Looking for a profitable fixed income fund?

SFS Fixed income fund is your best choice.

Features:
Current Rate: 11.01%
Fund managers: SFS Capital
Custodian: Stanbic IBTC
Trustees: STL Trustees
Regulator: SEC
Income Distribution: Quarterly
Income accrual: Daily
Interest reinvestment (compounding) allowed
Minimum investment amount: 5,000
Underlying Assets: FGBN Bonds, Treasury bills, Blue Chip corporate commercial papers
Online account and investment monitoring with the web/app available

Click the link on my signature to register online.

emmasoft:
Looking for a profitable fixed income fund?

SFS Fixed income fund is your best choice.

Features:
Current Rate: 11.01%
Fund managers: SFS Capital
Custodian: Stanbic IBTC
Trustees: STL Trustees
Regulator: SEC
Income Distribution: Quarterly
Income accrual: Daily
Interest reinvestment (compounding) allowed
Minimum investment amount: 5,000
Underlying Assets: FGBN Bonds, Treasury bills, Blue Chip corporate commercial papers
Online account and investment monitoring with the web/app available

Click the link on my signature to register online.

Sir, How safe it is

Tohmey:

Sir, How safe it is

SFS fixed income fund is in the category of safe investment. It's very safe.

Underlying assets doesn't involve equities so no fear of capital loss.

FGN bonds and treasury bills are backed by the might of the federal government. All capital invested in the fund is very safe and returns are sure.

The fund was lunch in 2014 and since then till now it has been doing great and rewarding investors nicely.

emmasoft:


SFS fixed income fund is in the category of safe investment. It's very safe.

Underlying assets doesn't involve equities so no fear of capital loss.

FGN bonds and treasury bills are backed by the might of the federal government. All capital invested in the fund is very safe and returns are sure.

The fund was lunch in 2014 and since then till now it has been doing great and rewarding investors nicely.

Thanks sir, but am seeing fixed deposit on INVESTMENT ONE 500k and above at 11% p. a and 5,000,000 and above at 14% p.a. How safe is that one causd I'm considering to use that one due to i already have account with them

Tohmey:

Thanks sir, but am seeing fixed deposit on INVESTMENT ONE 500k and above at 11% p. a and 5,000,000 and above at 14% p.a. How safe is that one causd I'm considering to use that one due to i already have account with them

It's also safe, but know that 10% WHT will always be deducted from interest on fixed deposits and the rate remain fixed irrespective of any positive changes in MPR.

emmasoft:
Looking for a profitable fixed income fund?

SFS Fixed income fund is your best choice.

Features:
Current Rate: 11.01%
Fund managers: SFS Capital
Custodian: Stanbic IBTC
Trustees: STL Trustees
Regulator: SEC
Income Distribution: Quarterly
Income accrual: Daily
Interest reinvestment (compounding) allowed
Minimum investment amount: 5,000
Underlying Assets: FGBN Bonds, Treasury bills, Blue Chip corporate commercial papers
Online account and investment monitoring with the web/app available

Click the link on my signature to register online.

Have u moved again?

ibechris:



Have u moved again?

Yes. The movement to FSDH didn't work out then.
Currently, I sell

Fixed income fund for SFS capital,

MMF for Stanbic IBTC Asset Management and EDC Fund Management Ltd,

Stockbroking for Investment one.

emmasoft:


Yes. The movement to FSDH didn't work out then.
Currently, I sell

Fixed income fund for SFS capital,

MMF for Stanbic IBTC Asset Management and EDC Fund Management Ltd,

Stockbroking for Investment one.

Ok

sgtponzihater1:
Stanbic MMF 12% as at yesterday. Sounds good to me.

Are you referring to the YTD performance they sent via mail?

If so, I'll like to point out that there's a difference between Year-To-Date performance and current performance.

emmasoft:


It's also safe, but know that 10% WHT will always be deducted from interest on fixed deposits and the rate remain fixed irrespective of any positive changes in MPR.

Clear me sir, is it when breaked it that 10% will be deducted?

Tohmey:

Clear me sir, is it when breaked it that 10% will be deducted?

I want to believe you are asking if it's when you withdraw before maturity that 10% is deducted.

No it's a regulatory requirement for fixed deposit.
Even when you hold to maturity the 10% WHT will be deducted, if you didn’t hold to maturity it will be more.

Please note that fixed deposit is different from fixed income fund.

The later is a mutual fund no deduction of WHT by regulatory policy while the former is cash deposit similar to what the commercial banks do.

I hope this help.

emmasoft:


I want to believe you are asking if it's when you withdraw before maturity that 10% is deducted.

No it's a regulatory requirement for fixed deposit.
Even when you hold to maturity the 10% WHT will be deducted, if you didn’t hold to maturity it will be more.

Please note that fixed deposit is different from fixed income fund.

The later is a mutual fund no deduction of WHT by regulatory policy while the former is cash deposit similar to what the commercial banks do.

I hope this help.

ok sir, i will call you to get clearify of what you are saying

emmasoft:


It's also safe, but know that 10% WHT will always be deducted from interest on fixed deposits and the rate remain fixed irrespective of any positive changes in MPR.

This is ok. At least the investor is aware of the withholding tax from the beginning and it will be calculated into his plans. Not like Commercial Papers where the arranger will stylishly put a statement like "Applicable tax shall apply or otherwise exempted" advert sent to you. Then skip the information of whether it is exempted or not from the terms of agreement/contract paper and all after, send you an incomplete proceed with claims that withholdings tax was deducted.


Even on MMF, except you choose to reinvest interest; if otherwise your interest will still be taxed and possibility of having more than 10% interest cumulatively for the year is not there.

Please house I need your input in this ...
I was in urgent need for money so I did online redemption from my stanbic money market fund on Thursday 16th Feb 2023 by 8am. I was debited same day from mmf account, but have not been credited. I ve not had this delay in my other redemptions , even though its been a year since the last redemption. Should I be worried. I am in Owerri

kamsy4God:
Please house I need your input in this ...
I was in urgent need for money so I did online redemption from my stanbic money market fund on Thursday 16th Feb 2023 by 8am. I was debited same day from mmf account, but have not been credited. I ve not had this delay in my other redemptions , even though its been a year since the last redemption. Should I be worried. I am in Owerri

Stanbic IBTC Asset Management Limited does not usually delay payment of redeemed funds like this. However, it is very possible with the current happenings in Nigeria.

Thus, you may need to contact them. Before you do that, please be sure from your own end. Try to do the underlisted:

1. Check your MMF account to confirm if the money has been deducted from there or not.

2. Check your SMS and email inbox / spam box to be sure that after you initiated the redemption, it was successful. By confirming you received the TRANSACTION TOKEN and after using same, you received the TRANSACTION RECEIPT of the redemption.

3. Be sure you selected the right destination where the redemption is to be credited. Eg your account.

4. Check your account balance/transaction on either mobile app, internet login or ATM irrespective of whether you were to get the alert or not. Network sometimes may affect the delivery of alerts.

5. When these are checked and all is well on your part, you can just google their customer service number, call and ask to be connected to their Mutual Fund Arm. Then you can make your complain and find out possible reasons for the delay.

emmasoft:


It's also safe, but know that 10% WHT will always be deducted from interest on fixed deposits and the rate remain fixed irrespective of any positive changes in MPR.

Pls how can I access my investment one money market account? The previous website they sent via email is no longer working. I will like to withdraw all my funds, I don't feel comfortable dealing with them anymore. I sent them emails but no response yet

Foodempire:


Pls how can I access my investment one money market account? The previous website they sent via email is no longer working. I will like to withdraw all my funds, I don't feel comfortable dealing with them anymore. I sent them emails but no response yet

Please note that effective last year January, Investment one is no longer the fund manager of Abacus MMF. The new fund manager is GTfundmanagers a member of GTCO.

However, all login details from investment one will still work with the new fund managers.
You can send them a mail to ask for your statement or redemption form. I'm sure it will be done.

If you still wish to invest in MMF or fixed income fund, click on the link on my signature to open an account with Stanbic IBTC Asset Mgt , EDC Asset mgt., or SFS capital.

ogawisdom:


Do u kw of any other mutual fund dt can pay a guaranteed 12percent of ones principal per annum payable every three months. Kgif pays after six months dts too long.

Check out index funds https://www.nairaland.com/7550700/how-index-funds-work-like

freeman67:


Stanbic IBTC Asset Management Limited does not usually delay payment of redeemed funds like this. However, it is very possible with the current happenings in Nigeria.

Thus, you may need to contact them. Before you do that, please be sure from your own end. Try to do the underlisted:

1. Check your MMF account to confirm if the money has been deducted from there or not.

2. Check your SMS and email inbox / spam box to be sure that after you initiated the redemption, it was successful. By confirming you received the TRANSACTION TOKEN and after using same, you received the TRANSACTION RECEIPT of the redemption.

3. Be sure you selected the right destination where the redemption is to be credited. Eg your account.

4. Check your account balance/transaction on either mobile app, internet login or ATM irrespective of whether you were to get the alert or not. Network sometimes may affect the delivery of alerts.

5. When these are checked and all is well on your part, you can just google their customer service number, call and ask to be connected to their Mutual Fund Arm. Then you can make your complain and find out possible reasons for the delay.

Thanks for your detailed guide. Actually the problem was from there end, after series of calls and an email it was rectified on 21/2/23. They said issue is from UBA custodian.

Hello there, I have been trying to get a car for e-hailing since last year, I have 500k so far and my rent is coming up in June (200k) I don't want this money just lying around, I have heard of ibtc mutual funds, pls I need more info on how to put this money there. Thanks.

bigiyaro:
Hello there, I have been trying to get a car for e-hailing since last year, I have 500k so far and my rent is coming up in June (200k) I don't want this money just lying around, I have heard of ibtc mutual funds, pls I need more info on how to put this money there. Thanks.

Go to the link below and buy a fund

https://www.stanbicibtcfundsmanagement.com/invest-now-yjwx99e4

Please use my referral code

If you have any question let me know.

Best wishes

PonziHater

Buy some mutual fund for your family and friend this season. Use code below
https://www.stanbicibtcfundsmanagement.com/invest-now-yjwx99e4

bigiyaro:
Hello there, I have been trying to get a car for e-hailing since last year, I have 500k so far and my rent is coming up in June (200k) I don't want this money just lying around, I have heard of ibtc mutual funds, pls I need more info on how to put this money there. Thanks.

@emmasoft see customer.

bigiyaro:
Hello there, I have been trying to get a car for e-hailing since last year, I have 500k so far and my rent is coming up in June (200k) I don't want this money just lying around, I have heard of ibtc mutual funds, pls I need more info on how to put this money there. Thanks.

Good decision.
Two different mutual funds you can use right now.
Either SFS fixed income fund 11.01%
or stanbic mmf 9.89%

They are both low risk.
No WHT on the interest.

The interest is valued daily but paid/reinvested quarterly for SFS and monthly for ibtc.

Since you are keeping the money for a target I will advise you to opt for reinvestment of interest which is usually the default option.
You also have the opportunity to top up in case you have some cash before your target time.

To start, click the links on my signature and complete the online form.

You can also call/chat me up with the phone number on my signature if you need further clarification.

I look forward to having you on board.

freeman67:


@emmasoft see customer.

Thank you my brother @freeman67. I hope he comes over.
He's sure to get good and reliable services as always.

Stanbic MMF is poor though
I opened MMF account with both Investment One and Stanbic Ibtc and deposited same amount
The difference is clear

yak:
Stanbic MMF is poor though
I opened MMF account with both Investment One and Stanbic Ibtc and deposited same amount
The difference is clear

Pls throw more light pls. What was the percentage difference using the same time span. Thanks

yak:
Stanbic MMF is poor though
I opened MMF account with both Investment One and Stanbic Ibtc and deposited same amount
The difference is clear

You don't say!
I thought the ability to compound accrued interest
on a monthly basis should supercharge performance and deliver superior returns for the investors.

Good evening everyone,

Any body operating Dollar mutual fund with GTB..am interested. Have some dollars sitting idle in the bank

Please I need guidance.

Stanbic MMF Unique Features
Enjoy monthly payment/reinvestment of interest when you invest in Stanbic IBTC MMF.

For those already on board, check your account your February accrued interest has already been reinvested.

Click the link on my signature to start investing.

Amazing result from Stanbic this month. You can make passive income with Stanbic mutual funds.

My advice is get some education, ask questions, avoid greed or super high return investments and Ponzi scheme.

Lastly keep using my ref link as well.

We must all be rich

PonziHater

O boy, somebody don Dey drag Emmasoft work?