They won't give you cos they can see you already have a bad credit history ,try your utmost best to clear off your loans as best you can so your credit history will be clean .

kemmyflakky:
Ahhh, what happened. These loan apps are not giving me loan. Telling me to reapply in 24hrs or 3days.
Pls which ones are reliable and loan easily without stress apart from Sokoloan apps, branch, carbon and Fairmoney
Or is it because I'm applying in the night?

elegantslayer:
how long did they wait until they started doing all these stuffs

Some will start maybe 2days after e. g. Sokoloan, gocash, 9jacash. Others have been threatening "legal action" for two weeks but I just told them I will pay as soon as I have the money e.g Lcash and cash lion. Though I have paid a substantial part.
I think Next credit also did shortly after due date.
Many of those messages, I don't even know what app sent them.

Ameboperoo:

Some will start maybe 2days after e. g. Sokoloan, gocash, 9jacash. Others have been threatening "legal action" for two weeks but I just told them I will pay as soon as I have the money e.g Lcash and cash lion. Though I have paid a substantial part.
I think Next credit also did shortly after due date.
Many of those messages, I don't even know what app sent them.

Ok... thanks

Migo sef dy try o but I still don't know if they message contacts too or not. Migo dey give 15k to pay in 3 months haha. They try small.

Mrxawe:
Out of all these loan sharks, the most stubborn na lcredit. They no dey give up at all. Lcredit still dey disturb me with calls even after 5 months.. I don block their numbers tire but the landline wey dem get go nearly enter 2,000. lcredit stubborn die even gocash and sokoloan don give up on my matter since but you see lcredit ehn.. .

I fear person wey no fear lcredit. Lcredit go put your number on autodial. And funniest thing be say you go think na computer or pogrammed voice go talk but if you pick, na human being go talk. Usually one useless girl like that. Lcredit dey put person number for auto dial. They no go allow you rest at all

elegantslayer:
just last week o and have been picking their calls o...how loo g do you think they will keep calling and texting my contacts...someone they will keep texting my contacts everyday..

If your contacts no give them any attention them go stop. I can't really say for sure how long they'll keep calling..

Aliyu007:

I fear person wey no fear lcredit. Lcredit go put your number on autodial. And funniest thing be say you go think na computer or pogrammed voice go talk but if you pick, na human being go talk. Usually one useless girl like that. Lcredit dey put person number for auto dial. They no go allow you rest at all

Now them dey beg me say them go bring down the overdue charges by 50% so I fit pay... After they've done their rubbish.. God pass them...

Aliyu007:
Migo sef dy try o but I still don't know if they message contacts too or not. Migo dey give 15k to pay in 3 months haha. They try small.

Guy this migo them get app? How person fit use borrow from them?

elegantslayer:
ok....pls am expecting your response

I've replied your mail. Check it

Aliyu007:

I fear person wey no fear lcredit. Lcredit go put your number on autodial. And funniest thing be say you go think na computer or pogrammed voice go talk but if you pick, na human being go talk. Usually one useless girl like that. Lcredit dey put person number for auto dial. They no go allow you rest at all

L credit, I'm owing then since last week Monday. They ve been calling but I don't pick nor reply text or whatsapp. Stop picking their calls

Mixedfraction:


If your contacts no give them any attention them go stop. I can't really say for sure how long they'll keep calling..

Yes

Mixedfraction:


Guy this migo them get app? How person fit use borrow from them?

I can't find their app on playstore
Is there any one of these apps that are reliable & giving loans

Guy them no call or send messages to al your contacts? because na dia i dy now oooo. Dey just dy increase the interest more and more

Mrxawe:
Out of all these loan sharks, the most stubborn na lcredit. They no dey give up at all. Lcredit still dey disturb me with calls even after 5 months.. I don block their numbers tire but the landline wey dem get go nearly enter 2,000. lcredit stubborn die even gocash and sokoloan don give up on my matter since but you see lcredit ehn.. .

kemmyflakky:


I can't find their app on playstore
Is there any one of these apps that are reliable & giving loans

Fast cash, hcredit, icredit, link credit

Mixedfraction:


Guy this migo them get app? How person fit use borrow from them?

Dial *561# for migo

Mixedfraction:


Guy this migo them get app? How person fit use borrow from them?

Na code o.. but e dey hard to get sha.. but once they give you first time and you pay promptly, it will be increasing.

Phunshory:
Guy them no call or send messages to al your contacts? because na dia i dy now oooo. Dey just dy increase the interest more and more

You mean they are busy increasing interest? Eeya, they'll clear it by themselves

Something really needs to be done about these people. I got Sokoloan message on WhatsApp that one Aremu is acting dubious. Funny enough, I don't even think the Aremu is on my contact list. I just read and ignore their message.

juicywales:
Something really needs to be done about these people. I got Sokoloan message on WhatsApp that one Aremu is acting dubious. Funny enough, I don't even think the Aremu is on my contact list. I just read and ignore their message.

Best thing for them is to ignore their chats / calls or blast them

You fit dey think say federal government fine these sokoloan people o how come dem still dey misbehave?

Answer is that fine never worked.. people wey no get office and their workers work remotely from the comfort of their bedroom.. how FG wan see their money collect . How can you fine people without a physical address? company you no even know their manager or workers. the best they can do is to write to Google to remove them from play store.. even at that self, they'll create more apps.

kemmyflakky:


Dial *561# for migo

Alright... Thank you...

Aliyu007:

Na code o.. but e dey hard to get sha.. but once they give you first time and you pay promptly, it will be increasing.

Thanks...

Aliyu007:

Na code o.. but e dey hard to get sha.. but once they give you first time and you pay promptly, it will be increasing.

Thanks

Pls are you guys sure these people won't come to my house....
They threatened that even I run away,my family cannot run away and they will arrest them..

elegantslayer:
Pls are you guys sure these people won't come to my house....
They threatened that even I run away,my family cannot run away and they will arrest them..

Nobody dey come your house. It's just one of their numerous scare tactics to make you pay up. I be professor for these loan people.. no be today so if I tell you anything just believe it. Threaten the bastard too. Tell him if he near your gate na him coffin dem go carry go back his office. If they threaten you , threaten them x10 coz once they notice you are scared or begging, you don give them power be that and they'll keep bombarding your phone with threats and calls. One that threaten me I tell am say if he makes the mistake of coming, I'll shout kidnapper ontop his head and make sure the boys in my street hang tire for his neck and light him . The madman fear instantly , next day he con dey talk politely to me dey ask for payment.

There's nothing they can do. Even if they wan carry police come na just one or two corrupt and dirty looking coporal or constable dey get mouth bring and unless you be mumu or you no get mouth or small connections you go even give them attention or allow them talk to you. You can't even be arrested for a debt. Even Banks don't have that power. The best they can do is get a jurisdiction against you so they can take over your collateral. For loan sharks wey no even get licence where they wan see jurisdiction? Where their papers? Where your own signature? which collateral they wan use lol those guys are nothing.. I encourage every Nigerian to borrow from them and not pay a dime coz you wey dey give 10k to pay back 16k in 7 days who be the thief among us? Yet you still get mind dey blackmail me and send crazy messages to my boss, business partners, fiancee, friends , inlaws , pastors , imam etc.. We have to send these guys packing to their country. Enough is enough. I dey vex abeg.

What of the ones that have already contacted your contacts? Lcredit is bombarding my relatives with their recorded call and I dunno what to do.

abbeylfc:
My loan is now 3weeks overdue..no calls/text message was sent to any of my relevant contacts...a big thanks to Naijaboy,Ekene101 and Moborlarh,,..

I used to be scared of 9credit,Ncash and Lcash bcus they have had access to my contacts several times,,but this time around,,I was able to beat Dem black and blue...

For those apps that have contacted your people before,, and Yu hope to bypass them,,this is what u'll do..
1. Download Google contact from playstore.

2. Create a new email address and move all your contacts from your old email to ur new email address using Google contact app.(note,,, don't "COPY" all your contacts from your old mail to the new email address oh,, instead you "MOVE" all contacts from old email to new email address such that when u are done,,u won't have any contact on ur old email address).

3. Remove the new email from ur phone and login the new email into another phone to be sure all ur contacts are saved into the new email.

4. Start saving dummy contact to ur your current email address with ur phone.

5. Long-press on any of the loan apps,, deny all permissions given to them,,

6. Long-press on any of the loan apps,, go-to "storage",, clear cache and also clear storage..

If Yu do all this perfectly...I'm 100% certain no loan app wud ever call/text any message to any of your relevant contacts..

Tested and trusted method...
Am a living testimony.....no be say Dem say...!!!

Mrxawe:

Nobody dey come your house. It's just one of their numerous scare tactics to make you pay up. I be professor for these loan people.. no be today so if I tell you anything just believe it. Threaten the bastard too. Tell him if he near your gate na him coffin dem go carry go back his office. If they threaten you , threaten them x10 coz once they notice you are scared or begging, you don give them power be that and they'll keep bombarding your phone with threats and calls. One that threaten me I tell am say if he makes the mistake of coming, I'll shout kidnapper ontop his head and make sure the boys in my street hang tire for his neck and light him . The madman fear instantly , next day he con dey talk politely to me dey ask for payment.

Lol.... thanks so much

elegantslayer:
Pls are you guys sure these people won't come to my house....
They threatened that even I run away,my family cannot run away and they will arrest them..

Madam nobody dey come your house...
E be like you dey think say na crime wey you commit oh!

Calm down madam...

Yelina:
What of the ones that have already contacted your contacts? Lcredit is bombarding my relatives with their recorded call and I dunno what to do.

you mean they were recording all you said with them

Mixedfraction:


Madam nobody dey come your house...
E be like you dey think say na crime wey you commit oh!

Calm down madam...

Lol.. thanks...Na till in 2 weeks time my mind go rest

No. They call with their landline and say their nonsense. But the message the line plays is already recorded so once they pass their message via call, they end it. Its becoming a menace and I'm slowly losing it.

elegantslayer:
you mean they were recording all you said with them