Ameboperoo:

Xcross, Aim loan, naira Plus.
I just searched for loan app from Google play when they started threatening my life

StarryV:
eyaa it's well dear. Just take it easy. You're not alone in this. We plenty . God will help us

Ameboperoo:

Infact, reading some comments here come de give me strong mind now. I no de sleep again.

StarryV:


Abeg sleep ooo. My job is even at stake because of their messages. For ordinary 9k. I'll pay them. Na borrow i borrow, i no steal.

pek:
Did they send messages to your contacts?

StarryV:
yes o. Even to my employers. I wan die. I feared for my job. All my forgotten contacts just dey call me up and down. I'm still breathing fine. I'll survive it and I'm gonna pay them.

Stephenmoka4:
Are they actually Chinese apps?

Johnames:
how is that possible?you did not deny them all access to your phone?

Jef4u:
Please I urgently need the office address of 9Credit

StarryV:

Hahaha wetin you wan go do there?

Guess they have messaged your contacts. Please take heart. I doubt if they have any offline office. If they do, they don't disclose it because they know we'll set it on fire �

Jef4u:


I am writing a petition and also taking legal action against them, hence the request for their address

StarryV:
well good luck in your search.

Jef4u:


I am writing a petition and also taking legal action against them, hence the request for their address

Ameboperoo:

Venus business hub,

Plot 8,
Providence Street,
Lekki Phase 1, Lagos
I don't know how real the address is

pek:
Why will you pay after the damage?

MissEfe:
I've paid 1 remaining 12...
I really scared they will come to my house and arrest or kill me...
God help us all

OldNairalander:
I dey owe migo 14k since last year.
I borrowed 20k and paid 6k 7 days before the due date.
I have been with them since 2015 and paying my loans days before due date.
Unfortunately the lockdown happened and till today I'm yet to recover financially.
They are very cool and don't send threatening messages.
I have decided to pay them 30k when I recover to appreciate them for their understanding all these months.

StarryV:
you need to meet ekene101 for counseling .

Nobody is coming to your house. This your imagination is too wide mbok.

MissEfe:
I've paid 1 remaining 12...
I really scared they will come to my house and arrest or kill me...
God help us all

miccoy:


First, you need to calm down!

Nobody is coming to your house to arrest, nor kill you. Debt is a civil wrong and not a criminal offence. You haven't committed any offence. Under the law, police no dey arrest person wey dey owe and no court go jail you. Na negotiation dey always end am.

It's a good thing you have paid 1 out of the 12 companies you are owing. Relax, don't overthink, don't overwork yourself.

Now, try and work out convenient repayment plans for yourself. One apps at a time. Start with the app with the least amount. Gradually you will pay off.

* Don't uninstall the apps. Rather, go to settings, apps, permission and deny access to read messages, contacts, denial access to everything.
* Get a new ATM card and change your internet banking details.

If any of them threaten you, let them threaten. But just be focus on your repayment plans. The worst any of them can do is send derogatory messages to your contacts. And if it happens, bear it! It's not the end of the world. Na owe you owe you no kill nor steal from anyone.

And this may sound harsh, but if any of the apps send derogatory messages to your contacts, make sure you don't pay that particular app. No government anywhere approves such cruel method of loan recovery.

Take care!

miccoy:


First, you need to calm down!

Nobody is coming to your house to arrest, nor kill you. Debt is a civil wrong and not a criminal offence. You haven't committed any offence. Under the law, police no dey arrest person wey dey owe and no court go jail you. Na negotiation dey always end am.

It's a good thing you have paid 1 out of the 12 companies you are owing. Relax, don't overthink, don't overwork yourself.

Now, try and work out convenient repayment plans for yourself. One apps at a time. Start with the app with the least amount. Gradually you will pay off.

* Don't uninstall the apps. Rather, go to settings, apps, permission and deny access to read messages, contacts, denial access to everything.
* Get a new ATM card and change your internet banking details.

If any of them threaten you, let them threaten. But just be focus on your repayment plans. The worst any of them can do is send derogatory messages to your contacts. And if it happens, bear it! It's not the end of the world. Na owe you owe you no kill nor steal from anyone.

And this may sound harsh, but if any of the apps send derogatory messages to your contacts, make sure you don't pay that particular app. No government anywhere approves such cruel method of loan recovery.

Take care!

Mrxawe:
How are you doing guys, it's been a long time.

Around April to June last year, I was at the mercy of these sharks. They sent messages to all my contacts and spoilt my rep. Even girls wey dey fall for me before con dey give me attitude. I lost some contract deals coz of these guys. My family thought I was now a fraudster duping companies and banks. It was terrible but as a man I just swallow am.

I no pay them one naira o. I just ignored them.


Today I'm a free man. During that period, I used true caller to automatically block unknown numbers on my phone but today, I've removed the feature .

I'm not afraid to pick strange numbers anymore

My heart no dey beat any longer thinking who on my contact must have gotten the text.

Omo my life is back to normal. I really feel free like a bird.

MissEfe:
I've paid 1 remaining 12...
I really scared they will come to my house and arrest or kill me...
God help us all

miccoy:


First, you need to calm down!

Nobody is coming to your house to arrest, nor kill you. Debt is a civil wrong and not a criminal offence. You haven't committed any offence. Under the law, police no dey arrest person wey dey owe and no court go jail you. Na negotiation dey always end am.

It's a good thing you have paid 1 out of the 12 companies you are owing. Relax, don't overthink, don't overwork yourself.

Now, try and work out convenient repayment plans for yourself. One apps at a time. Start with the app with the least amount. Gradually you will pay off.

* Don't uninstall the apps. Rather, go to settings, apps, permission and deny access to read messages, contacts, denial access to everything.
* Get a new ATM card and change your internet banking details.

If any of them threaten you, let them threaten. But just be focus on your repayment plans. The worst any of them can do is send derogatory messages to your contacts. And if it happens, bear it! It's not the end of the world. Na owe you owe you no kill nor steal from anyone.

And this may sound harsh, but if any of the apps send derogatory messages to your contacts, make sure you don't pay that particular app. No government anywhere approves such cruel method of loan recovery.

Take care!

Mrxawe:
How are you doing guys, it's been a long time.

Around April to June last year, I was at the mercy of these sharks. They sent messages to all my contacts and spoilt my rep. Even girls wey dey fall for me before con dey give me attitude. I lost some contract deals coz of these guys. My family thought I was now a fraudster duping companies and banks. It was terrible but as a man I just swallow am.

I no pay them one naira o. I just ignored them.


Today I'm a free man. During that period, I used true caller to automatically block unknown numbers on my phone but today, I've removed the feature .

I'm not afraid to pick strange numbers anymore

My heart no dey beat any longer thinking who on my contact must have gotten the text.

Omo my life is back to normal. I really feel free like a bird.

StarryV:
Wait wait wait lemme understand you very well. You're now free as a bird how? You later paid them or you didn't pay them at all