MikeMicheal:
They know their customers they can blackmail na.

I am owing like 6 apps, and i promise to pay when i am richer than Elonmusk, so help me God.

uncleck:
These loan sharks are having field days without challenge. Every now and then government will back like Ekuke dog yet nothing come out.

Doveheart:

This is one of them o. Your high interest rates are illegal and neck breaking, that's why your business is tagged creepy. Some will even lend you without applying and will be forcing you to pay together with the high interest. Greediness!

Haylel:
You deserve every blackmail you get if you borrow money from loan apps.

You read the terms and condition.

You knew when the date is due and what the interest is.

They didn't toy with you when you wanted to borrow.

Now, it's time to pay back you start crying that loan apps are bad.

Y'all ought to be taken to the streets and flogged 2 strokes for every #1,000 you borrowed.

I will never borrow a man money I cannot let go. Even when he makes the money he is supposed to repay me, he remembers that he needs to upgrade his phone rather than pay me back.

The loan apps should wind up or use the collateral method. Drop your phone before you borrow.

Ingrates!

Illegal1:


omoh...17 loan apps?

bros...na u be our chairman ooh..

bt them no blacklist ur bvn?

them don threaten to blacklist my bvn tire,i no knw if dem go finaly blacklist am...

Olaolex:
Na boss you be o... What title shall we assign to you now? We shall call you KING DEPTOR

Maro4u:



It's like na you call me last from lcredit cause this is exactly what the guy said... omo ona too bad lol God go help u guys too

Haylel:

"Your high interest rates are illegal 'n neck breaking"

Where do you come from?

If you will take a loan from me, it will be on my terms.

I'm a business organization, not a charity foundation.

When you saw that the interest rate was neck breakin' why didn't you desist from borrowing?

If you have taken the right decisions in life, you should have people in your circle who will borrow you without the neck breakin' interest rates.

Maro4u:



It's like na you call me last from lcredit cause this is exactly what the guy said... omo ona too bad lol God go help u guys too

BluntTheApostle:


Shut up, my friend.

What terms and condition? Did they put blackmailing in their terms and conditions?

In fact, during the sanitization program we held around 2021 which played a huge role in bringing government to the realization of the massive damage they were doing, we fully read at least 10 terms and conditions from these illegitimate apps.

Many of them claim that they use your personal information to assess your credit risk. That they don't save customer details to their servers. But that was a big lie. Because as soon as you default, you will see that they didn't follow their own terms and conditions. That they actually save personal data to their servers and then distribute it to miscreants called recovery agents to use anyhow, which contravenes the data protection law.

Nothing justifies blackmail.

Continue to run your mouth till you see your loved one's picture being posted about as that of an HIV patient. Or when a sibling of yours is driven to suicide.

Stevosty:
I no blame you, na the government I blame, na in make una dey exploit Nigerians, business organisation my foot.

Haylel:

Exploit?

The app did not install itself yet you said you are being exploited.

You chose the amount to borrow and consciously agreed that you will pay back on so so so with interest, yet you say you are being exploited.

I repeat, go and borrow from your friends or any of your family members. Leave loan apps and you won't be exploited.

uncleck:
These loan sharks are having field days without challenge. Every now and then government will back bark like Ekuke dog yet nothing come out.

Haylel:

Those people are stupid for not collecting a collateral before lending any nigerian money.

We all knew how this people evolved.

First they beg you.

Then they beg you more.

Then they beg you more to please pay them back their own money.

Then they begin to cuss and use force through blackmail.

If you pay up and just stick to the terms, they will be willing to borrow you next time.

See how many bast**** are on this thread claiming
"Loan apps are stupid. I borrowed from 15 different loan apps and I won't make my payment. Let them do their worst".

It's so sad that the worst they can do is call your family members and expose you.

There should a clause that will allow them come over to your house with law enforcements and take whatever valuable of equal amount to the money you borrowed.

All loan defaulters are ingrates and hypocrites.
They deserve to be flogged.



I and my circle have taken the right decisions in life, we will never stoop so low to scam a loan app.

Haylel:

Those people are stupid for not collecting a collateral before lending any nigerian money.

We all knew how this people evolved.

First they beg you.

Then they beg you more.

Then they beg you more to please pay them back their own money.

Then they begin to cuss and use force through blackmail.

If you pay up and just stick to the terms, they will be willing to borrow you next time.

See how many bast**** are on this thread claiming
"Loan apps are stupid. I borrowed from 15 different loan apps and I won't make my payment. Let them do their worst".

It's so sad that the worst they can do is call your family members and expose you.

There should a clause that will allow them come over to your house with law enforcements and take whatever valuable of equal amount to the money you borrowed.

All loan defaulters are ingrates and hypocrites.
They deserve to be flogged.



I and my circle have taken the right decisions in life, we will never stoop so low to scam a loan app.

Tinubuwins2023e:


Na them

Starships4u:
As much as times are hard,
I don't think it's wise to borrow money from road side loan sharks/apps....

Why not go to the bank...
Everything about LOAN APPS are just creepy....

MichaelSokoto:

Lcredit use u rub ground shey?

Haylel:

How will they borrow the next man if the first one refuses to pay up?

Did you agree to the terms or not?

If you will borrow and run, borrow and run admitting to yourself that you've scammed an organization due to the hardship in Nigeria.

Even after not payin' back, many debtor will still come online to paint the same loan app that lend them money (which they do not plan on paying back) when none of their family members could.

It's hypocrisy.

Tilldendoftime:

Shey nah everybody banks fit borrow money without collateral aside civil servants D situation in d country is horrible people are really suffering. Only God can help

Haylel:
You deserve every blackmail you get if you borrow money from loan apps.

You read the terms and condition.

You knew when the date is due and what the interest is.

They didn't toy with you when you wanted to borrow.

Now, it's time to pay back you start crying that loan apps are bad.

Y'all ought to be taken to the streets and flogged 2 strokes for every #1,000 you borrowed.

I will never borrow a man money I cannot let go. Even when he makes the money he is supposed to repay me, he remembers that he needs to upgrade his phone rather than pay me back.

The loan apps should wind up or use the collateral method. Drop your phone before you borrow.

Ingrates!

Jman06:
Those people are simply taking advantage of the poor economic condition of the Nigerian poor masses to fraudulently enrich themselves. They're criminals! Check out the huge interest rate they charge people and the short duration of time.

Winnin009:



Lol. Which one of them do you work for? I’m sure you’ll soon get laid off because you can’t meet your target. I understand your pain.

Sorry bro.

Maro4u:


Thank God u are not referring to me... but still my bank Gtb is the best they give me load and I pay small small for a year ontop that I still collect salary loan sometimes monthly and they still give if I dont pay on time they dont disturb cause them know say I sure and I do meet up

BluntTheApostle:


Many of those saying they won't pay back are those who have been defamed.

In fact, I encourage them to never pay back. Nowhere in their terms did they say they will defame or blackmail people.

When you defame people, you break your own terms. Why should the defamed then be obligated to continue to respect the terms?

A loan which is not even 24 hours due. They start counting a 7-day loan a day before they offer it, so you have to repay in 6 days.

My brother, you need to be empathetic so that should the wheel come around and find you helpless, people will not mock you.

Haylel:
You deserve every blackmail you get if you borrow money from loan apps.

You read the terms and condition.

You knew when the date is due and what the interest is.

They didn't toy with you when you wanted to borrow.

Now, it's time to pay back you start crying that loan apps are bad.

Y'all ought to be taken to the streets and flogged 2 strokes for every #1,000 you borrowed.

I will never borrow a man money I cannot let go. Even when he makes the money he is supposed to repay me, he remembers that he needs to upgrade his phone rather than pay me back.

The loan apps should wind up or use the collateral method. Drop your phone before you borrow.

Ingrates!

Haylel:

Those people are stupid for not collecting a collateral before lending any nigerian money.

We all knew how this people evolved.

First they beg you.

Then they beg you more.

Then they beg you more to please pay them back their own money.

Then they begin to cuss and use force through blackmail.

If you pay up and just stick to the terms, they will be willing to borrow you next time.

See how many bast**** are on this thread claiming
"Loan apps are stupid. I borrowed from 15 different loan apps and I won't make my payment. Let them do their worst".

It's so sad that the worst they can do is call your family members and expose you.

There should a clause that will allow them come over to your house with law enforcements and take whatever valuable of equal amount to the money you borrowed.

All loan defaulters are ingrates and hypocrites.
They deserve to be flogged.



I and my circle have taken the right decisions in life, we will never stoop so low to scam a loan app.

timefarm:


I can see you are hardworking on it. I hope you loan app is paying you well.
Though it is a shame if you are working for them only.
Can Human being be supporting the evil?

Most of the foolishness practised by the sharks cannot be tolerated in saner environment