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Nairaland Forum / Nairaland / General / Business / A Loan App Is Threatening Me! Help! (40644 Views)
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A Loan App Is Threatening Me! Help! by Tabithatim: 9:20pm On Nov 29, 2021 |
Come and see o! A particular loan app in this Nigeria has been threatening me over a loan that isn’t due, out of 6 instalments I’ve paid 3 and now just some hours after the 3rd instalment is to be paid they’ve started sending me threatening messages and even had the guts to contact people on my contact list that I’m late on my payment. This is so wrong!! So in July I took out a loan of 150k to pay back in 6 months, they gave me their rules and how I’ll pay it (make I no even talk the big interest rate way dem give me, that one one na topic for anoda day). After confirming my loan on the 2nd of July, it took 4 days for the money to reflect in my account after many stories and mails to them. Can you imagine that these guys have been debiting me on the 2nd of every month claiming that’s when my loan was approved and it’s from my end there was a delay. That’s so unprofessional and mean! I’ve tried to speak with someone on their end but nothing…they’re just speaking English. I don’t know how to report them. Now they’re threatening me even though they’re the ones at wrong. Most of these loan companies don't care about you or your reputation o. They will promise you heaven & earth everything join with sweet words, they will trick you with social media ads only to lure you in and torture you. I just tire. I’m soooo pained that I even had to take a loan in the first place and this is what they’re putting a customer through. Na only to dey dirty people name them sabi all these loan apps are one kind and maybe even fraudulent cause not only is their interest rates too high, they shouldn’t be allowed to threaten people at all even if they’ve missed a payment date; it’s just wrong. Is this how all loan apps are? What can I do? I heard FairMoney and some other loan apps are better? 11 Likes 3 Shares
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Re: A Loan App Is Threatening Me! Help! by Nobody: 9:28pm On Nov 29, 2021 |
Debtor 142 Likes 4 Shares |
Re: A Loan App Is Threatening Me! Help! by Thatedoboy98: 9:37pm On Nov 29, 2021 |
Go pay ur money 224 Likes 2 Shares |
Re: A Loan App Is Threatening Me! Help! by Bakerdav: 9:53pm On Nov 29, 2021 |
Tabithatim:fair money is beta but there interest can kill o,with there loan extension fees too,and if u no pay on time na to day add late fees join ur money 20 Likes 2 Shares |
Re: A Loan App Is Threatening Me! Help! by helinues: 9:56pm On Nov 29, 2021 |
Loans for what? I don't spend more than what I earned 107 Likes 4 Shares |
Re: A Loan App Is Threatening Me! Help! by mauriceju2(m): 9:57pm On Nov 29, 2021 |
there are laws regulating loan/interest rates in Nigeria, let the loan apps follow the laws and regulation. According to the law, no lender can prosecute any defaulter until after 1 year of owing, according to the law and regulation in Nigeria, interest rate is maximum of 48% per annum which is 4% monthly. wicked lenders and their agents loan their money out to receive interest as high as 50% weekly /monthly plus capital. That is unspeakable evil of man to another man and if you cannot see it then it is because you yourself are part of this grave wickedness to humanity, they all know their business is wicked that is why they are hiding from CBN and others regulators, (Modify) (Quote) (Report) (Share) 185 Likes 19 Shares |
Re: A Loan App Is Threatening Me! Help! by Ammishaddai: 10:01pm On Nov 29, 2021 |
This reminds of a powerful proverb : the borrower is a slave to the lender . 150 Likes 2 Shares |
Re: A Loan App Is Threatening Me! Help! by aramanda14: 10:11pm On Nov 29, 2021 |
Your experience reminds of what my friend also went through in the hands of loan sharks before I introduced him to FairMoney. 26 Likes 1 Share |
Re: A Loan App Is Threatening Me! Help! by aramanda14: 10:13pm On Nov 29, 2021 |
Actually, there interest rate is really good. You can even borrow for up to 15 days without paying any interest Bakerdav: 9 Likes |
Re: A Loan App Is Threatening Me! Help! by aramanda14: 10:16pm On Nov 29, 2021 |
For the people criticizing loans, loans can be very helpful for a lot of people. Many advanced country rely heavily on credit systems like Student loans to operate and it’s helped millions of people. Personally, I’ve benefited from loans in which I used to pay my school fees. 113 Likes 1 Share |
Re: A Loan App Is Threatening Me! Help! by bigboychukstar: 10:18pm On Nov 29, 2021 |
There should be a way to sue those stupid people sha cause how you go dey threaten me untop money wey I go still pay. Abeg, is FairMoney really good? 32 Likes |
Re: A Loan App Is Threatening Me! Help! by bigboychukstar: 10:24pm On Nov 29, 2021 |
Make una recommend good loan platforms for me please. 5 Likes |
Re: A Loan App Is Threatening Me! Help! by megabosslevelz: 10:28pm On Nov 29, 2021 |
FairMoney is the best boss, next time you go open your eyes follow who know road. FairMoney all the way 42 Likes 4 Shares |
Re: A Loan App Is Threatening Me! Help! by chumsfortech: 10:31pm On Nov 29, 2021 |
Tabithatim: Use licensed loan companies, the fair money you mentioned has CBN approval to carry out transactions so they cannot even do anyhow. 13 Likes |
Re: A Loan App Is Threatening Me! Help! by chumsfortech: 10:35pm On Nov 29, 2021 |
fair money is a very good loan app. They have a very outstanding customer care too. bigboychukstar: 13 Likes 1 Share |
Re: A Loan App Is Threatening Me! Help! by chumsfortech: 10:38pm On Nov 29, 2021 |
1. Fair money 2. Carbon 3. RenMoney bigboychukstar: 22 Likes 1 Share |
Re: A Loan App Is Threatening Me! Help! by Tinubuadvocate: 10:40pm On Nov 29, 2021 |
Pay your debt oni gbese. 54 Likes 3 Shares |
Re: A Loan App Is Threatening Me! Help! by okolojay: 10:49pm On Nov 29, 2021 |
This is wrong in all ramifications. Why will they threaten you! The Government should know how to deal with these kind of companies please 8 Likes |
Re: A Loan App Is Threatening Me! Help! by okolojay: 10:52pm On Nov 29, 2021 |
fair money, dole, carbon, renmoney, branch. bigboychukstar: 8 Likes |
Re: A Loan App Is Threatening Me! Help! by flokii: 10:53pm On Nov 29, 2021 |
You sef threaten them back na, abi? 6 Likes 1 Share |
Re: A Loan App Is Threatening Me! Help! by sexyshola1218: 10:59pm On Nov 29, 2021 |
Omo, I don received plenty messages of people telling me to tell my contacts to pay up… Abi na only me? 8 Likes |
Re: A Loan App Is Threatening Me! Help! by techboss1313: 11:05pm On Nov 29, 2021 |
Didn’t you do enough research before getting a loan from them. Next time do your research come Nairaland we wey sabi go tell you say na only FairMoney make you dey patronize. Apart from loans, FairMoney dey do FREE debit card, discount on airtime, free transfer to other banks with no charges and they are also currently giving out gifts. Abeg use my referral code edakun: MAAA05 when you download the app make all of us enjoy FairMoney AWOOF! Tabithatim: 2 Likes |
Re: A Loan App Is Threatening Me! Help! by techboss1313: 11:08pm On Nov 29, 2021 |
1. FairMoney 2. FairMoney 3. FairMoney 4. FairMoney Please use my referral code when you download the app make all of us win better this December bigboychukstar: 3 Likes |
Re: A Loan App Is Threatening Me! Help! by OSDD(m): 11:24pm On Nov 29, 2021 |
Joysticks: You are very retarded, he has paid for 3 installment, he was about to pay for the third before they started harassing him.. You just stupid naturally ... 110 Likes 3 Shares |
Re: A Loan App Is Threatening Me! Help! by Nobody: 12:06am On Nov 30, 2021 |
OSDD:Don't mentioned. 3 Likes 2 Shares |
Re: A Loan App Is Threatening Me! Help! by OSDD(m): 12:08am On Nov 30, 2021 |
Joysticks:You should fix yourself... Una go just dey misbehave You can't read and can't type properly 36 Likes |
Re: A Loan App Is Threatening Me! Help! by Nobody: 12:08am On Nov 30, 2021 |
techboss1313:So you won use referral collect gift from fairmoney? |
Re: A Loan App Is Threatening Me! Help! by Nobody: 12:10am On Nov 30, 2021 |
OSDD:Just go home and sin no more. 1 Like |
Re: A Loan App Is Threatening Me! Help! by OSDD(m): 12:11am On Nov 30, 2021 |
Joysticks: Fixed 15 Likes 2 Shares |
Re: A Loan App Is Threatening Me! Help! by Nobody: 12:16am On Nov 30, 2021 |
OSDD:Don't insult yourself.You are well created by God. 7 Likes 1 Share |
Re: A Loan App Is Threatening Me! Help! by OSDD(m): 12:18am On Nov 30, 2021 |
Joysticks: Fine, you can go for now.. I have nothing against you 12 Likes 3 Shares |
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