outside Australia for provisional and permanent skilled visa applications.



How much Australian teachers and nurses earn: Nurses make between $70,000 and $90,000 per year, while teachers typically make between $85,000 and $100,000.

What this means for Nigerians: The fast-tracked visa assessment process means that Nigerian teachers, nurses, social workers and other professionals who are interested in moving to Australia now stand a greater chance of achieving their dream.

Meanwhile, Australia is not the only country that has eased its visa rules for foreign teachers. Recall that the UK also recently announced some changes making it easier for foreign teachers to obtain permits to work in the country.





Home Financial Literacy Career tips
How to secure proof of funds for your visa application
Ngozi Ekugo by Ngozi Ekugo 2 days ago
How to secvisa application
Proof of fundemonstrates that a person or entity has the complete funds needed for a specific transaction or request.

The document is typically presented in the form of a bank statement and the purpose is to ensure that the funds required to complete the transaction are both accessible and legitimate.

In the case of a POF for visa application, you must demonstrate that you have sufficient funds to cover, for example, your course fees and living expenses if you are travelling for study, work, vacation, or for any other reason. This is asides from the amount you would have paid for a visa application and the full or partial tuition fees of the university you have enrolled in if it’s a student visa application.

People applying for some visa categories are required to submit such financial documents to show that they meet the financial requirement.

In the case of Canada and other countries, for instance, the funds must be readily available to you, plus you cannot use the equity on real property as proof of settlement funds.



Another important point is that the amount of money you need depends on the size of your family. To calculate the size of your family, you must include yourself, your spouse or partner, your dependent children and your spouse’s dependent children.

Detailed bank statement: As stated earlier, proof of funds can be provided in the form of a bank statement. This is a record of all transactions in a customer’s account over a specified period, usually monthly. The statement includes deposits, charges, and withdrawals, as well as the period’s beginning and ending balances.

The account holder’s bank statement details the account’s activity. It enables the account holder to view all transactions made on their account. Regularly, some banks send monthly statements to account holders.



Furthermore, transactions on a statement are typically displayed in chronological order.

Many banks offer account holders the option of receiving paper statements or via email and this contains the following:

Date of transaction
Description of the transaction
Credits: the amount of deposit added to your account.
Debits: the amount withdrawn from your account
Balance
Amount of money needed as POFs: For a visa application, the first step is to know how much you need to have as proof of funds. The next is knowing how to source the funds. Finally, how to obtain the actual proof of funds which is the document you will take to the embassy.

Firstly, we will start with knowing how much is needed as proof of funds using the United Kingdom and Canada as an example.

For a UK student visa for instance, how much money you need depends on where you will be studying. You’ll need either

£1,334 per month (for up to 9 months) for courses in London
£1,023 per month (for up to 9 months) for courses outside London
This amounts to around N6.5 million or more (using the official rate as of 13th December 2022).

You must have this money for at least 28 consecutive days. The end date of the 28 days must be within 31 days of the date you apply for your visa. Find out more on gov.uk

For a skilled worker visa to the UK, you would need to support yourself when you arrive in the UK and usually should have at least £1,270 (N695,401) unless you’re exempt. Find out more here

To apply to study in Canada (asides Quebec), after paying from your tuition, you are required to show proof of funds. Living expenses for only you as a student would be:

$10,000 (N4.4 million), plus $4,000 (for the first family member), plus $3,000 (for the second family member), and it goes further. Find out more here
To work in Canada under the Federal Skilled Worker or Trades Program, you need $13,310, or $16,570 (N5.9 to 7.3 million) as POFs if you are bringing a dependent, and it goes higher as you bring more dependents. Find out more here

Ways to secure funds: There are various ways to secure funds to have proof of funds for your visa application. You can either use your salary account, sponsorship from a spouse or employer, funds from a micro-finance bank, lenders or family and friends.

Using a salary account: This usually covers a statement that includes your incoming salary or payments, and any transfers or deposits made.
Spouse sponsorship: You can also present the bank statement of a sponsor but need to establish that you are either related to the sponsor by profession or family ties. The most recognised type of relationship is spouse sponsorship or employer sponsorship.
If you will be sponsored by your spouse, you have to establish that you are related to your spouse by including your marriage certificate in the application
Employer sponsorship: If you are using company sponsorship instead, you need to establish that you are an employee of the sponsoring company. This means that you should present your employment letter and personal statement of account showing salary payments from the same employer.
Furthermore, you should also explain what the sponsor does and get a letter of sponsorship or affidavit of sponsorship to buttress your claims. With this evidence and a substantial amount in your sponsor’s account, your visa might be in for approval.
Funds from a microfinance bank (MFB): A lot of microfinance banks (MFBs) cashed out during the ‘Japa’ period, providing loans in millions to Nigerians seeking greener pastures abroad.
These MFBs provide loans to SMEs and businesses, but many individuals take advantage of the ability to secure loans for various purposes, including “Proof of Fund” (POF) to obtain their visas. Nigerians seek them out to obtain loans in millions of Naira with the assurance of paying back when they start earning in foreign exchange. The loans usually have an interest rate of 5% per month.
Funds from money lenders: Securing funds for visa applications can be done through money lenders. Due to Nigeria’s Fintech revolution, online lending applications have made it simple for businesses and individuals to obtain quick loans when needed. Most online money lending apps in Nigeria only need the customers’ integrity rather than collateral.
These platforms also provide quick loans with no paperwork. Most of them will only require your Bank Verification Number, phone number, guarantor’s contacts, etc., and your loan will be disbursed as soon as possible. These types of money lending, however, come with high-interest rates.
Funds from family and friends: Some visa applicants just simply resort to getting funds from family and friends, which comes at a low risk at times.
Proof of Funds document: Once you have secured your funds and it has stayed in your account for 3-6 months, at times 9 months depending on the requirement of the country you are applying to, you now need to:

Get an official letter from any of the banks or financial institutions where you have the money.

The letter must:

Be printed on the financial institution’s letterhead
Include their contact information (address, telephone number and email address)
Include your name
List of outstanding debts such as credit card debts and loans
Include for each account m, the
Account numbers
Date each account was opened
The current balance of each account
The average balance for the past 3-9 months
Be stamped and signed
Avoid an unconvincing Proof of Funds: Ensure you meet all the requirements needed for POFs, as embassies and high commissions have zero tolerance for applicants not meeting the requirements.

Some common errors applicants make may include:

Not having sufficient POFs
A bank statement less than the stipulated 3-6 months
Suspicious activity in your bank
Proof of funds from an account holder is not allowed under your circumstance
Not meeting the requirements can result in suspicion by immigration officials and your visa application being denied.


© 2022 Nairametrics

samwheel:



So sorry for that.

There's a WhatsApp number on the image above

Please help me sir , there's no image nor whatsapp number sir . My whatsapp number is 09062117441

samwheel:
Are you always broke?

Are you in need of a side hustle?

Are you looking for ways to earn extra money?

If you answer is yes to any of the above questions, then send a WhatsApp message to the number below.

P.S: It's absolutely free, no money is required

@samwheel Sir, this is the original post there's no whatsapp number.

Mi

@Ikennaford
Good day sir,
My name is folake, I am a 41 year old who graduated 11 years ago but no job since N power job of 30 thousand ended in 2020.
Please help me so that I can get capital to start a business of my own to feed my 3 children including the one in higher institution. Please help me sir. The Lord will replenish your pocket sir may you never stumble.
My btc wallet address is 1JpbDL2PigNEj1zcpy8W3H5jvosxuwFtTm

Please I am highly interested but there's no whatsapp number to contact.
I graduated since 12 years ago no job please help me sir.

The whatsapp number is not on the topic , I am highly interested sir

Dailyparrot:


It bounced. Can you drop a working email or any better way to reach you.

folak48@gmail.com

Dailyparrot:


Okay, I've replied your mail

I didn't see your email

Aplaudez:




We're teaming up to form a WhatsApp group for this movement, if you don't mind lemme add you up, I lost 1000USD to that beast too

Please add me 09062117441

Dailyparrot:


You still aren't being specific. Help with what?

I said it up there that I would like you to connect my daughter to foreign students for assignments.

Dailyparrot:


Would you mind telling why you want to connect

Please help. God bless you sir

Please I need you to connect my daughter to foreign clients for assignments. She's an undergraduate of unilag and needs a side hustle. Please.
Thank you

That was how the op scammed me of almost 30k telling me to fund binary account through an agent. Till today nothing.

@eriokanmi Good morning sir. I await your response sir, even if it's a loan I promise to repay sir.

Sir , thanks so much for your prompt response sir please I wouldn't want a job as age is no longer on my side, I am now 41. I would like to start a POS job so as to feed myself and help my family. Please if you can borrow me like100 thousand naira which will be repaid I will be glad the loan companies are not offering a tangible amount for starters.
Please don't be offended sir. God will never abandon you when you need him the most sir.

@eriokanmi please I need your help sir, please help me get out of poverty sir . I am a graduate of 11 years without employment after npower I am 41 please help me sir. Please if you can help me set up a POS business with 100 thousand naira. God be with you and your family

Link not working

Thanks for sharing,that's my mum's hometown. Do they now have a king? And is it true that they can be stingy according to their lineage appraisal that Sepeteri okan awuru omo erinfolayagi nibi iya tin roka ti o fomo je.

Do you sell wholesale, are you in Abeokuta?

inoki247:



Which Ghana u dey talk the one I know or another one....

Ghana was Exchanging Dollar at 6.5GHC as at Dec right now as at today they're exchanging there dollar at 11.6 GHC which kain Inflation be that....


You people will just come online and be reading about country experience am first u go sing song nobody go tell u....

Good morning inoki,
I have a business for you , I sent you a DM kindly respond.

09062117441

I am interested sir

Kobojunkie:
Another major problem I have with your post is that instead of running directly to God, you instead ran from one religion -following of men and their doctrines and traditions - into another religion of men - doctrines and traditions of men which Jesus Christ warned were all lies meant to deceive and delude folks away from actually serving God in Truth - Matthew 15 vs 1- 14 & Mark 7 vs 1 - 13.

If you really are tired of the world and its burdens, then Jesus Christ is the one you ought to be chasing after, not men and their ministries and churches. If instead luck or success is what you desire, then maybe you should abandon Jesus Christ altogether because all those who will end up in Hell in the Kingdom of God are all born-again too.

I don't have your time , who doesn't know you as an harbinger of contradictions.

Olowogbogboro that turns things around I say a big thank you Daddy