I mean why should you drag a persons family name over his own debt? Why not tackle him directly? Why not reach out to his guarantors? Why his contacts? Some people have lost their jobs because of such messages sent to their contacts, some have had their ages family member suffer heart attack, Some have lost contracts worth a whole lot.

These apps also go by the name Gocash, 9credit, xcredit and many more. Sometimes you won't even borrow, they won't disburse yet it will be reading that you have borrowed and must pay within 7-14 days. In rare cases, just an installation of the app can put you in a big mess, once they read your contacts, you're done for. Their staffs are I'll trained, rogues and louts. They themselves know you can't meet up with such ridiculous tenor and interest but you need they loan badly. They know you'll have no choice other than to collect it. Once you refuse to meet up with the deadline, they start their antics by ruining your image and that of your family. My question is why involve his family?

Who are you to declare a person a criminal?

Who are you to declare a person wanted?

These guys go as far as impersonating barristers and lawyers just to make the situation look real. I blame android IS for not regulating them, you can never find such apps on IOS. I also blame the CBN for not regulating these loan sharks.

Some of the gocash/sokoloan numbers that do defame people and their families are

1. 08090967468

2. 08108603504

3 07047813509

4. 09073302477

And for those who will come here to talk about T&C, where in their T&C did they boldly mention they will defame and assassinate your character if you fail to repay their money on time? Where?

Better to loan money from family and friends than those loan people.

They will disgrace your generation.

Preshmane:

Blame the useless chinese bosses who employ Poor nigerians to pay lil cash and force them to send these kinda uncalled for threats.

中国人不好

Very useless peaple
If they like make dem call from one generation to another

Once you Don call one of my contacts one kobo I no go pay again

They call them loan shark abroad, they call them gbomulalantan in Southwest...

Respect terms of loan agreement and pay before deadline you agreed to, because even if you take the case to court or they take you to court you can't win

Are they actually Chinese apps?

Stephenmoka4:
Are they actually Chinese apps?

98% of them are owned by Chinese in Nigeria

Romanoff:
Better to loan money from family and friends than those loan people.

They will disgrace your generation.

Family and friends will not lend them because they know the person won't pay back the loan

Kobicove:


Family and friends will not lend them because they know the person won't pay back the loan

If you're faithful in paying back loans, you can always get from family and friends. Unless you be ardent oni gbese.

Romanoff:


If you're faithful in paying back loans, you can always get from family and friends. Unless you be ardent oni gbese.

Trust me, the biggest mistake you'll make in this life is to lend money to close relative or friend in Nigeria...just kiss that money good bye!

Pay your loan, no body will disturb you

Romanoff:
Better to loan money from family and friends than those loan people.

They will disgrace your generation.

loan me 100k

..it to say FG never ban Twitter, we for start #BanSokoloan...#BanLoanSharkApps
..but ofcourse, u know the story

..God no go let me borrow from those baastarrds again.

Modafvckers nearly give my mama HBP, and no be say time don elaspe oh.
Robbosh!!

Coldshisha:
They call them loan shark abroad, they call them gbomulalantan in Southwest...

Respect terms of loan agreement and pay before deadline you agreed to, because even if you take the case to court or they take you to court you can't win

Abeg..where in their T&C did dey state that they will send defaming messages to ur contacts.
Where in their T&C did dey mention that dey would start calling and texting before the due date of the loan?
So 1 hr after the deadline na crime abi?

halogate:


Abeg..where in their T&C did dey state that they will send defaming messages to ur contacts.
Where in their T&C did dey mention that dey would start calling and texting before the due date of the loan?
So 1 hr after the deadline na crime abi?

What is your Defination of Slander, libel, defamation of character and character assassination?!

You breached a contract that you signed to

You exceeded loan tenure and accrued more intrest on someone else money

They now reported what you did to the general public, then you try to bad mouth the company that funded you when you so called family and friends couldn't give you Kobo

In America they already have bounty hunters for people like you that want to always prove right even when you are damn wrong

Coldshisha:


What is your Defination of Slander, libel, defamation of character and character assassination?!

You breached a contract that you signed to

You exceeded loan tenure and accrued more intrest on someone else money

They now reported what you did to the general public, then you try to bad mouth the company that funded you when you so called family and friends couldn't give you Kobo

In America they already have bounty hunters for people like you that want to always prove right even when you are damn wrong

"People like me"..very funny.
Bro..keep my F&F out of this matter. I wouldn't like to insult u this morning.
So it was ok for them to start calling me, and my mom abt a loan that was not yet due..
Continue to defend their unprofessionalism. I shall respond to you no further.

Lol.

Go and pay your loan.

To the best of my knowledge, this loan apps won't go about tarnishing your image, even when you miss the deadline.

They will first give you a call and give you additional time to pay up.

Your reaction to that call/additional time is what will determine what next they will do.


I have a friend who told me he took loan from one of this apps (Branch specifically). After missing his deadline, they gave him a call and he told them he didn't have the money yet. Then they told him he can be paying back small small and it's not compulsory he has everything at once.

He started paying back gradually, 1k, 2k, 5h till he paid back his loan. They Never disgraced him because of his reaction.

But many Nigerians have zero intention of paying back the money they borrowed.

That's how one was asking me how he can borrow 50k or 100k from this apps. He wants to borrow a reasonable amount because he does not want to pay back.

Ayemileto:
Lol.

Go and pay your loan.

To the best of my knowledge, this loan apps won't go about tarnishing your image, even when you miss the deadline.

They will first give you a call and give you additional time to pay up.

Your reaction to that call/additional time is what will determine what next they will do.


I have a friend who told me he took loan from one of this apps (Branch specifically). After missing his deadline, they gave him a call and he told them he didn't have the money yet. Then they told him he can be paying back small small and it's not compulsory he has everything at once.

He started paying back gradually, 1k, 2k, 5h till he paid back his loan. They Never disgraced him because of his reaction.

But many Nigerians have zero intention of paying back the money they borrowed.

That's how one was asking me how he can borrow 50k or 100k from this apps. He wants to borrow a reasonable amount because he does not want to pay back.

Oga keep quiet. That's branch. They don't blackmail people infact they are among the few licenced loan apps in Nigeria. Sokoloan and go cash will start sending defaming messages to your contact on the due date.

Let's even forget about the messages, what concerns his family with the situation? Why should they send defaming messages that "The entire family of Ayemileto are fraud and criminals, taking after their fathers footstep is their son halogate"

What kind of nonsense is that? I guess you've never fallen a victim or your friends or family fallen a victim that's why you're talking like this.

Stephenmoka4:
Are they actually Chinese apps?

They are owned by Chinese. Something needs to be done about them.

Coldshisha:


What is your Defination of Slander, libel, defamation of character and character assassination?!

You breached a contract that you signed to

You exceeded loan tenure and accrued more intrest on someone else money

They now reported what you did to the general public, then you try to bad mouth the company that funded you when you so called family and friends couldn't give you Kobo

In America they already have bounty hunters for people like you that want to always prove right even when you are damn wrong

bros ehno fit better for you again, bastard loan people

Mrporanir:

Oga keep quiet. That's branch. They don't blackmail people infact they are among the few licenced loan apps in Nigeria. Sokoloan and go cash will start sending defaming messages to your contact on the due date.

Let's even forget about the messages, what concerns his family with the situation? Why should they send defaming messages that "The entire family of Ayemileto are fraud and criminals, taking after their fathers footstep is their son halogate"

What kind of nonsense is that? I guess you've never fallen a victim or your friends or family fallen a victim that's why you're talking like this.

I can see from the image that the first message was delivered on May 14, which meant the loan was already due on or before May 14.

From 14 may till today (that the second message was sent) is 24 days.

If you have any Intention of paying back the loan, you should have definitely paid it back.

Even right now, you are not concerned about paying back the loan, you're only concerned that your family is being dragged into the matter

EDIT:
Also, the fact that you claim (as a matter of fact) that Branch don't blackmail people, is probably a sign that you're owning Branch too OR have failed to pay their money within the specified period in the past.

But they didn't take the footsteps this guys are taking.

Mrporanir:

Oga keep quiet. That's branch. They don't blackmail people infact they are among the few licenced loan apps in Nigeria. Sokoloan and go cash will start sending defaming messages to your contact on the due date.

Let's even forget about the messages, what concerns his family with the situation? Why should they send defaming messages that "The entire family of Ayemileto are fraud and criminals, taking after their fathers footstep is their son halogate"

What kind of nonsense is that? I guess you've never fallen a victim or your friends or family fallen a victim that's why you're talking like this.

Seriously bro..Beats my imagination how some pple reason. Call the entire family of the person that took the loan Fraudulent. Tell me how that is not libel, slander or defamation. As if it's the father, mother, brothers, sisters, uncles, aunts or grandparents that took the loan..
It's so sad..for those defending this nonsense by sokoloan and the likes, I pray one of ur family members takes a loan without ur knowledge so they can slander ur family name as well.
Once took a loan from palmcredit, but couldn't repay on the date due to system problem from thier end..no fault of mine. didn't receive a msg or call sef. If na sokoloan dem, dey would have sent slandering msgs ASAP.

When taking loan, delete all your important contacts,goto your Gmail contacts and delete the important contacts,sync it and they won't have access to your important contacts..let them message the 99% fake contacts on my phone,I don't care
Once you call and start abusing me or sending stupid messages to my contact,I ain't paying,I will change all my contacts to fake contacts and sync it with their database.let them message unknown gun people.
God bless that guy that posted this secret last week. You are a genius bro..

Mrporanir:
I mean why should you drag a persons family name over his own debt? Why not tackle him directly? Why not reach out to his guarantors? Why his contacts? Some people have lost their jobs because of such messages sent to their contacts, some have had their ages family member suffer heart attack, Some have lost contracts worth a whole lot.

These apps also go by the name Gocash, 9credit, xcredit and many more. Sometimes you won't even borrow, they won't disburse yet it will be reading that you have borrowed and must pay within 7-14 days. In rare cases, just an installation of the app can put you in a big mess, once they read your contacts, you're done for. Their staffs are I'll trained, rogues and louts. They themselves know you can't meet up with such ridiculous tenor and interest but you need they loan badly. They know you'll have no choice other than to collect it. Once you refuse to meet up with the deadline, they start their antics by ruining your image and that of your family. My question is why involve his family?

Who are you to declare a person a criminal?

Who are you to declare a person wanted?

These guys go as far as impersonating barristers and lawyers just to make the situation look real. I blame android IS for not regulating them, you can never find such apps on IOS. I also blame the CBN for not regulating these loan sharks.

Instead of you to look for money and repay your loan you're here talking rubbish!

The fact of the matter is that you never had any intention of repaying this loan!