EgunMogaji2:
How can people justify using customers money to do business? Or not have reserves that matches exposures on ongoing deals?

Chekitaut:
Hmmm

OAKGroup:

It will definitely look great.
If you like it go for it. A step of 150mm (½ft) is good.

bobkezel:

What about the dining, should I step it down too?

diordaves:


Egun the thing tire me with Nigeria small business owners.
You will see a shop owner contact you for help to pay the shop rent. That the rent has expired. But why should I help pay the rent? Have you not been trading in that shop? What happens to keeping your rent aside?

Another one is, I want to go to market. My shop is empty. Please send me money.

People please invest back into your business. Put money aside regularly for investment and exigencies.

hslbroker2:
I sell hardwood

2x2@N400

2x3@N500

2x4@N600

3x4@N1, 000

2x6@N1, 200

1x12@N2, 000

Call 0-7-0-6-2-3-2-9-5-0-5 or WhatsApp for more

Thenext:
@N3xt thank you for all your efforts and concerns I really appreciate you and God will continue to bless you and your family.

bobkezel:

What about the dining, should I step it down too?

n3xt:


Thank you for your understanding.

I agree that Chekitaut didn’t handle this well and there’s no excuse to justify this. He didn’t explore all the options available.
He could have reached out to see if there are other suppliers around who have something around the area.

We’ve worked together on similar stuff in Ilishan before. I could have linked him up with one of the FSA in the area. I got 800 bags from Ewekoro about the same time (29th May) without making any commitment.

I’ll keep you posted once I have more info on his repayment plan.

Let’s pray he’s able to meet up this time.
My sincere apologies for all the inconveniences this might have caused you.

FreeConCiencE:



What is the implication of this?

diordaves:


Egun the thing tire me with Nigeria small business owners.
You will see a shop owner contact you for help to pay the shop rent. That the rent has expired. But why should I help pay the rent? Have you not been trading in that shop? What happens to keeping your rent aside?

Another one is, I want to go to market. My shop is empty. Please send me money.

People please invest back into your business. Put money aside regularly for investment and exigencies.

n3xt:



I've lay low on this though.

Even the FG with all concessions and everything cannot build a low cost 2 bedroom house in Nigeria with N5m. A lot of things are easier said than done.

Ogun gov is paying over N2.5m for the foundation of 2 units of 2 flats (direct labour). When you factor in the cost of the land, the shell, the finishing (no matter how cheap you decide to go), the external works (septic tank, tank tower, borehole, fencing. gate etc). You'd understand N5m is nothing when you're considering habitable house in Nigeria.

The elites always underestimate the earning power of the half-educated folks.. so we often assume they're not making anything. Even my bricklayers have more than N5m house.


___________

Let me just give you ideas of what it costs to build an average house in Nigeria

Do you think anyone can spend anything less than the amount below to achieve a livable house in this age? If yes, kindly remove items you think are unnecessarily expensive from the list.

Land - 500k
Foundation - 700k
Shell - 750k
Roof - 550k
Ceiling - 200k
Windows - 350k
Doors - 200k
Plastering - 400k
Bathroom/Plumbing - 250k
Kitchen - 100k
Flooring - 200k
Electrical - 200k
Septic tank - 200k
Water - 100k
Fence - 200k
Gate - 50k

Stevo30:
Trust me for a pro-people government, things can be done better. If government work the way it should work, some of the cost in building processes can be reduced. You shouldn'thave to sink your own borehole and have separate septic tanks if there is public water supply and sewage system. Government have resources to build mass housing for the populace. They can create a honest mortgage for people to pay up over like 20-30 years. How do you expect people who earn below 100k monthly to save up to afford 5m to build a house. We also need to review mass building design take care of the reality of our people. Most Nigerians actually don't need more than 1 bedroom (room and palour) or at most 2bedroom apartment. The present mortgage through the national housing fund is a joke. Most contributors can't access the fund because in most instances they don't have proper title over their land.

Aforxzy:
Thanks . Ogun state.

bixton:


This is a pix of what you intend doing.....

twinskenny:
Bending house somewhere in yaba

twinskenny:
Bending house somewhere in yaba

money121:

Tested ok
I recommend him

EgunMogaji2:


Please explain.

bixton:


This is a pix of what you intend doing.....

sonnie10:


In the future, when people grow old and are wheel chair bound or use some sort of mobility aid, how do they navigate this step down design?

FreeConCiencE:
Please, experts in building construction, like how much will take this simple building plan to the roofing level (I mean roofing not included)
with simple German floor, and precast concrete fascia?

Stevo30:
Trust me for a pro-people government, things can be done better. If government work the way it should work, some of the cost in building processes can be reduced. You shouldn'thave to sink your own borehole and have separate septic tanks if there is public water supply and sewage system. Government have resources to build mass housing for the populace. They can create a honest mortgage for people to pay up over like 20-30 years. How do you expect people who earn below 100k monthly to save up to afford 5m to build a house. We also need to review mass building design take care of the reality of our people. Most Nigerians actually don't need more than 1 bedroom (room and palour) or at most 2bedroom apartment. The present mortgage through the national housing fund is a joke. Most contributors can't access the fund because in most instances they don't have proper title over their land.

hslbroker2:


scewo is a self-balancing wheelchair that can go up and down stairs independently and smoothly. this innovation offers its users a dynamic experience for navigating over obstacles, with multiple rubber tracks providing a smooth and safe ride on the stairs.

sonnie10:


In the future, when people grow old and are wheel chair bound or use some sort of mobility aid, how do they navigate this step down design?

money121:

Tested ok
I recommend him

hslbroker2:
lack of supervision