midasfx:


His comments are neither distasteful nor negative. He hasn’t called the fellow advertising his service a fake. All he did was to ask that anyone interested in engaging him carry out his or her due diligence. How is that a problem please?

japhethGold:
I am not surprised at your comment because this is how Africans and blacks behave. They do not believe in any services offered by their fellow blacks here; rather they believe in the quackery services offered to them by Indians, Parkistani and the Easter Europeans. So keep up with this mentality and lets see how it will lead to the growth of the black community in the UK.

Anyway, for your information, I teach and coach tax to candidates preparing for ALL the tax exams of the professional bodies that you have mentioned. I live and breathe UK tax laws- even corporation tax laws which are very complex let alone individual income tax laws.

I also have an interesting disruptive project on tax coming up in partnership with a UK University in Birmingham to deliver a Robotic tax Advisor that will interact with taxpayers and advise them as well as file taxes o their behalf autonomously. This project is receiving the backing of HMRC. Yes, is proudly Black project- an initiative that will make human tax advisors jobless as it will use Artificial intelligence to deliver impeccable personalized tax experience and services at a fraction of the cost charged by human advisors.

And maybe the white tax advisors you worship and celebrate, I sat in the class with them to study finance in the UK during my Master degree here and achieved a record high GPA that now white man or Asian has achieved at Birmingham University Finance Department. I also passed my Chartered Institute of Management Accountants CIMA professional exams in a single siting without a re-sit.

Also, you attacked my accounting body in the UK which shows real ignorance on your part of accounting profession in the UK. Please follow this link https://www.frc.org.uk/auditors/professional-oversight/oversight-of-the-accountancy-profession to check on the website of accounting industry regulatory agency in the UK called Financial Reporting Council (FRC); you will see the list of accounting bodies in the UK whose members are authorized to practice accountancy in the country. My professional Accounting Body, CIMA UK is No. 3 on the list.

I would have kept quiet at your missiles of vilification, but I was compelled to correct this malicious de-marketing to keep the records straight. And, sometimes it is good to blow your trumpet, so I have blown mine. Thank you for creating the stage for me to let people know more about me on this platform.

sgtponzihater1:
Anyone can link me to a Nigerian divorce lawyer in the UK urgently. I have paid so much money to another tribe man, and I don't understand any of his grammar. Help pls!!!

dustydee:

Yes but I was asking for someone who is a staff and not a contractor. My understanding of his/her post is that you can claim interest back from HMRC, which caught my attention but I want to know the caveats or limits of that statement.

deept:


@japhethgold,

Interview 1question up there. When we want to buy suya, suyaman give us testing to confirm the deliciousness of the suya. Give us a taste of what you have to offer.

peacenaija:


Good Evening Sir,
Are you Japhet Jev on linkedin an alumnus of Unimaid?

eniola1010:


All the one he has been doing is deliciousness of ugwu?

Peerielass:


Ok I said I wasn’t going to comment again but I think you have the wrong end of the stick here and are completely missing the message I was trying to convey.

When I posted my comment about the professional Accountancy bodies, I listed a few that I could remember off the top of my head. The fact that I didn’t mention CIPFA, CiMA etc is not a slight on those qualifications. You can check the timeline of my post to see that I already made the comment before you disclosed your CIMA qualification.

Secondly, most professional accountancy bodies require intending members to achieve a minimum of 3 years practical experience in UK Taxation (if following the tax advisor career route) before allowing them to complete complex tax returns hence my comment about needing more than 2 years UK tax experience to acquire the skill-set required for this line of work. Again this was not a dig at you or any new immigrants.

Thirdly, I’m not a Bros. I still stand by my original advice, people should do their DD before engaging the services of any accountant.

sgtponzihater1:
Any man that has gone through a divorce with kids willing to lend a hand to a brother? Thanks and peace be with you.

japhethGold:
Yes, correct.

sgtponzihater1:
Anyone can link me to a Nigerian divorce lawyer in the UK urgently. I have paid so much money to another tribe man, and I don't understand any of his grammar. Help pls!!!

iboboyswag:


Chief can't it be worked out?

I don't know what it is, but I know the pressure this side can make us think sometimes that staying away is the best option, but it shouldn't be that way always.

We can fight, but make we no press eachother neck na.

japhethGold:
Ok. Let me serve the deep I was avoiding a little.

The UK Tax law regarding property Income is very generous; I meant very generous in that it allows landlords who have arranged their property transactions intelligently to claim so many reliefs from the rental income they generate from their property.

The law allows individuals to claim relief on mortgage interest if the following conditions are met:
1. the property is not used by the owner as a family dwelling,
2. the property is rented out during the tax year and rent is earned,
3. Only the maximum of 20% of the annual mortgage interest paid can be claimed in tax relief.
4. This maximum relief of 20% is offset against the individual's tax liability to reduce the tax bill for the year.

So, these above conditions must be met for an individual to claim mortgage interest relief from HMRC.

I hope this helps.

Estroller:


Is this not for employees with income generating properties? Dustydee initial question to my understanding is can an employee with a single home seek tax relief on their mortgage payments like self employed individuals do?

Peerielass:


Yes mortgage interest tax relief is only available to landlords, any landlord irrespective of whether they are self employed or In employment will need to complete a self assessment tax return yearly to declare the rental income and claim appropriate tax relief. Ordinary individuals who are just home owners do not qualify for this relief. I hope this clarifies the situation for you and Dustydee.

Estroller:


Is this not for employees with income generating properties? Dustydee initial question to my understanding is can an employee with a single home seek tax relief on their mortgage payments like self employed individuals do?

Estroller:


I know this to be the case and it's why I sought the clarification from japhetgold because his earlier post suggests anyone can claim relief on their mortgage payments and then in subsequent post he listed conditions that only those with income generating properties can meet.

lightofjoy:
Hi, pls I intend coming to the UK before the end of the month, I needed to pay for my accomodation but they are asking me proof of fund.
This is my question - can I open a UK bank account while still in Nigeria?
If yes, how?

dustydee:


I wish you the best. I thought you went your separate ways but now a child is involved. That can complicate things, get a good lawyer.


At all.





He probably should have walked away years ago. Divorce is not a decision to be taken lightly in most cases, especially in this country.

segunzolawalez:
Dear elders I have been an ardent reader of this great resource and would like to thank everyone here for their contributions, support and advise to one another. This shows Nigerians are great people.
My wife came into the UK in January for her Masters degree Programme and I joined her with my younger kids in April. We all collected our BRPs when we got here.
In August, my 19years old daughter was issued a dependent visa on health grounds to join us. I picked up her visa without a BRP letter inside. I was worried but when I sent a letter to UKVI, they said it was because her visa was less than 6months. I just left everything and decided to come here to resolve this.
The problem now is that she does not have a BRP and visa on her passport stated its a dependent visa valid till 22/08/2022 to 15/02/2022. The visa will expire in February 2023 while the BRP of other members of the family will expire in May 2023.
How do we extend her own visa to May 2023.
Elders, please advise.
Once again, thank you all.

mizGene:
Hi guys,
Has anyone applied for a skilled visa using priority in the last couple of weeks? How long did it take?

japhethGold:


Any individuals, whether employees or self employed can claim allowance regarding their mortgage interests; it all depends on how they have arranged their property acquisition to capture this tax benefit.

But be assured that the mortgage interest benefit can be claimed by both employees and self employed.

Pogracious:
Hello Ancestors,
Please help
I have a tenancy agreement of 6 months renewable every six month.sometimes in October ,agent sent me mail for renewal to which I told them that am not signing another six month because I may be moving out.The contract expires on 17th December,Am I still supposed to give any notice as I am moving out on expiry.The agency are saying I should give one month notice and that means one month payment which I thought is not required at expiration of contract.Pls help me understand what I should put thro to landlord or agent ooo.

TIA

japhethGold:
If you had said exactly this I could have appreciated your genuine concern. But you slighted the list of accountancy bodies in the UK and mention even a lower technician body but left CIMA which is one of the biggest body in the whole world out. Probably you noticed I said I was CIMA qualified.

Bros, we are not kids so let’s stop side stepping conversation. Let’s be genuine in our conversations.

Thank you

japhethGold:
I am not surprised at your comment because this is how Africans and blacks behave. They do not believe in any services offered by their fellow blacks here; rather they believe in the quackery services offered to them by Indians, Parkistani and the Easter Europeans. So keep up with this mentality and lets see how it will lead to the growth of the black community in the UK.

Anyway, for your information, I teach and coach tax to candidates preparing for ALL the tax exams of the professional bodies that you have mentioned. I live and breathe UK tax laws- even corporation tax laws which are very complex let alone individual income tax laws.

I also have an interesting disruptive project on tax coming up in partnership with a UK University in Birmingham to deliver a Robotic tax Advisor that will interact with taxpayers and advise them as well as file taxes o their behalf autonomously. This project is receiving the backing of HMRC. Yes, is proudly Black project- an initiative that will make human tax advisors jobless as it will use Artificial intelligence to deliver impeccable personalized tax experience and services at a fraction of the cost charged by human advisors.

And maybe the white tax advisors you worship and celebrate, I sat in the class with them to study finance in the UK during my Master degree here and achieved a record high GPA that now white man or Asian has achieved at Birmingham University Finance Department. I also passed my Chartered Institute of Management Accountants CIMA professional exams in a single siting without a re-sit.

Also, you attacked my accounting body in the UK which shows real ignorance on your part of accounting profession in the UK. Please follow this link https://www.frc.org.uk/auditors/professional-oversight/oversight-of-the-accountancy-profession to check on the website of accounting industry regulatory agency in the UK called Financial Reporting Council (FRC); you will see the list of accounting bodies in the UK whose members are authorized to practice accountancy in the country. My professional Accounting Body, CIMA UK is No. 3 on the list.

I would have kept quiet at your missiles of vilification, but I was compelled to correct this malicious de-marketing to keep the records straight. And, sometimes it is good to blow your trumpet, so I have blown mine. Thank you for creating the stage for me to let people know more about me on this platform.