Am at the vent of losing my business no matter how hard I try nothing is coming up I need fund to support my business I went to bank for a loan last week and am not eligible to collect the amount of loan I requested for so the amount i am eligible for is 30k I collected it but is not up to anything it can't even order 2 abaya am so desperate right noe like I don't know what to do and my mum told me not to give up on the business since it's the source of our living what should I do

if the biz does not work, then getting more money for the biz aint gonna solve your problem. you need to 1st understand WHY the biz doesnt pick up and 2nd do something worthy about it.

here is a simple question for you: how is more money gonna solve your current problem?!

MrBrownJay1:
if the biz does not work, then getting more money for the biz aint gonna solve your problem. you need to 1st understand WHY the biz doesnt pick up and 2nd do something worthy about it.

here is a simple question for you: how is more money gonna solve your current problem?!

this is not the first time nor wasnt it the second it always happen and once I get the money I need it stand again and the worst part of it is that it always happen during a season time a time when market move

One of the reason why i kick people with my rain boot


Damn... nasty... I’m out of here

Diza46:
this is not the first time nor wasnt it the second it always happen and once I get the money I need it stand again and the worst part of it is that it always happen during a season time a time when market move

MrBrownJay1:
You need to 1st understand WHY the biz doesnt pick up and 2nd do something worthy about it.

I could guess you spend and feed too much on the capital you borrowed for the business and it's happening over and over.

Diza46:
this is not the first time nor wasnt it the second it always happen and once I get the money I need it stand again and the worst part of it is that it always happen during a season time a time when market move

then the problem is NOT the biz NOR is money...the problem is YOU not saving money from that said biz and wasting it all on whatever. any smart person knows that you must save some money for rainy days and not spend ALL you profit on BS.
the money saved should be used to sustain you during the hard times.

MrBrownJay1:


then the problem is NOT the biz NOR is money...the problem is YOU not saving money from that said biz and wasting it all on whatever. any smart person knows that you must save some money for rainy days and not spend ALL you profit on BS.
the money saved should be used to sustain you during the hard times.

you won't understand

MrBrownJay1:


then the problem is NOT the biz NOR is money...the problem is YOU not saving money from that said biz and wasting it all on whatever. any smart person knows that you must save some money for rainy days and not spend ALL you profit on BS.
the money saved should be used to sustain you during the hard times.

Ayo081:

I could guess you spend and feed too much on the capital you borrowed for the business and it's happening over and over.

The OP may not necessarily be spending recklessly. From her post you could see family depends on her.

Diza46:
you won't understand

Could you please make us understand?

Ayo081:




I could guess you spend and feed too much on the capital you borrowed for the business and it's happening over and over.

actually everything was on the business that's our only source of surviving I can't ignored them when they are in trouble this always happen especially after paying for my mum medication

Ayo081:
The OP may not necessarily be spending recklessly. From her post you could see family depends on her.

whether family depends on her or not, is irrelevant to how she should sustain the biz. dont mix the two and get sentimental about this issue.

you gotta choose your issue. its either: how can i sustain my biz OR how do i support my family.. but you certainly cant sustain a biz while having all your profit spent on supporting your family.

Diza46:
actually everything was on the business that's our only source of surviving I can't ignored them when they are in trouble this always happen especially after paying for my mum medication

here lies your problem then... not the biz. and as much as we understand that you must pay for medication etc, this problem is irrelevant to the biz. the money that should be spent on the biz is used for unforeseen matters (which you technically cant afford)

MrBrownJay1:


whether family depends on her or not, is irrelevant to how she should sustain the biz. dont mix the two and get sentimental about this issue.

you gotta choose your issue. its either: how can i sustain my biz OR how do i support my family.. but you certainly cant sustain a biz while having all your profit spent on supporting your family.

Maybe you made sense.

But why do you work or grow a business?

Ayo081:


Could you please make us understand?

sir i am the only one in the family as in the head of the family after our dad death my mum has a stroke she can't do anything and I have two younger sibling everything is on me and on the business that's how it is whenever I solve the family problem like this my business went down

Ayo081:
Maybe you made sense.

But why do you work or grow a business?

of course any biz is made to sustain your lifestyle etc but until that biz can sustain itself AND whatever lifestyle you may have, you need to be careful about your profit.

Ayo081:


Maybe you made sense.

But why do you work or grow a business?

inorder to help and support my family especially my mum to make her fell less pain

Diza46:
actually everything was on the business that's our only source of surviving I can't ignored them when they are in trouble this always happen especially after paying for my mum medication

You get the money from loans right?

Why not consider working so you could save up for a year or two to fund your business. Instead of borrowing and paying back too extra that should go into the business?

Diza46:
sir i am the only one in the family as in the head of the family after our dad death my mum has a stroke she can't do anything and I have two younger sibling everything is on me and on the business that's how it is whenever I solve the family problem like this my business went down

here is my humble opinion.... if the biz is what supporting you and your whole family then you have to focus on the BIZ 1st and foremost. so, if you must pay for unforeseen urgent matters (like stroke medication), then your siblings will have to "understand" that you cant help them this month and/or that things will be difficult at home... but the biz must stay on track.

MrBrownJay1:


here is my humble opinion.... if the biz is what supporting you and your whole family then you have to focus on the BIZ 1st and foremost. so, if you must pay for unforeseen urgent matters (like stroke medication), then your siblings will have to "understand" that you cant help them this month and/or that things will be difficult at home... but the biz must stay on track.

yes

Ayo081:


You get the money from loans right?

Why not consider working so you could save up for a year or two to fund your business. Instead of borrowing and paying back too extra that should go into the business?

hmmm sir that is the worst before I went into business I have work for different people like a salesgirl staying at someone shop,working as a secretary at a computer village so many places like that but is nothing because before month end I have already own more than the salary I collected I couldn't even afford house rent then talkmore of supporting my family

Hmmm...Very serious matter..I'm in your shoes but I've set free.

You're either doing these things; either spending all your money into buying things that your business requires and you're getting late pays from customers or you are personally mishandling cash....A business will not grow in a day, it's a lot of struggles and joy but you have to up your game to have more joy than struggles....You will spend a lot of your personal money into growing your business and this will make you broke, you'd want to commit suicide if you have customers owing you at the time you're broke, it's a very overwhelming feeling but it will pass.

Go now and get a reserve account, an account that you keep spare money for future emergency usage, it will always come in handy...you need to take responsibility of managing your company funds.

I want to eat, talk later.

Diza46:
sir i am the only one in the family as in the head of the family after our dad death my mum has a stroke she can't do anything and I have two younger sibling everything is on me and on the business that's how it is whenever I solve the family problem like this my business went down

On the stroke issue, go to pharmacy and get the drug.. STC30... Over time.. the stroke will reverse and she will be. Healed and move like 80% as before...

Just try it . It's 26k

Diza46:
Am at the vent of losing my business no matter how hard I try nothing is coming up I need fund to support my business I went to bank for a loan last week and am not eligible to collect the amount of loan I requested for so the amount i am eligible for is 30k I collected it but is not up to anything it can't even order 2 abaya am so desperate right noe like I don't know what to do and my mum told me not to give up on the business since it's the source of our living
what should I do

He is here again with his super story. The cursed scammer Mustapha Hassan /Hussein/ Husseinaa/ Ibrahim etc. He keeps opening new accounts, acts normally, then boom "money". Lazy man As we are speaking , he is opening more new accnts. Just that , for some time now he is focusing on romance section since one of his super story hit jackpot here.

Just sincerely ask God to save ur biznes from a contrite and broken heart....He will not fail you.

PalmsInTheSky:
Hmmm...Very serious matter..I'm in your shoes but I've set free.

You're either doing these things; either spending all your money into buying things that your business requires and you're getting late pays from customers or you are personally mishandling cash....A business will not grow in a day, it's a lot of struggles and joy but you have to up your game to have more joy than struggles....You will spend a lot of your personal money into growing your business and this will make you broke, you'd want to commit suicide if you have customers owing you at the time you're broke, it's a very overwhelming feeling but it will pass.

Go now and get a reserve account, an account that you keep spare money for future emergency usage, it will always come in handy...you need to take responsibility of managing your company funds.

I want to eat, talk later.

tnkz for the advice I really appreciate

bigpicture001:


On the stroke issue, go to pharmacy and get the drug.. STC30... Over time.. the stroke will reverse and she will be. Healed and move like 80% as before...

Just try it . It's 26k

alright tnk I do appreciate alot

Mrdike:
Just sincerely ask God to save ur biznes from a contrite and broken heart....He will not fail you.

you re right tnkz

jalodo2:
He is here again with his super story. The cursed scammer Mustapha Hassan /Hussein/ Husseinaa/ Ibrahim etc. He keeps opening new accounts, acts normally, then boom "money". Lazy man

I don't understand sir,please what did you mean

Diza46:
I don't understand sir,please what did you mean

Lazy man.

jalodo2:
Lazy man.

lazy man as how you are getting me more confused here