bigtt76:
Its shocking that with the skilled worker visa he's unable to get part-time jobs sef

Those quite common actually. ... I know 5 people different cities that have been looking for 20 hours part time to supplement their main tier 2 care job and have not seen

I don't know how the care industry works she but how are employers getting away with bringing people and then not paying them?

Because Ko ye mi rara how someone can be in the country for months and not be paid despite having come in on a visa that requires both employer and employee to commit to a certain salary payment minimum.

If it was a normal contract the employer would be liable to pay in full at the end of every month for as long as the contract subsists, regardless of whether they give shifts.

So, are people getting SW visas on 0-hour contracts? Abi are the employers simply not paying the salaries due per contract?

Hmmmm

LagosismyHome:


Those quite common actually. ... I know 5 people different cities that have been looking for 20 hours part time to supplement their main tier 2 care job and have not seen

Tochyno1995 ...see below. Have you also checked that your credit score on Experian is not locked to external checks? Your score looks good though.

Question
a. Is your rent paid by bank transfer directly to the landlord's account? If yes, try setting up a standing order to execute same time every month
b. How is your council tax or utility bills paid? Do you have Direct Debit set up on your account to debit it every month? Direct debits are reported to credit bureaus
c. Look for Contract-SIM from any of the mobile networks (I use Virgin mobile) and port your current line to them, use direct debit to pay for this monthly. To call home you can use cheap call cards available in Tescos or ASDA etc
d. How long have you been on the electoral roll?

Try the following

1. Place the embolden on standing order and use the following to report your rent payment to report the rent payment to credit agencies.
2. Credit Ladder sign up using my referral https://www.creditladder.co.uk/join/4kN2nMj0DmjpABDL),
3. Loqbox (sign up using my link https://www.loqbox.com/en_gb/loqbox-invite?referral_code=SZJ9DXFXHX&referral_channel=link)
4. Sign up for AMEX https://americanexpress.com/en-gb/referral/tEMItOhbvx?XL=MNANS
5. Try not to open too many bank accounts (are your accounts online banks or conventional banks) or close any already opened
6. You should sign up to Experian credit score platform and they have a 30 days trial with which you can use to guide and boost your scores

You can report previous payment as currently is if you make the transfer same time monthly. The apps would pick it up from your bank account.

Dygeasy:
the emboldened explains a lot.

You have to show some committment to specific payments consistently and timely. If you can register on Creditladder, try to report your rent monthly. Once you're seen as one who doesn't miss payments, all these approvals will start falling in your laps.

Bigtt76 has a Creditladder link

BouharryArtikou:



I agree 100% with @Solumtoya that this response is 'Privileged Opinion'. It is possible there is some sense in what Justwise was saying, but the way it was put across is just not wise (my opinion).

Granted, Justwise has done some fantastic work on nairaland but sometines his responses (like this one) is'nt fair. I think Justwise conflated the financial requirements for STUDENTS (Tier-4) with that of workers (Tier-2).

As someone who has worked (as admin) in a firm that issues CoS, I know for a fact that we have the choice of either selecting that we will make maintenance funds available to the worker we are sponsoring, or we could tick NO. In the latter scenario, the worker is responsible for keeping their PoF in a bank for 28 days to show that they have money. There is a reason why the maintenance PoF for WORK visa is different from STUDENT visa. This is because for WORK visa, the worker is expected to be paid (IN FULL) from date of commencement of 'Work' (I put work in " " here becasue onboarding/induction/training is considered as Work.

It makes sense for a student arriving to have some 'buffer' of more than a month (well, that would already have been submitted in PoF anyway). But for a worker, 1 month is enough, as the worker is expected to receive their first salary not more than 1 month of arrival... This is common sense.

References:
https://www.gov.uk/health-care-worker-visa/how-much-it-costs


The first screenshot is part of the CoS application for a worker where the sponsoring company is agreeing that maintenance funds will be available for the worker. In this screenshot, we ticked YES. It means the worker is not expected to show any PoF.
If we ticked NO, then the conditions in the second screenshot must be met by the worker.

I don't know why some of you bothered to type all these long story, you do not travel to another country to live and work with just one month rent. Its a silly gamble which is likely to backfire as this case has proved

I really don't give toilet brush about how people decide to read and interpret my post, we can't run away from reality.

So I heard that there is a type of CoS that people now buy and it’s called “No Work”.

There is already an agreement btwn the seller and buyer that there is no work available, they can only provide CoS and people are buying it without thinking twice.

To think this care worker visa 6145 was just launched a year and 3 months ago.

If not for the rubbish that is going on, I see no reason why one month rent shouldn’t be enough. Even govt said the least you can bring is £1270 which isn’t a bad idea for a visa type that work is already on ground.

I sincerely hope the home office can do sth about this Fraud going on. It has eaten so deep mehn 🤦‍♂️

Drey1:


Bro. Direct dd on revolut. He count for CC ba?

Let me just tell you now. Among all the banks in the UK, Revolut is one of the most useless.

DD from them hardly counts for anything. Na dem no dey part of switch scheme. Very anyhow bank. Move your direct debits to another bank.

Tier4Dependant:
So I heard that there is a type of CoS that people now buy and it’s called “No Work”.

There is already an agreement btwn the seller and buyer that there is no work available, they can only provide CoS and people are buying it without thinking twice.

To think this care worker visa 6145 was just launched a year and 3 months ago.

If not for the rubbish that is going on, I see no reason why one month rent shouldn’t be enough. Even govt said the least you can bring is £1270 which isn’t a bad idea for a visa type that work is already on ground.

I sincerely hope the home office can do sth about this Fraud going on. It has eaten so deep mehn 🤦‍♂️

the care industry and the COS that comes with it is a massive bubble that will burst soon. It's ridiculous what many people are going through.

When I see people in England asking for connections for jobs I get amazed. Have you been to a place called Swansea in wales😂
If you find 1000 care jobs in Manchester, you will only see 35 in Swansea.
Go on Indeed Jobs plenty
Apply as much as you can
And these agencies bringing people to the UK, let’s be careful, carry plenty money, borrow if you have to.

justwise:


I don't know why some of you bothered to type all these long story, you do not travel to another country to live and work with just one month rent. Its a silly gamble which is likely to backfire as this case has proved

I really don't give toilet brush about how people decide to read and interpret my post, we can't run away from reality.

Brother the streets are rough ooo.(Ticket so expensive these days, everything has gone up and exchange rate is over 900. )
Even for some the ticket self was raised by a village so you have people coming with literally nothing. Which ideally is ok if employers were paying immediately you resume work on day 1

Anyone who comes with buffer is coming from a privilege ....... but sometimes others won't understand. As they say

half the world knows not how the other half lives

Dygeasy:
Let me just tell you now. Among all the banks in the UK, Revolut is one of the most useless.

DD from them hardly counts for anything. Na dem no dey part of switch scheme. Very anyhow bank. Move your direct debits to another bank.

Which uk bank, allows you buy share/stocks, directly?? REVOLUT.....

Which uk bank allows buy cryptos, directly?? REVOLUT......

Which uk bank allows you buy commodities, directly?? REVOLUT.....

Because you cannot claim that free £200...... They are now useless........ 😜😭😂

Lexusgs430:



Which uk bank, allows you buy share/stocks, directly?? REVOLUT.....

Which uk bank allows buy cryptos, directly?? REVOLUT......

Which uk bank allows you buy commodities, directly?? REVOLUT.....

Because you cannot claim that free £200...... They are now useless........ 😜😭😂

l☺️ℓ I find it weird that they do not circle back to credit reporting agencies (I stand to be corrected). That's the crux for me.

Dygeasy:
l☺️ℓ I find it weird that they do not circle back to credit reporting agencies (I stand to be corrected). That's the crux for me.

We have some banks ....... You use them, for what they are best at ..........

Revolut gives you more interest, than your traditional high street banks ..........😛

Travel abroad, use your revolut card (as if you are a local).......🤣😂

Lexusgs430:



Which uk bank, allows you buy share/stocks, directly?? REVOLUT.....

Which uk bank allows buy cryptos, directly?? REVOLUT......

Which uk bank allows you buy commodities, directly?? REVOLUT.....

If I am doing a transaction with anyone and the person mentions Revolut, that is the end of the deal. Revolut = Opay/Kuda. It is a very useless "UK bank"

Because of their crypto wokeness with minimal security checks in place, a lot of people have been scammed.

Lexusgs430:



We have some banks ....... You use them, for what they are best at ..........

Revolut gives you more interest, than your traditional high street banks ..........😛

Travel abroad, use your revolut card (as if you are a local).......🤣😂

For Challenger banks, Wise gives more interest, higher security checks, no 'bloØdy crypto', multiple currencies etc.

Dygeasy:
the emboldened explains a lot.

You have to show some committment to specific payments consistently and timely. If you can register on Creditladder, try to report your rent monthly. Once you're seen as one who doesn't miss payments, all these approvals will start falling in your laps.

Bigtt76 has a Creditladder link

Thank you so much, i'll do as suggested.

bigtt76:
Were you on the electoral register before applying? Registering online does not automatically mean you've been listed. By law, the Electoral Register is updated on the first working day of every month except October and November.

How have you been paying your bills? Standing order or cash? You should look at doing direct debit or standing orders if not. Also look at taking a contract-sim only phone deal with your phone network instead of pay as you go. It helps cause they will debit you using direct debit monthly. What bank do you use? Ensure your bank reports your DD to credit score companies.

When applying as a student, best you quote a low annual salary amount. Don't go and be quoting £24000 as your income when everyone knows as a student you can't earn up to that due to the 20hr restrictions.

Allow sometime (say 3 months) before re-attempting. All the best

Yeah, i did the electoral register before i applied. I also voted in the last council elections.

Anyway, i'll reapply after 3 months and setup direct debit using my Lloyds bank. I feel Revolut does not report these transactions to credit authorities because i've been using revolut for my Uni's school fees direct debit.

Thanks a lot.

bigtt76:
Tochyno1995 ...see below. Have you also checked that your credit score on Experian is not locked to external checks? Your score looks good though.

Question
a. Is your rent paid by bank transfer directly to the landlord's account? If yes, try setting up a standing order to execute same time every month
b. How is your council tax or utility bills paid? Do you have Direct Debit set up on your account to debit it every month? Direct debits are reported to credit bureaus
c. Look for Contract-SIM from any of the mobile networks (I use Virgin mobile) and port your current line to them, use direct debit to pay for this monthly. To call home you can use cheap call cards available in Tescos or ASDA etc
d. How long have you been on the electoral roll?

Try the following

1. Place the embolden on standing order and use the following to report your rent payment to report the rent payment to credit agencies.
2. Credit Ladder [/b]sign up using my referral https://www.creditladder.co.uk/join/4kN2nMj0DmjpABDL),
3. [b]Loqbox (sign up using my link https://www.loqbox.com/en_gb/loqbox-invite?referral_code=SZJ9DXFXHX&referral_channel=link)
4. Sign up for AMEX https://americanexpress.com/en-gb/referral/tEMItOhbvx?XL=MNANS
5. Try not to open too many bank accounts (are your accounts online banks or conventional banks) or close any already opened
6. You should sign up to Experian credit score platform and they have a 30 days trial with which you can use to guide and boost your scores

You can report previous payment as currently is if you make the transfer same time monthly. The apps would pick it up from your bank account.

This is very useful, thank you so much for the information.

koonbey:
I don't know how the care industry works she but how are employers getting away with bringing people and then not paying them?

Because Ko ye mi rara how someone can be in the country for months and not be paid despite having come in on a visa that requires both employer and employee to commit to a certain salary payment minimum.

If it was a normal contract the employer would be liable to pay in full at the end of every month for as long as the contract subsists, regardless of whether they give shifts.

So, are people getting SW visas on 0-hour contracts? Abi are the employers simply not paying the salaries due per contract?

That's one of my grudges with Home Office. They are not performing their oversight on care industry employers as they ought to. Many reports, both anecdotal and academic findings, with recommendations, are there showing the massive abuse going on in that industry but the government just keeps issuing more CoS without adequate checks on whether the current workers are being treated well. I still don't understand what's difficult in checking the number of clients an agency has and ensuring they only get CoS for the capacity needed to serve the client base. I know someone that didn't earn a dime for over 2 months after they arrived and I know how difficult it was surviving. Honestly, people in that industry are going a lot while their greedy employers feed fat on their "CoS fees". Too bad

Lexusgs430:



We have some banks ....... You use them, for what they are best at ..........

Revolut gives you more interest, than your traditional high street banks ..........😛

Travel abroad, use your revolut card (as if you are a local).......🤣😂

well, yeah you're right. I have Revolut and still use it. It has its purpose and serves it well.

koonbey:
I don't know how the care industry works she but how are employers getting away with bringing people and then not paying them?

Because Ko ye mi rara how someone can be in the country for months and not be paid despite having come in on a visa that requires both employer and employee to commit to a certain salary payment minimum.

If it was a normal contract the employer would be liable to pay in full at the end of every month for as long as the contract subsists, regardless of whether they give shifts.

So, are people getting SW visas on 0-hour contracts? Abi are the employers simply not paying the salaries due per contract?

I think this is the whole point with this care visa drama because if people are paying for their cos, then it isn't a normal contract and the reality is the employee has to bear some responsibility as well.

With all the reports that have been made on this and other forums, it should be public knowledge now that many of these care homes/ agencies are scamming, so people should really be taking a lot more care and due diligence. And where possible like Justwise said, bringing buffer funds in case there's no work when they arrive. They should know the terms of their visas inside out and what additional work they are/are not allowed to do.

Not everything is HO's fault - if individuals are making under table deals then they are empowering the care agencies, just as there will always be boat smugglers as long as people are desperate enough to pay them.

justwise:


I don't know why some of you bothered to type all these long story, you do not travel to another country to live and work with just one month rent. Its a silly gamble which is likely to backfire as this case has proved

I really don't give toilet brush about how people decide to read and interpret my post, we can't run away from reality.

With all the information on this thread about how care companies are not giving their workers shift and you decide to come and take your chances and not bring enough buffer then it is your fault. Expect no sympathies from jw.

davide470:
If I am doing a transaction with anyone and the person mentions Revolut, that is the end of the deal. Revolut = Opay/Kuda. It is a very useless "UK bank"

Because of their crypto wokeness with minimal security checks in place, a lot of people have been scammed.

Revolut is the goto bank for scammers. They can issue account number without account name.

If you wan dash me money and you mention revolut, I no take again, keep your money. Talk more of na me wan give you money.

koonbey:
I don't

If it was a normal contract the employer would be liable to pay in full at the end of every month for as long as the contract subsists, regardless of whether they give shifts.

I've been thinking about this as well. There is a minimum salary requirement for tier 2 visa. So the employee is supposed to be paid in full whether there is shift or not.

Here is the issue, he who wants equity must come with clean hands. If the employee reports none payment of salary to HO, HO will take action. But they can't report because the company will go down and they'll lose their jobs.

koonbey:
I don't know how the care industry works she but how are employers getting away with bringing people and then not paying them?

Because Ko ye mi rara how someone can be in the country for months and not be paid despite having come in on a visa that requires both employer and employee to commit to a certain salary payment minimum.

If it was a normal contract the employer would be liable to pay in full at the end of every month for as long as the contract subsists, regardless of whether they give shifts.

So, are people getting SW visas on 0-hour contracts? Abi are the employers simply not paying the salaries due per contract?

This right here, is the question. What is being done to the worker is a criminal offence. Either that, or the skilled worker visa is an illegal arrangement from the start.

All the victim blaming that the rest are doing is an unneeded distraction from the issue at hand. No one should be moving from one job to another in a supposedly sane society and be worrying about 6 months contingency plan in case they don’t get paid. Makes zero sense.

Life happens whether sane or no sane country. One just have to be prepared instead of living under edge conditions. Even people who have worked for years and gets paid regularly still maintain the need to have contingency funds stashed somewhere, how much more you travelling a long distance to a new place 🤷🏿‍♀️... It's not an unnecessary distraction to the issue but rather one that those coming behind should take note of.

SamReinvented:

This right here, is the question. What is being done to the worker is a criminal offence. Either that, or the skilled worker visa is an illegal arrangement from the start.

All the victim blaming that the rest are doing is an unneeded distraction from the issue at hand. No one should be moving from one job to another in a supposedly sane society and be worrying about 6 months contingency plan in case they don’t get paid. Makes zero sense.

Viruses:

Revolut is the goto bank for scammers. They can issue account number without account name.

If you wan dash me money and you mention revolut, I no take again, keep your money. Talk more of na me wan give you money.

Oya post your account details make I transfer you £750 from my revolut account......... 🤣😂

SamReinvented:

This right here, is the question. What is being done to the worker is a criminal offence. Either that, or the skilled worker visa is an illegal arrangement from the start.

All the victim blaming that the rest are doing is an unneeded distraction from the issue at hand. No one should be moving from one job to another in a supposedly sane society and be worrying about 6 months contingency plan in case they don’t get paid. Makes zero sense.

The skilled worker visa policy, is actually a very good recruitment system ....... But trust the devil's in Nigerian's, they would attempt to exploit angel's in heaven, for over exploited ticket passes, to shake the hand's of Jesus........

We always think we're smart and our love for ill gotten money, knows no bounds...... We would exploit the disabled, to help them cross the road......... 😁🤣

Why are America citizens, Dutch citizens, Finnish citizens, not caught in this greedy £10,000 COS trap.......... Because our hopeless politicians, that are meant to serve, build and provide........... Are simply like us all....... Self centered, greedy and have all their grubby hands in the cookie jar.......... 🤣😝

Lexusgs430:



Which uk bank, allows you buy share/stocks, directly?? REVOLUT.....

Which uk bank allows buy cryptos, directly?? REVOLUT......

Which uk bank allows you buy commodities, directly?? REVOLUT.....

Because you cannot claim that free £200...... They are now useless........ 😜😭😂

Revolut is actually one of the most progressive Banks Technologically.

https://www.youtube.com/watch?v=Wb1YAJv_LCM

Solumtoya:


Revolut is actually one of the most progressive Banks Technologically.

Revolut is actually not yet a UK bank(in the true sense), but just an e money institution.......

And the UK regulator's, are frustrating it's banking licence application........

Once they become a fully fledged bank ....... Expect more from revolut's revolution.......🤣

Which of the UK banks give 18£ to learn crypto? Revolut

Which of the UK bank pays 10 to 50£ for referrals? Revolut

Which of the UK bank is the easiest to open for a new immigrant ? Revolut 😁

Lexusgs430:



Which uk bank, allows you buy share/stocks, directly?? REVOLUT.....

Which uk bank allows buy cryptos, directly?? REVOLUT......

Which uk bank allows you buy commodities, directly?? REVOLUT.....

Because you cannot claim that free £200...... They are now useless........ 😜😭😂