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Nairaland Forum / Science/Technology / Technology Market / This Thread Is Only For Aliexpress Shopper (1611719 Views)
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Re: This Thread Is Only For Aliexpress Shopper by icon91(m): 7:37pm On Jun 13, 2023 |
Broskyjames: That's nice opening a dorm account without much stress, i just opened an account with them the week they suspended their naira card for international transaction (the $15 monthly limit), they sent me my account number later & called some days later & verified my address by asking & describing the building where i reside, the whole tin tire me as the main purpose of even opening the account(the $15 monthly spending) has been nullified Now back to your dorm account creation, the first stage has gone successfully, nos the real stage & where it matters the most is how's the funding & charges?? 1 Like |
Re: This Thread Is Only For Aliexpress Shopper by Goodnuel: 8:10pm On Jun 13, 2023 |
icon91:They still do that physical house verification in 2023 |
Re: This Thread Is Only For Aliexpress Shopper by Babalegba(m): 8:12pm On Jun 13, 2023 |
I bought $135 at 765 per dollar at Abeokuta itoku market in the afternoon , deposited it in my GTB dollar account,got home and hit the pay now button. Summer sales is now taken care of and I'm likely to stick with the dollar account for payments in the future. The virtual cards are getting problematic. 3 Likes |
Re: This Thread Is Only For Aliexpress Shopper by Goodnuel: 8:12pm On Jun 13, 2023 |
Broskyjames:That's not even all. A 2% charge and $1 flat funding fee. They no serious. 1 Like |
Re: This Thread Is Only For Aliexpress Shopper by Goodnuel: 8:13pm On Jun 13, 2023 |
Babalegba:I should do the same. Those fintech guys are becoming something else. |
Re: This Thread Is Only For Aliexpress Shopper by Babalegba(m): 8:13pm On Jun 13, 2023 |
Goodnuel:Yes they do.The banks have trust issues and who can blame them |
Re: This Thread Is Only For Aliexpress Shopper by Goodnuel: 8:15pm On Jun 13, 2023 |
Ominie:Was about to try it but it looks like absolute trash too.
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Re: This Thread Is Only For Aliexpress Shopper by Goodnuel: 8:19pm On Jun 13, 2023 |
Babalegba:They no well o. . I remember when i created the account in 2013, the guy called me later without telling me he was going to verify the address. He was lost and called me to tell me that he couldn't find the house, i told he wasn't serious, and he should find it, I ended the call. That evening, they sent me my account number. Really shocked to learn that they still do it till date. I like the bank sha. Always free hall when you enter. |
Re: This Thread Is Only For Aliexpress Shopper by Fayrouzz(m): 8:25pm On Jun 13, 2023 |
Babalegba:What charges are attached to running a dorm account with GT. Like overall charges pls. |
Re: This Thread Is Only For Aliexpress Shopper by Broskyjames: 8:31pm On Jun 13, 2023 |
lilioj:Sorry Man. But i have a theory that is a little bit wild. I think some CC reps in these banks know more than thier colleagues cuz i first spoke with a lady who told me about the 2 reference form issh, i then asked another CC rep (A man btw) who just ask me for my existing account number and boom,i have sent the dom account no. inside 4 hrs with the internet log in details as well. |
Re: This Thread Is Only For Aliexpress Shopper by Broskyjames: 8:33pm On Jun 13, 2023 |
icon91:Yeah, The CC rep said i should come tomorrow to apply for the Dollar Card, and the fee will be debited from my existing naira account, so i should know more by tomorrow hopefully. 1 Like |
Re: This Thread Is Only For Aliexpress Shopper by Broskyjames: 8:37pm On Jun 13, 2023 |
Goodnuel:As in, i actually took out time within the past 2 days to try about 8! of these fintechs offering VC services and i was met with a stiff brick wall!. Gotok is/was still the best I've used, and i am predicting if they come back, thier stance will be just as stiff. I don't blame them tho, i think most of them have card issuers outside of here, and the financial burden of that is enormous. I read they actually have to remit to the card issuer whenever one uses the card, even if the transaction failed due to insufficient balance!. |
Re: This Thread Is Only For Aliexpress Shopper by Babalegba(m): 8:39pm On Jun 13, 2023 |
Fayrouzz:Mine is a GTB dollar account, not domiciliary. The fee is ten dollars per year and you only need bvn, photograph and id card to open it. 1 Like 1 Share |
Re: This Thread Is Only For Aliexpress Shopper by Goodnuel: 8:53pm On Jun 13, 2023 |
Broskyjames:Yes. I watched a video of the CEO of Cardify talk about some of the challenges they face, and the issue of charge backs and fraud. Still some of these their charges are just too much for the average user. At the rate other are going, Chippercash, the rejected stone might just become the cornerstone again. Yes, Gotok was truly the best. |
Re: This Thread Is Only For Aliexpress Shopper by Katsuki: 8:58pm On Jun 13, 2023 |
Fayrouzz: Ok I'll try it out I'll pay for one and not the other Let's see how it goes And also Is free shipping delivered to your door |
Re: This Thread Is Only For Aliexpress Shopper by Fayrouzz(m): 8:59pm On Jun 13, 2023 |
Babalegba:Ohh. Okay. Can you transfer to it, and did you pay $10 upfront, and in what currency, if yes. Also, are there any individual transaction fees attached? No vex for my 1000 question o |
Re: This Thread Is Only For Aliexpress Shopper by Babalegba(m): 8:59pm On Jun 13, 2023 |
Broskyjames:If you have a similar account with them already then there is no reason for them to be asking you to supply the same documents over again for example someone with a current account should be able to open a domiciliary account on the spot while someone with a savings account should be able to open a dollar card account. It's just common sense but unfortunately it's lacking in Nigeria |
Re: This Thread Is Only For Aliexpress Shopper by Fayrouzz(m): 9:01pm On Jun 13, 2023 |
Katsuki:Yes. If registered and delivered by Speedaf. |
Re: This Thread Is Only For Aliexpress Shopper by Broskyjames: 9:03pm On Jun 13, 2023 |
Goodnuel:Funny story lol i got my Chipper Dollar Card for free in January, then i linked it to my Apple Music, defaulted on the Apple Music Payment because of network issue and Chipper promptly cancelled my card to avoid chargeback at thier end, and now they are requesting for 2k to create another one 😂. But 2k is very fair compared to what others are offering, so Chipper might be the way to go for virtual dollar cards for now. |
Re: This Thread Is Only For Aliexpress Shopper by Broskyjames: 9:05pm On Jun 13, 2023 |
Babalegba:Exactly!.. It's basically the same KYC!, No need for an extra documentation, i doubt some of the CC reps finish the courses before they mount PC and be answering "Customer Care". |
Re: This Thread Is Only For Aliexpress Shopper by Goodnuel: 9:06pm On Jun 13, 2023 |
Babalegba:This would have made sense, but since it is a foreign currency, these roadblocks are put to sort of dissuade people from flooding it. Before our official currency turn another country currency. It is not even allowed to have another country's currency account in other countries. So, i think these restrictions are in order kinda |
Re: This Thread Is Only For Aliexpress Shopper by Katsuki: 9:14pm On Jun 13, 2023 |
Fayrouzz:And how do I know if it is (Hope I'm not bothering you with questions 😅😅) |
Re: This Thread Is Only For Aliexpress Shopper by Babalegba(m): 9:26pm On Jun 13, 2023 |
Fayrouzz:The cashier told me I would not be able to transfer into it but people on this board have told me that she was wrong as they were able to transfer into it. I did not pay upfront and they deducted from my first dollar deposit which was very annoying at the time. There are no transaction fees,all you pay is the annual fee. |
Re: This Thread Is Only For Aliexpress Shopper by Olamak1(m): 9:28pm On Jun 13, 2023 |
[quote author=Babalegba post=123776743].[/quote |
Re: This Thread Is Only For Aliexpress Shopper by icon91(m): 9:43pm On Jun 13, 2023 |
Goodnuel: Never knew they did this till now, na so i see am, no big deal anyways |
Re: This Thread Is Only For Aliexpress Shopper by Goodnuel: 9:53pm On Jun 13, 2023 |
Broskyjames:Yes o. The 2k is very fair now. I have my own card still active but i haven't used it this year. Maybe it is time to go back. 1 Like |
Re: This Thread Is Only For Aliexpress Shopper by Olamak1(m): 9:55pm On Jun 13, 2023 |
Broskyjames: Have tested about 5 of them in a couple of days also but discovered that they are birds of a feather. |
Re: This Thread Is Only For Aliexpress Shopper by Fayrouzz(m): 9:56pm On Jun 13, 2023 |
Babalegba:Okay. Thanks a lot. |
Re: This Thread Is Only For Aliexpress Shopper by Fayrouzz(m): 9:57pm On Jun 13, 2023 |
Katsuki:Your tracking number with end with an R. If it is not registered, it will end with an E. This is for Speedaf. No, the question and answers is what the thread is for. Idea sharing. |
Re: This Thread Is Only For Aliexpress Shopper by Olamak1(m): 10:11pm On Jun 13, 2023 |
Fayrouzz: This is exactly my grouse with the banks! They should make the dollar card funding flexible such that one would be able to transfer dollar from another platform to the card account , just like when one is transferring naira from one bank acct to another. With that, one would be able to fund the card at the comfort of the home, instead of looking for aboki to buy dollar from. |
Re: This Thread Is Only For Aliexpress Shopper by AutomaticMotors: 11:43pm On Jun 13, 2023 |
Olamak1: They would never do this!! That physical inflow means alot to them! |
Re: This Thread Is Only For Aliexpress Shopper by Gbagura: 6:40am On Jun 14, 2023 |
Broskyjames:Will you be issued a dollar card? |
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