Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / NewStats: 3,207,044 members, 7,997,647 topics. Date: Friday, 08 November 2024 at 02:28 PM |
Nairaland Forum / Nairaland / General / Jobs/Vacancies / Offer As A Credit Officer: Please What Does It Really Involve? (15059 Views)
Im A Certified Health And Safety Officer Please I Need A Job. / Victory Centre Interview For A Credit Officer / Should He Accept The Job Offer As A University Graduate? Pls Advice Needed (2) (3) (4)
(1) (2) (3) (4) (Reply) (Go Down)
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Osanoghodua1: 1:23pm On Feb 20, 2022 |
It's a loan officer Give out loan, recover the loan. In microfinance If dey don't pay, you can't arrest them. 2 Likes 1 Share |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by uwakwesab(m): 1:25pm On Feb 20, 2022 |
I strongly believe that the MFi is Grooming Center, as a credit officer ur task is to give out loan and recover it 100%,it's a streesfull job so to say, u will never have time for urself, Saturday's are for mandatory loan drive, closing time everyday is by 9pm.the pay is abt 80k plus for starting. after two years of meeting ur target u might be promoted to a branch manager 3 Likes 2 Shares |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by saxokay(m): 1:43pm On Feb 20, 2022 |
[quote author=Shytreasure post=110366041]Good day everyone, please i need your assistance. I just got an offer to work as a credit officer in one microfinance bank, the salary is not much but i believe one can start with that pending when a better offer surface. Please, for those who have worked in that capacity before, what does the job really involve? my brother go and pray about it seek the face of God concerning it,ignore every negative comments you read here,I have friends who are creditor office and they are doing well just make sure you commit everything to God hands if God is say Go ahead you have no reasons paying attention to negative comments 2 Likes |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by da3pu0(m): 1:44pm On Feb 20, 2022 |
My little advise for the op with wide experience I had as a credit officer before I opted out. Been a credit officer is not that bad as people portrayed it. Your job description is to maintain the cliental portfolio given to you in term of number of clients, retrieval of money owned and disbursement of new loan to all those who are your clients that are no more on loan but needs another loan. If the number is low you will need to go on canvassing (with your colleagues) to get more customers and so on. I worked as a credit officer for almost three years in three different state and I can tell you nobody owed me Kobo by the grace of God. I would advise you give it a try if you are not doing anything presently. I can assure you that you gonna become an important personnel in some poeples' life. 3 Likes |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by pedrilo: 2:10pm On Feb 20, 2022 |
tosteMedia:lol It's not so o 1 Like |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(m): 2:34pm On Feb 20, 2022 |
Pymetrics: |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by aklion: 2:34pm On Feb 20, 2022 |
Not pleasant especially if you not getting clients... And majorly not bringing in someone who can deposit huge under your name to the company... Huge task I must say. 2 Likes 1 Share |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by oye10: 2:36pm On Feb 20, 2022 |
Very stressful. I did it for 6months i japa 3 Likes 1 Share |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Bome01(m): 2:41pm On Feb 20, 2022 |
Shytreasure: Review loan requests. Assess clients' financial status. Evaluate creditworthiness and risks. Contact clients to gather financial data and documentation. Maintain updated records of loan applications. Follow up with clients about loan renewals. Monitor progress of existing loans. PS. Do it if the pay is better than your previous job. Do not listen to advice of those who may not even be working. Experience is the best teacher. 3 Likes |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Avast(m): 2:52pm On Feb 20, 2022 |
Shytreasure: LAPO |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(m): 2:56pm On Feb 20, 2022 |
I really do appreciate the beautiful comments and personal experiences I've been reading!! They've really given me a clearer picture of what I'm to venture into. Regardless of what i think know about this job, experience is still the best teacher!! I've learnt quite a lot from you people as regards what's in view. |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Squidbabe: 3:07pm On Feb 20, 2022 |
Don't listen To most of the people talking trash here. Start the Job, most clients that borrow actually comply ,its only few that give headache and the members will help u fish them out cos someone in the union must bring members to borrow money, so those borrowers know themselves. They give accommodation, the salary is more than OK for a start, they give transport every week , then I know a staff of the microfinance that have birth tru operation ,cost about 300k plus and she didn't pay a dime cos of HMO. My dear take the offer first ! 3 Likes |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Squidbabe: 3:18pm On Feb 20, 2022 |
uwakwesab: Closing time is never 9pm. 5 pm is the closing time. You must have been a very slow and slugish person to close by 9. I know people who work there and after 5 they are back from work. Loan drive is usually on Saturday but not every Saturday infact I know ppl who have never gone for loan drive cos they don't have much clients defaulting them . like I said give it a shot! 4 Likes |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by yemi1504: 3:19pm On Feb 20, 2022 |
Shytreasure: You had better to be able to sell and sell well and be ruthless with people as e get why! 1 Like |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by yemi1504: 3:25pm On Feb 20, 2022 |
Adeparo004: Abi nau! Till today, my 30k with those idiots called SOBIC is still with them SMH. |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by ahamonyeka(m): 3:29pm On Feb 20, 2022 |
Shytreasure:if your client is owing you who is going to revover it for you?just have to be careful of those you are disbursing to. 1 Like |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Danny50: 3:34pm On Feb 20, 2022 |
Shytreasure: |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Magnumproperty: 3:53pm On Feb 20, 2022 |
oye10:You even try sef. After two months I run commot. The MD and HR call me tire. I say I no dey do again. The job is very tasking. My skin turn black under hot sun. Rain nearly beat my destiny commot for body. Thank God for where we are today Sha. 1 Like |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by oye10: 4:07pm On Feb 20, 2022 |
It was because of my team that i did the 6months sef... We always catch cruise Magnumproperty: |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by obstead200(m): 4:12pm On Feb 20, 2022 |
alizma:over Sabi. I think he knows his duties. He just want to be sure of what the experience would be like. A smart move btw.... 1 Like |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by PWAPUTI2010(m): 4:16pm On Feb 20, 2022 |
I worked as investment Officer same role as a credit officer,in most Micro Banking role, to be candit the role is seriously challenging and demanding, be ready to advice on credit security and disbursement target demand, I worked and rose to the rank of a branch head and later resigned due to high and unsanctity of micro bank job, I will always advice you to wait and settle for any job that will come your way than to accept this offer as a starter. 1 Like |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by LaconicINC: 4:21pm On Feb 20, 2022 |
emmanosyclo:with all the due diligence clients can still default, credit officers go through a lot, if they are robbed, the money involved is automatically converted to staff loan, when they are doing well, they are hardly appreciated but when anything goes wrong, the company digs up what the policy says about that event and pins it on the credit officer! I have worked in an MfB so I know what I am talking about. OP I wish you all the best in whatever decision you take, but take it to God in prayers, if you feel peaceful about it then go ahead. But don't plan to stay long on the job. Have an exit plan as you are entering. 1 Like |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by 1saed: 4:22pm On Feb 20, 2022 |
There are lots of Apps out there, that you can use for your daily contributions and savings business. Have you seen this one? https://Thriftplus.pythonanywhere.com ? |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by LaconicINC: 4:22pm On Feb 20, 2022 |
PWAPUTI2010:I concur! 101% |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by ngwababe(f): 5:24pm On Feb 20, 2022 |
Credit officer, Relationship manager, and Marketer are all same. 1 Like |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by LINTUNE(m): 5:34pm On Feb 20, 2022 |
stephenponti: |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by DSpokesMan(m): 6:27pm On Feb 20, 2022 |
Shytreasure: |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by cletz991(m): 6:49pm On Feb 20, 2022 |
Go find better shoe for trekking bc that your shoe so the sole go file finish |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by cletz991(m): 6:58pm On Feb 20, 2022 |
Worked there before,the truth is that those loan must be paid by the person who borrowed by the group he or she's from When we go on loan drive in the middle of the night 11pm we still de village de drag money ,most of the people borrowing sef if you see were they live you go pity for them,but it's what it is as far as we come draw money e must fall out . I miss edo North tosteMedia: 1 Like |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by cletz991(m): 7:00pm On Feb 20, 2022 |
Its mostly threats mine was was 200k 2years bond. I left after a year nobody even call me sef victorVIC1: |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by alizma: 8:24pm On Feb 20, 2022 |
obstead200:Did you read the topic or did someone help him type the topic? You guys will jump on issues and start trying to think for the owner of the issue at hand. Except he is telling me that he made mistake with the topic, he knows nothing about the job as far as the topic is concerned. In his words, (Offer As A Credit Officer: Please What Does It Really Involve?) The bolded area is a clear language of a novice who is seeking for knowledge. the world really depict a total lack of knowledge on the subject matter |
Re: Offer As A Credit Officer: Please What Does It Really Involve? by Shytreasure(m): 9:25pm On Feb 20, 2022 |
alizma: You are indeed a bitter person! I don't know my duty and i was able to scale through a rigorous interview! ( I don't have knowledge and i passed an interview, what a statement!) You obviously don't know the difference between experience and knowledge. I may have knowledge about this job, but i obviously don't have experience; and that's the rationale behind this post of mine, that's what I seek so as to know the nitty-gritty of what the job is all about from the perspective of those who have done it before. So far, people have given me what i need, i have learnt a lot from their personal experiences; exactly what I want!! You have contributed nothing, absolutely NOTHING to what I seek!! The best help you could have provided since you have no positive input was to read and pass and let those who understand my plight come to my aid. 2 Likes |
Apply For Shell Livewire Regional Programme 2017 / VLA Recruit / Which Of The Military And Paramilitary Is Highly Paid
(Go Up)
Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health religion celebs tv-movies music-radio literature webmasters programming techmarket Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 56 |