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Business / Re: How Binance P2P Contributes To The Plummeting Naira Value by Iolo(m): 12:56am On Feb 22 |
Solid analysis OP. My counter argument to your theory is that this ban could infact put more demand on the naira from people who have legitimate transactions. Forget the yahoo boys and fraudsters. I bet there are freelancers who earn in USD or Crypto. And also citizens who have small transactions that don’t warrant a bank or BDC interaction. There’s the convenience factor that Binance brings and in the absence of that more people will flood the BDCs and maybe banks for their transactions which will drive prices further up. FG should instead work with Binance to put trading limits and ensure actors serving ads are genuine. For example, you shouldn’t set an ad for a buy or sell amount higher than your account balance. And they can reduce how high up you can set your buy price so it’s less arbitrary. |
Health / Re: CSOs Hold "Let The Poor Live" Protest In Abuja Over Ban On Sachet Alcohol by Iolo(m): 9:06am On Feb 08 |
10mobile: Your argument is one of impact which is a dilemma any government around the world will face with most decisions. For example, you have ppl selling along the railway corridor. To make that safe you will have to render them jobless. Tough decision to make but one that needs to be made in public interest. To your specific point on job losses. We both don't have data to back this up so it's a bit of a subjective argument. But lets try to go into the details of the sachet alcohol business starting from the manufacturer to the distributors to analyse where the actual job loss will happen. Kasaprenko and companies like them who produce sachet alcohol do not have that as their only product. Remember they started selling sachet as a market expansion strategy similar to how cowbell and the likes started making sachet milk even though they still sell the standard milk. These producers have more upscale products on plastic bottles which consumers of these sachets can still buy for slightly more cost. For the manufacturers there will be at best a loss of income vs a total business shut down so job losses will be minimal here. The traders, retailers and middle men involved in sachet alcohol also never ever sell only sachet alcohol. They sell the plastic bottles as well and many of them sell other products like herbals based on market demand. You will imagine that market forces will take place and these traders will move to products that can sell rather than close shop entirely. Finally, I'm not saying your argument has no merits at all. Simply pointing out (1) how criticism should be constructive otherwise people in government will continue to look at the masses as people who don't know what they want (2) governmemts have to make tough decisions and that line between economic impact and social good is one that often needs to be balanced with every decision. Any decision you make as a government will inherently be on either side which will piss someone somewhere off. |
Health / Re: CSOs Hold "Let The Poor Live" Protest In Abuja Over Ban On Sachet Alcohol by Iolo(m): 8:07am On Feb 08 |
10mobile: The irony of public discourse in Nigeria is that everyone wants Nigeria to become a "working system" but no one wants to "consequences" of one. The government has taken a health and safety decision in the interest of millions of Nigerians and we criticise the decision for its impact on employment, hardship and it not being a priority. Sachet alcohol is a social menace that is incompatible with a "sane" society. It makes alcohol accessible to anyone including minors who shouldn't even be able to buy it in the first place. It gets sold just about anywhere by anyone and for a controlled substance that's not good. We might criticise of the suddeness of decision as Nigerian governments tend to have a taste for sudden bans which leaves little room for public awareness campaigns, but then when they do give ample time no one takes it seriously. Another potential area of improvement could be the seeming lack of stakeholder involvement before the ban (of which it's clear to the blind these CSOs are a sponsored bunch), but we have no evidence of that. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 8:39pm On Jan 26 |
Diamonds911: My knowledge isn’t up to speed but you probably don’t have long. The link below from 2022 states 45 days so you’ll need to check to see what the latest guidance is. https://www.britbound.com/the-inbounder/what-happens-at-the-uk-biometrics-appointment |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 5:56pm On Jan 23 |
Diamonds911: Lack of accommodation may prove a challenge as you should be able to show that you’re able to accommodate your kids and grandparents. You’ve already gone ahead to pay for the visa fees but if I were you I’ll wait to resume my job, have proof of address and at least one pay slip to show proof of income. 3 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 2:54am On Jan 07 |
gergemam: Your experience seems well aligned for EP. Check out the technation discourse forum. There's a lot of resources there on writing your personal statement. Also, try to get someone to review your application before you submit. https://discourse.tnvisaforum.org/search?q=Personal%20statement 3 Likes 1 Share |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 3:31am On Jan 06 |
gergemam: You can go ahead and ask your question. I might be able to help. |
Travel / Re: Living In The UK: Property,Mortgage And Related by Iolo(m): 6:38pm On Nov 06, 2023 |
Evagreenfields: Did you get the AIPs directly or through a broker? My advise is to work with a broker who can get you across the line. A lot of people say you can’t buy a house in less than 24 months residency, but you actually can. Just need a broker that can work their contacts in the banks. Also, the contract role might be the tricky part as lenders will prefer a longer term employment contract than 6 months. In all don’t give up. You’ll find a broker that can help you out. 2 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 10:12pm On Oct 03, 2023 |
Knowlegeseeking: Postal application works. I recall there was an old looking portal which I used. You submit your application there and then get a letter from DVLA asking for your proof of ID (BRP) which you then post and they return to you after a few weeks. 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 12:57pm On Oct 03, 2023 |
Knowlegeseeking: The passport details they are able to validate are for British nationals. It only works if you have a British passport. You will have to send them your BRP by post and then they mail it back to you. 2 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 12:52pm On Oct 03, 2023 |
giselle237: This shouldn’t be an argument. Have you had kids in the UK and gone through the process yourself or speaking from what you’re seeing on the Gov UK website which the caseworkers sometimes don’t follow verbatim. Again like I said earlier, it shouldn’t be the case but they sometimes do which I experienced with my kids hence my advise to the OP. You saying it’s not true is an interesting position to take. 3 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 8:03am On Oct 03, 2023 |
giselle237: My comment was based on my previous experience. You don’t put it in the initial application, but there is a chance the case worker working on the kids application will send you an email asking for the passport or evidence you’ve started processing it. I filled the Nigerian passport application form online, booked an appointment and sent them screenshots of both and it was resolved. 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 11:02pm On Oct 02, 2023 |
tushqueen: Typically no. However you might get asked for this by the case officer in which case providing proof of commencing the passport application process should suffice. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 10:27am On Sep 28, 2023 |
ehizario2012: Your first year quote is generally more expensive. Did Marshmallow give you a reason? It’s hard to guide you further without you sharing personal info, but perhaps try filling out the form again. You might also be able to contact them directly on their website to discuss it. You may also want to check out compare the market for more insurance quotes. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 6:03pm On Sep 27, 2023 |
ehizario2012: You can get insurance with an international drivers license. Check out marshmallow…they tend to offer good rates to immigrants just coming in with a driving history. https://www.marshmallow.com/ 4 Likes 2 Shares |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by Iolo(m): 12:04am On Sep 23, 2023 |
Firefly77: Check out childcare.co.uk. You may be lucky to find one there. 2 Likes |
Politics / Re: It's Conjecture To Claim That Tinubu Won The Election- Barr Kenneth Okonkwo(vid) by Iolo(m): 4:53pm On Sep 19, 2023 |
Did elections hold in the 18,000 polling units? If yes, did LP have agents in all or some of these 18,000 polling units? Where were the results from these agents? Are the results from these polling units enough to sway the case in LP’s favor or call for a run off? These are the facts LP should be bringing forward at this point. Not being on iRev portal does not invalidate an election. 5 Likes |
Politics / Re: Subsidy Didn't Have To Go If We Had Strong Institutions. by Iolo(m): 8:40am On Jul 19, 2023 |
The laws of demand and supply will always outweigh any forms of policing, regulation against it. Nigeria lacks strong institutions to prevent the outright theft and smuggling of petroleum products to neighbouring countries in a subsidy regime. However, I’m not convinced any country is capable of preventing such even the developed world. As an example, the US citizens are the largest consumers of illicit drugs (demand) and the U.S. has neighbouring countries like Mexico, Columbia etc. producing these illicit drugs (supply). With all the funding and resources poured into the drug war they still have been unable to stop the flow of drugs in the US entirely. You catch one drug lord and another takes his place. They built walls in the US border and the smugglers built tunnels below it. They even started to build low tech submarines to bypass US coastal forces. Simply because there is too much money to be made by meeting the demands of the market. I believe it’s the same scenario with Nigeria. The arbitrage opportunities in a scenario where you have a 50% price difference between the price of petrol in Nigeria vs neighbouring countries makes a strong business case for smugglers. Even if you put up a walled fence around our borders, people will find ways around it. The only solution is to remove the arbitrage opportunity and then invest aggressively in palliative measures to douce the blow on the population. Others have also made valid points around subsidies dissuading innovation and investments from the private sector. As far as I know, the few private refineries we have that are working in Nigeria have shied away from producing petrol because it’ll be a loss making venture for them (I.e. you don’t want to build a multi million or billion dollar business hoping the governments refunds you the difference between your cost price and market price. It’s just too much risk for any private investor to embark on. 2 Likes 2 Shares |
Politics / Re: Journalists Threaten Withdrawal Of Service Over Fuel Subsidy Removal by Iolo(m): 3:13pm On Jun 04, 2023 |
anonymous1759: Agreed. |
Politics / Re: Journalists Threaten Withdrawal Of Service Over Fuel Subsidy Removal by Iolo(m): 11:49am On Jun 04, 2023 |
anonymous1759: Issue is in Nigeria there is no singular policy decision a government can take that won’t attract criticism no matter how reasonable or well intentioned it is. There tends to be a small proportion of highly influential people who stand to lose and will push back. |
Business / Re: Is Lagos The Best Place For Dangote Refinery? by Iolo(m): 10:59am On May 23, 2023 |
Interestingly, Lagos state wasn’t Dangotes first option for the refinery. 2 Likes |
Foreign Affairs / Re: Mass Shooting At Allen mall, Texas. 9 Dead, 7 Injured, Shooter Killed (Graphic) by Iolo(m): 12:33pm On May 07, 2023 |
Dexy4yah: This song was inspired by the Vegas shootings. Eminem is a very good story teller in that regard. 1 Like 1 Share |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Iolo(m): 6:50pm On Mar 05, 2023 |
bharkarh: Yes. Any company can sponsor after applying for the license and paying the fees. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Iolo(m): 4:10pm On Mar 04, 2023 |
koonbey: I did a bit of digging as my company sponsors a few people I’m aware of and I’m pretty sure it was given as an excuse when I was hiring a direct report last year and wanted to get them to sponsor the lady. Apparently the costs differs based on company size (medium and larger companies) pay more. If you look at the table, employers can easily fall into the higher bracket. I won’t ordinarily classify my company as medium or even large but our asset base is way more £5m so I guess that’s why we had to pay the higher rates. You do have a valid point on the sensitization. Sponsoring candidates has its benefits a lot of employers aren’t aware of. Typically the employees are locked in for 5 years so risk of attrition is lower. Also, they can’t be too aggressive in asking for a raise as well. Sadly I’ve also seen this happen with some employers who won’t give a reasonable raise or promotion for this reason. In my case, I eventually went for someone on the Ukrainian visa scheme who was equally as good. 5 Likes 1 Share
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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Iolo(m): 2:48pm On Mar 03, 2023 |
hustla: Affordability isn’t the only issue. Why should a company pay at all when you can hire someone else that doesn’t require sponsorship? Also, some firms have to hire a law firm to deal with this which is additional paper work. That’s why it’s difficult to get sponsorship for non-technical roles as supply is abundant. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Iolo(m): 2:00pm On Mar 03, 2023 |
hustla: I believe the additional costs is a main challenge. I hear it costs anywhere from £5k and above in fees. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Iolo(m): 10:49pm On Feb 28, 2023 |
Viruses: You may be able to put your Nigerian / out of country address. It’s also easier if you called the finance company on phone and got them to handle it for you. Once your score is good you should be fine. |
Politics / Re: Full Text Of The Supreme Court Judgement On Lawan Vs Machina by Iolo(m): 12:29pm On Feb 14, 2023 |
baralatie: Ok. This makes sense. |
Politics / Re: Full Text Of The Supreme Court Judgement On Lawan Vs Machina by Iolo(m): 12:17pm On Feb 14, 2023 |
garfield1: I see. It’s very likely to me that should Lawan win the loser will raise the legality of the primaries up in court as a point of appeal. |
Politics / Re: Full Text Of The Supreme Court Judgement On Lawan Vs Machina by Iolo(m): 12:15pm On Feb 14, 2023 |
femu: Yes. That part made sense. However, he should have been given the opportunity to refill using the proper channel is my point. It wasn’t his fault his lawyers used the wrong channel. Also, how does INEC interpret this judgement since recognizing Lawan also means they are flouting the Electoral Act. |
Politics / Re: Full Text Of The Supreme Court Judgement On Lawan Vs Machina by Iolo(m): 12:11pm On Feb 14, 2023 |
garfield1: Agreed. But this judgement leaves more questions than it answered. 1. How does Machina proceed? The judges should perhaps have thrown out the case and asked for it to be refilled with the lower courts using the right process. 2. How is this judgement to be interpreted by INEC in light of the electoral act 2022 which states that primaries that aren’t observed by INEC are not valid. Ahmed Lawan did not participate in the primaries monitored by INEC. Doesn’t this recognition of Lawan not float the law in this case? You see how my point on basing a judgement on technicalities is a very weird thing to do when the law clearly states how these cases should be judged. 2 Likes |
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