Good afternoon my people, please can anyone recommend a cheaper car insurance company for holders of international driving license?

The price I'm getting from this comparison websites is killing. The cheapest is charging me 320quids a month ( go girl)

adedapodvirus001:
Good afternoon my people, please can anyone recommend a cheaper car insurance company for holders of international driving license?

The price I'm getting from this comparison websites is killing. The cheapest is charging me 320quids a month ( go girl)

Try Sheila wheels.

IcecoldDon:
My online family, a wonderful day to you all. I feel so blessed and grateful for all the advice, knowledge, support and help i get from this platform directly and indirectly. My family ( wife and 3 kids) arrived safely to join me in the UK 2 weeks ago, and little by little, we have been acclimatizing and trying to settle down as a family. I have been here since October 2021, but based in Coventry as I am doing my Msc in Coventry University. But I rented a place in Birmingham as I preferred to settle there and my extended family (2 brothers) also live there. The whole process of 'japaing' with the entire family, the mental, physical, emotional and financial stress will be story for another day.

Welcome and good luck for the future.

adedapodvirus001:
Good afternoon my people, please can anyone recommend a cheaper car insurance company for holders of international driving license?

The price I'm getting from this comparison websites is killing. The cheapest is charging me 320quids a month ( go girl)

Where una dey see this kin money sef ....... My renewal premium arrived a few days ago.......

£353.00 (fully comprehensive + NCP + LC)....... For a whole 12 months.......

Lexusgs430:


Where una dey see this kin money sef ....... My renewal premium arrived a few days ago.......

£353.00 (fully comprehensive + NCP + LC)....... For a whole 12 months.......

But you’re a UK license holder now…

phyl123:


But you’re a UK license holder now…

Plus Lexusgs430 has 40 years of UK driving no claims bonus

phyl123:


But you’re a UK license holder now…

So it's time to switch . . .. .

LagosismyHome:


Plus Lexusgs430 has 40 years of UK driving no claims bonus

Haba..... . É never reach .......

IcecoldDon:
My online family, a wonderful day to you all. I feel so blessed and grateful for all the advice, knowledge, support and help i get from this platform directly and indirectly. My family ( wife and 3 kids) arrived safely to join me in the UK 2 weeks ago, and little by little, we have been acclimatizing and trying to settle down as a family. I have been here since October 2021, but based in Coventry as I am doing my Msc in Coventry University. But I rented a place in Birmingham as I preferred to settle there and my extended family (2 brothers) also live there. The whole process of 'japaing' with the entire family, the mental, physical, emotional and financial stress will be story for another day.

This post is to give accolades to all the elders and everyone who regularly give feedback, responses and information on this thread, which i believe might just be the last genuinely world-class level of goodness and humanity left for nigerians to nigerians who despite being strangers are so good and kind to each other. May God continually bless you on here. There are too many people to mention here who have been towering icons of knowledge and help, to both me and hundreds, requiring information for life changing decision, God will continuously richly bless and keep you and your families.

From my experience, and following the give back culture of the elders of this thread, these a a few of what i learnt that might help other people as well;
1. If a family plans to relocate, It helps a great deal if the husband or wife comes alone first, to try to settle things down in terms of accommodation especially, and other arrangements especially if 2 or more kids are involved. I know this isn't possible for all families, but from my personal experience it helps sooo much especially in terms of cutting down initial expenses and ensuring the best decisions are taking without too much pressure.....e.g kids in winter cold..arrrgh.
2. Try as much as possible that you have family or very close friends in your final destination town. The help of people already settled in a place can be invaluable in terms of all the help they can give. I can testify to this. My brothers saved me over and over, from helping me pick up household items that i bought, to helping me install beds and carry couches, standing as rent guarantor, to doing grocery shopping and helping me......

Congrats... I can relate with what you must have gone through preparing for your family's arrival. I had a similar experience (wife and 3 kids joining 7 months after). Madam no gree me rest lol. Points 1 and 2 are VERY IMPORTANT

Lexusgs430:


Where una dey see this kin money sef ....... My renewal premium arrived a few days ago.......

£353.00 (fully comprehensive + NCP + LC)....... For a whole 12 months.......

you sha like to dey pepper us with ds your premium. We know say you be ancient of days

DeeOneBangin:



you sha like to dey pepper us with ds your premium. We know say you be ancient of days

When I dey japa like Andrew, many years ago ........ Una dey talk say, make I stay to build nigeria......

Lexusgs430:


When I dey japa like Andrew, many years ago ........ Una dey talk say, make I stay to build nigeria......

Na vision 2020 cause am At least we thank God say dem no dey catch late comer

People of God, Please any link to summer internship would be greatly appreciated. God bless.

My elders please I need mortgage advice.

I’m on my 10th month in the UK and I want to use HTB before it ends next year. I’m buying with my husband who’s been here store a bit longer, but one mortgage advisor tried to discourage me based on the fact that I’ve not been in the uk for 12 months yet.

I have plans to contact the mortgage advisor provided by my employer, building societies and my salary bank till I get what I want.

I want to know two things.

1. if this 12months talk is a real thing so that I’ll wait.

2. Anything I can do to lock it in when 12months hits.

Our credit scores are excellent and good and I’m working on mine and it’s very close to excellent.
Any good tips or advice would be greatly utilised and appreciated.

Thank you for all the sweet and harsh advice, I Dey collect all. My people use Nairaland to yab me but this page has helped sooo much.

Mine too is about £350. However, when I started driving, it was about £1500 with husby as a named driver.
This is to encourage those that are paying a lot now. It gets better every year!!

Lexusgs430:


Where una dey see this kin money sef ....... My renewal premium arrived a few days ago.......

£353.00 (fully comprehensive + NCP + LC)....... For a whole 12 months.......

I dont think there is anything like 12 month rule. However, a lot of lender might ask for 25% deposit or they might not lend. Halifax is usually visa holder friendly. So, you mightwant to startwith Halifax.

Alternatively, you can ask the lender to base the mortgage affordability on your husband's details alone.
There is always a way though.

HollyMadison:
My elders please I need mortgage advice.

I’m on my 10th month in the UK and I want to use HTB before it ends next year. I’m buying with my husband who’s been here store a bit longer, but one mortgage advisor tried to discourage me based on the fact that I’ve not been in the uk for 12 months yet.

I have plans to contact the mortgage advisor provided by my employer, building societies and my salary bank till I get what I want.

I want to know two things.

1. if this 12months talk is a real thing so that I’ll wait.

2. Anything I can do to lock it in when 12months hits.

Our credit scores are excellent and good and I’m working on mine and it’s very close to excellent.
Any good tips or advice would be greatly utilised and appreciated.

Thank you for all the sweet and harsh advice, I Dey collect all. My people use Nairaland to yab me but this page has helped sooo much.

HollyMadison:
My elders please I need mortgage advice.

I’m on my 10th month in the UK and I want to use HTB before it ends next year. I’m buying with my husband who’s been here store a bit longer, but one mortgage advisor tried to discourage me based on the fact that I’ve not been in the uk for 12 months yet.

I have plans to contact the mortgage advisor provided by my employer, building societies and my salary bank till I get what I want.

I want to know two things.

1. if this 12months talk is a real thing so that I’ll wait.

2. Anything I can do to lock it in when 12months hits.

Our credit scores are excellent and good and I’m working on mine and it’s very close to excellent.
Any good tips or advice would be greatly utilised and appreciated.

Thank you for all the sweet and harsh advice, I Dey collect all. My people use Nairaland to yab me but this page has helped sooo much.

Speak with another mortgage adviser...... One wey sabi ......

dupyshoo:
I dont think there is anything like 12 month rule. However, a lot of lender might ask for 25% deposit or they might not lend. Halifax is usually visa holder friendly. So, you mightwant to startwith Halifax.

Alternatively, you can ask the lender to base the mortgage affordability on your husband's details alone.
There is always a way though.

Thank you

Lexusgs430:



Speak with another mortgage adviser...... One wey sabi ......

Thank you

guys i need honest answers.

with the situation of things i rushed out of the country due to the nature of my recruitment for my job so i couldn't do the necessary waka as it relates to introducing my girlfriend to my extended family and then me to hers . i am on tier 2. i want to ask if there is a way she can join up on dependent visa? pending when we can gather enough to get married .weve been together for 3 years.

chukusi:
guys i need honest answers.

with the situation of things i rushed out of the country due to the nature of my recruitment for my job so i couldn't do the necessary waka as it relates to introducing my girlfriend to my extended family and then me to hers . i am on tier 2. i want to ask if there is a way she can join up on dependent visa? pending when we can gather enough to get married .weve been together for 3 years.

Provide evidence that you guys have been living together for at least a year

If she’s financially dependent on you or not, add evidence.

Burden of proof is on you to prove that your partnership is genuine.

I believe wedding in absential( with your picture frame) is still practiced in some parts of Nigeria. Get your certificate n apply.

chukusi:
guys i need honest answers.

with the situation of things i rushed out of the country due to the nature of my recruitment for my job so i couldn't do the necessary waka as it relates to introducing my girlfriend to my extended family and then me to hers . i am on tier 2. i want to ask if there is a way she can join up on dependent visa? pending when we can gather enough to get married .weve been together for 3 years.

I know my eyesight is getting bad........ Did I read you write this ........

You have been dating for 3 years and neither of you, ever meet you extended families.........

Bad guy ....... Just chopping yam in secret .......

chukusi:
guys i need honest answers.

with the situation of things i rushed out of the country due to the nature of my recruitment for my job so i couldn't do the necessary waka as it relates to introducing my girlfriend to my extended family and then me to hers . i am on tier 2. i want to ask if there is a way she can join up on dependent visa? pending when we can gather enough to get married .weve been together for 3 years.

Your Biggest issue is that you have confused MARRIAGE with WEDDING CEREMONY.
You do not need ‘enough money’ to marry her.
If her parents (and village elders) can allow her to ‘Wa-Jo-Ko’ with her to the UK pending ‘WEDDING’ then it means they will have absolutely no problems with you MARRYING her.

My 1 Kobo:
Go to marriage registry in your state. Marry her at the registry. All you need is blessings of her parents and yours. Take a couple of photos with both parents - and as many friends that your small money can afford.
Done! Marriage don set.

What you need for UK application is MARRIAGE not WEDDING certificate.

And yes, I am speaking from Experience.

BorisJohnson:



Your Biggest issue is that you have confused MARRIAGE with WEDDING CEREMONY.
You do not need ‘enough money’ to marry her.
If her parents (and village elders) can allow her to ‘Wa-Jo-Ko’ with her to the UK pending ‘WEDDING’ then it means they will have absolutely no problems with you MARRYING her.

My 1 Kobo:
Go to marriage registry in your state. Marry her at the registry. All you need is blessings of her parents and yours. Take a couple of photos with both parents - and as many friends that your small money can afford.
Done! Marriage don set.

What you need for UK application is MARRIAGE not WEDDING certificate.

And yes, I am speaking from Experience.

Before I meet my wives family, we don go secretly do registry marriage........

Unknown to us, one aproko aunty worked at the registry....... Na so alarm burst........ She went to congratulate her family, without even approaching us at the registry (the good old days of 090)......

Una fit imagine the rest ........

Lexusgs430:




I know my eyesight is getting bad........ Did I read you write this ........

You have been dating for 3 years and neither of you, ever meet you extended families.........

Bad guy ....... Just chopping yam in secret .......

Hehehe….
And my guy wants to continue to chop-ulate the yam in the UK, without doing the needful.


Like someone above me suggested, kukuma go and do a quickie marriage at the registry. That’s the easiest way.

BouharryArtikou:


Hehehe….
And my guy wants to continue to chop-ulate the yam in the UK, without doing the needful.


Like someone above me suggested, kukuma go and do a quickie marriage at the registry. That’s the easiest way.

Chopulating the yam in secret wotowoto, nah hìn dey sweet pass ...........

Help help help. Marriage for this UK na scam oh. I worked so hard for 3years, only to look my self in the mirror today. I have gone bald. Help help help!!!

Lexusgs430:


Where una dey see this kin money sef ....... My renewal premium arrived a few days ago.......

£353.00 (fully comprehensive + NCP + LC)....... For a whole 12 months.......

You think everyone drives keke marwa abi

wonlasewonimi:


You think everyone drives keke marwa abi

When we see our Oga's, we dey sabi them .......

Shebi na just ur hair dey reverse, u never begin dey see grey hair? Welcome to a new dispensation

sgtponzihater1:
Help help help. Marriage for this UK na scam oh. I worked so hard for 3years, only to look my self in the mirror today. I have gone bald. Help help help!!!