Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / NewStats: 3,193,140 members, 7,949,935 topics. Date: Monday, 16 September 2024 at 12:02 AM |
Nairaland Forum / Nairaland / General / Travel / Living In The Uk-life Of An Immigrant (part 2) (1285979 Views)
Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)
(1) (2) (3) ... (794) (795) (796) (797) (798) (799) (800) ... (1007) (Go Down)
Re: Living In The Uk-life Of An Immigrant (part 2) by dupyshoo: 8:13pm On Jan 05, 2023 |
Showing her pension account with no balance will suffice. I applied for my dad with just his pension account which had about N20k and it was not an issue. It was mentioned in the application that he spends all his pension. The main issue is your account, you need to prove that you can sponsor her. What I normally do is to put aside £400 per month in a separate account for about 7-8 months. I show the account, my payslips, mortgage statement and add letter of invitation. Solumtoya: 6 Likes 4 Shares |
Re: Living In The Uk-life Of An Immigrant (part 2) by dupyshoo: 8:18pm On Jan 05, 2023 |
The link below might answer your question for England. https://www.gov.uk/guidance/recruit-teachers-from-overseas jagbasneh: 1 Like 3 Shares |
Re: Living In The Uk-life Of An Immigrant (part 2) by Zahra29: 8:41pm On Jan 05, 2023 |
Solumtoya: Deposit is typically min 25% for non permanent residents, especially without a decent length of residency |
Re: Living In The Uk-life Of An Immigrant (part 2) by Zahra29: 9:12pm On Jan 05, 2023 |
mizGene: Is this within the NHS? NHS is one of the biggest UK employers and has a lot of recognised shortages, and therefore a lot more sponsorship opportunities. I didn't say sponsorship was impossible, but the reality is some roles (and sectors) will always attract sponsorship easier |
Re: Living In The Uk-life Of An Immigrant (part 2) by BuildingProject: 9:23pm On Jan 05, 2023 |
dupyshoo: For someone that is a student working part time and has like 40% deposit. What are the possible requirements to get a mortgage? Does the person requires a payslip? If yes, how many month? If i have an Accountant that can " provide" the payslip, is the bank going to verify the NI paid or would likely request to see the bank statement showing the payment monthly? I know I need a mortgage advisor on this but we still have elders here that can detect a white fowl from the pot. Lol. |
Re: Living In The Uk-life Of An Immigrant (part 2) by Meogom: 9:34pm On Jan 05, 2023 |
koonbey: Used International drivers licence, got insurance for 107 pounds per month 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by Peerielass: 9:59pm On Jan 05, 2023 |
BuildingProject: Hmm the BiB……do you mean get your ‘Accountant’ to forge payslips? You will need to provide minimum of 3 month payslips and bank statement showing the net wage hitting your account. You will likely be asked to provide your offer of employment letter and also a recent letter from your employer confirming your contract ie permanent and working hours etc. The checks required for mortgage application are usually very thorough, I doubt what you are suggesting will be able to withstand the scrutiny required. 3 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by igbsam(m): 10:01pm On Jan 05, 2023 |
Peerielass: Thank you for your clear response. Mistake has been made and correction taken. Albeit, how wise would it be to go with this step given to reapply ( Not anytime soon though). Cos in all honesty, she's not fully actively in the food vending business due to health issues, just something she does occassionally. Head wan burst 2 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by Zahra29: 10:04pm On Jan 05, 2023 |
BuildingProject: Best to get a "whole of market" advisor who has access to various types and sizes of lenders, not just the high street But off the top of my head, some of the challenges or questions you might face are: Temporary residency status Insufficient length of time in the UK Source of funds checks on your deposit Credit history or lack thereof Earnings - broadly, lenders will usually lend a maximum of 4 to 4.5 times of your salary. Financial commitments - any outstanding student fees would have to be declared and might impact your affordability Payslips and bank statements will be required. Depends on the lender and specific circumstances, but around 3 months is typical. 3 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by erico2k2(m): 10:21pm On Jan 05, 2023 |
Meogom:107 |
Re: Living In The Uk-life Of An Immigrant (part 2) by Peerielass: 10:22pm On Jan 05, 2023 |
igbsam: I would say leave it for now and then reapply say in 6 to 12 months. You will need to address the issues raised in the refusal letter -you can tell them there has been a change of circumstances and she is no longer running the business due to ………….. and is now a Home Maker. I wouldn’t say due to ill health as mentioning her health issues might throw another curveball I.e how can she look after your kids if she’s ill or they might claim she is a health tourist. You need wisdom to follow this people. Good luck. 3 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by Solumtoya: 10:38pm On Jan 05, 2023 |
dupyshoo: The beauty of Nairaland, thanks for sharing your experience, it helps! 2 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by dupyshoo: 11:27pm On Jan 05, 2023 |
Not sure how to address the issue of the business but I will advise not to say that she is coming to take care of her grandchildren as it might/might not be termed as "working". I will rather say she is coming to see her new grandchild and attach the baby's birth certificate with the application. This worked for us when we had our kids igbsam: 10 Likes 3 Shares |
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 11:34pm On Jan 05, 2023 |
dupyshoo: You think UKBA is unaware of the cost of childcare and the role granny can play ............ In my applications (many moons ago)..... I specifically mentioned looking after her grandchildren (nah joke to have two pickins 9 months apart).......... We too like toi toi......... 6 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by dupyshoo: 12:31am On Jan 06, 2023 |
If it worked for you then, that means it is okay. I said that cos I have heard someone was denied because of that. It might have been an over zealous case worker. Lexusgs430: |
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 12:33am On Jan 06, 2023 |
dupyshoo: Absolutely....... Maybe CW required a coffee fix ....... |
Re: Living In The Uk-life Of An Immigrant (part 2) by pheranmie(m): 12:38am On Jan 06, 2023 |
Goke7: Thanks you for this eye opening advice . I better develop my skills and knowledge on this and get better. Thank you |
Re: Living In The Uk-life Of An Immigrant (part 2) by pheranmie(m): 12:40am On Jan 06, 2023 |
dupyshoo: Thanks for this . Unfortunately my class of degree is third class (the unserious type back in uni) always hustling for money. I felt bad as I feel I wished I had done it better. Well live goes on . 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by BuildingProject: 12:40am On Jan 06, 2023 |
Peerielass: Employment letter showing xxxxx amount. Checked Letter from recent employer. Checked Payslip showing xxxxx amount. Checked My concern here is I don't want to wait 3-6 month before applying for the mortgage. Secondly, if using accountant, i still need to pay income tax, NI, pension if needed and also employer is also going to add his /her own. Paying all this for 3 month or 6. Is it worth the stress? Àbi I should just apply with my £400 payslip that I have gathered over time. |
Re: Living In The Uk-life Of An Immigrant (part 2) by taif(f): 12:56am On Jan 06, 2023 |
Solumtoya: My brother please this national express are they train station as well, because I have been thinking how we go survive all the load I get. |
Re: Living In The Uk-life Of An Immigrant (part 2) by Solumtoya: 1:24am On Jan 06, 2023 |
taif: It's not Train but Coach, it's like what we call "Luxurious bus" back home. They have space for a lot of luggage and is the cheapest means of transport you can get, really. If you book ahead, each person can pay as low as £20 4 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by CheesyTee(f): 2:08am On Jan 06, 2023 |
Peerielass: I used to be a pro at knitting, thanks to my granny. But now, I think I've grown out of it or maybe I just lost interest. I've recently taken up slack-lining and I really enjoy it, except when the wind blows like crazy. And don't even get me started on cycling in these gusty conditions. One gust of wind and I'm roadkill. Maybe I'll take up fishing but not in this weather 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 7:25am On Jan 06, 2023 |
JaySterling: Very, very,very bad idea. You might even struggle to find a lender that would be comfortable with the idea and would be happy to approve the mortgage. Even if you get approval in principle, at the time the final application is put through and the whole situation/arrangement is considered, the mortgage can easily be declined. So assuming you all have 1 child each, you want to fit in 6 people in a 3 bed "bungalow"? UK is not like Nigeria and this type of "naija" sense is not the way to go in UK. Do you know what it means to have 3 names on a mortgage as well as its legal implications should anything go wrong or when one party decides he wants to sell or one or more parties decide they won't pay the mortgage ? 5 Likes 1 Share |
Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 7:30am On Jan 06, 2023 |
BuildingProject: Smh. So you want to get a mortgage through fraudulent means ? Go ahead. When you are caught and your name is added to CIFAS, don't come here to cry and ask for advice. 6 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by taif(f): 9:37am On Jan 06, 2023 |
Solumtoya: Thanks for this explanation, can they be easily access,I mean to get to where one will board it, hope it is not stressful like the train own and how do one book for it |
Re: Living In The Uk-life Of An Immigrant (part 2) by CowbellY: 9:52am On Jan 06, 2023 |
eniola1010: 1. |
Re: Living In The Uk-life Of An Immigrant (part 2) by seunoj: 9:57am On Jan 06, 2023 |
eniola1010: They can have access to verify all if interested. It doesn’t take much as these embassies share info with another. |
Re: Living In The Uk-life Of An Immigrant (part 2) by bigtt76(f): 10:00am On Jan 06, 2023 |
They see everything - when you arrive the country, when you leave and where you traveled to. That's why they ask for your passport at the entry point or departure even if they don't stamp you out. eniola1010: |
Re: Living In The Uk-life Of An Immigrant (part 2) by bigtt76(f): 10:17am On Jan 06, 2023 |
Book here - https://book.nationalexpress.com/coach/#/choose-journey Be ready to wheel your luggage to their boarding terminal. Its not straight from aircraft to the bus taif: 3 Likes 1 Share |
Re: Living In The Uk-life Of An Immigrant (part 2) by CowbellY: 10:39am On Jan 06, 2023 |
bigtt76: Not really. They see what's on the passport and your immigration records to that particular country only. Except you have a flag on your passport which can be request by any country. Arriving in Dubai (for example) on a fresh passport, they have no means of verifying your UK immigration record as the UK doesn't share border information with them. |
Re: Living In The Uk-life Of An Immigrant (part 2) by Osoderi(m): 11:14am On Jan 06, 2023 |
morning house, I have been trying to build my credit but it is not strong. I have applied for American credit card and I am using it. I have register for vote, I have included all my direct debit payment in my credit karma but still my scores is 570. I have applied for credit cards in two of my banks but was refused. saying I am not eligible due to my score is low. pls what other ways can I do to increase my score. A friend adviced me to get Argos card to use it to buy things and pay back. pls I need more advice, I really want to build my credit. I have stayed one year in the UK. is there any lenders that can borrow me money to repay back to enable me build my credit pls. kindly advice. Thank u |
Re: Living In The Uk-life Of An Immigrant (part 2) by eniola1010(m): 11:17am On Jan 06, 2023 |
Lexusgs430: But not so long ago some people on this thread said it is a red flag to say your relative is coming for omugwo. Which i find absurd. Cus if person wife born how person wan support him wife. Will both husband and wife now leave work when there are bills to pay? And only god knows how many months martenity leave uk dey give. Even if they give a long maternity leave who go come dey house with the wife. So i dont think it should be an issue to tell vo that the grandma is coming for omugwo |
(1) (2) (3) ... (794) (795) (796) (797) (798) (799) (800) ... (1007)
General Australian Student Visa Enquiries Part 3 / Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 / Canadian Express Entry/Federal Skilled Workers Program-Connect Here Part 3
(Go Up)
Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health religion celebs tv-movies music-radio literature webmasters programming techmarket Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 75 |