GreaterFuture:

I mean, how did they get their balance Money

I said I didn't pay it. How else do you want me to tell you?

simplejayy:
I am not satisfied with the way this company operate.

Who has experience such?

I took a loan of 11,000 to repay in a week time with interest on 21/06/2021 as due date. I tried repaying on the app even before the due date but it wasn't successful. The app is stagnant and give pending note. All efforts to reach their customer care was abortive. Still yet default charges keep increasing.

After few days a collection officer of the company with this number (+234 701 743 3849) started sending me threat messages to pay up. I explained to him what I have been experiencing. I paid the loan amount and initial interest rate by bank transfer. I sent him proof of payment and was cleared not default charges remained.

He said I still have to pay for default. I said I can not pay for default because the fault is not mine as their app was not accepting payment. That they should fix their app. The following day I paid using fist monie pos and sent him proof of payment. He said it will be cleared. Up till now it has not been cleared. Default charges keep accumulating after 2 weeks of payment.

Only to remind him to clear the default payment this morning and he blocked me on whatsApp. I called him on regular call and he said the company is not his father's company and that do I want him to block me again on call.

This is not fair at all. I feel cheated.

thanks for sharing so sorry na dem lose you never use them or recommend them �

I feel you

ekene101:
I really dealt with them

Udoboss:


What if I deleted the app
Do they still have access to contacts

Yes. That have your info in their system. If you Gave permission and delete the app, they will still.have access

Majority is frustrated and easily transfers aggression in this county.

People working with those loan platforms just want to live.

ekene101:
I really dealt with them

. How

IprintMONEY:
bro, if the money is big, these guys will trace u with touts and beat you up or in some cases kill u. any asian based guy or guy that have stayed in any asian country before cant attest to this.

I disagree with you bros. I be like rat when people go just trace kill like that? Besides, how.much maximum can they give out? Or you think they will spend more on assassins and still lose their money?

sam564:
I still dey owe fastmoney seff...
I brorrowed 14k to pay 19,150 after 2weeks ioo, , only for me to enter the app before the elapse of the 2weeks and I saw repay #20500..... hooowwww manage nah!!!! already I no get any money that period so I just use the money buy small foodstuff keep dey manage... na person wet chop dey pay debt... dey done call me tire, I no dey pik, because I no get shingbaiiii....is not intentional sha...
still waiting for a miracle to happen so I can pay dem...



I meeeuuuvvvveee

but wait oh, if you’re broke like this, how you take sub? No curse me abeg, na innocent question I ask. I know say a hungry man is an angry man

All those loans are scam. You too scam them ignor there treat messages. Go to bank block your atm and collect another one. It only through your atm they can have access to your bank

EricSmallz:
Palm Credit did exactly same thing to me 3 years ago. I told them pointblank that I will never pay for the default, not in this life, not in the next. Idiots

My type of man

You are a nice guy...many have borrowed and ran away they can do no shit...

I am on this boat as well. I paid, they upgraded me and later told me payment failed.

I chatted their customer service but they decided not to be of any help and then the overdue charges. I have called them times without number to correct but I think this is their latest mode of operation. They want you to repay in excess of what you are supposed to pay.

I have been receiving insults and threats from their team of touts and idiots but I have decided that anyhow they want it I will give it to them. These guys are idiots.

If they decide to send out those defamatory messages to my contacts that's when they'll know that the law is as always a double edged sword, I kept all the records, voice notes and screenshots...I am ready for them.

EricSmallz:

They called and got tired now.
Just make sure you go to your app setting and disable all the permissions you granted the app at the point of registration, they will not have access into your contact list etc.

It's been synchronized already

Inspiration007:


Read the post again. with a clear mind this time.

One of them spoted. Nonsense!

Hi

Jashub:
These loan companies have no conscience whatsoever and our government keeps turning a blind eye to the way they treat customers. But no be their fault. Had it been say we get people wey dey function for government, all these nonsense of borrowing no go dey and even if e dey, humane conditions go follow am

Most Government official s have their own share from this company,
How do you think they got their licence

Carbon/Paylater is still better.. but Palmcredit , Sokoloan, Okash are mischievous.

I have similar experience with palm credit, I don't know while the government still allow dubious company like this to operate in Nigeria self. If no be say Nigeria is just a zombie country

ekene101:
I really dealt with them

How?

Gbagura:
branch is the best and the most effective I can vouch for. They don't shout you down even if you default and they won't slam you late fees if you default. I will never take loan from any other apps besides branch app.

So tru �

The same experience with easy credit,that one is even worst I swear,the same problem with them too,I've paid their loan and the actual changes o,the thing keep accumulating ,,e concern me?

EricSmallz:

They called and got tired now.
Just make sure you go to your app setting and disable all the permissions you granted the app at the point of registration, they will not have access into your contact list etc.

At the point of processing the loan, they have already downloaded your contacts.

slaypapa:
Forget their threats and face ur life they can't do nothing..

It's not advisable to do so for two reasons

1) If the loan is still open they'd give you a negative credit report that you are defaulting on a loan, this will make it harder for you to access loans from other loan companies , and sometimes some employers like banks ask you for your credit report before employment if it's bad they'd not employ you (CBN rule), plus if you manage to clear it, your credit report has been ruined and you can only access loans from few companies at very high rate.


2) They have your contacts, this sad bit of it is that they can embarrass you by sending to all your contacts that you are owing them money.
This will affect your social capital and may cause harm to your reputation.

They did same to me and eventually sent embarrassing message to all my contacts they copied on boarding.
That is the worst they can do to their clients. Till today am still looking for their office my lawyer is ever ready to institute a case against them.
Pls if you know the office of 9credit help me say it here ooooo

Asiseeit:


Swears! Problem is desperation is what drove many people to them. They are really mad. I'm trying to extricate myself from them patapata.

There's one I took from, when it was repayment time I was debited twice. I told their customer agent, she said it's not their problem that I should go to my bank.
My bank confirmed the double deduction and directed me to the loan company's bank. I got there and was told that the account is dedicated to me and though the money went there 2ce, the account is empty as the money has been remitted to the larger parent account.

I called their customer care again, they told me to get lost. What will I do? Me wey no get money just let my 14k go to waste?
I took another loan from them, cleared my bank account and I'm waiting for them to call me to ask me to pay for the new loan. They will see crazy.

pls create a thread on it and mention me, I also want to show Okash pepper

AKWATGOLD1:
This is what is called. - SHARK LOAN.

Moreso, this is warning to all people that patronize all this mushroom finance companies that entice Nigerians will low interest rate for patronage should be very very careful with all these app loan companies. The last straw that will break the camel back is by blacklist your name to all your phone contacts including your helpers.

Low interest rate? Their interest rate is very high if you calculate it base on 12 months period. People patronise them because it is very easy, convenient and flexible to obtain. No security, no collateral.

simplejayy:
I am not satisfied with the way this company operate.

Who has experience such?

I took a loan of 11,000 to repay in a week time with interest on 21/06/2021 as due date. I tried repaying on the app even before the due date but it wasn't successful. The app is stagnant and give pending note. All efforts to reach their customer care was abortive. Still yet default charges keep increasing.

After few days a collection officer of the company with this number (+234 701 743 3849) started sending me threat messages to pay up. I explained to him what I have been experiencing. I paid the loan amount and initial interest rate by bank transfer. I sent him proof of payment and was cleared not default charges remained.

He said I still have to pay for default. I said I can not pay for default because the fault is not mine as their app was not accepting payment. That they should fix their app. The following day I paid using fist monie pos and sent him proof of payment. He said it will be cleared. Up till now it has not been cleared. Default charges keep accumulating after 2 weeks of payment.

Only to remind him to clear the default payment this morning and he blocked me on whatsApp. I called him on regular call and he said the company is not his father's company and that do I want him to block me again on call.

This is not fair at all. I feel cheated.

It seems you've been scammed.

Victor1883:
Same thing happened to me, I purchased my phone through easybuy, and I paid almost everything money Iam owing, until their app started misbehaving, I reported to their customer service am having issues paying through their easybuy app and they should send me an offline bank account so I can pay to it, I didn't get any reply.they started send text to my contacts that am a debtor and threatening people that the will arrest them, Only for their collection officer to call me that am defaulting that I should pay . I jus told her am not paying any money . Including d 1 am suppose to balance them

imagine tarnishing you're image, did they later take it up?

IprintMONEY:
lets not be to fast to condemn these guys, the apps are meant for people that need urgent cash, they send it at the speed of light without collateral, without asking you to come to their office or asking you for a guarantor, the price you pay for it is the high fees and the fact that you have to pay back fast. [s] peasants like u abuse this shit. pay the fuckers exploiting poor peasant and uninformed nigerians of their money or get the Bleep off. [/s]
mistakenly collect ncash or any app related to ncash money and see wetin them go do you

I don't understand, on what basis are you abusing and insulting the Op if I may ask you? What did he do wrong in all these?

v2:
If you are a salary earner, use GTbank for your salary account and be eligible for quick credit @ 1.33% /month.

I have been using it in peace whenever I need urgent cash.

What is the code

Inspiration007:


Read the post again. with a clear mind this time.

observe that guy very well, observe his posts that concerns app loans and you will know exactly who he is.

Udoboss:


What if I deleted the app
Do they still have access to contacts

before you delete the app, follow the steps he listed by not granting that app permission to your contact list