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Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by ogunsolalola: 10:46am On May 11, 2022
Gloriyah:


You can use a pension account, it’s allowed.

Pensions?! No pls, except you have been out of job for 4months before you can access the cash. Atleast that is what pension policy/plan says...except I am wrong.
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by December30(f): 10:46am On May 11, 2022
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by cbn4main: 10:48am On May 11, 2022
Summertime:
Good morning everyone.

For the POF, which is better - to use a dom account ($) or a dom account (£)

My uncle in the US will be sponsoring my UK education. He recommends I open a Dom account (£) because pounds as the official currency of UK is higher than dollar and also because of exchange rate volatility . But I have been to the bank and they said only offer card (dollar card) for Dom ($) account.

Pls I want to know which is better

GTB is the best for Domiciliary account in my own opinion.
I will advise you open a GTB dollar denominated Domiciliary account and request for a dollar card. Your uncle can wire dollar directly to your account with ease. GTB do not issue pound card. Although UBA does but theirs is more expensive.
You can pay your HIS, VS, Flight ticket, Accommodation fee etc with the dollar card.
You can as well use the dollar account as POF.
Make your independent investigations and take a decision.
Good luck

6 Likes 1 Share

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by peterinahG(f): 10:49am On May 11, 2022
jamilkb:
Thank you so much grin I got it at N523. How is yours? Any update?
My oh my... This is more than cheap... Happy for you. Mine is still same story. This is 3 weeks and 1 day now. I pray they debit me with same rate as yours....

Did your online status change at all following this debit?
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by lavida001: 10:53am On May 11, 2022
Peonies:
So, this right here, is the truth.
I am privy to some of these embassy confirmations due to the nature of my work.
Embassies/UKVI or Canadian authorities usually conduct verifications in the normal course of visa processing. they may dig further when something appears to be "off" about an application. Sometimes, they go as far as requesting to know the balances in the account, probably, because the visa officer believes the applicant has an hidden intention they cannot verify looking at the papers submitted. Then, they may request for more and if the bank declines to provide more information, they may issue the applicant a refusal and request him to go through the AR route to prove what they could not establish during their verification. Basically, pushing the burden of proof to the applicant.

Summary: Embassies verify statements. In some cases, they request for account balances. This is why some people will advise that you leave the money in the account until your visa is issued.


Is it also true that they verify the money in your account at the point of entry ?
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Gloriyah(f): 11:03am On May 11, 2022
ogunsolalola:


Pensions?! No pls, except you have been out of job for 4months before you can access the cash. Atleast that is what pension policy/plan says...except I am wrong.


Did you read the question I replied to?
I don’t know what their policy is but using a pension savings account is allowed that’s what is written on Uk gov website.
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Ayodejilas: 11:03am On May 11, 2022
Hello,
Is anyone here schooling or has schooled at the University of Sussex ?
I want to know if I have to pay my 100% fees before enrolling or I can pay up to 50% before enrolling and pay the balance after some months. I have been unable to get information about it on the school’s website.
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by angel4sure: 11:06am On May 11, 2022
Pls can anyone help me with this. Thank you
angel4sure:
Good morning my people pand to all gurus in the house. Happy new week. Pls ooo my school deposit is £1000, which conversion rate do I use so I know how much to pay in Naira. Thank you
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by DuBooVay(f): 11:06am On May 11, 2022
Not always. They may they may not.
lavida001:


Is it also true that they verify the money in your account at the point of entry ?
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by DuBooVay(f): 11:07am On May 11, 2022
Conversion rate depends on the method youre using. Form A is cbn rate, dom account or flutterwave is higher, black market.
angel4sure:
Pls can anyone help me with this. Thank you
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by ZiggyMr(m): 11:09am On May 11, 2022
tchimatic:


It's so tiring and frustrating waiting for them. I've even sent email and direct messages to their Nigeria representative, yet no response.

Check other schools dont let them delay you, except you applied to only Hertfordshire.
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by DuBooVay(f): 11:11am On May 11, 2022
Gloriyah:


Did you read the question I replied to?
I don’t know what their policy is but using a pension savings account is allowed that’s what is written on Uk gov website.

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Peonies: 11:23am On May 11, 2022
on the gov.uk page, pensions is not allowed as proof of funds. Unless you have successfully retrieved the value of the pensions into you bank account and has been kept for the minimum 28 day period preceeding your application.

ogunsolalola:


Pensions?! No pls, except you have been out of job for 4months before you can access the cash. Atleast that is what pension policy/plan says...except I am wrong.

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Peonies: 11:27am On May 11, 2022
I have not been to the POE before. But I believe that this is at the discretion of the officer at POE.
I would say however that if you can pay 50% of your tuition as others have advised on this platform, even if the funds left in your account cannot pay the full tuition, I don't think anyone will give you issues because you are 50% all-in.
This is what I intend to do, so help me God.

lavida001:


Is it also true that they verify the money in your account at the point of entry ?

1 Like

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Peonies: 11:38am On May 11, 2022
please, if i have started running my POF, can I still pay funds into the account, or must the full value of my POF be the last amount in the account until the end of the 28-day period?

2 Likes

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by jamilkb(m): 11:42am On May 11, 2022
peterinahG:

My oh my... This is more than cheap... Happy for you. Mine is still same story. This is 3 weeks and 1 day now. I pray they debit me with same rate as yours....

Did your online status change at all following this debit?
sorry about your own, hopefully you'll get debited soon... the online status didn't change, it is still in adb disbursement reviewer.
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by lavida001: 11:47am On May 11, 2022
Please I need to know if Muslim marriage certificate is recognized and accepted by UKVI

1 Like

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Gloriyah(f): 11:51am On May 11, 2022
Peonies:
please, if i have started running my POF, can I still pay funds into the account, or must the full value of my POF be the last amount in the account until the end of the 28-day period?

You can make transactions on the account as long as the required amount doesn’t drop.
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Gloriyah(f): 11:52am On May 11, 2022
[quote author=DuBooVay post=112723333][/quote]

I wrote pensions savings account ,That’s what stated here,I’m guessing there’s a difference.

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Andremalan731: 11:54am On May 11, 2022
Gloriyah:


That’s why you’re to upload your offer letter and school invoice. Both should have your student ID number. The bank would take the number from the documents.

Thank you very much
Really appreciate
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by justwise(m): 11:56am On May 11, 2022
Solatium:



Yes Banks don't disclose account balance to third parties o,i know of a man who got a call from his bank when UKVI called in and wanting to know the account balance,the account officer had to call him and make the call a conference call and the conversation was recorded,but i don't know how that works with Students Visa

Yes bank bank does disclose bank balance to the embassy, the embassy is not ordinary 3rd party and the applicant willingly give the embassy the right to verify the statement, so you are wrong.

3 Likes

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Andremalan731: 11:56am On May 11, 2022
Hello guys
My Form A application was rejected
They said I should attach the payment invoice
I only got offer letter from the school
I don’t have any payment invoice

Please help and reply asap
Thank you
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Gloriyah(f): 11:57am On May 11, 2022
Andremalan731:
Hello guys
My Form A application was rejected
They said I should attach the payment invoice
I only got offer letter from the school
I don’t have any payment invoice

Please help and reply asap
Thank you

Get an invoice from the school.
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by justwise(m): 11:58am On May 11, 2022
ExpressBoy:
Guys what just wise is saying is the truth attached is a mail from UKVI trying to verify an applicant POF ..but they mistakenly sent it to the the applicant instead of the bank.... Justwise forgive me for posting this here but just to silent some people regards this issue..

Thanks for pointing this out

1 Like

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Peonies: 12:06pm On May 11, 2022
@Justwise, Banks do not disclose balances to embassies without customer's consent. If the Bank receives a request to confirm the account balance, they must contact the account holder for his consent. if he gives consent, they disclose. If some banks do it and the account holder gets wind of it, he has a good cause of action against his bank for breach of confidentiality, and so, banks avoid doing this. I understand some bank officers have given these confirmations without customer consent, but the cases where there are blow backs from this breach of due process, you will not hear of it because banks will protect their image and usually fire the staff that erred.
so, in cases where account balances are required, customer's consent is a requirement for disclosure, but I do not see any applicant declining to give consent when you have a pending application. Even if the applicant has given embassy consent, the bank will still obtain their own consent from their customer because whatever consent the customer gave the UKVI is unknown to the bank, because the consent was not given to the bank.

justwise:


Yes bank bank does disclose bank balance to the embassy, the embassy is not ordinary 3rd party and the applicant willingly give the embassy the right to verify the statement, so you are wrong.

4 Likes

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Peonies: 12:07pm On May 11, 2022
Thank you.

Gloriyah:


You can make transactions on the account as long as the required amount doesn’t drop.
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Solatium(m): 12:12pm On May 11, 2022
ToniaSteel:
Hello people, plss which Bank does sharp sharp Western Union money transfer. I want to pay my deposit to University of sussex. Also any one is in the school's group, pls dm me. Many thanks.


Western Union has not proved reliable either,i read some people's complain sometimes ago about delay.
Search the internet for recent information before going ahead

1 Like

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by homesinabuja(m): 12:21pm On May 11, 2022
drealdammy:
Hi everyone two schools gave me conditional offer asking for English proficiency and certificate, i have my transcript but can't get certificate cause of this nonsense strike

What can i do pls ?
Send them a mail
Attach a link of the ASUU strike news
Then tell them you will provide everything as soon as the strike is over.
It worked for someone it might work for you
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Herbworks: 12:22pm On May 11, 2022
angel4sure:
Good morning my people and to all gurus in the house. Happy new week. Pls ooo my school deposit is £1000, which conversion rate do I use so I know how much to pay in Naira. Thank you

Which school is that please?
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by DuBooVay(f): 12:25pm On May 11, 2022
Yes there is a difference. Didnt dispute your statement, simply pointed out that pension isnt allowed. So it's left to the applicant to decipher if what they have is a pensions saving account or pension fund
Gloriyah:


I wrote pensions savings account ,That’s what stated here,I’m guessing there’s a difference.

2 Likes

Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by SpongeBobSP: 12:30pm On May 11, 2022
ExpressBoy:
Really confused ...Isn’t the POF maintenance fees part of whats to be use for rent too..cause my agent kept tellin me I need to add extra 9m to the POF am submitting for family of 5 ... London campus.never heard of it on here.. pls help me out

Careful with that agent, he might want to add another person to your application as dependant or whatever, it is possible. Heard one guy mention he fell victim in one Twitter space I was on. Be careful.
Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by homesinabuja(m): 12:36pm On May 11, 2022
lekancanny:


1. The visitors visa refusal was October 2021
2. The POF for the student visa was a separate account entirely. The reason why GTBank statement was included is to clarify the refusal reasons highlighted hence showing payment receipts of other source of income as requested.
3. No
4. POF still intact but in a separate account and this was attached with the student visa application too
You shot yourself in the leg bro
Why didn't you do administrative review then?
Why wait till now to proof what they did not ask you?
You would have gotten your student visa with ease.
Good luck to you.

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General Australian Student Visa Enquiries Part 3 / Canadian Student Visa Thread Part 22 / Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6

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