ladylco:
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nice.

Well detailed experience, this will sure be helpful. But I noticed you didn't include the date of your previous visas to guide readers vis a vis your refusals as I observed you stated your trip to Paris but also stated you were refused France visa .

All the same, enjoy your trip to Canada. Am currently in Canada and I can tell you it's a beautiful Country with friendly people.

Usa - f1 student visa aug 2011 and june 2011
Usa -b1/2 visiting visa oct 2014 - please note i was still on my masters and wasnt earning decent salary
France schengen C visit 2015 - insufficient documentation

I later replied for france visa as it was denied as i was missing a file cant....and i got it after i resent the application for france schengen C visit

Whereabouts in canada you in? And for how long?

Background:
- been resident in UK since 2012
- Nigerian national now on 2nd lap of Uk spouse residence permit
- Work full time as an NHS contracts Manager in one of UK's top NHS Trust(band 6)
- Married and have a son (2years old)
- Wife works full time as a finance and purchasing officer
- we do not own a house yet but currently renting and plan to get a mortgage soon
- Annual salary £31, 878 (£1882.84 monthly after tax, pension and NI deductions)

Application Type: (Online Route)
- Application fo visitors visa for 5days
- my friend who was a groomsman in my wedding and uni mate back in covenant uni with PR status invited me
- Travelling alone without wife and son as son attends nursery 2 days a week

Timeline:
Created online account 20/12/2017
Submitted completed online application 09/01/2018
Online confirmation of submitted application mssg received 09/01/2018
Biometrics request received 09/01/18
Biometrics done 10/01/18
Original Passport request and approved application mssg  received 16/01/18
Passport submitted 17/01/18

Docs submitted:
- original bio data page
- current residence permits
-original marriage cert
-previous entry clearance to Uk on old lost expired passport
-previous copies of UK residence permits (held 3, 2 student permits and my 1st lap of spouse permit)
- previous passport and confirmation from home office on loss of previous passport with police report
- previous flight itineriea i could lay hands on (hotel bookings, previous boarding passes, etc)
- entry and exit stamps on my passport
-expired schengen visas on my passport
-complete application pack
- one year bank statement (current acct with available balance of £74.00 however had monthly in flow and outflow of £3k plus)
- pages of passbook for savings account with book balance of £3545.00 showing deposits n withdrwals
-6months payslip
- online printout of my tax record till date (from gov.uk)
- employment contract
-confirmation of employment letter ( stating my position in trust, grade, length, etc)
- fully paid return ticket -direct flight to canada using air canada
- full comprehensive insurance paid (5days)
- didnt need to book any hotel as i was gonna be housed by my friend
-letter of explanation and intent: this included my previous visits with wife n son including pictures of my friend when he visited us twice, pics of my trad wedding back in nigeria, pics of my mum when she visited us in UK, included my sons uk birth certificate n british passport, my wifes full time employment contract, academic qualifications as listed in my apllication pack(one bachelors degree cert from Nigeria however lost in transit by home office included their letter, two Uk Msc degrees from recognized UK universities, )

- i forgot to provide my tenancy agreement
- previous police report(with no prosecution, caution, charges, convictions recorded) i had  in 2016 with my current address and current police report recently applied for and received jan 3rd 2018, Enhanced disclosure and barring service certificate (dbs certificate done in april 2017) - i only submitted these because in 2012 i had an ex(also nigerian) who called the police on me for no reason than because we had a heated argument and i got arrested and asked to leave the aprtment i paid for, for her without any caution or conviction from the police as they found me to be innocent- basically no charges, i left the statiom barely 45mins after been arrested (God Almighty is great -some women can be a light into your life or be enemies of progress)

Please note as i had already paid for my flight in full (not recommended though), i told them i had committed £1000  for this trip in both my letter of explanation and $1700 canadian in my application pack and explained that this money excludes flight and was only spending money for shopping and eating out if necessary
-
Travel history
-nigeria for trad wedding with wife (5days)
-1st international travel -accra ghana (5days)
- schengen c visa to spain barcelona single entry (4days)
- schengen c visa to france from Uk (paris with wife - 4 days)
- travel to Germany from Uk with wife n son (5days)
- travel to barbados(bridge town) from Uk for honeymoon with wife (5days) - no visa required for Nigerian passport holders but flights barbados could be expensive paid £1290 back in aug 2015 economy premium with BA
- most recent trip to Marrakesh (Morrocco)from UK Dec 2017 (4days) with wife and son

Previous visa denials as declared on application pack

Usa - f1 student visa aug 2011 and june 2011
Usa -b1/2 visiting visa oct 2014 - please note i was still on my masters and wasnt earning decent salary
France schengen C visit 2015 - insufficient documentation

Time frame for visa applications in UK is currently 8 days and from my own application this includes saturday and sunday when counting the time taken for ur application.

I put this in prayers on cross over night as one of my prayer points having read loads of peoples  application, denials and success stories on here i decided to give it a go. I didnt ask any questions but read from scratch almost all the threads on canada visit/travel including ppl applying for student visas spouse visa visiting visas etc.

If God can do it for me, i am certain He can do it for anyone, you just need to plan, prepare, RESEARCH properly and lastly pray...If its yours its yours.

I hope i have been able to encourage someone here, i know there are loads of ppl who have waited countless months and days and still waiting to get a response on their application, do not loose hope as far as you put in proper docs and do your research well  coupled with the favour of God you will get it.

There is absolutely no need for an agent (sorry to all the agents reading this not spoiling market for you), every thing you need is online...here to be precise, with loads of successful applicants and gurus such as Justwise and co...

At some point after submission...i kinda started second doubting myself and but still had faith...even checking my application status daily but in the end it paid off and i am happy now i can add to my travel history and stamps in my passport ☺

Please pardon any typos...I am writing this from my mobile phone...cheers!!