Hamzaaaaaaaa:
Your wife is obviously taking care of one small boy that's driving her crazy due to his big gbola,next thing you will receive now is divorce letter gbas!!!!!

Jennyclay:
You and your wife obviously have communication issues. Through your write up I could sense lack of communication and you will really need to work on that.

But then, Let her find something doing in order to raise money to clear her debt. She can't just sit idle while you keep paying debts for her. But please you also need to assist her too because it won't be easy for her.

Nevertheless, You need to sit her down and you guys should discuss how to manage your finances. If she has any hidden project that consumes her money then tell her to open up to you.

This situation wouldn't have escalated if there was good communication in your marriage.

Jennyclay:
You have a low deficits in mental ability to think. Infact you're so shallow minded with very a low IQ.

Is this what your zero empty brain could think?? Spits!!!

Hamzaaaaaaaa:
Your wife is obviously taking care of one small boy that's driving her crazy due to his big gbola,next thing you will receive now is divorce letter gbas!!!!!

Hamzaaaaaaaa:
Your wife is obviously taking care of one small boy that's driving her crazy due to his big gbola,next thing you will receive now is divorce letter gbas!!!!!

Klass99:


Gboyega, is this not too much hand holding and baby sitting of a grown up? She wants to be the second child in that marriage, abi? Doesn't she understand the land she lives in and how debt, credit scores etc, works?

All these destiny derailers people call spouse sef, una dey try as married people o, walahi. From alcohol to gambling addicts, now debtors too.

Klass99:


Word! This is usually a problem with people who don't work to earn a living. They run through OPM like water through a basket. OPM being other people's money.

But will a job make a difference with people like this? Is it not on this forum we have seen tales of people owing different loan companies money to the tune of 200k or more?

I believe OP have a spouse that is a shopaholic...

And it's because of this kind of individuals that doesn't shop based on budget/ need that the bank makes unnecessary excess income...

OP is paying 99% of every thing at home.. If she can get a job and both of them visits a certified financial planner, it will help them .. OP should also make her wife watch Suze Orman shows on CNBC..Not so sure if they were still showing it... She's a financial advisor...that woman is brilliant in terms of answering people's questions on buying thing..

I did financial planning as a borrowed course in my master's degree... This case was actually similar with those assignments and Exams that we had those days..

That evil card have ruined a lot of homes abroad.. and the way the bank issues it like they were doing their customers a big favour is alarming...

Not statistically confirm though but I believe 15% or more of homeless people today was as a result of that card... U loose your job, you can't pay for the mortgage, can't maintain the car that was on credit with the insurance, TV and other home appliances were on credit.. everything repossessed... Next was to hit the street... E no easy...

JeffreyJunior:
He has not complained of anything else except her mismanagement of fund, please respect his marriage.

Bros, you should have added her to your credit card since she wasn't working yet instead of supporting her to get a credit card in her name. Doing that could've restrained her from seeing it as free money.

Now that things are this way, I will advise you to do a simple trick.

Advise her to call the credit card company and tell them she wants to pay down faster. This will make them increase her monthly payment.

When she starts paying high monthly bill, maybe just maybe, she will reduce her spending.

Also, please get her involved in your finances at least a little bit. When a husband shows his wife that his money belongs to the home, a good wife will automatically turn to financial manager because she won't want the home to go bankrupt.

But when he fails to do that, there will be two banks in the home running concurrently, each trying to run the other out of business.

tee59:
Your wife is a drift spender. She's not even saving for tomorrow. Why will a reasonable woman be acquiring debt a lot like this without any purpose for it? Hope she's not having a hidden project. How can you achieve great things , when debt is what you clear for her everytime. You need to do some secret checks on her spending ,where the money is going. Life is not the bed of roses.

Richy4:


I believe OP have a spouse that is a shopaholic...

And it's because of this kind of individuals that doesn't shop based on budget/ need that the bank makes unnecessary excess income...

OP is paying 99% of every thing at home.. If she can get a job and both of them visits a certified financial planner, it will help them .. OP should also make her wife watch Suze Orman shows on CNBC..Not so sure if they were still showing it... She's a financial advisor...that woman is brilliant in terms of answering people's questions on buying thing..

I did financial planning as a borrowed course in my master's degree... This case was actually similar with those assignments and Exams that we had those days..

That evil card have ruined a lot of homes abroad.. and the way the bank issues it like they were doing their customers a big favour is alarming...

Not statistically confirm though but I believe 15% or more of homeless people today was as a result of that card... U loose your job, you can't pay for the mortgage, can't maintain the car that was on credit with the insurance, TV and other home appliances were on credit.. everything repossessed... Next was to hit the street... E no easy...

satandeterrible:

They don't need to visit any financial planner.
You don't need a financial planner to tell you that you're spending above your limits. You don't need a financial planner to tell you that you're heavily running into debt. You don't need a financial planner to tell you that a bad credit score will mess you up.

This is common sense, which obviously the woman does not have.

The man shoulders up to 99% of the expenses in the house. Moreover the woman hasn't come clean to her husband on what she spends the money on. The man has also not seen any tangible thing she does with her money.

It is obvious that the OP married a very bad market.
He is in a real conundrum and I pray God helps him.
That woman certainly has other things under her sleeve and no gold will come out of that marriage in the long run.