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Nairaland Forum / Nairaland / General / Business / Share Your Loan Experience (22760 Views)
Has Your Loan Debt Ever Been Forcefully Removed From Your Other Accounts Before? / From August 1, Your Loan Defaults Will Be Settled With Funds In Other Banks / Fintech Apps: Share Your Loan Experience (2) (3) (4)
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Re: Share Your Loan Experience by Abujaexpress: 2:37pm On May 22, 2022 |
I lent a young guy who appeared to me hard working because he had a block industry which some of us patronised. I had a project and he was supplying me the blocks without failing and I always paid him without failing. Towards the tail end of the project, he came to lend him 1 million Naira, that he had a contract to supply about 10,000 blocks of 9 inches. He said they didn't give him mobilization, so he needed money to start the production for supply. He promised to pay within three months immediately he finished the supply and money paid to him. I lent him the sum of 500,000 Naira. After 3 months, this boy was shifting goal post for repayment. I never knew this did not get any supply contract. In fact, he eve living and doing business on borrowed money and owing a lot of people. Even all the materials he was using were borrowed. This is 9th month, he has failed to pay, his block industry packed for over 5 months, he even absconded that his phone line does not go through. I was able to trace their house, met the mum. The mum almost cried her life out and said this boy would one day killed him. She said the boy is owing a lot of people, some amounts as high as a million, he even collected money from customers which he failed to deliver blocks. The mum said the boy is addicted betting and womanising. The woman promised to pay me in installments when she the season for sand mining starts. The boy has gone underground, because a lot of people are looking for him. Lawyers in the house, how do I process this case legally against this boy? 13 Likes 1 Share |
Re: Share Your Loan Experience by GabiEmma: 2:39pm On May 22, 2022 |
Zjat1: I have something similar. One of my so called friends tried to embarrass me for this and today we aren't friends. This wasn't what caused us to stop being friends sha. |
Re: Share Your Loan Experience by adetayoonas(m): 2:40pm On May 22, 2022 |
lavylilly: This is quite sad |
Re: Share Your Loan Experience by kemade14: 2:41pm On May 22, 2022 |
dontrulee:I learnt my lesson after this one. |
Re: Share Your Loan Experience by Abujaexpress: 2:41pm On May 22, 2022 |
Someone borrowed money from me under false pretences that he had a contract to execute, whereas it was big lie. This the 10th money now, he has failed to pay back, changed his phone line and absconded. It's only the mother that now came, crying and promising that she will pay the money to me in installments when the seasonal business she does starts by September. Any legal advice on this? |
Re: Share Your Loan Experience by Sified(m): 2:41pm On May 22, 2022 |
lavylilly:Hehe sorry about that |
Re: Share Your Loan Experience by Sified(m): 2:44pm On May 22, 2022 |
freshboy31:Use fairmoney take your urgent 3500 loan o, they won't stress your life 1 Like |
Re: Share Your Loan Experience by Sified(m): 2:45pm On May 22, 2022 |
Thomthom:Use fairmoney for your urgent 1k ![]() |
Re: Share Your Loan Experience by Sified(m): 2:47pm On May 22, 2022 |
Lending someone money or selling goods on credit, which one worst pass? 2 Likes 1 Share |
Re: Share Your Loan Experience by Emeskhalifa(m): 2:47pm On May 22, 2022 |
muyico: Tell your friend to go and pay his loan 1 Like 1 Share |
Re: Share Your Loan Experience by oluwaseyi0: 2:47pm On May 22, 2022 |
Bmaster: Lol |
Re: Share Your Loan Experience by oluwaseyi0: 2:49pm On May 22, 2022 |
Sified: Selling good on credit is worse it can paralyze your business 5 Likes 1 Share |
Re: Share Your Loan Experience by Springboot: 2:49pm On May 22, 2022 |
Naiira: That's the best thing to do, you'll eventually realize it's not that urgent, eveything can wait. I'm not against taking a loan for a good investment tho, as long as it's from a proper bank with low interest or a family. |
Re: Share Your Loan Experience by pocohantas(f): 2:49pm On May 22, 2022 |
4 Likes |
Re: Share Your Loan Experience by Eastcoastboy(m): 2:51pm On May 22, 2022 |
DaBogu: 2. What?! He's going to pay no matter what. |
Re: Share Your Loan Experience by freshboy31: 2:52pm On May 22, 2022 |
Sified:All these loan sharks apps dey put fear for my body 1 Like |
Re: Share Your Loan Experience by Eastcoastboy(m): 2:53pm On May 22, 2022 |
lavylilly: So bad of them. At least gratitude isn't that costly nah. People ehn! |
Re: Share Your Loan Experience by rukz: 2:55pm On May 22, 2022 |
Sified:do I need otp code? |
Re: Share Your Loan Experience by a2d3rew(m): 2:55pm On May 22, 2022 |
Give loan don't think of paying it back, . Somewhere in the Bible talk about. |
Re: Share Your Loan Experience by teemy(m): 2:57pm On May 22, 2022 |
muyico: Fairmoney is one of the nicest loan apps out there. They don't do that contact list shaming others do. Your friend has defaulted, let him pay up. 6 Likes |
Re: Share Your Loan Experience by Cti28(m): 2:57pm On May 22, 2022 |
lavylilly:Just imagine. They are audaciously ungrateful. 400k and no thank you, or were they thinking it is their prerogative - even if it was. haba! If tommorrow you ignore them, they will call you a wicked person and forgeting how ungrateful and insensitive they were in the past. 3 Likes |
Re: Share Your Loan Experience by MarkBenn: 2:59pm On May 22, 2022 |
It was early this year when I returned to school,a very good and close friend of mine also my course mate told me how his rent was Due and the Landlady giving him just a week to move out, since he was aware I just received my final year school fees from my sponsor,he pleaded with me to assist him with part of the money which was almost More than half of my school fees with promised to pay back at the end of the month,at first I never wanted to give him considering the fact that if I don't get the money back from him there is no way I can pay my fees anymore, but being the only good friend I had in school I keep having the thought of how good we have been to each other I decided to lend him the money, but till date I'm about to graduate he has refused to pay back the money, the sad part of it is that he spends money on women daily even in my presence but anytime I remind him of my money and how I need to pay my school fees he will tell me there is no money. Humans are extremely wicked. 14 Likes 2 Shares |
Re: Share Your Loan Experience by Eastcoastboy(m): 2:59pm On May 22, 2022 |
arthurwillia: Obi akpor nna! People are wicked. |
Re: Share Your Loan Experience by Sified(m): 3:01pm On May 22, 2022 |
oluwaseyi0: ![]() ![]() 2 Likes |
Re: Share Your Loan Experience by Cti28(m): 3:01pm On May 22, 2022 |
nairalee:Lol |
Re: Share Your Loan Experience by Sified(m): 3:02pm On May 22, 2022 |
rukz:You sign up and login with your phone number. So yes, you'll def need otp in case you forget your password |
Re: Share Your Loan Experience by Sified(m): 3:04pm On May 22, 2022 |
freshboy31: ![]() |
Re: Share Your Loan Experience by JustMakeMoney(m): 3:04pm On May 22, 2022 |
Rule I will never forget is Give out money in terms of loan only if u can forget about it when it fails to return. One thing that as helped me over this matter is continuous need of cash to fund my project, so even if I get to give I will remember me too need this money o! So I will just dash out few coins to please d Gods. 2 Likes |
Re: Share Your Loan Experience by rukz: 3:07pm On May 22, 2022 |
Sified:I dont have access to my bank alert phone no. |
Re: Share Your Loan Experience by RepoMan007: 3:18pm On May 22, 2022 |
IyaTola:The economy is harsh right now. Many are borrowing with faith a miracle will happen before repayment date. 2 Likes |
Re: Share Your Loan Experience by pocohantas(f): 3:21pm On May 22, 2022 |
In this Buhari’s regime? Things are very hard now o. Anybody that is being sincere to himself or herself wouldn’t even ask for a LOAN. They’ll ask for DASH. Because as this country choke now, the willingness to pay back might be there, but the capacity would be nonexistent. 1 Like |
Re: Share Your Loan Experience by Tonytonex(m): 3:22pm On May 22, 2022 |
Things are hard. They can't give what they don't have. Now, I can't loan somebody more than 5k. But country hard. If you get, show love. Dem no dey carry money go heaven. |
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