Estroller:
In addition to all the have been said, try to max out your £4k allowance if you can before April 5th, that way you get to earn the bonus for 2 tax years within a calendar year. If you are buying with someone get the person to do the same and you both make £4k between you in one calendar year.

ukay2:


Please explain this 2 tax years within a calendar year if one wants to max the 4 pounds allowance....

Thanks

Xanderlex:

Check the back of your brp. It is there. Mine was too.
You would see it under remarks after the NO PUBLIC FUNDS

DisGuy:


Try as much as possible to get all the training and certification that comes with your role whilst on the job, approach the HR about sponsorship or get in touch with other employers about sponsorship when they put out advert for senior roles

That's if you really want to be in that sector.
Don't forget your school work!

Xanderlex:

Check the back of your brp. It is there. Mine was too.
You would see it under remarks after the NO PUBLIC FUNDS

midasfx:
Please how long does it take before the NI number comes out? as I'm not sure if I should specify my current Airbnb location on the application.

Please advise.

Lexusgs430:
If you're looking to buy a property, but cannot apply due to financial constraints.......


A new provider is on the market, that would offer you *7 mortgage wage multiplier..........

This is only available for certain professions, and you must be practicing and registered with your regulation boards ..........

https://www.habito.com/one


Read terms and conditions, you must be employed for over 12 months and have all employment documents..........

* 15% deposit is required + long term fixed term mortgage arrangement ....... etc etc

Goodluck...........

captainhoo:

It is worth the hype. The baume/balm is thicker than the lait/lotion ( this is different from the lotion with urea sold by boots). The lipikar lotion is sold on amazon( the twin pack is more cost effective) and pharmeden. Co. Uk as well.

SirWellington:
O boy! Newcastle is freaking COLD!

Preshyi:
My NIN came out in 5 weeks but the standard wait time is 16 weeks. You cant contact them until then. I have used my NIN as proof of address on so many occasions cos it's a government document, most organisations dont accept tenancy agreements. I will advise you use a permanent address for your NIN application.

jesmond3945:
lol. I dont think is the coldest in uk.

babajeje123:
This is a personal issue that is bothering me. I have decided to post it here with the hope that I would get matured advise here. Besides, people on this platform would be able to advise better since most live in the UK.

I came to the UK last year on student's visa for a 2 year programme. it was challenging upon arrival because the country was on lock down and getting a job was not a walk in the park. When I got one, I had to work many hours during holiday period to pay the debt I owed and also to bring in my family (2 kids + wife). I had to pay for quarantine accommodation because I wanted them to come in December. I got a 2 bed, furnished it, bought other items to make life at least a bit better for my wife. However, she is not appreciative and I am beginning to regret bringing her.

When she arrived, we were all over each other, probably because we've missed each other and all of that. I just noticed that her attitude started changing. I had an idea of what could have brought a change of mood but I didn't want to guess. May be a week after her arrival, I told her about my plan to bring in my mum in April - May so she can help with the kids so that both of us can work as much as we want, knowing fully well that she too will do her masters come next year. She told me it was okay and she had nothing against it. So today, I told her that I would be sending money to my mum by month end so she can starts apply for her passport. She kept quiet for some seconds and said okay. Then, she began to tell me how I always make decisions without carrying her along and how I always kick when she has something better. Then I asked her to gave an instance. She said back at home, she had a certain amount she was giving to her mum every month which she suspended when I was planning to come. She went ahead to tell me that I never gave her mother anything except on few instances since we got married. And then she said, 'what is your plan for my mummy?'

I told her that during the time I was unable to give to her mum, I didn't have and I wasn't even giving to my mum too. However, in December when she with the kids, my mum and her sister were on their way to the airport, I sent 20k to her and sent a message that she should give the sister to help me give her mum as Christmas money. I made it clear that she raised the issue because of my plan for my mum and she denied it. Meanwhile, her mum has a daughter in the UK with her husband. They have tried to bring her in on 2 occasions last year but she was denied. So I told her that we can't bring her mum in now because Home office might think we are desperate and place her on a 10 year ban. She would not have any of my explanations. She just withdrew into her shell.

I left where we were to the room and thought about all my struggle in bringing her and felt terrible. I was wondering if this is not the same woman I told that I worked 21 nights and was still going to lectures from work in order to raise money for their travel. I worked in a food processing company (you can imagine the cold), laundry etc to bring them in. I know the matter has not died and she would still raise it and it may lead to a big fight. We have had the discussion before at home and it led to a terrible fight. Now this. Let me quickly chip it in that when she came and we talked about money for family projects, she initially said each of us should keep our money and contribute a certain percent. The reason she made the suggestion was that she might want to give her mother money and for personal stuff which I may not agree to her dipping hands into family purse. I told her that contributing a quota might not work because of all the things we desire to achieve this year. I told her that what can work is to take a certain amount from her weekly earning for her mum and personal stuff and putting the remaining into the family account and I will also do likewise. She agreed to the suggestion.

Please, how do I handle this matter? I don't want fight because I have a lot to do and I tell you her words can make the meekest man on earth to misbehave. In my life, I have never thought of divorce or separation, but it came to my mind today after the discussion. In fact, I am beginning to look for a job that would take me far away from home as it appears as if we appreciate each other when we are apart.

Now, I can't concentrate on my ICAs. I just hate it when people are trying to manipulate me. It's so painful if you are dealing with someone who doesn't appreciate your efforts. Yesterday, I gave her 85GBP for her DBS. Before she left home, she complained around October that she wanted to change her wardrobe, I sent money. Getting here, she told me she can't be wearing those clothes, I gave her 100GBP. I gave my card details to add on her phone account for data all in a bid to make her happy and for us to have a peaceful home which we didn't have in Naija because of lack of resources.

See, the kind of advise I need is what to do not to give too much attention to her. Suggesting that I should have a heart-to-heart talk with her won't work because it has never worked. It always leads to heated argument and insults. I won't mind if someone can recommend a good marriage counselor.

Please, I didn't post this for likes and shares. Na solution I dey find abeg

ukay2:


Please explain this 2 tax years within a calendar year if one wants to max the 4 pounds allowance....

Thanks

fopishow:
Thanks for sharing this. However, it requires a proper financial planning.

Pros - No exit fees, no early repayment fees whatsoever.
Cons - At least 85% LTV. Locked fixed rates for at least 10-15 years. No one knows what the market rate might be long term but there is a possibility that one would be overpaying a mortgage long term down the road should any case the wider market interest rate drops long term. All these have been factored by the actuaries.

Chalo147:
Please which airline did you use?
Want to be sure I don’t need to do the covid pcr before departure from MMA to Uk with a lay over flight like Qatar airways or Egypt?
I believe a direct flight don’t need to do the covid pcr test before departure
Thank you

kode12:


https://www.moneysavingexpert.com/savings/lifetime-isas/

https://lifetimeisa.campaign.gov.uk/

Mashaunola:
Please help!!!!
I am a Masters student.
I have collected my BRP and applied for my NI number.
I have been in the UK for over 2 weeks now. I have been looking for Part time job (warehouse operative, sales assistant e.t.c) to kick start and office work based on my qualifications but haven’t gotten any yet. I have registered with quite a number of agencies.
Please can you recommend a reliable agency or website that can help. I currently stay in crick, Northampton.

I hold a degree from a uK university and am an ACCA UK qualified chartered accountant with years of experience in nigeria.

Please your kind response will be appreciated

midasfx:


Just checked. It isn’t there.

Newbie123:


Not true

wonlasewonimi:


if you promise to complete it on time I will give you 50 pounds

DeeOneBangin:


You can actually practice with pre-registration ( 2 or 3yrs MSc in Nursing depending on the school). And your first degree doesn’t have to be in nursing.

Mimzyy:
Boot has all the ranges in stock

Or directly on Laroche website Uk. Free samples on every order above £35.

https://www.laroche-posay.co.uk/

Viruses:


If I open Revolut account with your referral link and spend with the card you will give me £50?

ukay2:


Please explain this 2 tax years within a calendar year if one wants to max the 4 pounds allowance....

Thanks

TheGuyFromHR:


Those on Tier 4 won't have NINos on the back of their BRPs.

Your NiNo will come in the form of a letter sent to you at your chosen address. However, addresses can change, as people move around, so that address is not in any way permanent or determinative.

When seeking work, you will be asked for one document as proof of identity, then your right to work (BRP), and a proof of address. The fastest way to get an official document proving your address is to use a bank statement. Open a Starling/Monzo/Chase account in-app, use your card a few times, and you'll rapidly have a bank statement available to download with your chosen address on it. Depending on what kind of accommodation you eventually rent, a utility bill also works.

Lexusgs430:



Holloway road, Hackney, frindsbury park axis, look at other surrounding areas.........

Some of your colleagues would be landlords, having properties to rent, and would advertise on notice boards, on varying wards + information boards (keep your eyes peeled).........

DisGuy:


It should be between 30-1hr by rail or a combination of bus and rail. Travelcard zones 3-6.

You can always use tfl journey planner to check commuting times and routes
https://tfl.gov.uk/plan-a-journey/

gratefulme40:



Which ward? I dey come do agency for Whittington when the spirit leads!!

I was living in Watford when I used to go there. Easy journey from Watford but Watford isn’t really cheap to be honest.