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Nairaland Forum / Nairaland / General / Family / Please Married Folks, Help Me Plan A Budget (2501 Views)
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Please Married Folks, Help Me Plan A Budget by Towma(f): 12:46pm On Mar 19, 2022 |
Hello everyone Please I need help of married people with children or any knowledgeable individual to help me manage the money me and my husband make so we can spend less. We have a family of two kids, the first one is 6 and the second one is four. We usually spend a total of 60,000 Naira monthly on feeding every month. We live in Abuja and I need help on how to reduce our total feeding money from 60k to 40k or less. Are there any cheaper alternatives to staple foods like rice, yam, meat, fish etc? The kids need to eat well to grow healthy so I can't compromise on their feeding. I buy food from outskirts of Abuja because things in the main Abuja markets are more costly. I need helpful suggestions to help us spend less on feeding thank you. 1 Like |
Re: Please Married Folks, Help Me Plan A Budget by Patented: 12:49pm On Mar 19, 2022 |
If you already buy in bulk, there is little you can do to reduce the budget, except there are non-essentials you can cut out 2 Likes |
Re: Please Married Folks, Help Me Plan A Budget by Olunmercy56(f): 1:09pm On Mar 19, 2022 |
Those people who are living in Abuja can only help you, you can't compare cost of things in Abuja and Lagos. Also it's depends on where your wife buy things, buying in bulk inside popular market is better than going to the supermarket. |
Re: Please Married Folks, Help Me Plan A Budget by Towma(f): 1:11pm On Mar 19, 2022 |
Olunmercy56: I never buy in supermarket I even go to cheaper village markets to save costs but hubby says 60k is too much for feeding monthly for four of us. |
Re: Please Married Folks, Help Me Plan A Budget by donbachi(m): 1:17pm On Mar 19, 2022 |
Hmm!.wat a life.una done see wetin una parents see..una begin plan. U go chop belleful,carry the remaining ones throw inside dustbin...e done reach una. Make i just tell u;no plan unless u no wan dey give dem food.i get six kids. 1 Like 1 Share |
Re: Please Married Folks, Help Me Plan A Budget by Rubyjade: 1:30pm On Mar 19, 2022 |
You can so fasting 2 a week |
Re: Please Married Folks, Help Me Plan A Budget by Towma(f): 1:57pm On Mar 19, 2022 |
donbachi: Do you live in Abuja? How much do you spend on average on feeding if you don't mind my asking 1 Like |
Re: Please Married Folks, Help Me Plan A Budget by frozen70(f): 2:14pm On Mar 20, 2022 |
Towma: I think you should give the children all the need to eat and grow healthy Then you and your husband can manage yourself like skipping lunch and whatever you can do to manage yourself But if the economy on your side is nit yet stable and you birth another child, that 60k will be bearly enough to carry you guys 1 Like 1 Share |
Re: Please Married Folks, Help Me Plan A Budget by tensazangetsu20(m): 3:28pm On Mar 20, 2022 |
Na wa o 60k on feeding for two kids and you want to reduce it. That means you no dey even flex. Chei. omho if na so marriage be, I go die a single man o . 2 Likes 1 Share |
Re: Please Married Folks, Help Me Plan A Budget by Gerrard59(m): 3:50pm On Mar 20, 2022 |
The best solution is to increase your earnings. Your husband is complaining that 60K is too much for feeding, so how much isn't "too much"? 25K? What about the children's nutritional wants? Does he know the consequences in having malnourished children especially at the ages you mentioned? The consequences could have your children become part of the Ndi alfa meils who sprout innuendos from their yansh during conversations. Another solution is to cut down on non-essential expenses, that's, unnecessary clothes, outings, burial attendance, aso ebi, trek more instead of using taxis or Keke etc. Yet another solution is for your husband to undergo vasectomy and this is because if with two children, he is complaining, I shudder at what he'd do should another child come in. 7 Likes 3 Shares |
Re: Please Married Folks, Help Me Plan A Budget by Towma(f): 3:52pm On Mar 20, 2022 |
frozen70: Hubby doesn't want to deprive himself, I am the one bearing burden of the management. I didn't even want to mention that part, for example he must always eat goat meat and Plantain when eating rice, he does not like garri swallow. Only Semo and pounded yam. Infact let me not go there. |
Re: Please Married Folks, Help Me Plan A Budget by Resurgent2016: 3:53pm On Mar 20, 2022 |
Towma: My thoughts: - buy in bulk (gives you better bargaining, also inflation means the cost of food is increasing in almost weekly basis) - discourage bing eating in the house. People should only eat when hungry - no side courses at meals again...only main course - as parents , take a big leap and move from 1-1-1 to 1-0-1 (potential 33% saving on your feeding cost for you 2). Go and get your pvc. If you were among those saying leader are equally bad, the suffering of buhari's regime should tell you that isnt true. 1 Like |
Re: Please Married Folks, Help Me Plan A Budget by Towma(f): 3:56pm On Mar 20, 2022 |
Resurgent2016: Thank you. I will suggest saving to buy in bulk to hubby. 1 Like |
Re: Please Married Folks, Help Me Plan A Budget by frozen70(f): 4:12pm On Mar 20, 2022 |
Towma: OK good, he likes good things If you can't manage the 60k, let him start running home with the 60k at least for 3 months so that he will have direct and first hand experience of what you have been cracking yourself with May be he will increase the allowance 4 Likes |
Re: Please Married Folks, Help Me Plan A Budget by Divoc19(f): 4:26pm On Mar 20, 2022 |
Have a weekly food time table for the kids going to school and for the 4 weekends in a month, it's normally stew and/or swallow. An alternative for semovita is buying cassava and maize per mudu or paint bucket from local market and grind at a mill. Make stew at weekends 3 Likes |
Re: Please Married Folks, Help Me Plan A Budget by Towma(f): 4:34pm On Mar 20, 2022 |
frozen70: I did exactly what you wrote above when he complained we are spending too much. I suggested he should go to market once or twice and see prices of food items for himself and check for any other cheaper alternatives he wants us to start buying to save money. He didn't even respond. I think I will suggest it again. 3 Likes |
Re: Please Married Folks, Help Me Plan A Budget by JoyousFurnitire(m): 4:34pm On Mar 20, 2022 |
Towma: You better eat well too 2 Likes |
Re: Please Married Folks, Help Me Plan A Budget by Towma(f): 4:34pm On Mar 20, 2022 |
Divoc19: Thank you very much. I appreciate 1 Like |
Re: Please Married Folks, Help Me Plan A Budget by JoyousFurnitire(m): 4:36pm On Mar 20, 2022 |
frozen70:Exactly |
Re: Please Married Folks, Help Me Plan A Budget by frozen70(f): 4:38pm On Mar 20, 2022 |
Towma: In that case you have tried all means to let him know that, it's not working out He knows that if he goes to market, he will be spending more I think he wants you to be extremely economical in spending Well you have to start with reducing his goat meat and yam, these two food items are extremely expensive in the market, for they are foods for the rich especially goat meat 2 Likes |
Re: Please Married Folks, Help Me Plan A Budget by Beremx(f): 4:43pm On Mar 20, 2022 |
Towma:and he’s thinking of reducing food budget while he eats big man food? He should first reduce his choice of food first. Man wey like better thing 7 Likes 1 Share |
Re: Please Married Folks, Help Me Plan A Budget by mysticgal(f): 5:10pm On Mar 20, 2022 |
Towma: I hope you eat well too. You should strive to also get an income if you don’t have one already or put heads together and increase your income but make sure to eat well 1 Like |
Re: Please Married Folks, Help Me Plan A Budget by Towma(f): 5:45pm On Mar 20, 2022 |
frozen70: Unless I stop eating completely I don't know how to economize again I keep telling him that. That's why I came to nairaland for possible tips and advice |
Re: Please Married Folks, Help Me Plan A Budget by Towma(f): 5:46pm On Mar 20, 2022 |
mysticgal: I don't eat well but let's leave that side alone. I am searching for freelancing jobs I can do on the internet/during the weekends for extra income. 1 Like |
Re: Please Married Folks, Help Me Plan A Budget by Rubbiish(m): 7:04pm On Mar 20, 2022 |
Towma:Your husband is wrong on this one! With the high cost of things in the market, 60k is not too much for feeding for family of four for a month. 1 Like |
Re: Please Married Folks, Help Me Plan A Budget by Betboss(m): 7:19pm On Mar 20, 2022 |
Towma: I know all fingers are not equal, but madam, to be very honest with you, even if you buy from your village you'll not spend anything less. If a family of four can feed on 60k, then I must salute your managerial skills. Things are expensive everywhere, it's the plain truth. 5 Likes |
Re: Please Married Folks, Help Me Plan A Budget by Kennyprince: 7:34pm On Mar 20, 2022 |
I think with 60k feeding for four in this country where everything is costly, you are already cutting costs. I know there are other things to do with money sha. But I can tell u, nothing spends money like feeding! You can't fight with ginger can you? All you need to do is make sure you avoid buying one- one. Always buy in bulk. You are trying madam 3 Likes |
Re: Please Married Folks, Help Me Plan A Budget by baby124: 7:35pm On Mar 20, 2022 |
60k is good for a family of 4. Except you have a garden and can plant your vegetables and fruits. So it will remain to buy the staples (bread, yam etc) |
Re: Please Married Folks, Help Me Plan A Budget by frozen70(f): 8:02pm On Mar 20, 2022 |
Towma: At this point, there is nothing you can do Anytime there is no food to serve at home, just look for something to feed your children that's all By the time he comes back and meet no food he will understand your demands 2 Likes |
Re: Please Married Folks, Help Me Plan A Budget by mysticgal(f): 8:12pm On Mar 20, 2022 |
Towma: I don't know how to say this but depriving yourself of food while the person complaining about budgeting the most eats satisfactorily, doesn't make sense. If you are starving yourself of food you may not even think well. Please eat and when the person who eats the most comes around budgeting , you both can now find a head way. If you can't find freelance jobs, maybe you should start small scale hand jobs like sewing, parfait and anything that necessarily gives you financial freedom. I wish I know some freelance gig that could help but I don't for now. But eat, your family and children need you. I mean, whether you eat or not, the food expenditure is still going to be 60,000 regardless. 7 Likes 2 Shares |
Re: Please Married Folks, Help Me Plan A Budget by Towma(f): 8:25pm On Mar 20, 2022 |
Betboss: I wish he understood this ooo, because I am tired. |
Re: Please Married Folks, Help Me Plan A Budget by Towma(f): 8:27pm On Mar 20, 2022 |
Rubbiish: Thanks I thought as much. |
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