Mamatukwas:


I read what you shared. Congratulations I’m fascinated by where your job will be located. Sounds like a different magical world. Please keep us posted as to how your experience is generally. All the best.

Thank you. I will

CheesyTee:


Thank you. I will

Congratulations. Please enjoy your new location.

Temi231:


Congratulations. Please enjoy your new location.

Thank you. I'm looking forward to.

My department is welcoming and they already helping to sort accommodation close to work.

CheesyTee:


Hi, I shared here.

https://www.nairaland.com/6748312/uk-skilled-worker-visa-health/21#109533402

I won’t be finishing my course before switching as the CoS is only valid for 3 months. I, however, may choose to continue my studies online should Uni allow that or defer.

Although, I’ll most likely defer my dissertation.

Thank you for your response.

teeebest:
Can someone please recommend a reliable mobile electric heater?

I plan on getting one as the cost of gas heating a 3 bedroom apartment is becoming unbearable.

I got this one https://www.aldi.co.uk/easy-home-ceramic-heater/p/083020199811400 today from ALDI 'Easy Home' for £24.99. You can check your local ALDI.

omopapa:
Based on the information on here especially on accommodation request, which city would you invest in student HMO?

Majority here seem to want single lets rather than shared accommodation. Some of the issues with funding a HMO are entry costs (all local authorities have special licensing requirements for HMOs which are financial), fully furnished rooms, lowish rent (again see requests from the posts on here), higher turnover of tenants (can't stand flatmates, move into a studio which sometimes is same or just slightly higher than a HMO room), fully inclusive bills (and where not inclusive chasing tenants upandan) and the biggie of them all minimum room sizes (licensing will get you even if you fly under the radar initially). Before you add higher interest rates (a lot higher for HMOs than single lets, upto 2% more in most cases), a higher deposit (25%- 30% is the norm) and associated mortgage fees (application fee of 1% of the loan is about standard as well)

Then you will be competing with university owned student flats and neighbours who will absolutely hate you the landlord and put in a gazillion reports daily .

If you want to go the HMO route, best plan is to buy an existing one rather than convert. 2 buy a completely run down one so you make the money upfront once you bring it up to scratch. 3 get all the tenants on one tenancy - that means they are all liable and if one leaves, the rest are responsible for the full rent and bills

Guyz i lost a job interview at Tesco today for a night shift job. When they saw my BRP n said the role is for permanent alone.

The recruter ask me if am done schooling? That if am done schooling, they will take me.

I wanted to say am done but my mind decided to say the truth (still schooling).

That answer made me loss the job.

Did i make the wrong decision? because i saw indians that are much younger than me during the interview.

ibk5891:
Guyz i lost a job interview at Tesco today for a night shift job. When they saw my BRP n said the role is for permanent alone.

The recruter ask me if am done schooling? That if am done schooling, they will take me.

I wanted to say am done but my mind decided to say the truth (still schooling).

That answer made me loss the job.

Did i make the wrong decision? because i saw indians that are much younger than me during the interview.

If you became economical with the truth, when asked...... It still makes no difference, HR would still scrutinize your documents........ Best to receive negative news today, than hinging unto a lie, that would become negative news next month ........

Ignore those young Indian's, you don't know their situations..........

Next time, look for term time friendly roles...... An employer like Tesco, would NEVER break employment rules .........

Still do your shopping at Tesco, we need your dividends payment.........

Does it mean one ant do a DBS check unless you have your NI & Drivers license?

I thought my passport and BRP should be sufficient.

Lexusgs430:


Geely, is a big player in the automotive space...... If you love Volvo & Polestar offerings...... You indirectly love Geely.......

Thanks so much sir

ibk5891:
Does it mean one ant do a DBS check unless you have your NI & Drivers license?

I thought my passport and BRP should be sufficient.

not sure you can apply directly. You need your employer or Agency to do that. Not all of them are compulsory. But your NI and proof of address are …. I stand to be corrected

Ticha:


Majority here seem to want single lets rather than shared accommodation. Some of the issues with funding a HMO are entry costs (all local authorities have special licensing requirements for HMOs which are financial), fully furnished rooms, lowish rent (again see requests from the posts on here), higher turnover of tenants (can't stand flatmates, move into a studio which sometimes is same or just slightly higher than a HMO room), fully inclusive bills (and where not inclusive chasing tenants upandan) and the biggie of them all minimum room sizes (licensing will get you even if you fly under the radar initially). Before you add higher interest rates (a lot higher for HMOs than single lets, upto 2% more in most cases), a higher deposit (25%- 30% is the norm) and associated mortgage fees (application fee of 1% of the loan is about standard as well)

Then you will be competing with university owned student flats and neighbours who will absolutely hate you the landlord and put in a gazillion reports daily .

If you want to go the HMO route, best plan is to buy an existing one rather than convert. 2 buy a completely run down one so you make the money upfront once you bring it up to scratch. 3 get all the tenants on one tenancy - that means they are all liable and if one leaves, the rest are responsible for the full rent and bills

Please, I would like to ask which is best for buy to let . Interest only mortgage or principal with interest mortgage

Usually a mix of 3 IDs are required. If your employer applies for you, you'll get a list of the different documents that you can use.

Usually, Passport/BRP, Driver’s licence and Bank statement with your name and current address are enough. If you don't have a licence, your passport, BRP and bank statement are usually enough. You normally will need to fill your NI in your application form. This is based on my employer’s process.

Also, you can only do a basic DBS (not standard or enhanced) by yourself. Why don't you wait to get a job and do it for you because depending on the role, you might need a standard, an enhanced check or an enhanced check with barred list which would mean that you just wasted money on the basic one that you did.

ibk5891:
Does it mean one ant do a DBS check unless you have your NI & Drivers license?

I thought my passport and BRP should be sufficient.

Gorgeousqueen:


Please, I would like to ask which is best for buy to let . Interest only mortgage or principal with interest mortgage

We talked about this on the previous thread, avoid interest only mortgage deals ........

It's a disaster, suspended for the future .......

Gorgeousqueen:


Please, I would like to ask which is best for buy to let . Interest only mortgage or principal with interest mortgage

For cash flow purposes, interest only is best especially if the numbers are slightly tight and if you want to scale up. Remember that any money you pay on capital repayments, you won't get back till you sell or remortgage and that is not even guaranteed in areas with low capital yields.

Lexusgs430:



We talked about this on the previous thread, avoid interest only mortgage deals ........

It's a disaster, suspended for the future .......

It's a BTL though so it doesn't really matter as long as the rent covers all bills associated with the property (interest, agent fees, EICHR, GSC and tax). For own home, repayment is usually best

Ticha:


It's a BTL though so it doesn't really matter as long as the rent covers all bills associated with the property (interest, agent fees, EICHR, GSC and tax). For own home, repayment is usually best

But you are also aware that, once the interest is the basic expectation.........

Majority of people would simply become forgetful, until 2 years to maturity....... Alarm go come blow .....

Lexusgs430:


But you are also aware that, once the interest is the basic expectation.........

Majority of people would simply become forgetful, until 2 years to maturity....... Alarm go come blow .....

Than you sell na
That's the expectation from the banks actually - that you sell. Obviously if you have 2/3, you can always sell one to pay down the others.

For those interested in a direct route into property and real estate. Open to adult learners too. And for those with 17/ 18 year olds - a fees free way to acquire work experience and a degree in one hit

https://www.barrattcareers.co.uk/early-careers/higher-degree-apprentices

Ticha:


Than you sell na
That's the expectation from the banks actually - that you sell. Obviously if you have 2/3, you can always sell one to pay down the others.

If you have multiple, good.... If you only have one nko......

Lexusgs430:



If you have multiple, good.... If you only have one nko......

Than na repayment straight. Banks would not usually lend on interest only for owner occupiers anyway. Northern Rock issues put a stop to that

Ticha:


Than na repayment straight. Banks would not usually lend on interest only for owner occupiers anyway. Northern Rock issues put a stop to that

Nope I meant one property for BTL....... Whilst having a residential property.......

NR was the bomb then o, issuing MIP like lollypops .......

But you get my logic .........

This makes perfect sense

Ticha:


get all the tenants on one tenancy - that means they are all liable and if one leaves, the rest are responsible for the full rent and bills

Would be relocating to Paisley, Scotland. Anyone living there, would appreciate any feedback especially in terms of housing, social life, cost of living, diversity and the accent. Thanks

Hi everyone, it's a nightmare trying to get appointment for Netherlands schengen visa. I tried France but there was no appointment as well, abandoned it and tried Netherlands, same thing. Wrote Netherlands embassy requesting for appointment as I cldnt get with Vfs, they declined insisting it musb through Vfs.

It's very frustrating as I need to book flights and other things. Any suggestions please?

Try other European countries e.g Belgium, Austria and Finland they are usually less busy

veleta:
Hi everyone, it's a nightmare trying to get appointment for Netherlands schengen visa. I tried France but there was no appointment as well, abandoned it and tried Netherlands, same thing. Wrote Netherlands embassy requesting for appointment as I cldnt get with Vfs, they declined insisting it musb through Vfs.

It's very frustrating as I need to book flights and other things. Any suggestions please?

Hello house!

I was following the old thread to see if the question I have in mind to ask is already treated but the thread got derailed at some point.

I will be relocating to Salisbury from Nigeria by next week on healthcare sponsored visa.

I have learnt quite a lot from this thread and I'm interested in paying for/and learning certificate courses that can help me get side hustle jobs like work from home jobs without affecting the healthcare care that'd bring me to UK.

The problem is, I don't know the particular certificate to go for and that is lucrative in UK too?

Is it Scrum, Data scientist, etc?

I'm a biomedical scientist with shifts, so I won't want any side hustle that will be too stressful. Any recommendations please?

mimilyrics:
Here is a lifetime opportunity for you. The NHS is offering to sponsor your masters and give you a job while you study - Sounds good? �

NHS Scientific training programme opened applications on 18th of Jan and will close 1st Feb 2022 at 4pm.

For more information check out the link below:

https://nshcs.hee.nhs.uk/programmes/stp/applicants/stp-specialisms/

https://nshcs.hee.nhs.uk/programmes/stp/applicants/

https://nshcs.hee.nhs.uk/programmes/stp/applicants/entry-requirements/

Good luck to the applicants. Here are links to the Situational Judgement Test (SJT) sample questions:

1. https://www.practice4me.com/wp-content/uploads/2019/01/Free-Situational-Judgment-Test-Practice.pdf
2. https://abe-prd-1.pvue2.com/st1/driver/startDelivery?sessionUUID=4d4b52a0-be69-4a90-a770-8e39f482ad8d

Seems VFS site is down. cant see to check their site since today

veleta:
Hi everyone, it's a nightmare trying to get appointment for Netherlands schengen visa. I tried France but there was no appointment as well, abandoned it and tried Netherlands, same thing. Wrote Netherlands embassy requesting for appointment as I cldnt get with Vfs, they declined insisting it musb through Vfs.

It's very frustrating as I need to book flights and other things. Any suggestions please?

Has there been response to applications?

dhummystecah:


Good luck to the applicants. Here is a link to the Situational Judgement Test (SJT) sample questions:

1. https://www.practice4me.com/wp-content/uploads/2019/01/Free-Situational-Judgment-Test-Practice.pdf
2. https://abe-prd-1.pvue2.com/st1/driver/startDelivery?sessionUUID=4d4b52a0-be69-4a90-a770-8e39f482ad8d

Sunnepa50:

Pls I need am enlightment on this
What does the teacher training entails

It's basically what we call PGDE here. Over there, it's called PGCE and it is the primary qualification to be certified as a teacher there. On completion of the course, one can now work towards getting Qualified Teachers Status (QTS) which is a legal requirement to teach over there.