Dashlys:
You should've denied them the permissions and kept using your sim.

toujurs:
Were you forced to collect the loan?, If the interest is to high. Don't you have families to collect money from?. Must you collect the loan , you are a thief if you know

Dashlys:
Download Truecaller, grant them access and add their numbers to spams. They won't be able to call you again. That's how I stopped receiving their calls. The idiots would even call you on a Sunday morning and not once.

Jmichael1:


bros my mind dey skip each time i see their call or sms..

na make i kukuma rmv the sim frm the phone b4 i dye of high bp

Resurgent2016:


those loans are immoral and exploit the failure of the government to protect its citizens from exploitative companies. Those loans are specifically targeted are people in desperate financial circumstances with no collateral to offer. In other words, they are designed to prey on the financially vulnerable.....why will you provide a loan for 10% in 2 weeks (240% a year) to someone who has stable source of income to repay?


It likes justifying employers who exploit their employees through very poor pay and inhumane working conditions by saying they were not forced to work for the company.....have you considered they were too desperate to say "no" to the job offer because they needed to make ends meet somehow?

toujurs:
Atleast i have a job and I don't owe, unlike you that your own broke is on auto renewal, You are a finished man but you don't know, this is how you borrow your future away. Its obvious you are addicted to borrowing money.

Chris2863:
quote author=Dashlys post=113720929]You ppl keep saying that people were living above their means. You're senseless. "Did they force you?, They shouldn't even exist in the first place if Nigeria was a serious country. There's no place where you shame ppl for being debtors. That being said, they don't collect your contacts initially. Of it wasn't practical, I won't be saying. Now, your fada!brother, go pay your loan and stop creating funny threads just to disturb us with your frustrations. Nobody forced you to collect loan(s) and Nairaland never asked you to go about stealing from loan apps


I bet you were thinking their money was for free

Dashlys:
You ppl keep saying that people were living above their means. You're senseless. "Did they force you?, They shouldn't even exist in the first place if Nigeria was a serious country. There's no place where you shame ppl for being debtors. That being said, they don't collect your contacts initially. Of it wasn't practical, I won't be saying. Now, your fada!

Dashlys:
That's not a job. Your mates are banks executive while you pride in working with a criminal organisation if you had your life together, you won't be Working with a criminal organisation. Mumu!

toujurs:
I don't need to exchange banter with you, because you are already going through alot in life. This is how depression starts. Continue taking loans you can't pay.

Chris2863:

brother, go pay your loan and stop creating funny threads just to disturb us with your frustrations. Nobody forced you to collect loan(s) and Nairaland never asked you to go about stealing from loan apps


I bet you thought their money was for free

Dashlys:
As far as y'all operate ILLEGALLY, I will take more and deny permissions. You don't have a case. Free money! Una fada!

toujurs:
i don't work for any loan app, you need mental help.

toujurs:
Don't mind the fool, when he took the loan and ate the money, he didn't create threads, now its time to pay back, that was when he realized. The loan apps was a reaper. And wasn't registered. He is mentally ill, but he doesn't know yet.

pachigo001:
ok I will borrow from them if I pay make I die

Dashlys:
hahahahah

This your reversed psychology won't work. You don't work for the apps, but you're defending ppl who are operating illegally and calling people thieves? You must think everyone is as dense as you.

Go on! You'll be tracked and killed one day.

toujurs:
Guy if you request for a new card, its still the same details on the previous card that would be on the new card until the card expires,

Dashlys:
I understand your grievances with the thread. Sorry, your people can't reach me and I am in my house.

Jmichael1:


omoh no near them if ur mind no strong ooh,bcus the treat frm those guys fit make mature man shit 4 body ooh.....

pachigo001:
I'm not afraid of them

Dashlys:
God punish you! What's the difference between the Apps that operate criminally and violate Nigerian laws and me? I didn't break any law. I never went into a legal aggreement with them and defaulted. Educate yourself!

Dashlys:
"unless"

Well, in my case, they didn't.

So who be the Olodo?

All 5 apps can't accessy contact. They didn't even store my pictures.

Welldone.

Paxziano:


Just curious... You took loans from 5 different apps and you r calling the apps criminals? It seems to me you took money you can't pay back and then you start trying to give them bad names... But if you must know, those apps are not illegal. The methods they use in recovering their money is not nice agreed but Nigerians have been so impoverished that the average Nigerian wants to take money and not pay back...

As regards the interest rate, you don't keep money with them so the money they give to you is most probably borrowed from somewhere and they are to pay back with interest hence why their rates a higher. You can't compare them to commercial banks cos they have capital bases as well as deposit ratios... Also, before taking the loan, you saw the interest rate and still chose to take it.. After getting and using the money, you suddenly realize the interest rate is high... If you don't like the way they do business, open your own business and give out loans. See how easy it is to recover your money from your friends talk less of strangers...

One last thing.... These loan apps as you call them employ more than 300 -500 Nigerians. They are paid and get other benefits... What have you done to impact the lives of any other Nigerian except yourself?

Dashlys:
God punish you! What's the difference between the Apps that operate criminally and violate Nigerian laws and me? I didn't break any law. I never went into a legal aggreement with them and defaulted. Educate yourself!

Paxziano:


Just curious... You took loans from 5 different apps and you r calling the apps criminals? It seems to me you took money you can't pay back and then you start trying to give them bad names... But if you must know, those apps are not illegal. The methods they use in recovering their money is not nice agreed but Nigerians have been so impoverished that the average Nigerian wants to take money and not pay back...

[s] As regards the interest rate, you don't keep money with them so the money they give to you is most probably borrowed from somewhere and they are to pay back with interest hence why their rates a higher [/s] . You can't compare them to commercial banks cos they have capital bases as well as deposit ratios... Also, before taking the loan, you saw the interest rate and still chose to take it.. After getting and using the money, you suddenly realize the interest rate is high... If you don't like the way they do business, open your own business and give out loans. See how easy it is to recover your money from your friends talk less of strangers...

One last thing.... These loan apps as you call them employ more than 300 -500 Nigerians. They are paid and get other benefits... What have you done to impact the lives of any other Nigerian except yourself?

Dashlys:
It's your types they like employing. Ignorant as f*ck!

Are the Apps registered? tell me since you like calling Nigerians to tell them how you will report them to imaginary credit bureau. These Olodos!

Dashlys:
It's your types they like employing. Ignorant as f*ck!

Are the Apps registered? tell me since you like calling Nigerians to tell them how you will report them to imaginary credit bureau. These Olodos!

Paxziano:


Pleae, which law was broken? Can you point me to the law? No insults... I just wanna educate myself