obaaderemi:
Oyinbo repete go soon start again after 2023. You no loud am- you dey vote Obi.

@kazikazi, when you start laughing at your big boys, expect nothing less but disaster.
When Kenyan pilots are on strike, expect all EAC nations to be on standstill. Now see your low-level incompetent pilot plunging the plain in the lake.
You need to be patient and wait until our pilot's grievances are heard.

900 kdf have been sent to congo. Expect peace to prevail soon. KDF is something else, they don't joke around. They are strategists and most intelligent. Nearly each of them has an FN scar - one of the most powerful rifles in the world.


https://www.youtube.com/watch?v=nDtR9o1jA_U

Kazikazi:
who in his right mind will trust your figures? Since when have kenyan gov stopped cooking data?
You remember what u did on road network figures?
You remember what u did on hunger index?
You remember about your overrated GDP?
You remember about last mile connection hoax?

Kill the inferiority complex, man. Do you actually believe a republic with one interchange, low-class international airport, high literacy level can stand Kenya? Reduce g@nja#, my Friend.

What did we do to our GDP? The last time I checked, our budget from the past 4 years has been playing @ nearly 4 trillion; around 3 to 4 trillion thereabout. That's more or less 28% of our norminal GDP.
Tell us, what is your annual budget?
How much do you collect on VAT?
Enlighten us.

.

GeneralDae:

Dangote refinery is on course.

No amount of tears and lamentation can stop it.

Shma2022:
900 kdf have been sent to congo. Expect peace to prevail soon. KDF is something else, they don't joke around. They are strategists and most intelligent. Nearly each of them has an FN scar - one of the most powerful rifles in the world.


https://www.youtube.com/watch?v=nDtR9o1jA_U

the FN scar of the kdf is 5.56mm.....there are many more powerful caliber in service even with the KDF

Wuoche:
...

Pwapwapwapwapwapwapwapwapwapwapwapwapwapwa

You tried to copy Singapore's park,but again you failed dismally. Copping needs brain

Shma2022:

Kill the inferiority complex, man. Do you actually believe a republic with one interchange, low-class international airport, high literacy level can stand Kenya? Reduce g@nja#, my Friend.

What did we do to our GDP? The last time I checked, our budget from the past 4 years has been playing @ nearly 4 trillion; around 3 to 4 trillion thereabout. That's more or less 28% of our norminal GDP.
Tell us, what is your annual budget?
How much do you collect on VAT?
Enlighten us.

Ruto came and slashed that fake budget by over 3b dollars.Why? It was fake,artificial budget which couldn't do basic stuff like fighting hunger.
Very sad.You come shouting about big budget but at the same time people are starving? Can't u see a fake budget there?
Things are tough.You have reached a point of eating uneatable stuff like chameleons. Why can't you come clean by saying about the true size of your economy? How can u lie about having a bigger GDP than TZ but your lives is terrible?
Sad.Very sad

That is a lot of money in the bank - kenya last I checked central bank cash reserve ratio is 20% - so banks can lend to folks. Nigeria 33% ?

GeneralDae:
Fitch says Nigerian banks can withstand the depreciation of the naira 
“However, the CBN has also increased banks’ cash reserve ratio by 500bp to 32.5% to mop up excess liquidity, which dampens earnings. We estimate 18% of bank sector assets at the end-2021 were unremunerated cash reserves at the CBN – an opportunity cost worth about 20% of banks’ operating income,” Fitch added.  

Maize and beans dont amount much in GDP. When you start moving to more cerebral stuff your GDP will one day match kenya - but it very likely we will have twice as big as your GDP.

Case in point - construction - > Cement production in Tanzania reached roughly 6.5 million metric tons in 2021. The volume increased from 5.6 million metric tons in the 2020. Kenya is approaching 10 million metric tonnes.

Kazikazi:
Ruto came and slashed that fake budget by over 3b dollars.Why? It was fake,artificial budget which couldn't do basic stuff like fighting hunger.
Very sad.You come shouting about big budget but at the same time people are starving? Can't u see a fake budget there?
Things are tough.You have reached a point of eating uneatable stuff like chameleons. Why can't you come clean by saying about the true size of your economy? How can u lie about having a bigger GDP than TZ but your lives is terrible?
Sad.Very sad

Shma2022:
@kazikazi, when you start laughing at your big boys, expect nothing less but disaster.
When Kenyan pilots are on strike, expect all EAC nations to be on standstill. Now see your low-level incompetent pilot plunging the plain in the lake.
You need to be patient and wait until our pilot's grievances are heard.

Do u even have pilots go fly planes?
What happened in cameroon? Your low skilled pilots killed over 100 people in that crash.What can u teach a Tanzanian?

Our precision air wasn't crashed in the same manner your kq crashed in cameroon. Ours was an intelligent crash.When a pilot realized he can't do anything more to avoid the accident he sent the plane Into the lake.That means you can still be able to save the passengers and later on the plane can be pulled out,cleaned,and fit new engines and hit a sky again.

But your Cameroonian crash was dumb.The whole plane crashed on the forest.Every one was killed.the whole plane destroyed. But surprisingly, you wanna teach us about planes?

Until you fly in central africa where the radar is in france - dont compare yourself with KQ - that flies to some of the backwater countries in Africa - like Cameroon. Not only is the infrastructure missing but it also rains almost daily like it a storm. KQ pilots are some of world best - majority are from Kenya Airforce - and flew fighter jets before switching to commercial airlines. One accident or two - when you fly to 100 destination - cannot be compared to a 2yr old airline with 4 planes.

https://www.youtube.com/watch?v=ttipKy76HOM

Kazikazi:
Do u even have pilots go fly planes?
What happened in cameroon? Your low skilled pilots killed over 100 people in that crash.What can u teach a Tanzanian?

Our precision air wasn't crashed in the same manner your kq crashed in cameroon. Ours was an intelligent crash.When a pilot realized he can't do anything more to avoid the accident he sent the plane Into the lake.That means you can still be able to save the passengers and later on the plane can be pulled out,cleaned,and fit new engines and hit a sky again.

But your Cameroonian crash was dumb.The whole plane crashed on the forest.Every one was killed.the whole plane destroyed. But surprisingly, you wanna teach us about planes?

rvp20182:
Maize and beans dont amount much in GDP. When you start moving to more cerebral stuff your GDP will one day match kenya - but it very likely we will have twice as big as your GDP.

Case in point - construction - > Cement production in Tanzania reached roughly 6.5 million metric tons in 2021. The volume increased from 5.6 million metric tons in the 2020. Kenya is approaching 10 million metric tonnes.

Again you busy with cooked figures?
Where was your cement used?
What did u construct?
Do u even use cement in your house construction?
You have Alot of mud houses,how can u be above us in cement consumption?
Even when u build those apartments, you hardly used cement. You mostly use more sand and it is why most buildings are collapsing

No cement needed here in this African country !

Mkenya2019:
If you single largest shareholder - even if you own 10% - then you're the owner. They own 49 percent and are single largest shareholder so they pick CEO and decide everything

Precision air was founded by a Tanzanian, and its still owned by tanzanians,.Your few shares can't make you a loudspeaker.Know your lane.
Tanzania is ahead of you fellas.Trying to lie to me is foolish,u can't lie to a fellow who has higher IQ than you.

rvp20182:
That is a lot of money in the bank - kenya last I checked central bank cash reserve ratio is 20% - so banks can lend to folks. Nigeria 33% ?

Yeah, too much lending have been going on since 2021 because the lockdown from COVID was continued for way too long in Nigeria especially in Lagos the commercial capital, hence there is much cash in the system already. CBN gotta do what they gotta do to control the resulting inflation by in turn increasing CRR for the banks.

We eat cement.

Kazikazi:
Again you busy with cooked figures?
Where was your cement used?
What did u construct?
Do u even use cement in your house construction?
You have Alot of mud houses,how can u be above us in cement consumption?
Even when u build those apartments, you hardly used cement. You mostly use more sand and it is why most buildings are collapsing

No cement needed here in this African country !

So jointly own by Michael Shirima & KQ. Btw I think Suluhu allowed KQ's JamboJet to fly in TZ. Soon you will be able to fly for as low as 25 dollars - your huge country can do with budget airlines.

Kazikazi:

Precision air was founded by a Tanzanian, and its still owned by tanzanians,.Your few shares can't make you a loudspeaker.Know your lane.
Tanzania is ahead of you fellas.Trying to lie to me is foolish,u can't lie to a fellow who has higher IQ than you.

How are people able to repay those loans with crazy interest rates of 25-30% (annualized).

GeneralDae2:

Yeah, too much lending have been going on since 2021 because the lockdown from COVID was continued for way too long in Nigeria especially in Lagos the commercial capital, hence there is much cash in the system already. CBN gotta do what they gotta do to control the resulting inflation by in turn increasing CRR for the banks.

rvp20182:
Until you fly in central africa where the radar is in france - dont compare yourself with KQ - that flies to some of the backwater countries in Africa - like Cameroon. Not only is the infrastructure missing but it also rains almost daily like it a storm. KQ pilots are some of world best - majority are from Kenya Airforce - and flew fighter jets before switching to commercial airlines. One accident or two - when you fly to 100 destination - cannot be compared to a 2yr old airline with 4 planes.

https://www.youtube.com/watch?v=ttipKy76HOM

That's why I believe u fellas are dumb.
You know very well some countries are shitholes.But u decide to go there?
You said a radar was in France,but how did the plane land?
Then you have a rain excuses.Do u know why aeroplanes carry extra fuel?

In short....
Flying to those shitholes is a dumb move.Most good airlines don't fly everywhere. It's not just about infrastructure, even security and getting quality fuel is another issue.But a dumb Kenyans decided to fly everywhere so as to appear big.

Next come to learn from your big brother Tz

Because it's very profitable - you can charge an arm and a leg. This how KQ survives - flying to backwaters of Africa. You cannot advise Kenya on matters aviation.Your airline has been dead until it was revived with 4 planes that now fly domestic . Tells us about Maize, Beans, Sweet potatos and cashew nuts - and we may listen.

Kazikazi:
That's why I believe u fellas are dumb.
You know very well some countries are shitholes.But u decide to go there?
You said a radar was in France,but how did the plane land?
Then you have a rain excuses.Do u know why aeroplanes carry extra fuel?

In short....
Flying to those shitholes is a dumb move.Most good airlines don't fly everywhere. It's not just about infrastructure, even security and getting quality fuel is another issue.But a dumb Kenyans decided to fly everywhere so as to appear big.

Next come to learn from your big brother Tz

rvp20182:
How are people able to repay those loans with crazy interest rates of 25-30% (annualized).

MPR 15%. Cash reserve ratio 32.5%.

I am talking commercial interest rates. Kenya MPR is 8%. Banks lend around 13-17% because they must add inflation+profit margin. Now Nigeria with MPR of 15% - underlying inflation of double digit - the least your bank can loan you is 30%.

GeneralDae:

MPR 15%. Cash reserve ratio 32.5%.

Ruto deliver on credit scoring in Kenya. Kenya has had credit blacklisting - that meant only negative data were shared - but now credit reference will do both positive and negative - and everyone will get a credit score - and they should be able to borrow with high interest rate if their score is high...low if it's low.

https://nation.africa/kenya/business/loan-defaulters-to-pay-more-interest-in-new-lending-framework-by-banks-4010042

Metropol CEO Gideon Kipyakwai says moving forward, CRBs will maintain credit scores for individuals and businesses that will inform different lenders on interest rates to apply.

“We do scoring forward-looking to see your probability of default and, therefore, compute your expected credit loss when you default.

This enables the bank to then raise the risk and, therefore, load another one or two per cent (on interest rate). The two key attributes will be willingness and ability to pay. If the willingness to pay is not there, it will take time to convert such people,” he says.

Metropol, one of the leading CRBs in the country, will issue credit scores between 200 (bad)–900 (best) for individuals, while for businesses, it will be between 20 and 90.

Borrowers are clustered into 10 groups, depending on their risk, which, in turn, informs the interest rate charged.

For over a decade since starting operations in the country around 2008, CRBs mainly concentrated on blacklisting borrowers who experienced challenges repaying loans, effectively turning them into negative-only listing firms.


That meant that only bad borrowers were listed, but under the new framework, both bad and good borrowers will be listed and credit scores will determine interest rates to be charged.

Great podcast explaining Ghana financial mess.They explain the Ghana & Zambia Siamese twins . Ghana reckless borrowing of Eurobond. Ghana failure to run to IMF and strike the deal - instead using their central bank to print Cedis - which has led to currency de-valuation. Debt restructuring is now looks inevitable....leading to huge mess..for investors, pensioners, etc.
https://podcasts.apple.com/us/podcast/is-ghana-headed-toward-a-debt-restructuring/id1586202078?i=1000576899617

Kazikazi post=118164931:
Ruto came and slashed that fake budget by over 3b dollars.Why? It was fake,artificial budget which couldn't do basic stuff like fighting hunger.
Very sad.You come shouting about big budget but at the same time people are starving? Can't u see a fake budget there?
Things are tough.You have reached a point of eating uneatable stuff like chameleons. Why can't you come clean by saying about the true size of your economy? How can u lie about having a bigger GDP than TZ but your lives is terrible?
Sad.Very sad

He slashed that budget, so what? Does it change anything? Tanzania budget can't go past the spectrum of a million USD. That attempt will kill your hopeless lazy infested republic economically. You need to have a stable economy for you to start spending 3trillion on a budget. it's not easy my friend. Our economy would have collapsed a long time ago, with those kinds of attempts - but due to stable economy, we are still moving strong.

1ksh is equivalent to 20 Tanzanian shillings. For you to match our economy, you should start by stabilizing your currency. You can't possess useless currency then expect rain. You need to think.

You have nearly twice Kenya's population, your tax revenue is a mere $5billion, How can you compare with Kenyan economy which is doing nearly thrice that?
Try to think, at least for once. Don't disparage yourself as a madman.

Kazikazi:
Do u even have pilots go fly planes?
What happened in cameroon? Your low skilled pilots killed over 100 people in that crash.What can u teach a Tanzanian?

Our precision air wasn't crashed in the same manner your kq crashed in cameroon. Ours was an intelligent crash.When a pilot realized he can't do anything more to avoid the accident he sent the plane Into the lake.That means you can still be able to save the passengers and later on the plane can be pulled out,cleaned,and fit new engines and hit a sky again.

But your Cameroonian crash was dumb.The whole plane crashed on the forest.Every one was killed.the whole plane destroyed. But surprisingly, you wanna teach us about planes?

We're in 2022. 2007 is many years back - when magufuli( the hope that fooled all of you that you have anything on Kenya) was still out of the picture. Focus on your useless pilot who has killed 20+ humans and still rising - that is the status quo. In 2022, we should have nearly zero airplane accidents; especially due to partial disorientation or carelessness.

jl115:
the FN scar of the kdf is 5.56mm.....there are many more powerful caliber in service even with the KDF

Nah, bru. I still believe FN scar is the most lethal combat rifle in Kenya.

FN scar is only used by KDF military in the continent.

Mkenya2019:
Great podcast explaining Ghana financial mess.They explain the Ghana & Zambia Siamese twins . Ghana reckless borrowing of Eurobond. Ghana failure to run to IMF and strike the deal - instead using their central bank to print Cedis - which has led to currency de-valuation. Debt restructuring is now looks inevitable....leading to huge mess..for investors, pensioners, etc.
https://podcasts.apple.com/us/podcast/is-ghana-headed-toward-a-debt-restructuring/id1586202078?i=1000576899617

Focus this energy on Kenya... Ghana is in a far better place.

No chance. I will be here to watch the disaster happen live live. This should be a lesson to many

Just40:
Focus this energy on Kenya... Ghana is in a far better place.

Mkenya2019:
No chance. I will be here to watch the disaster happen live live. This should be a lesson to many

There's no disaster to happen because our problems has already been resolved.

Kenya is still trying to find it way in that IMF program...
We've watched your disaster unfold over the last 2 years, Ghana is not as poor as your country..

We didn't spend our Eurobond on lost making businesses like Kenya did. Once you learn the difference between liquidity challenge and the debt crisis of Kenya.. you'll learn sense.



Anyway, here is Miss Trudy telling you how strong the Ghana cedi is... She was pissed that all her life savings in Shillings earn up being peanut money in cedi equivalent.


https://www.youtube.com/watch?v=BKSOyCfmANY

Mkenya2019:
No chance. I will be here to watch the disaster happen live live. This should be a lesson to many

Double comment