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Nairaland Forum / Nairaland / General / Investment / Loan Interest Accumulated To Almost 1million Naira (1022 Views)
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Loan Interest Accumulated To Almost 1million Naira by baba4thegehs: 6:34pm On Apr 23, 2023 |
I have a friend that took loan from mutiple companies for a business and she was duped in the process, now the loan interest has accumulated over the months to almos N1.3m and shes unable to pay, I wanted to find out of its possibile the renegotiate the interest during repayment. She took loan from close to 4 apps and can't pay back even capital she doesn't have. But we are trying to help her out to pay off at least the capital, because this guys are disturbing everyone. Parent, Friends, Family members etc. It's very embarrassing to say the least ****** Update *** We started offsetting the principle amount today and so far we have paid of a total of 25 loan companies and about 750k have been paid out! We told the we can't pay the interest and late fees, 90% of them accepted. Hopefully we'd finish up tomorrow. This is unbelievable sha |
Re: Loan Interest Accumulated To Almost 1million Naira by Wodu89: 6:36pm On Apr 23, 2023 |
Yes. It's possible. She should get a lawyer etc and negotiate two years repayment. I did same with a bank though without lawyer 4 Likes 1 Share |
Re: Loan Interest Accumulated To Almost 1million Naira by Redoil: 6:50pm On Apr 23, 2023 |
baba4thegehs:mismanaged loan or duped |
Re: Loan Interest Accumulated To Almost 1million Naira by dawnomike(m): 6:55pm On Apr 23, 2023 |
baba4thegehs:She should reach out to her creditors to restructure the loan for off payment 2 Likes 1 Share |
Re: Loan Interest Accumulated To Almost 1million Naira by AchrafHakimi: 7:26pm On Apr 23, 2023 |
Wodu89: Some of you are just criminally ignorant. I don't know if you are illiterate or just looking for attention. What role exactly is a lawyer supposed to play in ordinary personal loan restructuring? 2 Likes 2 Shares |
Re: Loan Interest Accumulated To Almost 1million Naira by Wodu89: 7:28pm On Apr 23, 2023 |
AchrafHakimi: Give better counsel than I did professionally. How is this a criminal offense please ? 1 Like 1 Share |
Re: Loan Interest Accumulated To Almost 1million Naira by AchrafHakimi: 7:37pm On Apr 23, 2023 |
Wodu89: Your dumbness is a criminal offense. Lawyer for loan restructuring. Una go just dey cap to appear smart online. 2 Likes |
Re: Loan Interest Accumulated To Almost 1million Naira by advanceDNA: 7:37pm On Apr 23, 2023 |
AchrafHakimi: 1 Like
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Re: Loan Interest Accumulated To Almost 1million Naira by Wodu89: 7:43pm On Apr 23, 2023 |
AchrafHakimi: Smiles. I don't blame you stvpid animal. If Nigeria wasn't lawless as a nation, you'd know in saner climes legal advise for best ways to go about loan restructuring isn't a bad thing Ode forming smart. Idiot oshi 2 Likes |
Re: Loan Interest Accumulated To Almost 1million Naira by AchrafHakimi: 7:47pm On Apr 23, 2023 |
Wodu89: Oga Saner Climes, A lawyer is not needed to restructure a loan except there is a dispute in the loan amount and I don't see anywhere in OP's write up where she is disputing her debt. Stick to Bobrisky and social media wey you sabi. Illiterate. |
Re: Loan Interest Accumulated To Almost 1million Naira by AchrafHakimi: 7:48pm On Apr 23, 2023 |
advanceDNA: Patiently waiting to reply whenever you're ready... 1 Like |
Re: Loan Interest Accumulated To Almost 1million Naira by advanceDNA: 7:52pm On Apr 23, 2023 |
AchrafHakimi: ..... ur comment just funny to me.... But e be like u are in the mood for vawulence |
Re: Loan Interest Accumulated To Almost 1million Naira by Wodu89: 7:52pm On Apr 23, 2023 |
AchrafHakimi: Ode. If you don't know.legal.advisere can be consulted with for right about anything, then you're plain stvpid. Full 2 Likes 1 Share |
Re: Loan Interest Accumulated To Almost 1million Naira by AchrafHakimi: 7:58pm On Apr 23, 2023 |
Wodu89: Legal advise can be consulted even to park your car. Oya carry lawyer follow body so that he go dey tell you which lane to follow and where to park. Good luck. |
Re: Loan Interest Accumulated To Almost 1million Naira by AchrafHakimi: 7:58pm On Apr 23, 2023 |
advanceDNA: I'm ready for anything tonight. Seun don vex me die. |
Re: Loan Interest Accumulated To Almost 1million Naira by Wodu89: 8:10pm On Apr 23, 2023 |
AchrafHakimi: Ode forming woke. Get lost |
Re: Loan Interest Accumulated To Almost 1million Naira by Thatedoboy98(m): 11:06pm On Apr 23, 2023 |
Una two when de fight no get work oo |
Re: Loan Interest Accumulated To Almost 1million Naira by baba4thegehs: 8:04pm On Apr 24, 2023 |
dawnomike: Okayy. Thanks |
Re: Loan Interest Accumulated To Almost 1million Naira by baba4thegehs: 8:08pm On Apr 24, 2023 |
Redoil: She paid money to some She met online and they ghosted her. Good she didn't get, still don't understand how people trust some of these online vendors with no valid or traceable address. |
Re: Loan Interest Accumulated To Almost 1million Naira by baba4thegehs: 8:09pm On Apr 24, 2023 |
dawnomike: We've asked her to come by tomorrow, for review of all the loans she took both capital and interest. What I heard today is that it's close to 12 different loan. Omo people get mind. |
Re: Loan Interest Accumulated To Almost 1million Naira by baba4thegehs: 8:11pm On Apr 24, 2023 |
Wodu89: The problem is that she took from different platforms, But we will explore this option if the conversation with the companies doesn't go well. Thank you |
Re: Loan Interest Accumulated To Almost 1million Naira by baba4thegehs: 8:12pm On Apr 24, 2023 |
AchrafHakimi: I agree boss! |
Re: Loan Interest Accumulated To Almost 1million Naira by baba4thegehs: 8:13pm On Apr 24, 2023 |
Wodu89: All this fight no dey necessary sha. At the minimum try to counter an opinion without insults. E get why. |
Re: Loan Interest Accumulated To Almost 1million Naira by Wodu89: 8:29pm On Apr 24, 2023 |
baba4thegehs: Exactly why I recommended the legal counsel route. She will approach them one by one noni and apply for Debt refinancing ni o |
Re: Loan Interest Accumulated To Almost 1million Naira by baba4thegehs: 5:31pm On Apr 25, 2023 |
Update *** We started offsetting the principle amount today and so far we have paid of a total of 25 loan companies and about 750k have been paid out! We told the we can't pay the interest and late fees, 90% of them accepted, it was easy and via a telephone conversation. Hopefully we'd finish up tomorrow. This is unbelievable sha |
Re: Loan Interest Accumulated To Almost 1million Naira by SavageResponse(m): 6:25pm On Apr 25, 2023 |
Wodu89: Someone who is already broke you're advising her to get a lawyer to do ordinary loan restructuring Do you think the lawyer will do it for free or are you the one who will pay the lawyer?! |
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