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Nairaland Forum / Nairaland / General / Travel / Living In The Uk-life Of An Immigrant (part 2) (1345908 Views)
Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)
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Re: Living In The Uk-life Of An Immigrant (part 2) by kode12: 8:07pm On Dec 22, 2022 |
Meogom:Hard but possible |
Re: Living In The Uk-life Of An Immigrant (part 2) by Amarathripple0: 8:20pm On Dec 22, 2022 |
Meogom:Yup! Reach out to these guys https://www.fonehouse.co.uk/ Don’t apply online, call them. 11 Likes 2 Shares |
Re: Living In The Uk-life Of An Immigrant (part 2) by triplo3: 10:09pm On Dec 22, 2022 |
koonbey: Over 10 working days and no BRP sent via post. Plus no email saying they will send it. Called UKVI today and they said I won't get a new BRP, because I used the app during my application, so my picture was captured etc. Please does anyone have this experience of updating their visa from student to skilled worker dependent visa and then no new BRP? Instead just a status update online. Can I travel out and return to UK without a valid BRP? Thanks ahead |
Re: Living In The Uk-life Of An Immigrant (part 2) by wonlasewonimi: 10:38pm On Dec 22, 2022 |
Lexusgs430: |
Re: Living In The Uk-life Of An Immigrant (part 2) by leef2022: 10:57pm On Dec 22, 2022 |
triplo3: They trying to phase out the BRP card to app based. So I think you are good. 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by Mamatukwas: 11:01pm On Dec 22, 2022 |
triplo3: UKVI said they are looking to completely phase out physical BRP’s by December 2024. So I think any issuance that’s seen as unnecessary is being dropped. I don’t think you’ll have issues if you have official correspondence to that effect. |
Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 12:03am On Dec 23, 2022 |
Netflix woke up this morning to realise I'm in the UK, so they migrated my Naija account to the UK and requested that I pay about £11 for my monthly subscription. Something that I was paying N2,900 for in Naija. Abeg, does anyone know a good Naija VPN to use on PC and mobile? Can't afford paying 11 pound (Almost 10k) when I can pay about 3k Naira for the same service. After all, I'm still a Nigerian. 4 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by eniola1010(m): 12:09am On Dec 23, 2022 |
Solumtoya: My sister. Want to ask u something. Is it possible for one's credit score to increase without having to devise the cc or borrow and pay back on time method. Cant someone just live his life normally, earn his salary, and use his card to buy something with the money in his card. Wont this also increase credit score? |
Re: Living In The Uk-life Of An Immigrant (part 2) by lightnlife: 12:35am On Dec 23, 2022 |
It depends on the long term UK goal of the person in question. A friend of mine who's less than a year in the country has a score 860 (out of 1k) on Experian. She has no credit card neither used any credit service. I've persuaded her to get a credit card but she's not interested. She only pays her bills and reported and rent. In fact, she didn't know of credit reporting or score until I showed, however the score was adding up because she was meeting her financial obligations. She says she's not interested in getting a mortgage or any credit facility in the UK as she wants to relocate after getting ILR or Citizenship. So, living one's normal life can improve the score and ratings, perhaps at a slow pace. But without credit history, loan credibility might be low when one is hunting for a deal. Again, it depends on the long term UK goal. eniola1010: 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by rayralph(m): 12:41am On Dec 23, 2022 |
Meogom: Almost impossible. Apply online. Take your chances ( around 15% ) Provided you have a credit file already and you drop a substantial deposit(upfront). |
Re: Living In The Uk-life Of An Immigrant (part 2) by kode12: 12:56am On Dec 23, 2022 |
eniola1010: Even if her goal is to relocate, I believe there are ways to leverage your UK credit history to get better credit in the US or EU. Why not get a CC, use it for regular shopping and just setup direct debit to pay it off? |
Re: Living In The Uk-life Of An Immigrant (part 2) by adedapodvirus001(m): 1:51am On Dec 23, 2022 |
Good morning my people, please I need your advice. I applied for a dependant Visa for my daughter from inside UK. I have submitted the application and I have paid the fees but the convenient appointment date that I'm getting is 18th of January but by that time her current BRP and Visa would have expired. Hope she won't be classified as an overstayer at that time. |
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 2:57am On Dec 23, 2022 |
lightnlife: How can you have a dream turn to reality, if you don't dream/sleep ............ Gbéra..... 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 2:59am On Dec 23, 2022 |
eniola1010: How can you increase your CREDIT SCORE, without obtaining CREDIT........... The clue is in your question........... 4 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by Viruses: 5:49am On Dec 23, 2022 |
eniola1010:You can I believe. A friend of mine who's been here four years didn't do anything credit or credit card according to him. He also didn't check his credit score. He needed to do something one time and was required to get a credit card, he got one, checked his score and it was excellent. Thing is I can't tell if he obtained any form of credit along the line without realising it. |
Re: Living In The Uk-life Of An Immigrant (part 2) by IvanCardozo: 6:35am On Dec 23, 2022 |
Hello friends I have been in the UK for a year now. I have tried this credit card thing tire, dem no gree give me. I also tried phone contracts. For where. Nothing. Dem say I no pass credit check. I downloaded Experian, and I have a score of 857. I just tire. My rent is on direct debit from my bank account. I no know wetin to do. Can anyone please advice? I recently got myself into the right to vote thingy (Dec 2022) cuz I was adviced it can help in the credit records. Please what can I do? |
Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 7:31am On Dec 23, 2022 |
The students' thread might be your best bet - https://www.nairaland.com/7267459/uk-student-visa-tier-4 All the best MelaninGemstone: |
Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 7:48am On Dec 23, 2022 |
Dependant of Skilled worker or student or ... In any case, AFAIK, the rule of 'renewal' kicks in. Simply put, won't be overstayer For instance, Skilled worker (former Tier 2): www.gov.uk/skilled-worker-visa/extend-your-visa adedapodvirus001: |
Re: Living In The Uk-life Of An Immigrant (part 2) by jum33: 7:58am On Dec 23, 2022 |
Schoolhike:can i PM u ? |
Re: Living In The Uk-life Of An Immigrant (part 2) by Solumtoya: 10:25am On Dec 23, 2022 |
eniola1010: It is very unlikely. The idea of credit score (and history) is to know your integrity with borrowing and repaying. A Bank won't want to give you £200k for a house when they haven't seen proof you can be trusted to repay. |
Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 10:38am On Dec 23, 2022 |
kode12: You guys need to stop pitching credit card. You can survive in the UK and live a very comfortable life without them. 4 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by DoubleN(m): 11:20am On Dec 23, 2022 |
Morning Guys, Please any alternatives to Booking.com and AirBnB for short term stays? I am looking for something in London. Thanks! |
Re: Living In The Uk-life Of An Immigrant (part 2) by Chinlov: 12:32pm On Dec 23, 2022 |
booking.com they do hostels, apartments etc i used them to book one cheap hostel when i went to NI very cheap but the room was a shared room i dint mind it was just for one might and it was clean and comfy DoubleN: |
Re: Living In The Uk-life Of An Immigrant (part 2) by Nobody: 1:05pm On Dec 23, 2022 |
Ralphlauren:Well, there are so many advantages of having a credit card aside building credit score 1. Some airlines would only accept credit card payments when paying at the airport (e.g ryanair) 2. Chargebacks and claiming refunds. 3. Emergency funds safety net My 2cent 4 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by Zahra29: 1:29pm On Dec 23, 2022 |
IvanCardozo: Sometimes you just need to wait Too many applications in a short period of time will work against you You've just applied to get onto the electoral register which is good. Credit worthiness also takes into account proof of identity, address and stability (length of time at a registered address) all of which being on the register will help, and your score should increase in time the longer you are on the register. 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by kode12: 2:05pm On Dec 23, 2022 |
Ralphlauren: What are you saying? In a country where literally everything is credit based, why will you shortchange yourself by avoiding credit? If you’re so risk averse, you set up protections to ensure your payments aren’t late. Having a credit card isn’t a passport for uncontrolled spending, so I don’t know what your problem is. 4 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by Meogom: 2:15pm On Dec 23, 2022 |
Amarathripple0: Thanks so much, followed your advice and got a positive response in less than an hour. Merry Christmas folks 3 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by Meogom: 2:28pm On Dec 23, 2022 |
IvanCardozo: For the phone contract, you can try https://www.fonehouse.co.uk/ Don’t apply online, call them. @Amarathripple0 gave me the hint and it worked perfectly for me 3 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by oladraz(m): 3:37pm On Dec 23, 2022 |
Lexusgs430:what iptv service do you use boss? |
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