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Nairaland Forum / Nairaland / General / Travel / Living In The Uk-life Of An Immigrant (part 2) (1274085 Views)
Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)
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Re: Living In The Uk-life Of An Immigrant (part 2) by TheGuyFromHR: 9:20pm On Jan 22, 2022 |
Estroller: You're correct, the relief is per contribution. Each time one pays into a pension, even if its 10 pounds, HMRC tops up the 20%. And one can have more than one pension. 1 Like 2 Shares |
Re: Living In The Uk-life Of An Immigrant (part 2) by TheGuyFromHR: 9:26pm On Jan 22, 2022 |
MichaelUde: Yes, you can combine pensions. So if you move around from job to job and get a new auto-enrolment pension plan each time, you can combine them all into one. It saves you money on fees because each plan charges a fee. 1 Like 4 Shares |
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 9:32pm On Jan 22, 2022 |
Estroller: I am not a financial adviser...... ![]() But after reading your response, I had to Google it....... Yes, you can have more than one SIPP account, but if each provider charges £9.99 pcm, that's a multiple of £9.99's......... ![]() 2 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by TheGuyFromHR: 9:41pm On Jan 22, 2022 |
Lexusgs430: Some people have money they want to get rid of so they dont enter a higher tax band by force and are happy to push it into a pension and pay the fees in the hope that the accrued yields covers that. ![]() |
Re: Living In The Uk-life Of An Immigrant (part 2) by MichaelUde: 9:43pm On Jan 22, 2022 |
Estroller: Exactly. |
Re: Living In The Uk-life Of An Immigrant (part 2) by MichaelUde: 9:43pm On Jan 22, 2022 |
TheGuyFromHR: The fiscal drag thing they're talking about, abi? |
Re: Living In The Uk-life Of An Immigrant (part 2) by TheGuyFromHR: 9:46pm On Jan 22, 2022 |
MichaelUde: Something along those lines. Fiscal drag is when income increases usually due to inflation (c.f. all the salary increases the unions are getting these days) and that takes people into higher tax bands because the tax bands haven't been changed to take account of inflation. No mind that Dishy Rishi. 2 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 10:30pm On Jan 22, 2022 |
TheGuyFromHR: When I grow up, I want to be like them....... ![]() |
Re: Living In The Uk-life Of An Immigrant (part 2) by Peerielass: 10:33pm On Jan 22, 2022 |
olizzz: I think it’s $106 for standard application. You can also pay an additional fee to fast-track your application. Details will be on the Nigerian High Commission website. |
Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 10:36pm On Jan 22, 2022 |
CheesyTee:Are you talking about getting NARIC proof of English proficiency? you need to upload your certificate and transcript. If you create a free account and login, you'll see the checklist of required documents. |
Re: Living In The Uk-life Of An Immigrant (part 2) by LagosismyHome(f): 10:37pm On Jan 22, 2022 |
Lexusgs430: I don't even think that world will exist when we are old.... All of us we better plan our retirement well ![]() |
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 10:47pm On Jan 22, 2022 |
LagosismyHome: The exact reasons, we occasionally have this financial discussions........... ![]() 3 Likes 1 Share |
Re: Living In The Uk-life Of An Immigrant (part 2) by Mimzyy(f): 11:00pm On Jan 22, 2022 |
Grandpa don’t say that again ![]() ![]() ![]() Lexusgs430: |
Re: Living In The Uk-life Of An Immigrant (part 2) by ukay2: 11:01pm On Jan 22, 2022 |
TheGuyFromHR: Thanks my oga....very well explained and am grateful for your time. 2 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by ukay2: 11:03pm On Jan 22, 2022 |
Lexusgs430: ![]() ![]() |
Re: Living In The Uk-life Of An Immigrant (part 2) by ukay2: 11:04pm On Jan 22, 2022 |
Estroller: Thanks Boss I keep learning always ![]() 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 11:05pm On Jan 22, 2022 |
Pearlyfaze:Guys...ensure a clean evacuation, leave no traces behind. I'm going to brief the president. ![]() 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by CheesyTee(f): 11:05pm On Jan 22, 2022 |
Viruses: Thank you for your response. Yes. I have uploaded the required documents. They also requested proof of English to be uploaded. I wanted to know if it's okay to upload just Msc. instead of two degrees. |
Re: Living In The Uk-life Of An Immigrant (part 2) by ukay2: 11:08pm On Jan 22, 2022 |
TheGuyFromHR: Yes But I will rather invest the remaining funds more in my stocks and shares ISA than getting another pension funds apart from the NHS and State pension since l have more years to work. ![]() ![]() 2 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by wonlasewonimi: 11:11pm On Jan 22, 2022 |
TheGuyFromHR: Thanks jare bro...that lexusgs430 gave me fake info that I can't have another pension pot. ![]() 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by ukay2: 11:12pm On Jan 22, 2022 |
LagosismyHome: We should give to our children and not the other way Careful financial planning and investments with good cash flow as passive income is the way... 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 11:28pm On Jan 22, 2022 |
wonlasewonimi: I don't want you marrying another small wife, after retirement....... ![]() |
Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 11:29pm On Jan 22, 2022 |
CheesyTee:Maybe things have changed or I don't understand you properly. When I did mine, I gave them cert and transcript, they evaluated and gave me proof of English certificate. I wasn't the one that gave them proof of English. Nonetheless, uploading just your highest qualification should be fine. |
Re: Living In The Uk-life Of An Immigrant (part 2) by dupyshoo: 11:46pm On Jan 22, 2022 |
Please how is SIPP better than maxing pension contributions through your employer as employers match your contribution or even pay higher percentage? You also get the 20% as well. Is it the flexibility that it gives? TheGuyFromHR: |
Re: Living In The Uk-life Of An Immigrant (part 2) by wonlasewonimi: 11:48pm On Jan 22, 2022 |
Lexusgs430: I already have more than one duh ![]() |
Re: Living In The Uk-life Of An Immigrant (part 2) by LagosismyHome(f): 11:49pm On Jan 22, 2022 |
Viruses: He or she might have meant that letter from school stating you were taught in English |
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 11:56pm On Jan 22, 2022 |
2 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 12:00am On Jan 23, 2022 |
dupyshoo: Nothing stops you from maxing your pension contributions....... But with a SIPP, you get a 20% cash credit into your SIPP account (based on your contributions), calculated by your SIPP provider + you're also your own fund manager ......... |
Re: Living In The Uk-life Of An Immigrant (part 2) by NemB: 1:06am On Jan 23, 2022 |
I want to book them too. But I came to check here first. Please are they legit? No wahala at airport abi hustla: |
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Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 / General Australian Student Visa Enquiries Part 3 / Canadian Express Entry/Federal Skilled Workers Program-Connect Here Part 3
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