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Ruin By Online Loan App, Don't Know How To Break Free - Business (2) - Nairaland

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Online Loan Operators; After The Defamation, What Next? / How Does Someone Remove His/her Data From An Online Loan Platform? / What Will Happen If One Fails To Pay Back Loan From Loan App? (2) (3) (4)

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Re: Ruin By Online Loan App, Don't Know How To Break Free by Iliveforever(m): 4:24pm On Mar 12, 2022
OGA keep quiet, I’m sure this is a sarcasm post after hear FG has banned loan companies.

You can now enjoy ur loot as you wanted or are you complaining about no more app to borrow from?

6 Likes

Re: Ruin By Online Loan App, Don't Know How To Break Free by Hogim(m): 4:24pm On Mar 12, 2022
Your own still better aswear
Re: Ruin By Online Loan App, Don't Know How To Break Free by gost: 4:24pm On Mar 12, 2022
GO AND READ THE BOOK CALLED "THE RICHEST MAN IN BABYLON".
THERE IS A CHAPTER THERE ON HOW TO PAY OFF YOUR LOANS.
PRACTICE THE INSTRUCTIONS IN THE BOOK.

7 Likes

Re: Ruin By Online Loan App, Don't Know How To Break Free by Holluwhakemmy(f): 4:24pm On Mar 12, 2022
Nothing to say I beg.
Re: Ruin By Online Loan App, Don't Know How To Break Free by Omoluabi16(m): 4:24pm On Mar 12, 2022
If you don't borrow, you won't die.
Re: Ruin By Online Loan App, Don't Know How To Break Free by Paramountguy: 4:25pm On Mar 12, 2022
I didn't see no account bro.
Re: Ruin By Online Loan App, Don't Know How To Break Free by emeejinsm: 4:25pm On Mar 12, 2022
Don't go and kill yourself because of loan oo
Be paying it small small
Most importantly cut your expenses to save money use free mode if you can
Re: Ruin By Online Loan App, Don't Know How To Break Free by emmyN(m): 4:25pm On Mar 12, 2022
YourFavorite21:
I'm facing the same thing too. But my own case is that I'm a student, and I needed money to start my project, I don't want to bother my dad, he Don try for me because he just paid my school fees of 160k, plus my Lodge rent and textbook money too, and he's also paying my younger sisters school fees, (100 level) too, plus my other siblings, now, it's time to payback and I don't even have any means, as I've used the money to pay for my project. cry

So how has the loan company ruined you? You took a loan when you clearly knew you had no means of paying back, so what were you expecting? Will you take similar loans from your friends and colleagues and not expect to pay back? Aside closing these loan sharks, I think the government really needs to deal with you defaulters because what you lots do is clearly an act of theft.

4 Likes

Re: Ruin By Online Loan App, Don't Know How To Break Free by Obagofixxy: 4:26pm On Mar 12, 2022
SankaraSo:
Ahn Ahn

Guy na you dem create loan app for be that

Nobody suppose even use am apart from you

You are a compulsive borrower. You need behavioural therapy.



HHahah abeg now I dey on top of ladder dey read this your comment abeg grin grin grin grin
Re: Ruin By Online Loan App, Don't Know How To Break Free by Hogim(m): 4:26pm On Mar 12, 2022
Holumhidey:
Just go to third mainland bridge
Take your shoes and wrist watch off
Then take a leap of faith into the lagoon


You wicked o.

3 Likes

Re: Ruin By Online Loan App, Don't Know How To Break Free by foreshore(m): 4:26pm On Mar 12, 2022
Duke007:
Hi every one, l have been a nairalander for over 10 years and have seen people get advised here, thats why l am putting this up with my account.
I am not blaming anybody for my predicament, neither do l blame the loan app company for their shark like business sytle, l take responsibility for my actions. I am one of those people who criticized people for Falling into the trap of online loan company. It's basically a rat race syndrome and tends to take you deeper and deeper from the seemingly innocuous first attempt.

It all started when my side hussle of buying and selling food stuff suffered a decreased in cost of replacement due to inflation and my sales boy stealing my money. I took my first loan to boost my business and realized that the cost of the loan is high. Since then, it's been a malicious cycle of robbing Peter to pay Paul. I realized that l was lossing money in each transcation and in order to meet up with my payment to avoid defaulting, l resorted to other loan company. Now, l don't even no what to do, all cash injection coming to me is spent on servicing the loan. I can't even feed my family and pay my children school fees. I am tire of this scenario and want to break free. It has taken a toil on me physically, mentally and spiritually.

I seek advice from people who have gone thru this ugly experience on how to break free before it is too late. Below is the list of my indebtness:

Ucredit #22,976. 15.03.22(due date)
Oxloan #26,250. 17.03.22
Lcredit #60,000. 17.03.22
Eazycredit #58,904. 21.03.22
imoney. #20,242 24.3.22
Okash #42,416. 31.3.22

I welcome any useful suggestion on how to break free. Thanks

Breaking News! Government has banned them and frozen their account. Go and sin no more. Your debt is forgiven!

2 Likes

Re: Ruin By Online Loan App, Don't Know How To Break Free by ultimateprof: 4:26pm On Mar 12, 2022
Its time for your church members and pastors to come in. Tell them your problems tomorrow after service, from there God will help you. This can only work if you're a committed member of the church.
Re: Ruin By Online Loan App, Don't Know How To Break Free by LordDarius(m): 4:26pm On Mar 12, 2022
Same scenario with my cousin, he just resort to family begging, lol, it's kinda funny, how much family could help... Just speak to any or many of your family members, it will amaze you how much they can come up with. From our side we raised 35k for him... Next time, just do with what you have...

4 Likes

Re: Ruin By Online Loan App, Don't Know How To Break Free by IamBuhari: 4:27pm On Mar 12, 2022
Going by the content of this news item you have about N100,000.00 less to worry about.

You have a find a way to pay off those loans or risk defaulting and undermining your credit worthiness. As a business man, this will be bad for your integrity and that of your business.

2 Likes

Re: Ruin By Online Loan App, Don't Know How To Break Free by Wesporting: 4:29pm On Mar 12, 2022
These guys will take your pictures and name to the spiritual world and do you strong things so that you won't be able to pay but only pay their interest. You won't prosper with their money, but you will pay for their own interest. A girl who was a member of one of these groups borrowed from someone I know 10,000 naira for two years he couldn't pay back that money, but he paid interest of over 200k.
 
LAPO and others are very good at these game may God help you man

6 Likes 1 Share

Re: Ruin By Online Loan App, Don't Know How To Break Free by happiness4ever(m): 4:29pm On Mar 12, 2022
I'm currently facing the same pain. Now I am forced to do night jobs. I have begged everyone on my contact list. I hardly sleep at night. Mine started when jumia fined my store for counterfeit products. I was charged 140k for my 2 online store.

Now sapa they pursue me left and right. Loan app only added to my problems.
LCredit are the worst. I'm thinking of driving korope to meet up so I can pay my landlord. Sometimes I even fill like joining Ukraine in the war.

3 Likes

Re: Ruin By Online Loan App, Don't Know How To Break Free by Obagofixxy: 4:29pm On Mar 12, 2022
most of this loan app uses charm on people, they will lure you and when you Don collect am, you go understand as e b


Try and look for a way to pay them, infact throw away that your phone, go buy Nokia torch light de use, and the worst thing Na say d date Don reach ohhhh

6 Likes 1 Share

Re: Ruin By Online Loan App, Don't Know How To Break Free by Phock2sweet: 4:29pm On Mar 12, 2022
Just no bother urself. Download true caller and on true caller. If loan aapps call u will see scammer as their name. Ignore them totally.

Don't pay they won't kill you. Don't stress urself nqa ur gift b
Hogim:



You wicked o.
Just no bother urself. Download true caller and on true caller. If loan aapps call u will see scammer as their name. Ignore them totally.

Don't pay they won't kill you. Don't stress urself nqa ur gift b

1 Like

Re: Ruin By Online Loan App, Don't Know How To Break Free by Leoleo1(m): 4:29pm On Mar 12, 2022
Dumb comment

SankaraSo:
Ahn Ahn

Guy na you dem create loan app for be that

Nobody suppose even use am apart from you

You are a compulsive borrower. You need behavioural therapy.
Re: Ruin By Online Loan App, Don't Know How To Break Free by Coolcash1: 4:29pm On Mar 12, 2022
You lack financial discipline that's the reason for your debt-ridden life. My advice will be you stop taking any further loan because you need to come out of the hole first.

1 Like

Re: Ruin By Online Loan App, Don't Know How To Break Free by todaynewsreview: 4:30pm On Mar 12, 2022
Duke007:
Hi every one, l have been a nairalander for over 10 years and have seen people get advised here, thats why l am putting this up with my account.
I am not blaming anybody for my predicament, neither do l blame the loan app company for their shark like business sytle, l take responsibility for my actions. I am one of those people who criticized people for Falling into the trap of online loan company. It's basically a rat race syndrome and tends to take you deeper and deeper from the seemingly innocuous first attempt.

It all started when my side hussle of buying and selling food stuff suffered a decreased in cost of replacement due to inflation and my sales boy stealing my money. I took my first loan to boost my business and realized that the cost of the loan is high. Since then, it's been a malicious cycle of robbing Peter to pay Paul. I realized that l was lossing money in each transcation and in order to meet up with my payment to avoid defaulting, l resorted to other loan company. Now, l don't even no what to do, all cash injection coming to me is spent on servicing the loan. I can't even feed my family and pay my children school fees. I am tire of this scenario and want to break free. It has taken a toil on me physically, mentally and spiritually.

I seek advice from people who have gone thru this ugly experience on how to break free before it is too late. Below is the list of my indebtness:

Ucredit #22,976. 15.03.22(due date)
Oxloan #26,250. 17.03.22
Lcredit #60,000. 17.03.22
Eazycredit #58,904. 21.03.22
imoney. #20,242 24.3.22
Okash #42,416. 31.3.22

I welcome any useful suggestion on how to break free. Thanks
. If you can, chat me up with my WhatsApp line below. Thanks.

1 Like

Re: Ruin By Online Loan App, Don't Know How To Break Free by Izprince(m): 4:30pm On Mar 12, 2022
No worry after defamation stage... Them no fit do you anything again.... Just hold on till after then... Anybody wer call you say loan app send them shity message, just tell the person say na scam... The worst they can do is to report you to your contacts...

7 Likes

Re: Ruin By Online Loan App, Don't Know How To Break Free by Obagofixxy: 4:30pm On Mar 12, 2022
foreshore:


Breaking News! Government has banned them and frozen their account. Go and sin no more. Your debt is forgiven!

I saw the news but u Don forget say Na naija we dey

1 Like

Re: Ruin By Online Loan App, Don't Know How To Break Free by charlesedu777: 4:31pm On Mar 12, 2022
Holumhidey:
Just go to third mainland bridge
Take your shoes and wrist watch off
Then take a leap of faith into the lagoon
I wish you the same. That is your portion.
Re: Ruin By Online Loan App, Don't Know How To Break Free by PassingShot(m): 4:32pm On Mar 12, 2022
Duke007:
Hi every one, l have been a nairalander for over 10 years and have seen people get advised here, thats why l am putting this up with my account.
I am not blaming anybody for my predicament, neither do l blame the loan app company for their shark like business sytle, l take responsibility for my actions. I am one of those people who criticized people for Falling into the trap of online loan company. It's basically a rat race syndrome and tends to take you deeper and deeper from the seemingly innocuous first attempt.

It all started when my side hussle of buying and selling food stuff suffered a decreased in cost of replacement due to inflation and my sales boy stealing my money. I took my first loan to boost my business and realized that the cost of the loan is high. Since then, it's been a malicious cycle of robbing Peter to pay Paul. I realized that l was lossing money in each transcation and in order to meet up with my payment to avoid defaulting, l resorted to other loan company. Now, l don't even no what to do, all cash injection coming to me is spent on servicing the loan. I can't even feed my family and pay my children school fees. I am tire of this scenario and want to break free. It has taken a toil on me physically, mentally and spiritually.

I seek advice from people who have gone thru this ugly experience on how to break free before it is too late. Below is the list of my indebtness:

Ucredit #22,976. 15.03.22(due date)
Oxloan #26,250. 17.03.22
Lcredit #60,000. 17.03.22
Eazycredit #58,904. 21.03.22
imoney. #20,242 24.3.22
Okash #42,416. 31.3.22

I welcome any useful suggestion on how to break free. Thanks
If you have good network of friends doing well for themselves, get a N200k loan with a realistic repayment plan (30k monthly will clear it in about 7 months). Pay all these creditors back once and never go back to them.

It pays to leave within our means and damn the consequences.

1 Like

Re: Ruin By Online Loan App, Don't Know How To Break Free by Plus10(m): 4:33pm On Mar 12, 2022
YourFavorite21:
I'm facing the same thing too. But my own case is that I'm a student, and I needed money to start my project, I don't want to bother my dad, he Don try for me because he just paid my school fees of 160k, plus my Lodge rent and textbook money too, and he's also paying my younger sisters school fees, (100 level) too, plus my other siblings, now, it's time to payback and I don't even have any means, as I've used the money to pay for my project. cry
Better let your dad know about your situation than to go and borrow from loan sharks,nor use your hand dig your grave!

4 Likes

Re: Ruin By Online Loan App, Don't Know How To Break Free by Leoleo1(m): 4:35pm On Mar 12, 2022
Let me give you a crazy solution coz you seem to be in a fix, that's if you see it as one. Compile non existent phone numbers and numbers you don't mind if msgs are sent to.
Copy all ur sim and phone contacts to your Gmail and Remove your Gmail account temporarily. Now use the fake contacts to do borrowing from new loan apps and use that to boost your business. Make sure u borrow more then enough o.
You have nothing to fear....no one can shame you. Lol, you cannot come and die. If they send msgs to you contacts, e no concern u. Fakes contacts niwon

Duke007:
Hi every one, l have been a nairalander for over 10 years and have seen people get advised here, thats why l am putting this up with my account.
I am not blaming anybody for my predicament, neither do l blame the loan app company for their shark like business sytle, l take responsibility for my actions. I am one of those people who criticized people for Falling into the trap of online loan company. It's basically a rat race syndrome and tends to take you deeper and deeper from the seemingly innocuous first attempt.

It all started when my side hussle of buying and selling food stuff suffered a decreased in cost of replacement due to inflation and my sales boy stealing my money. I took my first loan to boost my business and realized that the cost of the loan is high. Since then, it's been a malicious cycle of robbing Peter to pay Paul. I realized that l was lossing money in each transcation and in order to meet up with my payment to avoid defaulting, l resorted to other loan company. Now, l don't even no what to do, all cash injection coming to me is spent on servicing the loan. I can't even feed my family and pay my children school fees. I am tire of this scenario and want to break free. It has taken a toil on me physically, mentally and spiritually.

I seek advice from people who have gone thru this ugly experience on how to break free before it is too late. Below is the list of my indebtness:

Ucredit #22,976. 15.03.22(due date)
Oxloan #26,250. 17.03.22
Lcredit #60,000. 17.03.22
Eazycredit #58,904. 21.03.22
imoney. #20,242 24.3.22
Okash #42,416. 31.3.22

I welcome any useful suggestion on how to break free. Thanks
Re: Ruin By Online Loan App, Don't Know How To Break Free by generalwo(m): 4:36pm On Mar 12, 2022
Duke007:
Hi every one, l have been a nairalander for over 10 years and have seen people get advised here, thats why l am putting this up with my account.
I am not blaming anybody for my predicament, neither do l blame the loan app company for their shark like business sytle, l take responsibility for my actions. I am one of those people who criticized people for Falling into the trap of online loan company. It's basically a rat race syndrome and tends to take you deeper and deeper from the seemingly innocuous first attempt.

It all started when my side hussle of buying and selling food stuff suffered a decreased in cost of replacement due to inflation and my sales boy stealing my money. I took my first loan to boost my business and realized that the cost of the loan is high. Since then, it's been a malicious cycle of robbing Peter to pay Paul. I realized that l was lossing money in each transcation and in order to meet up with my payment to avoid defaulting, l resorted to other loan company. Now, l don't even no what to do, all cash injection coming to me is spent on servicing the loan. I can't even feed my family and pay my children school fees. I am tire of this scenario and want to break free. It has taken a toil on me physically, mentally and spiritually.

I seek advice from people who have gone thru this ugly experience on how to break free before it is too late. Below is the list of my indebtness:

Ucredit #22,976. 15.03.22(due date)
Oxloan #26,250. 17.03.22
Lcredit #60,000. 17.03.22
Eazycredit #58,904. 21.03.22
imoney. #20,242 24.3.22
Okash #42,416. 31.3.22

I welcome any useful suggestion on how to break free. Thanks

https://www./928233527962550/?ref=share

1 Like

Re: Ruin By Online Loan App, Don't Know How To Break Free by generalwo(m): 4:37pm On Mar 12, 2022
SankaraSo:
Ahn Ahn

Guy na you dem create loan app for be that

Nobody suppose even use am apart from you

You are a compulsive borrower. You need behavioural therapy.
. ..... As if u don't borrow and as if u have not been in a situation where u didn't have money to pay back.... Dey speak English wen no follow up and down!

2 Likes 1 Share

Re: Ruin By Online Loan App, Don't Know How To Break Free by generalwo(m): 4:38pm On Mar 12, 2022
YourFavorite21:
I'm facing the same thing too. But my own case is that I'm a student, and I needed money to start my project, I don't want to bother my dad, he Don try for me because he just paid my school fees of 160k, plus my Lodge rent and textbook money too, and he's also paying my younger sisters school fees, (100 level) too, plus my other siblings, now, it's time to payback and I don't even have any means, as I've used the money to pay for my project. cry
https://www./928233527962550/?ref=share

1 Like

Re: Ruin By Online Loan App, Don't Know How To Break Free by Rexymania(m): 4:39pm On Mar 12, 2022
Add me up on Facebook: http://facebook.com/RexBarca

I will add you to a group that will give you tips on how to break free from these loan apps
Re: Ruin By Online Loan App, Don't Know How To Break Free by generalwo(m): 4:40pm On Mar 12, 2022
Jalinspy:
Bros na u just dey worry urself. I was in a much bigger mess than u but I broke free when soko loan double debited me. I wrote mails and call them tire. The refused to return my money.
Then I took the decision to borrow as much as possible from non registered loan apps up to the tune of over 200k.
It helped me renew my international passport & I used the remaining complete my Japa movement.
Today I am happily living where I am.
My advice to is: ignore there calls,threats,etc.
Download true caller so u can easily identify their spam calls.
Better get strong mind.
..... Bros I go like be like u!!!

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