Newbiein2016:
Good day everyone,

I just stumbled on this refusal from part 4 which I don't think anyone opined on & would like your guidance to enable me better prepare the cover letter.

My circumstances are pretty similar i.e. good earnings, but:

1. Large deposits from loan given to me 2 months ago (I couldn't change Forex due to low parallel rates at the time) to be be paid back in September (chat messages serves as proof. Additionally, proof of re-payment lodged in USD Dom account to be paid on agreed date). The money has since been used up but it involved payment for services to the party that loaned the money. To make it clearer, party A loaned me money, and upon receiving this, I used party A's services and had to pay them for it. Long group chats exist for this & can be used for source and use of funds if necessary.

2. Large deposits from proceed of Forex sale. I earn in USD and every half year or so, make large withdrawal in cash and slowly pay into personal account for use when needed. This year, in addition to salary, made some money from DSA from 4/5 work trips. I didn't count this as extra income given they are paid in cash and on arrival but I have letters to this effect.

I just decided on visa application recently but given my accounts (esp personal account where I operate my day-to-day expenses from) are chaotic, what do you advise?

If helpful, about my profile:
- 9 to 5 job with north of NGN1m (paid in $) monthly salary
- fairly good travel history i.e. UK years ago, US, UAE, Turkey, Lebanon for holidays and East/South African countries
- Applying for tourist visa
- My salary account/Dom account is very clean and has very good balance.

Part 4 refusal link: https://www.nairaland.com/mamacaptain/posts[b][/b]

AdesinaOBD:



Do visitors from overseas still do self isolate for 10 days on arrival to the uk?

On my own application, i stated i will arrive the uk on 21/06/2022 and leave on 30/06/2022.

So ECO can refuse you visa based on the number of days you state on your application.
"Nawa o"

I have come to conclude that there is no perfect visa application.

It's all on GOD.

I hope to share my testimony soon on here

Newbiein2016:
Looks like the user applied during the UK lockdown.

To my knowledge, this is no longer the case as the UK has removed most of their public health advisory related to the COVID-19 pandemic including lockdowns for a while now.

@Giselle, @Amelia, @All active users and veterans, please help with reviewing my question.

Mobiyinogal:
Pls can a family member In Uk assist find out update about one’s application through call to ukvi or it has to be only the applicant

mascot231:



I get you right sir . Thanks a lot

I have an uncle who owns a private primary and secondary school which is government approved .

I also have a friend she also works on Logostics at ikeja airport . Can I open a salary account to be a staff of either of these places and have deposits made by them through check or transfer from the company name ?

If yes what is the minimum to deposit per month and for how many months before we apply

And hope a new marriage certificate court wedding does not matters . I mean recent because we are applying with a 12 years old son .

Ray7878:


Your family member can do it for you, as long as they have the details of the applicant etc GWF number, IHS number etc. It can be done via emailing UKVI or phone call.

rkayfree:
Good morning to all the gurus here ..

Pls I need a guide ,

Pls what if someone cannot travel to the UK within the 6months visitor visa ?

I got a visa late last year and due to so much restructuring in my company there is need for me to be on ground , visa is expires next month. Hence haven't been able to travel .

This is actually my second visa to the UK ..

Pls Justwise and crew your advice would be appreciated .

Thanks

leef2022:


No worries

mascot231:


Pls I need response thanks in advance

mascot231:


Pls I need response thanks in advance

mascot231:
get you right sir . Thanks a lot
I have an uncle who owns a private primary and secondary school which is government approved .

I also have a friend she also works on Logostics at ikeja airport . Can I open a salary account to be a staff of either of these places and have deposits made by them through check or transfer from the company name ?
Sorry I am unable to offer advice on a public forum on such kind of situation as this is deceptive
If yes what is the minimum to deposit per month and for how many months before we apply
And hope a new marriage certificate court wedding does not matters . I mean recent because we are applying with a 12 years old son .
A marriage certificate is not the only way to prove a marriage. Even with a certificate of 50 years you must prove that the relationship is genuine and ongoing.
Eg pictures, whatsapp, call logs, travel details together, joint bills, wedding pictures, written attestation from others to the existence of marriage to name a few

mascot231:
Thanks for the update sir .
We have calls logs ? Photos from several years( at least 5 years ) ago till date
There is nothing deceptive in this . It’s just finding an easier way

rkayfree:
Good morning to all the gurus here ..

Pls I need a guide ,

Pls what if someone cannot travel to the UK within the 6months visitor visa ?

I got a visa late last year and due to so much restructuring in my company there is need for me to be on ground , visa is expires next month. Hence haven't been able to travel .

This is actually my second visa to the UK ..

Pls Justwise and crew your advice would be appreciated .

Thanks

giselle237:
Newbiein2016
Good
You have good travel hx to the UK, US .. as long as you didnt violate your last visa terms.. this counts in your favour.
Also good salary earning power. demonstrates good financial tie.
Con:- Tidy up your personal bank account.. too many stories. You will be asked on the form how much u spend monthly, and all that. If it’s an eco that wants to gloss over this they’ll let you be… others tht want to deny will stand on this and start speaking about multiple credits, multiple withdrawals etc.. save yourself the headache
I have personally watched some of my family members do this.. some needed to tidy accounts for upto 6 months to 1 year just to avoid too much explaining and confusion and it paid of. You dnt want the ECO confused. Their confusion often leads to denial

Newbiein2016:
Thanks a lot Giselle.
So best to clean up for the next few months and then apply.Got it. I can wait.

incognitoo:
Hi everyone,

Please how many months bank statement do I need to submit for Standard Visitor Visa?

giselle237:
you said the salary is already clean. Keep it clean.
Then decide how much you want to be your monthly expenses. Eg u decide on 50k to 100k..
This will be your expenses for the next 4 months-6 months
You can rely on your spouse or family for the time being just to keep the personal account devoid of stories
Then have a 3rd account where u can do ur loan, multiple credits, multiple unexplain debits from, if you are getting money from anyone u use tht one..in 4 to 6 months u should have two good bank statements tht do not require too much explanation.
This is one of the options I canvass for. not compulsory

Thoniaagirl:
As you have just explained here, do the same in your cover later.
People’s travel plans change all the time. No cause for alarm.

dayoscape:
Good morning
I've been trying to pay for my application for days now but it's declining all the cards I'm using
GTB
Access bank

What method is the best to pay for application?

Pesuzok:
Abuja

Biometric : 11th April

Pick up : 26th April (for Renewal)

Pick-up: 23rd May ( for fresh application)