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Modified - Daylight Robbery by LOAN APPS - Business - Nairaland

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Modified - Daylight Robbery by LOAN APPS by xristos(m): 3:01pm On Sep 01, 2021
No.1 NEW EDGE FINANCE APP.
I borrowed 18,000 and after 4 days late payment....repayment increased to 28,980.
On onday 30th August, I decided to repay....via bank transfer....I mistakenly added (3) to the figure....meaning I sent 289,803.
No common sense from to be civil enough to call me or ask questions or refund....NOTHING....they promised to receive funds WITHIN 7 WORKING days.
Till now after several calls....we are still on it...

Please I need all the help I can get.....lets assume it's someone else's money i used...i would be in a deep mess by now.
Please I need all the help i can get....I need their email, gsm number, etc.
Its not my first loan with them
I called and one idiot picked and said they have no office that they are working from home, another said I only paid the loan amount..nothing like excess.

No.2....LCredit APP
Borrowed and repayed...only for me to see pending repayment of another amount....which i never received neither was disbursed to me....
Ive complained and sent them my bank statement.....Before u know it...the day will be due and they will start calling contacts.
I have asked them to Prove that I received the loan ..I sent my own statement but ive not received theirs..

Modified Sept 8: The above status is still the same...i'm traumatized
7 working days has passed....still stories.
The other one has accrued late charges and still asking for repayment...of money I didnt receive.
This is daylight FRAUD.

I need a lawyer to take this up...I'm in Abuja
Modified:...I got my refund.
remain number 2....some people will have sense by force.
Re: Modified - Daylight Robbery by LOAN APPS by GenAbacha(m): 3:14pm On Sep 01, 2021
Write them an email, copy efcc, icpc and nitda in the mail.

You can also file a petition at efcc.

3 Likes

Re: Modified - Daylight Robbery by LOAN APPS by Olarsview: 3:26pm On Sep 01, 2021
Terrible time. If not no one put his hands inside fire of loans companies.
Re: Modified - Daylight Robbery by LOAN APPS by izuch(m): 3:30pm On Sep 01, 2021
Those thieves
Re: Modified - Daylight Robbery by LOAN APPS by Subomi11: 3:49pm On Sep 01, 2021
Loan app are worse than Yahoo boys. Kindly avoid them with all your strength.
Re: Modified - Daylight Robbery by LOAN APPS by xristos(m): 5:32pm On Sep 02, 2021
ok
Re: Modified - Daylight Robbery by LOAN APPS by xristos(m): 11:50am On Sep 08, 2021
I need a competent lawyer
Re: Modified - Daylight Robbery by LOAN APPS by MrFollowFollow(m): 1:45pm On Sep 08, 2021
xristos:
No.1 NEW EDGE FINANCE APP.
I borrowed 18,000 and after 4 days late payment....repayment increased to 28,980.
On onday 30th August, I decided to repay....via bank transfer....I mistakenly added (3) to the figure....meaning I sent 289,803.
No common sense from to be civil enough to call me or ask questions or refund....NOTHING....they promised to receive funds WITHIN 7 WORKING days.
Till now after several calls....we are still on it...

Please I need all the help I can get.....lets assume it's someone else's money i used...i would be in a deep mess by now.
Please I need all the help i can get....I need their email, gsm number, etc.
Its not my first loan with them
I called and one idiot picked and said they have no office that they are working from home, another said I only paid the loan amount..nothing like excess.

No.2....LCredit APP
Borrowed and repayed...only for me to see pending repayment of another amount....which i never received neither was disbursed to me....
Ive complained and sent them my bank statement.....Before u know it...the day will be due and they will start calling contacts.
I have asked them to Prove that I received the loan ..I sent my own statement but ive not received theirs..

Modified Sept 8: The above status is still the same...i'm traumatized
7 working days has passed....still stories.
The other one has accrued late charges and still asking for repayment...of money I didnt receive.
This is daylight FRAUD.

I need a lawyer to take this up...I'm in Abuja

Can you swear that you actually did not have the money to repay the loan on the due date?

You have the money to pay back but refused doing so

It was because they started charging you late fees that made you rush to go and repay the loan and in the process you made a mistake!
Re: Modified - Daylight Robbery by LOAN APPS by xristos(m): 3:29pm On Sep 08, 2021
MrFollowFollow:


Can you swear that you actually did not have the money to repay the loan on the due date?

You have the money to pay back but refused doing so

It was because they started charging you late fees that made you rush to go and repay the loan and in the process you made a mistake!

dumbest parasitic writeup i ever read on nairaland since 2013.
whether i repaid the loan on due date or later...i'm buoyant enough to repay with the charges....then u fool should refund my excess...dont worry..keep it...u will pay much more.

2 Likes

Re: Modified - Daylight Robbery by LOAN APPS by MrFollowFollow(m): 5:03am On Sep 09, 2021
xristos:


dumbest parasitic writeup i ever read on nairaland since 2013.
whether i repaid the loan on due date or later...i'm buoyant enough to repay with the charges....then u fool should refund my excess...dont worry..keep it...u will pay much more.

Yes you had the money to repay but you were waiting for them to come and beg you before you return their money.

You intentionally tied down someone's business capital for 4 days but now that they have tied down your own for just 7 days you want to have a heart attack.

If I were a manager in that loan company I will punish you by refunding the money in bits and pieces over a period of 6 months!

Is Nairaland a law chambers instead of you to go and hire a law firm you're here fuming and claiming right like a typical Nigerian.

Let me give you a piece of advise, if this case ever reaches court you will be asked to provide a copy of your bank statement; all the loan company needs to do is to prove that you had enough money to clear your debt on due date but you chose not to and you will loose the case.

While going to seek justice you must be sure that your own hands are clean.

Stop vibrating here cos your hands are not clean!
Re: Modified - Daylight Robbery by LOAN APPS by xristos(m): 4:20pm On Sep 09, 2021
MrFollowFollow:


Stop vibrating here cos your hands are not clean!

I dont even know how to reply you... I would be disappointed if u were my blood...but thank God ure not so am not.
I know ur elements are here on NL and uve been well advised.

I GOT MY REFUND YESTERDAY.
Thank God for NL
Re: Modified - Daylight Robbery by LOAN APPS by belshazzar(m): 10:00am On Nov 16, 2021
xristos:


I dont even know how to reply you... I would be disappointed if u were my blood...but thank God ure not so am not.
I know ur elements are here on NL and uve been well advised.

I GOT MY REFUND YESTERDAY.
Thank God for NL
You need not stress yourself to reply to him. Lucky you, you have ur money back, but pls don't ever go near those vipers again. They are legit scammers/fraudsters

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