rationalmind:


This is why I sometimes don't take things I read online serious. You read some posts and it just annoys you. It feels like this person thinks everyone reading is an idiot.

Let's say he has earned an average of 40,000 over the last 11 years. Let's assume he has saved everything he has earned without spending a kobo. The total money he would have made in heaven and on earth is about 5m.

This guy wants us to believe he has bought lands, built two three bedroom flats, probably gotten married, had kids, sent them to school, transports to work, feeds and feeds the family, paid rent before he built his house all on 5m naira in the last 11 years.

Haba

rationalmind:


This is why I sometimes don't take things I read online serious. You read some posts and it just annoys you. It feels like this person thinks everyone reading is an idiot.

Let's say he has earned an average of 40,000 over the last 11 years. Let's assume he has saved everything he has earned without spending a kobo. The total money he would have made in heaven and on earth is about 5m.

This guy wants us to believe he has bought lands, built two three bedroom flats, probably gotten married, had kids, sent them to school, transports to work, feeds and feeds the family, paid rent before he built his house all on 5m naira in the last 11 years.

Haba

Grupo:


This is highly unbelievable.

You are likely not telling the full story.

You either have another business, or your wife earns big or you engage in "sharp" practices in the office.

Grupo:


This is highly unbelievable.

You are likely not telling the full story.

You either have another business, or your wife earns big or you engage in "sharp" practices in the office.

Lovelynife:

I'm currently working with University of ibadan and my wife is not working (as 5he is working with one nursery school paying 10k and we all know women money is always their money and not our money).
As I said my secret includes Cooperative society, contributions and planning as God released it

emmanuelewumi:



My father retired from Unilag in 1989, his total annual pay was less than 30k.

His gratuity when he retired was 46k, i need not to tell you the worth and cashflow he is getting from the 46k retirement benefits which he invested well. Coupled with series of good real estate investments he made during his 25 years in service

rationalmind:


This is why I sometimes don't take things I read online serious. You read some posts and it just annoys you. It feels like this person thinks everyone reading is an idiot.

Let's say he has earned an average of 40,000 over the last 11 years. Let's assume he has saved everything he has earned without spending a kobo. The total money he would have made in heaven and on earth is about 5m.

This guy wants us to believe he has bought lands, built two three bedroom flats, probably gotten married, had kids, sent them to school, transports to work, feeds and feeds the family, paid rent before he built his house all on 5m naira in the last 11 years.

Haba

Lazyyouth4u:


Wow. You have 2 houses and your children are living fine on 38k salary. God is indeed good. Keep it up boss.

Lovelynife:

believe what you like or not. Still a living testimony and if you want to learn from my God's given secret you can contact me for free consultation and advice. Shalom

Lovelynife:

believe what you like or not. Still a living testimony and if you want to learn from my God's given secret, you can contact me for free consultation and advice. Shalom

libartay:


Why not analyze it here so all will learn and understand how you worked it then also clear all these doubts sir?

Lovelynife:

bro, contentment and planning is the key.
I am a living testimony here not for boasting but for you to learn. Before introduction of ippis to federal tertiary institution in Nigeria, my salary was 43700 but now my salary is about 38850 due to heavy taxation by ippis. To the glory of God I have 2- Three bedroom flat in ibadan(though the 2nd flat still in lintel level) and my children living fine.
now to my God's given secret
1)planning
2)economize
3)cooperative society
4)contribution.
Those are the secret God gave me to forge ahead and no need for what not useful for me

Lazyyouth4u:


Wow. You have 2 houses and your children are living fine on 38k salary. God is indeed good. Keep it up boss.

hustla:







That is the part of the story where they have either refused to disclose or dont know about other people's story

Nigerians and Grass to grace / Aspire to perspire stories which make them not ask questions are 5 &8

If you want to get a loan for a house in a sensible country, you have to explain where you have been working and how you are able to come up with deposits and subsequent payments

Nigerians never have any sensible explanation for sudden wealth other than ""Na God"

freeman67:
Nothing much to analyse there really. One man's comfort is another man's lack. DSTV premium subscription for a month is about N18,400.. Some people subscribe it and still add extra money for other package such as hdd/extra views for their other room and even French or Asian and on/ touch extra packages which could amount to about N24,600 while others use GoTV & startime then subscribe minimum (GoTV) and some do not even have any cable TV at all yet they are comfortable with the situation.


Some people go to Buka in Transcorp Hilton, Dunes, javenik, etc just to take breakfast, lunch or dinner as it pleases them while others are ok with mama Chidinma N300 per plate or small roasted yam. All of them see it as comfortable accorfing to their pocket.

Some people can make do with Aboki bread of N100 and be ok while others are not even ok with normal family loaf but instead will go for fruit bread.

To still burst out bubble as desirable as private schools seem these days, government schools are still filled up. Infact lots of them still requires good grades and strong connections to be admitted.

People leave in an environment where they have their own duplexes house about 16 ACs or more washing machines, Electric Cookers and other heavy appliances in their house with at least 30KVA gen and above.. you can imagine the Electricity bills and diesel bills. Some may only afford a 1,2 or 3 bedroom.

People build it 1,000 sqm in maitama, asokoro, Wuse 2 ,Katampe Extension, wuye , guzape etc... While others will enter mpape, Orozo etc to build on 200sqm.



Bills most times comes to you as the society and people around you sees you.

Also, do not underestimate the power of contribution for those that believe in it. In civil/public service a lot of people with meagre salary and without means of looting/stealing still achieve things with it.

Many people did not just get married and start having children before work or immediately they get employed. Some would have designed a pattern to save and invest with their salary no matter how meagre and getting a head way before marriage.

So, that the loud majority can not cut their coat according to their cloth does not mean people are not achieving more with little...

NL1960:


Somebody in my office ask me why is it that when i come into the office, i do not feel hot but feel cool?. I told him that 'Na God o'. Meanwhile, i have A/C in my car that i switch on when coming to the office.

Biafran4life:
You just said it all.Nothing is impossible if you are determined and work towards it.When I built my first house I knew what I was making without family inheritance and I don't cut corners to make money

Lazyyouth4u:
Minus miracle from God, the only logical explanation is that the teacher teaches in a boarding school with staff quarters. Free house, free light, free water and free food for family from dining hall. His children go to the school for free and no transportation costs as na just to trek to and from staff quarters. With cooperative loans, some egunje and runs here and there plus wife’s salary, of course the person can afford to build small decent bungalow inside one village or very cheap town on his 50k teacher salary.

But a common man that has to feed and clothe his family, pay rent, school fees, light and water bills, transport, buy data and phone credit, etc and still wants to build house on a 50k salary will have to depend on God’s miracle. And miracles still happen. Shalom

All things being equal, you actually can manage this - data is not a must as a lot of people do not use smartphones, phone credit can also be reduced to bare minimum

Transport, some people actually follow people with cars to work, to and fro.. Especially common for government workers

School fees - no be everyone go go expensive sch las las

Clothes - You can get cheap clothes at Super / yaba between #300 to 1K naira. Office shirts, 600 bucks - very clean ones sef

It is not easy to do, but it can be done. Said person will have to cut down on a lot of things which make life enjoyable

isangjohnson:
I really think what the man have said could be achieved.
1. Mr A taste of building is different from Mr B.
2. The cost of living for Mr A is different from Mr B. Irrespective of the amount spent and the type of food consumed, they're all ok with it.
3. Mr A may choose public schools for his kids and Mr B may choose private. School Na School.
In summary, we can achieve alot even with a token, depending on lifestyle and one's priority.

Lovelynife:

I'm currently working with University of ibadan and my wife is not working (as 5he is working with one nursery school paying 10k and we all know women money is always their money and not our money).
As I said my secret includes Cooperative society, contributions and planning as God released it

Lovelynife:

believe what you like or not. Still a living testimony and if you want to learn from my God's given secret, you can contact me for free consultation and advice. Shalom

freeman67:
Nothing much to analyse there really. One man's comfort is another man's lack. DSTV premium subscription for a month is about N18,400.. Some people subscribe it and still add extra money for other package such as hdd/extra views for their other room and even French or Asian and on/ touch extra packages which could amount to about N24,600 while others use GoTV & startime then subscribe minimum (GoTV) and some do not even have any cable TV at all yet they are comfortable with the situation.


Some people go to Buka in Transcorp Hilton, Dunes, javenik, etc just to take breakfast, lunch or dinner as it pleases them while others are ok with mama Chidinma N300 per plate or small roasted yam. All of them see it as comfortable accorfing to their pocket.

Some people can make do with Aboki bread of N100 and be ok while others are not even ok with normal family loaf but instead will go for fruit bread.

To still burst out bubble as desirable as private schools seem these days, government schools are still filled up. Infact lots of them still requires good grades and strong connections to be admitted.

People leave in an environment where they have their own duplexes house about 16 ACs or more washing machines, Electric Cookers and other heavy appliances in their house with at least 30KVA gen and above.. you can imagine the Electricity bills and diesel bills. Some may only afford a 1,2 or 3 bedroom.

People build it 1,000 sqm in maitama, asokoro, Wuse 2 ,Katampe Extension, wuye , guzape etc... While others will enter mpape, Orozo etc to build on 200sqm.



Bills most times comes to you as the society and people around you sees you.

Also, do not underestimate the power of contribution for those that believe in it. In civil/public service a lot of people with meagre salary and without means of looting/stealing still achieve things with it.

Many people did not just get married and start having children before work or immediately they get employed. Some would have designed a pattern to save and invest with their salary no matter how meagre and getting a head way before marriage.

So, that the loud majority can not cut their coat according to their cloth does not mean people are not achieving more with little...

emmanuelewumi:



My father retired from Unilag in 1989, his total annual pay was less than 30k.

His gratuity when he retired was 46k, i need not to tell you the worth and cashflow he is getting from the 46k retirement benefits which he invested well. Coupled with series of good real estate investments he made during his 25 years in service

Lovelynife:

you are left to doubt or believe. I said it all planning(eating at home,buying in bulk), economize and cooperative/contribution

PerfectMatchNG:
=N=50,000 per month
Feeding & Transportation alone done finish this money, assuming he cooks at home and does 0-1-1
Data 1k5
Small change for offering
Parents Token
Let be realisticLet assume he was doing the bolded 10k a month, it means 120k a year, right? MMF or any investment he will do will have to be compounded for 5 yrs and inflation will wipe it out