Thugnificent:
I've not been myself since yesterday

HardMirror:
smh. How long as he defaulted. The law is very clear... and these loan companies are not abiding by the law. Defaulting for a few days should never warrant what they did and it is illegal. I get time dey argue with u sef. The loan companies will soon suffer a class action suit. Keep supporting nonsense

Ulunne777:
The good thing is that those cheering the Op on who are also debtors like him will have no where to collect quick loans when they finally close office.
You knew their modus Operandi before borrowing from them yet coming to cry foul here.
The Nig govt clamping down on them are the same ppl stifling your growth which makes you run to them.

A lot of you ppl are very wicked and did not even have a clear plan on how to payback before borrowing.

Tufiakwa!!!

generalwo:
guy celebrate don pay the loan by default..........their only leverage is ur contacts and they have just thrown it away...any contact wen call u talk nonsense, swear ogun for am before u block am...meanwhile, soko loan should pay u like 500k....all u have to do is, use a very clean phone with fake contacts to borrow from all the apps associated with them .......borrow from them without remorse and guess what ?? the bastards cant report u to anybody......i have successfully collected more than 200k across all apps associated with soko loan...i use the money buy land for one remote village......anytime i see the land, i dey always get joy say i do soko loan strong thing......for those piglets that will quote me, may ogun and thunder defame u before the spirits of the dead and hell just as soko loan is defaming people's contacts

BigMoneyeye:
i am also owing upto 23,000 i am only praying they wont defame me. although the threat
i dont even have a kobo yet

CryptoClub2018:


Sueing them doesn't change anything. He should not pay

sorepco:
Why are we in Nigeria adverse to repaying loan? How can we develop with no access to loan like other countries?

Thugnificent:
I'm the OP and the person they defamed. I've read the terms and conditions cover to cover (a very long read indeed) and there is nothing like defamation of character written there if one defaults in payment.

RapistOnBail:

You are a criminal. Don’t forget Karma. You can never progress in this life. No be curse bro.

From the looks of things, you are a security guard or those Menial job staffs that will never make any progress in life.

You are not WORTHY!

generalwo:
...ogun kee u...show me ur papa and i go deposit am as collateral take collect loan from lcredit and soko loan...make ogun kee ur mama with stroke and epilepsy.....the people u and ur loan agents don send to depression nkor make thunder blast ur scrotum into 821 pieces ....quote me again make devil use una family blood take cleanse the pit of hell before this year end....when una dey send messages to people contacts, una no dey remember karma....bros i go chop loan sharks money clean mouth.....every day i am on the hunt for new apps from soko loan and lcredit so i can borrow and never repay....this is the adequate payment for all they have done.......and i will keep encouraging people top borrow from them without payments........when the going gets tough, the tough gets going...since ur papa and loan sharks have learnt how to fly without perching, me and other victims out there have learnt how to shoot without missing

just2endowed:



so this is how commercial banks will give lend nigerians money and we cultivate the habit of not paying debit abi?

Thugnificent:
I woke up yesterday morning only to receive whatsapp messages and phone calls from family and friends on my contact list that they received a message of me being a criminal and "loan prostitute" on the run with company funds because of few days overdue loan. I thought the Government claimed to have clamped down on this people. My Girl friend that normally calls me every minute hasn't called since yesterday. I'm guessing she has also received the message. I'm Soo embarrassed

techstack:


Something like an association of loan defaulters(ALD)

Thats ok

RapistOnBail:

Poverty, Low self esteem, unworthiness, poor up bringing, wretchedness, as well as poor family background has resorted to this your mindset.

You are not WORTHY!

generalwo:
.........ogun kee u and ur mama and ur papa......that same poor upbringing wen u dey talk so na im go lead u to early grave.....u worthless son of a dwarf bitch.....if ur life was going well for u, u wont result to defaming people with a set of crooked imbeciles that call themselves loan companies ............no matter how bad life is for me, i will always be light years ahead of u bin every way u can imagine .........

badboyTee:
if you pay them 1 kobo if I know you I fit tear you slap ask LCREDIT about me even if god beg me to pay them I won't

CryptoClub2018:


Don't worry, you will be fine. Please dont ever pay them again. Join this group on Facebook and you will get the needed peace of mind. Join "SAY NO TO SOKOLOAN" on Facebook. Congratulations

Thugnificent:
Where in the terms and condition is defamation mentioned? I've read it word for word. Didn't see it.

Thugnificent:
Where in the terms and condition is defamation mentioned? I've read it word for word. Didn't see it.

RapistOnBail:

Worthless piece of Shit!

So anyone who’s against You criminals who default on payment automatically becomes one of their agents?

Assumptionist!

See why I say you are not worthy? Cos you lack what it takes to be reasonable.

You are not WORTHY!

Offpoint1:
how long since you defaulted? If it's less than 2 weeks or a month, don't bother paying them again... They'll be the one to beg you.

Those guys are idiots, imagine someone defaulted for just a day or two and they'll start defaming you.

Once took a loan from them with ridiculous interest and repayment period. I took it cause of urgency and my salary date falls within the same repayment day.
Repayment date comes and salary was delayed for 2 days, these idiots sent all kinds of threat messages after I've begged them and promised to payback same week.
I got screenshots messages from my friends, family and clients. I got really pissed, called those mofos and told them for them to get their money back they'll have to come to my house and arrest me.
Didn't pay that loan for a year, they threatened, from threatening me to begging me I maintained my stand, they waved off the interest I still refused to pay.
I got a message one afternoon that they've slashed the money, I should pay just 50% I laughed and payed their money in full including interest, except their useless penalty fee

Born2Breed:
This entitled attitude of some borrowers is getting worrisome.

Do you take a loan with the intention of not paying back?

If you don't like disgrace then pay back as at when due.

Well, you guys are lucky that you didn't try this nonsense with LAPO. They will disgrace you physically and your neighbours will know you as a serial loan defaulter.

Thugnificent:
I woke up yesterday morning only to receive whatsapp messages and phone calls from family and friends on my contact list that they received a message of me being a criminal and "loan prostitute" on the run with company funds because of few days overdue loan. I thought the Government claimed to have clamped down on this people. My Girl friend that normally calls me every minute hasn't called since yesterday. I'm guessing she has also received the message. I'm Soo embarrassed

generalwo:
...is ur father worthy ? hehe....native goat pikin....ur papa na goat...repeat after me........ur father is a goat and ur mother is a smelling bitch may hell come down on u and ur wretched family.................pig

RapistOnBail:


Lol you are a Hardened criminal with this mindset.

Thugnificent:
I woke up yesterday morning only to receive whatsapp messages and phone calls from family and friends on my contact list that they received a message of me being a criminal and "loan prostitute" on the run with company funds because of few days overdue loan. I thought the Government claimed to have clamped down on this people. My Girl friend that normally calls me every minute hasn't called since yesterday. I'm guessing she has also received the message. I'm Soo embarrassed