swarley75:
i have gone past that stage, I am stuck at where to add debit card

bro please, how were you able to past that statement stage, am still stuck there, please help

swarley75:
i have gone past that stage, I am stuck at where to add debit card

don't give up. Keep trying.

MissEfe:

Yes oh...

those people are damn wicked o.....so am also in a big mess now....I don die be that,see me see depression

Johnames:
bro please, how were you able to past that statement stage, am still stuck there, please help

After I uploaded my statement I keep trying and it was bringing error, I just had to give it a few hour rest and I started from the beginning again when I reach the statement page it was already uploaded.

swarley75:
After I uploaded my statement I keep trying and it was bringing error, I just had to give it a few hour rest and I started from the beginning again when I reach the statement page it was already uploaded.

please, if you don't mind can you mail me your WhatsApp number thompsonroberts70s@gmail.com

elegantslayer:
those people are damn wicked o.....so am also in a big mess now....I don die be that,see me see depression

Trust me, you no go die.. you go only know who be really your friend for your contact list...

Mixedfraction:

Trust me, you no go die.. you go only know who be really your friend for your contact list...

My dear i no dey even think of friends,wetin concern me and dem...
Na my family I dey think of,my mum and dad will be so disappointed

waploger:


How many months are you owing Carbon? please?

Over a month...I'm yet to pay

elegantslayer:
My dear i no dey even think of friends,wetin concern me and dem...
Na my family I dey think of,my mum and dad will be so disappointed

Disappointed for what? Did you steal? No you didn't. You only borrowed and somehow you were not able to meet up with the repayment duration and your creditors ain't so patient. That's all.
Be of good cheer dear. You ain't gonna die.

elegantslayer:
My dear i no dey even think of friends,wetin concern me and dem...
Na my family I dey think of,my mum and dad will be so disappointed

I get you... How many apps wey you dey owe and how much? You dey stay for PH?

StarryV:
Disappointed for what? Did you steal? No you didn't. You only borrowed and somehow you were not able to meet up with the repayment duration and your creditors ain't so patient. That's all.
Be of good cheer dear. You ain't gonna die.

Thanks dear

elegantslayer:
those people are damn wicked o.....so am also in a big mess now....I don die be that,see me see depression

My dear relax nothing dey happen you hear... I've been through that stage and I was very very scared but I'm still here... Don't get depressed abeg, it isn't easy but try....

My loan is now 3weeks overdue..no calls/text message was sent to any of my relevant contacts...a big thanks to Naijaboy,Ekene101 and Moborlarh,,..

I used to be scared of 9credit,Ncash and Lcash bcus they have had access to my contacts several times,,but this time around,,I was able to beat Dem black and blue...

For those apps that have contacted your people before,, and Yu hope to bypass them,,this is what u'll do..
1. Download Google contact from playstore.

2. Create a new email address and move all your contacts from your old email to ur new email address using Google contact app.(note,,, don't "COPY" all your contacts from your old mail to the new email address oh,, instead you "MOVE" all contacts from old email to new email address such that when u are done,,u won't have any contact on ur old email address).

3. Remove the new email from ur phone and login the new email into another phone to be sure all ur contacts are saved into the new email.

4. Start saving dummy contact to ur your current email address with ur phone.

5. Long-press on any of the loan apps,, deny all permissions given to them,,

6. Long-press on any of the loan apps,, go-to "storage",, clear cache and also clear storage..

If Yu do all this perfectly...I'm 100% certain no loan app wud ever call/text any message to any of your relevant contacts..

Tested and trusted method...
Am a living testimony.....no be say Dem say...!!!

elegantslayer:
My dear i no dey even think of friends,wetin concern me and dem...
Na my family I dey think of,my mum and dad will be so disappointed

You can as well call your parents and let them know b4 those loan apps will send messages to them... Report yourself to your parents first, it will reduce the shock they might get if they get those defamation text

abbeylfc:
My loan is now 3weeks overdue..no calls/text message was sent to any of my relevant contacts...a big thanks to Naijaboy,Ekene101 and Moborlarh,,..

I used to be scared of 9credit,Ncash and Lcash bcus they have had access to my contacts several times,,but this time around,,I was able to beat Dem black and blue...

For those apps that have contacted your people before,, and Yu hope to bypass them,,this is what u'll do..
1. Download Google contact from playstore.

2. Create a new email address and move all your contacts from your old email to ur new email address using Google contact app.(note,,, don't "COPY" all your contacts from your old mail to the new email address oh,, instead you "MOVE" all contacts from old email to new email address such that when u are done,,u won't have any contact on ur old email address).

3. Remove the new email from ur phone and login the new email into another phone to be sure all ur contacts are saved into the new email.

4. Start saving dummy contact to ur your current email address with ur phone.

5. Long-press on any of the loan apps,, deny all permissions given to them,,

6. Long-press on any of the loan apps,, go-to "storage",, clear cache and also clear storage..

If Yu do all this perfectly...I'm 100% certain no loan app wud ever call/text any message to any of your relevant contacts..

Tested and trusted method...
Am a living testimony.....no be say Dem say...!!!

And what if the person does not have any contact stored in his email but rather sim?

Mixedfraction:


And what if the person does not have any contact stored in his email but rather sim?

It's the same process.....

Move all Sim contacts to the new email address

MissEfe:


My dear relax nothing dey happen you hear... I've been through that stage and I was very very scared but I'm still here... Don't get depressed abeg, it isn't easy but try....

Pls how long did they disturbed you and were you able to still pay or they just left you.....did you put your house address and did they come looking for you

Mixedfraction:


I get you... How many apps wey you dey owe and how much? You dey stay for PH?

About 7 apps and no am based in lagos.
Why do you ask

abbeylfc:


It's the same process.....

Move all Sim contacts to the new email address

Okay..

elegantslayer:
About 7 apps and no am based in lagos.
Why do you ask

See if you fit use fake contacts collect from new apps take pay those ones.. then collect from them again, this time, with the fake contacts...

elegantslayer:

Pls how long did they disturbed you and were you able to still pay or they just left you.....did you put your house address and did they come looking for you

Lol... No fear.. nobody dey come your house...

Mixedfraction:


See if you fit use fake contacts collect from new apps take pay those ones.. then collect from them again, this time, with the fake contacts...

Meaning I need to get a new sim card....Tho I deleted alot of contacts on my sim already

elegantslayer:
Meaning I need to get a new sim card....Tho I deleted alot of contacts on my sim already

Deleting contacts shud work perfectly

abbeylfc:


Deleting contacts shud work perfectly

I pray...I just pray..

abbeylfc:
My loan is now 3weeks overdue..no calls/text message was sent to any of my relevant contacts...a big thanks to Naijaboy,Ekene101 and Moborlarh,,..

I used to be scared of 9credit,Ncash and Lcash bcus they have had access to my contacts several times,,but this time around,,I was able to beat Dem black and blue...

For those apps that have contacted your people before,, and Yu hope to bypass them,,this is what u'll do..
1. Download Google contact from playstore.

2. Create a new email address and move all your contacts from your old email to ur new email address using Google contact app.(note,,, don't "COPY" all your contacts from your old mail to the new email address oh,, instead you "MOVE" all contacts from old email to new email address such that when u are done,,u won't have any contact on ur old email address).

3. Remove the new email from ur phone and login the new email into another phone to be sure all ur contacts are saved into the new email.

4. Start saving dummy contact to ur your current email address with ur phone.

5. Long-press on any of the loan apps,, deny all permissions given to them,,

6. Long-press on any of the loan apps,, go-to "storage",, clear cache and also clear storage..

If Yu do all this perfectly...I'm 100% certain no loan app wud ever call/text any message to any of your relevant contacts..

Tested and trusted method...
Am a living testimony.....no be say Dem say...!!!

Does this really work? I think they already have access to your contacts and have it stored on their database immediately you click on allow app have access to contacts messages bla bla bla...if you've already registered with ur real contacts they should at least have access to the guarantors numbers you input on the loan platform.(after your loan has been successfully proccessed)cos they already have them stored on their database...I stand to be corrected though

MrFollowFollow:


Instead of you to look for money and repay your loan you're here talking rubbish!

The fact of the matter is that you never had any intention of repaying this loan!

Oga shut up your dirty mouth, e be like say you are one of their workers collecting shikini money monthly, the hunger wey dey wire you wey make you dey support those idiots go still wire you Wella. I never use their app and will never use it but it's totally wrong for someone to drag a whole family is into mess just because of the crime of one person.

elegantslayer:
Meaning I need to get a new sim card....Tho I deleted alot of contacts on my sim already

Yes get a new sim and move your real contacts to it.. after that, delete your real contacts from your old sim and load it with fake contacts.. you could just meet a friend copy his or her contact to your old sim so some of those loan apps would not decline your application.. that way it would look legit and if they send messages to your contacts either the fake ones or the one copied from your friends sim, e no go concern you because none of them know you... Vice versa..

kapich:

Over a month...I'm yet to pay

I am owning them for a year now... paying at my own pace though 2k each week..

tolijascro:






Does this really work? I think they already have access to your contacts and have it stored on their database immediately you click on allow app have access to contacts messages bla bla bla...if you've already registered with ur real contacts they should at least have access to the guarantors numbers you input on the loan platform.(after your loan has been successfully proccessed)cos they already have them stored on their database...I stand to be corrected though

Yes.. this works perfectly..

Remember I said these loan apps sent messages to my contact list some months ago until I paid back....but this time around,,i've defaulted for 3weeks and nothing has been done to me or my contact list as usual..and i'm 100% certain they won't do shit,I was able to beat them with the trick above.

Your contacts are saved on the cloud bro,,any change u make to your contact list wud 100% take effect on their database.....no be juju,,,na technology bro....

Now imagine u initially save my number as "Abbey" on your sim card for example,and u decided to change my name from "abbey" to "Harbey",,,this wud take effect on MTN database immediately,,,if u Decide to delete my number,,,it wud also take effect on MTN database and every other database there-on...I'm 100% certain about this..


Now put it like diz,,,this loan apps don't really have the resources to store or download ur data and save to anywhere,,, never....them no fit,,,I repeat,,,Dem no fit.....

They only have access to these data once needed and by then,,Yu wud have out-smart them..also note,,,these works perfectly before ur due date...




Also note,,all these wud work b4 ur due date

waploger:



I am owning them for a year now... paying at my own pace though 2k each week..

Bro are you kidding me ? Which of the loan apps please cos mine is Carbon, Fairmoney, branch and Palm

kapich:


Bro are you kidding me ? Which of the loan apps please cos mine is Carbon, Fairmoney, branch and Palm

No am not kidding.

Just Carbon and Branch....

Fairmoney and Palmpay refused to give me a loan

abbeylfc:


Yes.. this works perfectly..

Remember I said these loan apps sent messages to my contact list some months ago until I paid back....but this time around,,i've defaulted for 3weeks and nothing has been done to me or my contact list as usual..and i'm 100% certain they won't do shit,I was able to beat them with the trick above.

Your contacts are saved on the cloud bro,,any change u make to your contact list wud 100% take effect on their database.....no be juju,,,na technology bro....

Now imagine u initially save my number as "Abbey" on your sim card for example,and u decided to change my name from "abbey" to "Harbey",,,this wud take effect on MTN database immediately,,,if u Decide to delete my number,,,it wud also take effect on MTN database and every other database there-on...I'm 100% certain about this..


Now put it like diz,,,this loan apps don't really have the resources to store or download ur data and save to anywhere,,, never....them no fit,,,I repeat,,,Dem no fit.....

They only have access to these data once needed and by then,,Yu wud have out-smart them..also note,,,these works perfectly before ur due date...




Also note,,all these wud work b4 ur due date

Pls are sure cos I already deleted some contact from my phone