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Nairaland Forum / Nairaland / General / Career / 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria (50256 Views)
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Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by amechispeaks(m): 6:50am On Jun 19, 2021 |
I've read about cases of this nature, and I think the loan/fintech industry should be regulated in Nigeria. The CBN should curb the activities of these loan sharks and make sure they treat Nigerian borrowers the right way. The interest rates should be fairer, and they must handle all default cases without insulting, defaming, or dehumanizing the borrower. If a case of default needs to be handled, then they should take the defaulter to court, instead of defaming his or her character. Do you need written content for your blogs, websites, or YouTube channels? Call/WhatsApp 08033422206 |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Womanizer(m): 8:51am On Jun 19, 2021 |
amechispeaks: So if someone borrows 7K from you and fails to pay back on due date you'll now take him to court? |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Mamijoh(f): 10:55am On Jun 19, 2021 |
funshint:Zedvance is the best.. 1 Like |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 11:33am On Jun 19, 2021 |
otomatic:...... I had a pressing need on the 10th of May..... Nobody was willing to borrow me 12k because it was a matter of ufe and death...... So I turned to soko loan.... They offered me 14k with a duration of 14days...... To pay back 20k.......i collected it with the hope of paying back by the due date..... On the 24th of May, their agent called and I begged him to give me till month end by which time I would have received my pay.... He refused.... He called and messaged all my contacts including my boss in the USA, saying I'm a criminal and ran away with their company money..... This same message was sent to my other contacts which included my in laws...... As a result of that message, my boss sacked me for supposedly using his name as a guarantor to a loan without his knowledge..... As if that was not enough, I was chased away from the company apartment..... While Still trying to stand, my baby's mum, her father came and took his daughter away along with my Baby saying since I wasn't legally married to his daughter yet, he can't make the mistake of allowing her to marry someone labeled a criminal all over the world.... Since then till now I haven't set eyes on my daughter...... I have lost a job that pays well because of a loan of 14k......with this your explanation, is their actions justified? Yes or no? 1 Like |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 11:36am On Jun 19, 2021 |
frankson1:........... I had a pressing need on the 10th of May..... Nobody was willing to borrow me 12k because it was a matter of ufe and death...... So I turned to soko loan.... They offered me 14k with a duration of 14days...... To pay back 20k.......i collected it with the hope of paying back by the due date..... On the 24th of May, their agent called and I begged him to give me till month end by which time I would have received my pay.... He refused.... He called and messaged all my contacts including my boss in the USA, saying I'm a criminal and ran away with their company money..... This same message was sent to my other contacts which included my in laws...... As a result of that message, my boss sacked me for supposedly using his name as a guarantor to a loan without his knowledge..... As if that was not enough, I was chased away from the company apartment..... While Still trying to stand, my baby's mum, her father came and took his daughter away along with my Baby saying since I wasn't legally married to his daughter yet, he can't make the mistake of allowing her to marry someone labeled a criminal all over the world.... Since then till now I haven't set eyes on my daughter...... I have lost a job that pays well because of a loan of 14k......with this your explanation, is their actions justified? Yes or no? |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 11:37am On Jun 19, 2021 |
faithfull18:.... .. I had a pressing need on the 10th of May..... Nobody was willing to borrow me 12k because it was a matter of ufe and death...... So I turned to soko loan.... They offered me 14k with a duration of 14days...... To pay back 20k.......i collected it with the hope of paying back by the due date..... On the 24th of May, their agent called and I begged him to give me till month end by which time I would have received my pay.... He refused.... He called and messaged all my contacts including my boss in the USA, saying I'm a criminal and ran away with their company money..... This same message was sent to my other contacts which included my in laws...... As a result of that message, my boss sacked me for supposedly using his name as a guarantor to a loan without his knowledge..... As if that was not enough, I was chased away from the company apartment..... While Still trying to stand, my baby's mum, her father came and took his daughter away along with my Baby saying since I wasn't legally married to his daughter yet, he can't make the mistake of allowing her to marry someone labeled a criminal all over the world.... Since then till now I haven't set eyes on my daughter...... I have lost a job that pays well because of a loan of 14k......with this your explanation, is their actions justified? Yes or no? |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Callisto1(m): 11:40am On Jun 19, 2021 |
generalwo: Dont take a loan you cant pay back simple |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 11:40am On Jun 19, 2021 |
manikspears:..... .. I had a pressing need on the 10th of May..... Nobody was willing to borrow me 12k because it was a matter of ufe and death...... So I turned to soko loan.... They offered me 14k with a duration of 14days...... To pay back 20k.......i collected it with the hope of paying back by the due date..... On the 24th of May, their agent called and I begged him to give me till month end by which time I would have received my pay.... He refused.... He called and messaged all my contacts including my boss in the USA, saying I'm a criminal and ran away with their company money..... This same message was sent to my other contacts which included my in laws...... As a result of that message, my boss sacked me for supposedly using his name as a guarantor to a loan without his knowledge..... As if that was not enough, I was chased away from the company apartment..... While Still trying to stand, my baby's mum, her father came and took his daughter away along with my Baby saying since I wasn't legally married to his daughter yet, he can't make the mistake of allowing her to marry someone labeled a criminal all over the world.... Since then till now I haven't set eyes on my daughter...... I have lost a job that pays well because of a loan of 14k......with this your explanation, is their actions justified? Yes or no? |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by NewDelhi(m): 11:45am On Jun 19, 2021 |
generalwo:I've read alot of stories like these. Those guys need to be sued and dealt with. There are better ways to retrieve your money than sending terrible messages to ones contacts.. so many people have lost their jobs and have their homes broken because of this. That's nonsense. |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 11:46am On Jun 19, 2021 |
Callisto1:..... So all the loans Nigeria have not been able to pay back, how many times have they been killed for it.... Oga shut up if you no sabi wetin you Wan talk... A man who's child is dying and needs surgery, he should allow her die because he has no means of paying back if he takes a loan.... At times most of you type like, before u became comfortable, u were never poor..... Na this hypocrisy make Nigeria dey backward till today...... I'm sure I will be the first to pay condolences to a man if his pics is posted that he commited suicide because of a loan they embarrassed him for........ How can u give a salary earner a loan of 14 days? If that one is not witch craft, what then is it? The person even went ahead to say he will pay the late fee when the month ends.... U still go ahead to send a message to his contact........ Tell me the witchcraft wen pass that one? 1 Like |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Callisto1(m): 11:52am On Jun 19, 2021 |
generalwo: Your campaign to bring them down will not work. Did they force you to take the loan in the first place? No wonder your father inlaw took her daughter, You are not responsible, just shifting blames 1 Like |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 11:58am On Jun 19, 2021 |
Callisto1:...... Yamad bruv..... It's already working because some of the loan apps have been taken down and you and your evil company will follow soon..... Unless u never take loan for your life or borrow anything na im nature go mark you as sensible...... Odeh 1 Like |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 12:13pm On Jun 19, 2021 |
Callisto1:.... Father in law took "her" daughter.....bros u need loan to improve your communication skills...... 1 Like |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Callisto1(m): 12:14pm On Jun 19, 2021 |
generalwo: STOP BORROWING TO SURVIVE. If you cant pay, dont borrow WE ARE 100 TIMES AHEAD OF YOU. WILLIS YOU WILL NOT SUCCEED. STOP RUINING PEOPLE'S BUSINESS. DONT FORCE PEOPLE INTO UNEMPLOYEMENT BECAUSE OF YOUR PERSONAL GRUDGE |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 12:26pm On Jun 19, 2021 |
Callisto1:....... U see how daft you are? They forced people into unemployment and you don't want people to force them out of business? U don't know what's coming for you bro.... Just pray non of the people you and your company have messed up see and identify u for real.... And just so u know..... I am a small fish in a very big pond in this struggle....... I don't have issues with them because I don't owe them naffin but I stand with those who them and will doy every bit to bring them down...... U can lie your job for all I care....its high time u guys feel the pains you cause other people....... Nobody has the key to madness.... It's in everyone and since you people have decided to go mad without caution, you will be rewarded in ten portions of the same thing you serve...... I advise u begin to look for another job..... All these evil loan companies are going down and if you are their staff, u will go down with them..... Slowly but surely you all will pay for the injustice you have committed...... Fair money and branch are loan companies too but they will never have their staff insult you or give you a loan you can't repay or even send messages to your contacts when you default and that's why they keep thriving..... If u know what's good for you, switch jobs or go down with these loan sharks 2 Likes |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Chuks851: 12:27pm On Jun 19, 2021 |
Callisto ...u are one of their agents abi .....I dey on your case now ....cow 1 Like |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by comfortabidemi: 12:30pm On Jun 19, 2021 |
Loan app must go you fool |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Wandypearl: 12:33pm On Jun 19, 2021 |
Callisto....Who said we can't pay..we just asked them to give us more time..to be patient...Even after making part payment they will send derogatory messages to our contacts...And who has never borrowed is this life... stop running ur mouth for nothing.. because ur end is near...STOP TARNISHING PEOPLES IMAGE...BE PROFESSIONAL... Obviously u are one of there staffs...We will bring them down by all means 2 Likes |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Callisto1(m): 12:43pm On Jun 19, 2021 |
Wandypearl: DONT TAKE A LOAN YOU CANT PAY BACK. STOP BORROWING FROM 8 APPS AT THE SAME TIME. Thats fraud |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Emmakul8: 12:45pm On Jun 19, 2021 |
That calisto goat is indeed a Chinese slave. If he thinks it's easy go get the loan and invest within 7 days. That juju the Chinese did to you guys would soon clear from your face when they shut down their company and run to their country. Your mumu go clear 2 Likes |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Emmakul8: 12:48pm On Jun 19, 2021 |
@Calisto Na una mumu pass, you think publishing names and calling contacts is the best loan recovery tactics. Lolzzz go and learn from kindle loan and Gmoney. Their staff dey drink garri for house now. You would soon join them. Amen |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Callisto1(m): 12:50pm On Jun 19, 2021 |
Emmakul8: If you think 7 days loan is too short or the interest is too high, dont take the loan. Did they force you to take the loan? If you must take the 7 days loan pay within the time 1 Like |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Emmakul8: 12:53pm On Jun 19, 2021 |
Calisto who is a fraudster is defining fraud. Hahahaha.... Chinese companies would give you 30k to get additional 14k. Asking you to pay 44k. In just a week or 2 weeks. And if you default for a day, they keep adding. Who be fraudster ooo? Nonsense people. Why can't they do that in their country, they know the implications, they would be burnt alive. They use the likes of calisto as Chinese slaves to terrorise their fellow Nigerians. Na you mumu pass. 3 Likes |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Callisto1(m): 12:57pm On Jun 19, 2021 |
Emmakul8: If you think its fraud, dont take the loan simple. |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 1:02pm On Jun 19, 2021 |
Callisto1:.... Baba na English you dey speak ND I can understand you're trying to protect your job but at the end of the day, you're Nigerian and because of that I have nothing against you.... I see you as a brother but look for another job..... These loan sharks will be taken down and soon it will be the credible ones like branch and fair money that will remain..... Seek new career opportunities there for your own good.... The Chinese loan firms must leave 9ja 1 Like |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by faithfull18(f): 1:14pm On Jun 19, 2021 |
generalwo:Your case is isolated. Trust me, based on several experiences, a good number are bad at repaying loans they begged to borrow. |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by MrFollowFollow(m): 1:21pm On Jun 19, 2021 |
generalwo: Since you say you had a well paying job it means your colleagues were also well paid. What I find strange is why a person who earns a good salary food it so difficult to find a friend or relative to lend him just 14K at short notice. What that means is that you're not even a credit worthy person to begin with! 3 Likes |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by MrFollowFollow(m): 1:25pm On Jun 19, 2021 |
NewDelhi: People in loan companies have also lost jobs because customer refused to repay loans. I have several friends in banks who were either denied promotion or sacked because the gave loans which the customer refused to pay back 1 Like |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by MrFollowFollow(m): 1:27pm On Jun 19, 2021 |
faithfull18: Don't mind that guy what he just said is half-truth. He has refused to tell us that he was probably ignoring their reminder emails and telephone calls. Most borrowers in Nigeria have the same mentality, they think the loan is their share of the national cake and should not be paid back |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by MrFollowFollow(m): 1:31pm On Jun 19, 2021 |
generalwo: The real injustice is people who borrow and refuse to pay back and as a result of that another person in the loan company is sacked or denied his salary! |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Ogboanor: 1:33pm On Jun 19, 2021 |
@ callistos I don't know what is your problem But you this year God will bless you with a lots of problems that you will not see the beginning nor the end of it.keep bad mouthing people up and down you see that your tongue is what will kill you.you don't know what people are going through in life and because you think is going well for you then you are are critising loan takers |
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by MrFollowFollow(m): 1:34pm On Jun 19, 2021 |
NewDelhi: He who comes to equity must come with clean hands. Take them to court and they will provide evidence which shows that you were dodging their calls and email reminders to pay up your loan - Trust me, you will never win that case in any court of law! |
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