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Nairaland Forum / Nairaland / General / Jobs/Vacancies / Can One Rent An Apartment Of 250k Per Annum With 80k Job? (33315 Views)
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Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Ukobaba: 2:39pm On Jul 30, 2021 |
coldFLARES1: Forget motivational speeches, what do we work for if not our comfort? My current house rent is nearly my 4month salary and I don't mind because my comfort is very important. My house is very comfortable I simply save 50% of my salary every month, from there I pay and do other things but I cut down other things. Although the nature of my job I make side cash almost weekly. 1 Like |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by JideOluwalana: 3:27pm On Jul 30, 2021 |
If your one Month salary can not pay off your annual house rent, please don't go for it. This means that The house worth you but you did not worth the house. 1 Like |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by TBolaitan(m): 3:28pm On Jul 30, 2021 |
It is possible bro, I can help you secure an apartment within that budget contact me 09025462416 WhatsApp: 08127588833 You will thank me later |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by nuel000: 3:30pm On Jul 30, 2021 |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by obitwice(m): 3:49pm On Jul 30, 2021 |
Well it depends on your saving culture. I'm currently staying in a mini flat of 350k and I earn 100k monthly. Its workable if you discipline yourself well enough. |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Newboss(m): 3:53pm On Jul 30, 2021 |
From this thread you can see why Nigeria is the way it's. People too dull financially for this country. Abeg make una learn to dey practice budgeting. Calculate your projected expenses, use it to divide your salary, then you go know how much you should save each month to cater for each of the expense. It's called long-term thinking. This is how civil servants build house on 100k salary. It's the same way people in developed countries buy house and car too. You don't even need to take loan. Setting aside 21k every month from your 80k, you will have 59k left. That 21k is your rent. That 59k is your salary after deducting your rent. OP you no get problem. Learn budgeting and financial discipline. With proper budgeting and financial discipline, you can afford anything. Speaking from experience. 2 Likes |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Yampotatocarrot(m): 4:11pm On Jul 30, 2021 |
Rule of thumb I follow: Your house rent shouldn't be more than your 3months salary 2 Likes |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by nuel000: 4:27pm On Jul 30, 2021 |
obitwice:350/12 months that's roughly 30k, so you save 30k monthly to pay for house rent, your salary is 70k my nigga |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by AgentGoat: 5:07pm On Jul 30, 2021 |
Ukobaba: What about someone without side cash? stop deceiving people. What do you need comfort for? If you cannot save enough money to invest or set up your own company? |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Epic01: 5:09pm On Jul 30, 2021 |
Please I need the complete financial rules femi4: |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by soundmind4ree: 5:22pm On Jul 30, 2021 |
Don't commit financial suicide please. If your 2 months salaries can not pay your annual house rent comfortably, it is either you quit the house, or you quit the job. 1 Like |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Potatochips(m): 6:06pm On Jul 30, 2021 |
I think it's too much. When I was working a 9-5 job, my rent was 120k annually, while my monthly net pay was 92k. I rented a self-contain apartment which was not so nice but I took it because it was close to my office then and I kept it neat and well furnished. Remember that you have to pay yourself every month. By this I mean you should under every circumstance ensure you save at least 40% of your salary monthly, in order to build capital (as a single person). This is what you'll use for investments. Investments in this context refer to any venture that can take you to the next level. I don't have all the facts about your situation but regardless, I think 350k annual rent is too much, considering your monthly salary. Be wise. Frugality will save you a lot of pain and regret. Stop trying to keep up with the joneses. |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Funkybabee(f): 6:52pm On Jul 30, 2021 |
If it's in Lagos, for traffic reason? It's better ooo Some people don't understand some things If there's peace with garri, it's better than anything ooo Getting up as early at 4am and sleeping at 10pm just because of saving expenses is a health killer Peace is better by far. See, u don't need to save up for blessing, just be working and serve God, supernatural blessing will be added to it Shalom 3 Likes |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by bigtt76(f): 6:55pm On Jul 30, 2021 |
Couldn't have said this any better. Forget all those rules... It does not apply all the time. The stress in hunting for the accommodation alone can cause you mental health issues, get it you have to grapple with transportation and other issues. See... If you can afford to get an accommodation closer to your work place, take it but do not feel comfortable.... Start planning your exit to a better job and pay. Coldplay007: |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Mkingz(m): 7:10pm On Jul 30, 2021 |
Don’t do that...Get a side hustle instead. Learn whatsapp marketing for just 20k Hit me up on whatsapp..08162464258 |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by faithfull18(f): 7:11pm On Jul 30, 2021 |
Dhavido:Which Yaba?? Rent in Yaba is expensive, you should be looking at 350k. |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by kelviniro(m): 7:27pm On Jul 30, 2021 |
Rent an appointment that your 2 months salary should take care of comfortably ![]() ![]() ![]() |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Gfskw: 7:41pm On Jul 30, 2021 |
Offcourse yes Just date a working class lady not all this broke young jobless slay queens that take Uber from bus stop to bus stop on your bill Better still if you are single stay away from relationship and plan your life first cut your bills and save more funds for side business |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Dhavido(m): 7:44pm On Jul 30, 2021 |
faithfull18: I stay at Yaba ma’am so I know what I’m saying. You can even get a single room self con for 450k in the same Yaba. Comfort is relative you know |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by welzyj2(m): 7:50pm On Jul 30, 2021 |
obitwice: Omo how you take they run am.... no extravagant spending or balling b dat oo |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Mom007(f): 8:06pm On Jul 30, 2021 |
Yes, if the place is so close to your workplace that you spend nothing else on transportation. Also, start now to save up for the next rent and try to get a side hustle. Good luck. |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by tagborume: 8:15pm On Jul 30, 2021 |
It depends on several factors. You can get the apartment if you won't need to take transport to the office. It's better than taking an apartment of 120k that you will still spend 24k on transport. Monthly. |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by smasher1(m): 8:59pm On Jul 30, 2021 |
Goodplace: 1. Only if you want to kill your self. 2. Unless you are stealing. Note that even if you get fabulous tips from customers, doing that would make you to be living above your means of livelihood by too large a percentage. |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by smasher1(m): 9:02pm On Jul 30, 2021 |
femi4: Thanks. In the past decade, I have ensured my rent is less than one month salary so, I can pay easily without owing. Even at that, it's a struggle. |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by smasher1(m): 9:03pm On Jul 30, 2021 |
Goodplace: What's a February, 2019 topic doing on front page? |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by smasher1(m): 9:05pm On Jul 30, 2021 |
Intrepid01: Thanks, Way to go! |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by bizhop01: 10:11pm On Jul 30, 2021 |
Amaka earned 250k monthly but she live in 2.2million naira duplex ![]() |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Hotguy27: 11:01pm On Jul 30, 2021 |
Goodplace: With only 80k monthly take home, you should not rent an apartment worth more than 160k per annum on the max. |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by cletz991(m): 6:32am On Jul 31, 2021 |
Oga just be doing contribution of 20k every month .trust me you nor go feel am if you want to pay at the end of the year |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by SKhanmi: 1:18pm On Jul 31, 2021 |
Solatium: Quarry, Panseke, Adigbe are mostly student populated areas & the commercial centers of the town. Mapoly is near by. Even at that I know the kind of house(+facilities) he would have gone for to warrant that rent. When we're not talking about laderin, sam ewang or ibara housing? Let me not even mention several more affordable options. I know 4 3bedroom apartments that have been vacant for almost up to 2 years now and their rent is not even up to what you posted. Is abk even an industrial town? Do you know how many properties have laid vacant for years? I can't post realtime data for you so I'll just stop. Seen this same scenario on another lagos rent thread already. |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by Solatium(m): 5:01pm On Jul 31, 2021 |
SKhanmi: No point in arguing with you, it's obvious you are still paying the same old rent you have been paying in the last 5yrs or you have been living in a free accomodations. I just painted you the real situation of present day reality |
Re: Can One Rent An Apartment Of 250k Per Annum With 80k Job? by ThaRealist: 10:53am On Aug 01, 2021 |
mascot345: What work do you do sir to earn 450k monthly ..I am interested |
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