rvp2018:
The bleating of a goat. 2016 Ghana had more than 20% inflation rate. That made them I think top 5 worldwide.

you lie too much


Ducking desperate idiot
In 2016, Ghana inflation rate was 8% or 9%

rvp2018:
The resident madman typing nonsense he can barely understand. Ghana base rate is 14%. If you add usual inflation rate 20%. Your country is a joke. That is why your cities look like shanties. Kumasi or Accra.

The idiot just type nonsense day in day out - slowpoke - defending a country that doesn't understand macro-economics

Ghana: Markets
Reference Last
Money Market Rate Mar 2021 13.58
Treasury Bills (over 31 days) Mar 2021 12.61
Lending Rate May 2017 22.5
Average Long-term Government Bond Mar 2016 24.75


Treasury Bill Rates – Bank of Ghanahttps://www.bog.gov.gh › treasury-and-the-markets › tr...
Issue Date Tender Security Type Discount Rate Interest Rate
07 Jun 2021 1749 91 DAY BILL 12.3149 12.7061
07 Jun 2021 1749 182 DAY BILL 12.5848 13.4299
31 May 2021 1748 182 DAY BILL 12.6512 13.5055

typing nonsense again , idiot

GHANA EXIM BANK lend at 8% p.a

EDAIF lends at 2.5% p.a

Nothing in Kenya can compare to these low interest rates.
Interest rates in Kenya starts from 15%
Your banks even charge negotiations fee of 2.5% in addition

You don't have the brain cells for any economic discussion, stick to to your usual tantrums and Kenya KG knowledge.

You are back again trying to compare your cesspool cities to highly developed cities like Kumasi, Accra an Takoradi.

Kenya will break it back to get there

2016 - Ghana's core or baseline inflaton was 17% - top 5 n the world.
Let not talk about headline inflation.
Your country macro-economics are just messed up

Just30:
you lie too much


Ducking desperate idiot
In 2016, Ghana inflation rate was 8% or 9%

The cartoon.
We are talking commercial loans - where Ghanaians get them from 25%- to 35% - they don't even quote annually in west africa - they use monthly interest rate.
Kenya commercial loans are btw 13-15%. This is very good.
Our base rate is 7% - which is very very good.
Remember all interest rate - is banking margins plus inflation. Without fixing inflation - your country will be in a mess.

Now when it comes to development/special banks - Kenya has a lot of that.
Majority issue loans from 0-3% - likes of Afriexim, shelter africa, afc, east africa development bank, etc etc.
Not 8% like Ghana

Your country is big joke.

For as long as I recall - kenya core inflation has always been 5% or under - mostly 4%.

Therefore to get interest rate that commerical banks charge you do bank margins+(deposit rate) + inflation.

Kenya deposit rate is around 8 percent+ 5 percent inflation plus 2-3 profit margins - 13-15% is what commercial banks will charge you.

Which is very very great in Sub Sahara Africa.

Ghana - 30% and above is the usual interest rate your bank will give you. Most of commercial loans in Ghana start at 35% - and how you're able to repay?

Of course you can't - which is why your BANKS ARE VERY TINY.

Do not come here with lame EXIM BANK that finance international trade or such special banks.

And of course you CEDIS will continue to weaken and weaken - no matter how many times your redominated.

It will get zeros and so many zeros eventually.

10yrs - it gone from 1 cedis to a dollar - now to 6 cedis to a dollar. That is serious inflation.

Just30:
typing nonsense again , idiot

GHANA EXIM BANK lend at 8% p.a

EDAIF lends at 2.5% p.a

Nothing in Kenya can compare to these low interest rates.
Interest rates in Kenya starts from 15%
Your banks even charge negotiations fee of 2.5% in addition

You don't have the brain cells for any economic discussion, stick to to your usual tantrums and Kenya KG knowledge.

You are back again trying to compare your cesspool cities to highly developed cities like Kumasi, Accra an Takoradi.

Kenya will break it back to get there

rvp20182:
2016 - Ghana's core or baseline inflaton was 17% - top 5 n the world.
Let not talk about headline inflation.
Your country macro-economics are just messed up

you make too much noise

Your country messed up economy will keep playing catch up to Ghana.

Madman

Im talking Commercial loans

EDAIF and GHANA EXIM BANK are giving Commercial loans at 2.5% and 8% respectively, to businesses.
If you cant read, are you also blind ?

You make too much noise, no loan institutions quote monthly rate.

Maybe in kenya, your Commercial banks quote their rates monthly so you think it is like that everywhere.


Commercial loans in Kenya starts at 15% and that is madness, no wonder kenyan businesses are not competitive and they cant export anything.

No bank in Kenya offer commercial loans to kenyan businesses below 10% interest rate
15% is great for you, so what should Ghanaian businesses getting loans at 2.5% say ?

You are so desperate fix the Kenyan economy and banks in Kenya will grow and have large balance sheets like Ghanaian institutions, and Kenyn companieswill be able to create jobs to reduce your country messy unemployment and poverty situation.

Being a lunatic here and typing nonsense about economic stuff you dont understand will not change this for Kenya. Tell your finance minister to come and listen to sound economics from me.

For as long as 15 years, Ghana inflation has been at 7% to 10% and that is good for a fast moving economy like Ghana.



Exim banks do not finance international trade, they finance businesses to expand and enter foreign markets.


That is the kind of wisdom that Kenyan politicians dont have and that is why the kenyan economy is a paper economy

That is why kenya is experiencing hyper inflation and that kind of whole in economics is a deep hard one to get out of.


The Ghanaian Cedi is the best performing currency on the continentit has been so for 8 years and it has been one of the most valuable on the continent for 50 plus years.
When you come to understand currency values, you will know how backward your shilling is (manage currencies usually are)

The kenyan shillings has been on the backward level of the Zambian and Zimbabwe currency # valueless.

rvp20182:
The cartoon.
We are talking commercial loans - where Ghanaians get them from 25%- to 35% - they don't even quote annually in west africa - they use monthly interest rate.
Kenya commercial loans are btw 13-15%. This is very good.
Our base rate is 7% - which is very very good.
Remember all interest rate - is banking margins plus inflation. Without fixing inflation - your country will be in a mess.

Now when it comes to development/special banks - Kenya has a lot of that.
Majority issue loans from 0-3% - likes of Afriexim, shelter africa, afc, east africa development bank, etc etc.
Not 8% like Ghana

Your country is big joke.

For as long as I recall - kenya core inflation has always been 5% or under - mostly 4%.

Therefore to get interest rate that commerical banks charge you do bank margins+(deposit rate) + inflation.

Kenya deposit rate is around 8 percent+ 5 percent inflation plus 2-3 profit margins - 13-15% is what commercial banks will charge you.

Which is very very great in Sub Sahara Africa.

Ghana - 30% and above is the usual interest rate your bank will give you. Most of commercial loans in Ghana start at 35% - and how you're able to repay?

Of course you can't - which is why your BANKS ARE VERY TINY.

Do not come here with lame EXIM BANK that finance international trade or such special banks.

And of course you CEDIS will continue to weaken and weaken - no matter how many times your redominated.

It will get zeros and so many zeros eventually.

10yrs - it gone from 1 cedis to a dollar - now to 6 cedis to a dollar. That is serious inflation.

Just30:
You still dont get how asset management companies work. Through them and gold trading houses, Ghanaians own all sort of precious metals like Gold and silver.

Go and watch BILLIONs, you will learn how asset management companies work. Pension funds, Banks, trust funds and individuals all put their monies there.
They operate outside the banking sphere.
They are like the derivative market. Anyway, there is free education youtube and the internet.

And yet, kenya only has les than 20 asset management companies whose combine asset is less than 10 billion according to your regulator.
Tell me how those will compare to the 86 asset management companies in Ghana with combine asset above 40 billion dollars? Your country is insignificant in this field kiddo

Stop lying kiddo
Your Equity bank has just 6 billion asset.
Check below for both KCB and Equity asset.
That's miniature compare to the funds in asset management companies here.

You think Ghanaians just live better lives than kenyans out of the blue?


I've already given you Ghana total banking asset at 34 billion dollars and asset management companies have 40 billion dollars under management.

That is far above your entire bank assets of 50 billion dollars and asset management companies 10 billion dollars.

Next time, speak with facts instead of running your delusional mind in the mud. You can only do that among Kenyans.

My cities are too developed for your shanties to compare, my villages are even far developed than your shanty cities.
Your economy is still playing catch up to mine and your country's development is still on the levels of Zambia and other despotic nations playing catch up.
Keep working hard kenya.

Really, NIGGA!

About 45% of Accra residents live in some form of slum housing. These areas are overcrowded, have limited access to piped water and poor sanitation facilities.

[urlhttps://theconversation.com/accras-informal-settlements-are-easing-the-citys-urban-housing-crisis-104266[/url]

As we've seen repeatedly W Africans don't feel embarrassment when caught lying/stealing/defaming or any of those negative behaviours idealised by their unfortunately socio CULTURE.

kikuyu1:


Really, NIGGA!


[urlhttps://theconversation.com/accras-informal-settlements-are-easing-the-citys-urban-housing-crisis-104266[/url]

As we've seen repeatedly W Africans don't feel embarrassment when caught lying/stealing/defaming or any of those negative behaviours idealised by their unfortunately socio CULTURE.

house nigga

This does not exist anymore, it was demolished a long time ago. Unfortunately, living like this is normal in Kenya.

You can return back to your country of many slums.

Desperate slum child

rvp20182:
As always pure nonsense no worthy of a response. Talk about stuff you know. Kshs only experience problems in 1993-1994 - never had any serious issues before.

Therein lies the problem: what does he know about ANYTHING? Its like listening to a talking puppy trying to discuss urban development or interplanetary space exploration!

Madman.

Just30:
Madman

Im talking Commercial loans

EDAIF and GHANA EXIM BANK are giving Commercial loans at 2.5% and 8% respectively, to businesses.
If you cant read, are you also blind ?

You make too much noise, no loan institutions quote monthly rate.

Maybe in kenya, your Commercial banks quote their rates monthly so you think it is like that everywhere.


Commercial loans in Kenya starts at 15% and that is madness, no wonder kenyan businesses are not competitive and they cant export anything.

No bank in Kenya offer commercial loans to kenyan businesses below 10% interest rate
15% is great for you, so what should Ghanaian businesses getting loans at 2.5% say ?

You are so desperate fix the Kenyan economy and banks in Kenya will grow and have large balance sheets like Ghanaian institutions, and Kenyn companieswill be able to create jobs to reduce your country messy unemployment and poverty situation.

Being a lunatic here and typing nonsense about economic stuff you dont understand will not change this for Kenya. Tell your finance minister to come and listen to sound economics from me.

For as long as 15 years, Ghana inflation has been at 7% to 10% and that is good for a fast moving economy like Ghana.



Exim banks do not finance international trade, they finance businesses to expand and enter foreign markets.


That is the kind of wisdom that Kenyan politicians dont have and that is why the kenyan economy is a paper economy

That is why kenya is experiencing hyper inflation and that kind of whole in economics is a deep hard one to get out of.


The Ghanaian Cedi is the best performing currency on the continentit has been so for 8 years and it has been one of the most valuable on the continent for 50 plus years.
When you come to understand currency values, you will know how backward your shilling is (manage currencies usually are)

The kenyan shillings has been on the backward level of the Zambian and Zimbabwe currency # valueless.

rvp2018:
Madman.

madness is what is doing you

You cant stand facts.....

When will Kenyan banks start giving loans at interest rates as low as 2.5%?

Ethiopia -Kenya - one stop border post - Ethiopia opening up finally
https://www.businessdailyafrica.com/bd/economy/kenya-ethiopia-one-stop-border-post-at-moyale-opens-3430540

rvp2018:
Ethiopia -Kenya - one stop border post - Ethiopia opening up finally
https://www.businessdailyafrica.com/bd/economy/kenya-ethiopia-one-stop-border-post-at-moyale-opens-3430540

after so many years, your country is now establishing border posts with neighbouring countries ?

rvp2018:
Ethiopia -Kenya - one stop border post - Ethiopia opening up finally
https://www.businessdailyafrica.com/bd/economy/kenya-ethiopia-one-stop-border-post-at-moyale-opens-3430540

Accra says hello to you



She says, Kenya need to work hard.

Just30:
Accra says hello to you



She says, Kenya need to work hard.

The best part in Accra can't even stand Kisumu. Anyway Westlands is saying hi to Accra

Wuoche:


The best part in Accra can't even stand Kisumu. Anyway Westlands is saying hi to Accra

Kisumu is an undeveloped village

Cant match villages in Ghana mmpo

starving kenyan talking crass crap, as usual

Wuoche:


[s]The best part in Accra can't even stand Kisumu. Anyway Westlands is saying hi to Accra [/s]

Abuja

Let's take a look on how our respective countries performed on the World Bank Human Capital Index for 2020. Guess which African country was the only one to make it to the top 100.

Another country I won't mention was battling it out with Niger and Chad for last place honours

https://data.worldbank.org/indicator/HD.HCI.OVRL?locations=ZG

Higher than Algeria and Egypt too

This why kenya is largest non-mineral economy - it focus on HCI.

Saddamochieng00:
Higher than Algeria and Egypt too

Saddamochieng00:
Let's take a look on how our respective countries performed on the World Bank Human Capital Index for 2020. Guess which African country was the only one to make it to the top 100.

Another country I won't mention was battling it out with Niger and Chad for last place honours

https://data.worldbank.org/indicator/HD.HCI.OVRL?locations=ZG

Impressive. But on that same list a poor country like Slovenia is far ahead of USA. Vietnam is ahead of China and Togo is at par with South Africa.

Tells you Kenya is not automatically better than those countries below it on that list. But fact is, Nigeria needs to do better.

rvp2018:
This why kenya is largest non-mineral economy - it focus on HCI.

Your non mineral economy has little to do with HCI.
Your economy is based on agriculture.
And it's wonderfully cooked.

rvp2018:
This why kenya is largest non-mineral economy - it focus on HCI.

Yet Kenyans are still poorer and it work force cant match the level of productivity from other countries on the continent

obaaderemi:
Impressive. But on that same list a poor country like Slovenia is far ahead of USA. Vietnam is ahead of China and Togo is at par with South Africa.

Tells you Kenya is not automatically better than those countries below it on that list. But fact is, Nigeria needs to do better.

Goes to show you're completely clueless on what human capital index is all about.

The Human Capital Index is a report prepared by the World Bank. The Index measures which countries are best in mobilizing the economic and professional potential of its citizens. The index measures how much capital each country loses through lack of education and health

https://en.m.wikipedia.org/wiki/Human_Capital_Index

Take a look at the top and bottom 16 on the list.

Nairobi quick aerial shot

https://www.youtube.com/watch?v=UpfIKfg1qC0

Nairobi - 4th Most dynamic city - below just only Hyderabad & Bengaluru in India and Ho Chi Minh City Vietnam

And some mad Ghanian want to compare her shanty town with this


https://www.youtube.com/watch?v=6a8PVXJ_qfk

Saddamochieng00:


Goes to show you're completely clueless on what human capital index is all about.

The Human Capital Index is a report prepared by the World Bank. The Index measures which countries are best in mobilizing the economic and professional potential of its citizens. The index measures how much capital each country loses through lack of education and health

Take a look at the top and bottom 16 on the list.

You are the clueless one. The top 16 is dominated by small countries, save Japan. USA is missing.

Why is a seriously backward country like Togo at par with a more progressive country like South Africa? Care to explain, smart pant?

obaaderemi:
You are the clueless one. The top 16 is dominated by small countries, save Japan. USA is missing.

Why is a seriously backward country like Togo at par with a more progressive country like South Africa? Care to explain, smart pant?

Sorry to break it to you but those "small" countries also dominate the HDI list. Lemme guess, you'll claim this index is rigged too.

I guess the UK is a small country too, huh!

Saddamochieng00:


Sorry to break it to you but those "small" countries also dominate the HDI list. Lemme guess, you'll claim this index is rigged too.

I guess the UK is a small country too, huh!

Bar UK and Germany, the rest are small countries. Why is US and china, the world's only superpowers not there?

And I'm still waiting for you to explain how a nonentity like Togo is at par with a more prosperous South Africa in terms of HCI.

The only thing I know in Togo - Lome port beat Nigerian ports - and is 3rd in Africa. I think size of country argument is very lame. Yes small countries generally tend to be better..but if you check the bottom 15 in any index...apart from NIGERIA...it normal small countries like Burundi, CAR, Niger, Chad, Somali, South Sudan....these countries with 10 million or about population. Majority of the poor countries tend to be small, landlocked and lacking of any natural resources. Nigeria ought not to be at the bottom.

obaaderemi:
Bar UK and Germany, the rest are small countries. Why is US and china, the world's only superpowers not there?

And I'm still waiting for you to explain how a nonentity like Togo is at par with a more prosperous South Africa in terms of HCI.

Germany is largest in western Europe and is at the very top. The Nigerian here will never run out the of lame excuses.

Saddamochieng00:


Sorry to break it to you but those "small" countries also dominate the HDI list. Lemme guess, you'll claim this index is rigged too.

I guess the UK is a small country too, huh!