| Re: BVN Fraud: My Encounter With Fraudsters by MATEX30: 8:00pm On Sep 30, 2021 |
ojesymsym:
Today, the 30th of September, 2021.
I saw a missed call on my phone from 08145677895, not sure who it was, I decided to call back. When I called, the person at the other end asked who it was, and I replied that I got a missed call from the number and was calling back. He requested to know what my number ends with, and I told him, after which he called out my full name which I confirmed to be correct and he said he would call me back.
He called back and said he was calling from BVN centre, I just knew the fraud masters were at work, but usually I always play along. So, I was very polite as he was.
He called out my BVN, it was correct, he called out my full name. He then said that the date of birth on my BVN was conflicting with that on my account and that he was calling to rectify it. He called out two numbers, one of them was correct and the other was wrong by one year, he asked which one was the correct one. I choose the wrong one to be the correct one. He said, ok he will effect the change.
He then asked what banks do I have accounts so that he can also make the changes there, I told him I had many accounts, he wanted to know which one I used presently, I then proceeded to give him 3 random banks that I do not have accounts with.
He further went ahead to tell me that as of now, all my accounts have been blocked which is why he wants to help me correct the error. I told him, I was grateful. He said he had done that but I need to activate my ATM. He then asked if I had my ATM card was with me, I said no, just one with me.
He said I should read out the expiring date, I gave him a random figure. He called it out for me to confirm, which I did. He then asked me to also read out the activation serial number just above the expiring date (that is the main ATM number), I was like this one don see mugu this morning. I just took out one of my expired ATM card and read out the number to him.
He then said there is another 3 digit activation number at the back of the card, I gave him a random number for that one. He then said the system has generated a new ATM pin for me which I should now be using when I go to the ATM machine. The new number was 8191, I told him okay, I like the number.
He went further to say, but if I want him to configure it to be the old number I can let him know so that he can change it (he wanted me to tell him my pin), I told him this one was fine. He devise another excuse to ask for the number, I decided to give him another random number. He repeated it many times for me to confirm, I have a good memory, each time the number was consistent.
Here was the final part, he said I would get an activation number in a few minutes that I should read it out to him. Not long after, I got a Quickteller activation number which I was supposed to read out to him. I read out the number but changed one digit. He once again repeated the number for me to confirm, on all occasions, I confirmed the number, I could imagine him smiling at the other end hoping to make whatever transfer he wanted to do, when the thing failed, he asked me to read it out again, I did but it was giving me same error.
I told him the bank of the ATM I read to him was Standard Chartered even though the ATM card was an old sterling bank account that had expired, but somehow he asked how come the bank was showing sterling bank, I just told him it was sterling. After the failed transaction, the guy ended the call. I assume he will be busy trying to see what he can do with all the fake info I gave him.
The whole call lasted 9 mins 27 secs
A few questions though,
1. HOw on earth did they get my BVN and know my full details including date of birth?
2. How did he know that the ATM card was from Sterling and not Standard chartered as I told him it was?
Anyone, this is the fraudsters number 08145677895 So many strategic ways Fraudsters operate these days, let's be careful faa https://sportafriq.com/bvn-fraud-how-a-fraudster-try-to-hack-into-my-bank-account/ |
| Re: BVN Fraud: My Encounter With Fraudsters by chatinent: 8:01pm On Sep 30, 2021 |
FashionCookie:
If them no answer am that will be his next step. That chicken on your profile fit reach me tomorrow? |
| Re: BVN Fraud: My Encounter With Fraudsters by ojesymsym: 8:04pm On Sep 30, 2021 |
|
| Re: BVN Fraud: My Encounter With Fraudsters by gifted21(f): 8:07pm On Sep 30, 2021 |
[quote author=chatinent post=106319453]
@chatinent
Pls how do l get a two way authentication on my accounts?
Pls something happened to me last week, l went for a contract and was awarded, after everything was paid the money got to my account, few minutes later a fraudster called mentioned the exact amount in my account, told me the company that paid and that they are from CBN that my account is not supposed to receive such amount, that l should call my account officer, told me his name and number which was also correct to confirm, that either l come to the banks HQ to rectify it or l give details for them to do it
Told them am coming to the HQ since am not in a hurry
These people called my line with different persons and numbers threatening fire and brimstone.
At the end l just transferred the money to another bank and withdrew there.
Long story short, bankers work with this peple 6 Likes |
| Re: BVN Fraud: My Encounter With Fraudsters by Ikillbrokehoes(m): 8:12pm On Sep 30, 2021 |
These scammers are getting bolder every day |
| Re: BVN Fraud: My Encounter With Fraudsters by chatinent: 8:12pm On Sep 30, 2021 |
[quote author=gifted21 post=106323280][/quote]
I'm glad you weren't scammed.
Go to Playstore (if you use Android), search Google Authenticator.
Visit your social media app settings > security > there is a setting there to add it.
For bank mobile apps, some have their own authentication app. You only have to view their security settings to see it. |
| Re: BVN Fraud: My Encounter With Fraudsters by gifted21(f): 8:20pm On Sep 30, 2021 |
chatinent:
I'm glad you weren't scammed.
Go to Playstore (if you use Android), search Google Authenticator.
Visit your social media app settings > security > there is a setting there to add it.
For bank mobile apps, some have their own authentication app. You only have to view their security settings to see it. Ok thanks |
| Re: BVN Fraud: My Encounter With Fraudsters by vickydevoka(m): 8:27pm On Sep 30, 2021 |
chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.
Ok ok, let's assume he processed it using your BVN.
Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Lol. Even loan apps sell BVNs. In fact, any agency requiring your BVN sells it. I cross my heart. Lol.
I know of about three other ways to get a BVN without even going to the bank. Lol. So it is not new. Not new. So now imagine if it is in a wrong hands.
A lot of people who even have the BVN don't know how to use it hence they need your credit card details. Lol. Poor thing.
Let me simplify this for you.
If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...
Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).
On Bank Apps too, it is easy.
There is an app too that does that. It is in dark web and we shouldn't talk about it.
You have to be careful sha.
But that's an old format.
New pro fraudsters tweak your Quick Teller or Transfer accounts that it sends you a mail. When you log in, an OTP is sent to you almost immediately while you are in the app that you wouldn't even suspect it is from another user since you are also responding to the mails with the bank name..the OTP may come in SMS or notification bearing the name too (using bought SMS units)...and boom...your account balance is gone forever. But believe me, you can never track anyone who knows this method. It takes more than mere hacking. This is an expert touch...they'll end up shifting the log details to some other innocent soul..who will definitely be tracked. Many are languishing in prisons for this. Don't worry about this. In a hundred million, only one person fit sabi do this.
Some pro hackers who work with fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot afford them. Lol...and that's what most fraudsters are finding. They want to remove the aza-man intermediary thing. Lol.
How do I know all these?
I was a darkweb geek during the days of Wapka.
Moving forward...
• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.
• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.
• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.
• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.
• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.
• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).
• When an unknown number calls you, end the call and run it on TrueCaller. TrueCaller will help you too. His name may shock you.
You are welcome. Oga calm down. Every money stolen has a final destination. Dats y i can't go into fraud. When yahoo started it was Tru western union directly ur client will pay u. Buh Dem just de catch boys anyhow. That's y aza man come de every where . So if ur client sent give it aza man. It aza man go wire am give u through many means . Most Igbo Aza men way i knw no de gree collect wire work, bcus de most trace u of dem want, buh en go take time |
| Re: BVN Fraud: My Encounter With Fraudsters by chatinent: 8:32pm On Sep 30, 2021 |
vickydevoka:
Oga calm down. Every money stolen has a final destination. Dats y i can't go into fraud.
When yahoo started it was Tru western union directly ur client will pay u. Buh Dem just de catch boys anyhow.
That's y aza man come de every where . So if ur client sent give it aza man. It aza man go wire am give u through many means .
Most Igbo Aza men way i knw no de gree collect wire work, bcus de most trace u of dem want, buh en go take time All right, boss. |
| Re: BVN Fraud: My Encounter With Fraudsters by qboifrnd: 8:53pm On Sep 30, 2021 |
you have probably filled one of those online covid 19 relief fund forms or empowerment online forms where they asked for birth date phone number including bvn. its a simple trick. |
| Re: BVN Fraud: My Encounter With Fraudsters by Cnach: 8:54pm On Sep 30, 2021 |
Next time don't give out correct pin but change just one digit, a serious person will still spend time but get it. Give entire wrong otp, they are plenty numbers to give out |
| Re: BVN Fraud: My Encounter With Fraudsters by IamAsiri: 9:20pm On Sep 30, 2021 |
ahnie:
Op I think they liase with people working at the bank. You will be surprised how vulnerable bvns now are since the NIMC officials got hold of it to consolidate and link them to NINs. |
| Re: BVN Fraud: My Encounter With Fraudsters by chris2face(m): 9:20pm On Sep 30, 2021 |
chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.
Ok ok, let's assume he processed it using your BVN.
Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Lol. Even loan apps sell BVNs. In fact, any agency requiring your BVN sells it. I cross my heart. Lol.
I know of about three other ways to get a BVN without even going to the bank. Lol. So it is not new. Not new. So now imagine if it is in a wrong hands.
A lot of people who even have the BVN don't know how to use it hence they need your credit card details. Lol. Poor thing.
Let me simplify this for you.
If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...
Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).
On Bank Apps too, it is easy.
There is an app too that does that. It is in dark web and we shouldn't talk about it.
You have to be careful sha.
But that's an old format.
New pro fraudsters tweak your Quick Teller or Transfer accounts that it sends you a mail. When you log in, an OTP is sent to you almost immediately while you are in the app that you wouldn't even suspect it is from another user since you are also responding to the mails with the bank name..the OTP may come in SMS or notification bearing the name too (using bought SMS units)...and boom...your account balance is gone forever. But believe me, you can never track anyone who knows this method. It takes more than mere hacking. This is an expert touch...they'll end up shifting the log details to some other innocent soul..who will definitely be tracked. Many are languishing in prisons for this. Don't worry about this. In a hundred million, only one person fit sabi do this.
Some pro hackers who work with fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot afford them. Lol...and that's what most fraudsters are finding. They want to remove the aza-man intermediary thing. Lol.
How do I know all these?
I was a darkweb geek during the days of Wapka.
Moving forward...
• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.
• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.
• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.
• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.
• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.
• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).
• When an unknown number calls you, end the call and run it on TrueCaller. TrueCaller will help you too. His name may shock you.
You are welcome. Amazing please I once borrowed from fairmoney and i gave them mine BVN is my account still safe?? |
| Re: BVN Fraud: My Encounter With Fraudsters by Zivaharry(m): 9:21pm On Sep 30, 2021 |
chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.
Ok ok, let's assume he processed it using your BVN.
Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Lol. Even loan apps sell BVNs. In fact, any agency requiring your BVN sells it. I cross my heart. Lol.
I know of about three other ways to get a BVN without even going to the bank. Lol. So it is not new. Not new. So now imagine if it is in a wrong hands.
A lot of people who even have the BVN don't know how to use it hence they need your credit card details. Lol. Poor thing.
Let me simplify this for you.
If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...
Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).
On Bank Apps too, it is easy.
There is an app too that does that. It is in dark web and we shouldn't talk about it.
You have to be careful sha.
But that's an old format.
New pro fraudsters tweak your Quick Teller or Transfer accounts that it sends you a mail. When you log in, an OTP is sent to you almost immediately while you are in the app that you wouldn't even suspect it is from another user since you are also responding to the mails with the bank name..the OTP may come in SMS or notification bearing the name too (using bought SMS units)...and boom...your account balance is gone forever. But believe me, you can never track anyone who knows this method. It takes more than mere hacking. This is an expert touch...they'll end up shifting the log details to some other innocent soul..who will definitely be tracked. Many are languishing in prisons for this. Don't worry about this. In a hundred million, only one person fit sabi do this.
Some pro hackers who work with fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot afford them. Lol...and that's what most fraudsters are finding. They want to remove the aza-man intermediary thing. Lol.
How do I know all these?
I was a darkweb geek during the days of Wapka.
Moving forward...
• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.
• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.
• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.
• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.
• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.
• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).
• When an unknown number calls you, end the call and run it on TrueCaller. TrueCaller will help you too. His name may shock you.
You are welcome. you be internet guru... 1 Like 1 Share |
| Re: BVN Fraud: My Encounter With Fraudsters by Bawofss(m): 9:43pm On Sep 30, 2021 |
Nice thread, people are really learning a lot. we need more of threads like this |
| Re: BVN Fraud: My Encounter With Fraudsters by TNORWAY: 9:49pm On Sep 30, 2021 |
HaykynLibra:
When I used to play betting, the atm card connected to my sportybet account was used to withdraw about 26k+ in my uba acct.. Sportybet is useless and very prone to cyber attack..So, I do cardless withdrawal since then.. I used 3banks but no ATM card and no story so far.. My question is, could money still be withdrawn even without ATM card details yes....with just your account number. |
| Re: BVN Fraud: My Encounter With Fraudsters by chatinent: 9:51pm On Sep 30, 2021 |
chris2face:
Amazing please I once borrowed from fairmoney and i gave them mine BVN is my account still safe?? They cannot withdraw your money...but you need to pay back. |
| Re: BVN Fraud: My Encounter With Fraudsters by FashionCookie(f): 9:52pm On Sep 30, 2021 |
chatinent:
That chicken on your profile fit reach me tomorrow? Lol...  |
| Re: BVN Fraud: My Encounter With Fraudsters by Samade7: 9:55pm On Sep 30, 2021 |
got same call from 08067701114 today. |
| Re: BVN Fraud: My Encounter With Fraudsters by U1(m): 9:58pm On Sep 30, 2021 |
ojesymsym:
The whole call lasted 9 mins 27 secs
A few questions though,
1. HOw on earth did they get my BVN and know my full details including date of birth?
2. How did he know that the ATM card was from Sterling and not Standard chartered as I told him it was?
Anyone, this is the fraudsters number 08145677895 I like you, man! If I were the one, I might not have been patient enough to waste his time (and mine) that long. It's probably after ending the call that I'd start wishing I did.  Your experience is reminiscent of mine a day or two before Lagos first announced lockdown last year. Sadly, I didn't tell anyone except the particular bank that the suspected fraudster told me he was calling from; my mum later fell a victim as a result.  Regarding your first question, my thought at the time was that an insider was involved. The fellow had more than "ordinary" information. As for the second question, I think these fraudsters attempt to use people's cards online after getting the requested details. Online platforms, especially the local ones, would display a page showing your bank name and logo while requesting for an OTP sent to your phone. Remember? |
| Re: BVN Fraud: My Encounter With Fraudsters by U1(m): 10:02pm On Sep 30, 2021 |
ojesymsym:
Sharp guy, u don get free content for your blog like this so..
As in ehn I shock. No attribution sef. |
| Re: BVN Fraud: My Encounter With Fraudsters by jojothaiv(m): 10:09pm On Sep 30, 2021 |
A few questions though,
1. HOw on earth did they get my BVN and know my full details including date of birth?
2. How did he know that the ATM card was from Sterling and not Standard chartered as I told him it was?
Your answers though,
1. Most are ex-bankers who know the system in and out, some try to swindle customers of their funds since they know your transaction history.
2. It's a collaborative work and there's also the issue of buying logs on the dark web.
3. A contrary opinion is highly welcome. |
| Re: BVN Fraud: My Encounter With Fraudsters by Cooleasy(m): 10:15pm On Sep 30, 2021 |
chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.
Ok ok, let's assume he processed it using your BVN.
Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Lol. Even loan apps sell BVNs. In fact, any agency requiring your BVN sells it. I cross my heart. Lol.
I know of about three other ways to get a BVN without even going to the bank. Lol. So it is not new. Not new. So now imagine if it is in a wrong hands.
A lot of people who even have the BVN don't know how to use it hence they need your credit card details. Lol. Poor thing.
Let me simplify this for you.
If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...
Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).
On Bank Apps too, it is easy.
There is an app too that does that. It is in dark web and we shouldn't talk about it.
You have to be careful sha.
But that's an old format.
New pro fraudsters tweak your Quick Teller or Transfer accounts that it sends you a mail. When you log in, an OTP is sent to you almost immediately while you are in the app that you wouldn't even suspect it is from another user since you are also responding to the mails with the bank name..the OTP may come in SMS or notification bearing the name too (using bought SMS units)...and boom...your account balance is gone forever. But believe me, you can never track anyone who knows this method. It takes more than mere hacking. This is an expert touch...they'll end up shifting the log details to some other innocent soul..who will definitely be tracked. Many are languishing in prisons for this. Don't worry about this. In a hundred million, only one person fit sabi do this.
Some pro hackers who work with fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot afford them. Lol...and that's what most fraudsters are finding. They want to remove the aza-man intermediary thing. Lol.
How do I know all these?
I was a darkweb geek during the days of Wapka.
Moving forward...
• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.
• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.
• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.
• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.
• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.
• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).
• When an unknown number calls you, end the call and run it on TrueCaller. TrueCaller will help you too. His name may shock you.
You are welcome. Bros, I respect you and I also fear you. But the respect is more than the fear sha. I learnt a few things from you. Thanks bro. |
| Re: BVN Fraud: My Encounter With Fraudsters by Smithwilliams826: 10:22pm On Sep 30, 2021 |
chatinent:
I'm glad you weren't scammed.
Go to Playstore (if you use Android), search Google Authenticator.
Visit your social media app settings > security > there is a setting there to add it.
For bank mobile apps, some have their own authentication app. You only have to view their security settings to see it. Also tell them to keep their private keys safe. 1 Like 1 Share |
| Re: BVN Fraud: My Encounter With Fraudsters by ebukason3(m): 10:27pm On Sep 30, 2021 |
chatinent:
How do I know all these?
I was a darkweb geek during the days of Wapka.
Moving forward...
Old memories , use wapka that 2006 |
| Re: BVN Fraud: My Encounter With Fraudsters by shantti(m): 10:36pm On Sep 30, 2021 |
1 Like |
| Re: BVN Fraud: My Encounter With Fraudsters by Princewell2012(m): 11:17pm On Sep 30, 2021 |
cliqtips:
You think giving your old card numbers out the person can't do you no harm.
I don't know how Nigeria banks work though but I know that internstional banks do link a new ATM card to the old one in a way.
How did I know?
I work with a company that uses online payment gateway.
I have received complaints from customers that said how did our system get their new card information that the former one had expired. The other person said she changed her card but still got charged. And when I checked truly, they were charged. Thank you so much, I was trying to buy something tru paypal, I have attached one particular account to it. Now for about 4 years behind that card has been expired, so I intensionally put the old card details guess what, it displayed my name and some of my information. I think the best thing is to destroyed the old card to avoid the story that touch.
In a nutshell, your old card can still be linked to your new ATM card. |
| Re: BVN Fraud: My Encounter With Fraudsters by Princewell2012(m): 11:28pm On Sep 30, 2021 |
cliqtips:
You think giving your old card numbers out the person can't do you no harm.
I don't know how Nigeria banks work though but I know that internstional banks do link a new ATM card to the old one in a way.
How did I know?
I work with a company that uses online payment gateway.
I have received complaints from customers that said how did our system get their new card information that the former one had expired. The other person said she changed her card but still got charged. And when I checked truly, they were charged.
In a nutshell, your old card can still be linked to your new ATM card. This froudstar call my wife with this number please check it out for me. 08140968385. Thank God my wife don't have ATM card. |
| Re: BVN Fraud: My Encounter With Fraudsters by Offpoint1: 12:17am On Oct 01, 2021 |
Indispensable85:
I play with them all the time. I've not received any calls from them for a long time now. I usually enjoy the conversation. I remember the last one having collected from me all the fake details I gave him, asked me how much was in the account and I told him I had 3million in it as it was just one of my numerous account. The guy screamed with joy and told me thank you, thinking he has met a mugu. Minutes later he call to complain that his system is showing error. I told him to continue to try it that it may have been network problem. He called back again and said are you sure the information you gave me were correct, I started laughing and he said you're a bad guy. He was laughing on the other side of the phone and dropped the call.
How these guys get some vital information of customers is what I still can't fathom. Getting anyone data is easy, there are sites and apps that does that |
| Re: BVN Fraud: My Encounter With Fraudsters by bassette(m): 12:27am On Oct 01, 2021 |
chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.
Ok ok, let's assume he processed it using your BVN.
Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Lol. Even loan apps sell BVNs. In fact, any agency requiring your BVN sells it. I cross my heart. Lol.
I know of about three other ways to get a BVN without even going to the bank. Lol. So it is not new. Not new. So now imagine if it is in a wrong hands.
A lot of people who even have the BVN don't know how to use it hence they need your credit card details. Lol. Poor thing.
Let me simplify this for you.
If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...
Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).
On Bank Apps too, it is easy.
There is an app too that does that. It is in dark web and we shouldn't talk about it.
You have to be careful sha.
But that's an old format.
New pro fraudsters tweak your Quick Teller or Transfer accounts that it sends you a mail. When you log in, an OTP is sent to you almost immediately while you are in the app that you wouldn't even suspect it is from another user since you are also responding to the mails with the bank name..the OTP may come in SMS or notification bearing the name too (using bought SMS units)...and boom...your account balance is gone forever. But believe me, you can never track anyone who knows this method. It takes more than mere hacking. This is an expert touch...they'll end up shifting the log details to some other innocent soul..who will definitely be tracked. Many are languishing in prisons for this. Don't worry about this. In a hundred million, only one person fit sabi do this.
Some pro hackers who work with fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot afford them. Lol...and that's what most fraudsters are finding. They want to remove the aza-man intermediary thing. Lol.
How do I know all these?
I was a darkweb geek during the days of Wapka.
Moving forward...
• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.
• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.
• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.
• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.
• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.
• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).
• When an unknown number calls you, end the call and run it on TrueCaller. TrueCaller will help you too. His name may shock you.
You are welcome. You just gained a follower. Thanks for the infos. Please don't stop updating on new tricks 2 Likes 1 Share |
| Re: BVN Fraud: My Encounter With Fraudsters by Thespagchef(m): 1:09am On Oct 01, 2021 |
alaye this your spelling is way outta this world  Anyway, thanks for the tip.. TNORWAY:
To get Bvn is very easy.......I just thank God ,I never for ones engage in fraud........I just have positive councience........
There is a red flag in one of the bank apps that guyz use to generate BVN ......
All you need is just a valid Bvn first......then do some little permutations...
Example below.... Add a particular digit to a digit of your Bvn to get another Bvn......
Note: this us just for educational purpose, I did not put it here for nagative intentions.
Just for awerness and readiness.
To be deleted SOON!!! |
| Re: BVN Fraud: My Encounter With Fraudsters by TNORWAY: 7:45am On Oct 01, 2021 |
Thespagchef:
alaye this your spelling is way outta this world
Anyway, thanks for the tip..
is it the tenses or what?? I seem to miss them. Thanks jare. |
