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Nairaland Forum / Nairaland / General / Career / Graduate Loan Or Student Loan Which One Has A Better Economic Value (10449 Views)
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Graduate Loan Or Student Loan Which One Has A Better Economic Value by IrepChrist: 12:19pm On Jun 13, 2023 |
Guys I need a constructive opinion on these comperative subjects..... Student's financial aid or graduate empowerment what are your take? 7 Likes 2 Shares |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by tolue42(m): 12:36pm On Jun 13, 2023 |
Empowerment is different from being educated. We should stop mixing the two together.. The literacy rate in Nigeria is just slightly above 60% of our population. We need more educated people in our society. Jobs will be created automatically if we have more sane society. You can see what is happening in Fintech industry here, if not for covenant university and some private schools, we'll still be behind some African countries.. 49 Likes 2 Shares |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by slawomir: 3:31pm On Jun 14, 2023 |
Damnnn niggar Tinubu is confused signing everything that comes his way I know op raised this issue because of the student loan bill But the truth is student loan is dogshit Was the essence of giving out loan to students for schooling Then after that those trained students go come use that knowledge take go dey develop another country because those our trained students and best brain nor go see where for work for here there by moving in large numbers to those countries Don't worry to make it worse tuition fee is about to be introduced in our tertiary institution I told ya all that tinubu administration seems like gonna fail 26 Likes 5 Shares |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by bigdammyj: 3:31pm On Jun 14, 2023 |
Both. slawomir: Is it that you don't have money to smoke today or you've smoked the wrong weed.... Why is Tinubu now your nightmare, What's the link b/w Tinubu and this topic. 28 Likes |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by Felix6: 3:31pm On Jun 14, 2023 |
APC e warriors at it again. Keeps flogging dead horses, which useless loans are you dreaming about? Trying to market these deceptive characters, why has a non existence mirage taken the front burner amongst legit issues plaguing the country? Why can't The AGBADO in chief declare state of emergency in the power sector? Why is the supply of pipe borne water not taking the centre stage? You are here Trying to deceive and sway the youth with one stupid loan jingle. 11 Likes 3 Shares
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Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by LegendHero(m): 3:32pm On Jun 14, 2023 |
Both can happen at the same time. Even till now, government and private banks have several loans they give to people and the presidency can continue to drive it and make it more accessible to genuine business with the right system to monitor the disbursement. Student loan is mostly for student with parent earning less than 45k monthly and often kids of people like that are denied tertiary education and even those that afford it also borrow money either from cooperative or individuals they know at huge interest. From the student loan bill, one of the importance is to enable poor people have equal access to education and president Tinubu re-echoed that yesterday during his meeting with student leaders where he referenced Boli seller and etc. The government is trying to provide that same one with no interest rate and yet Nigerian youth are wasting time debating whether it was a bad idea and etc. What do we really want? 19 Likes 1 Share |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by Holluwhakemmy(f): 3:32pm On Jun 14, 2023 |
Both |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by VTJN(m): 3:32pm On Jun 14, 2023 |
Graduate loan Ofcourse Most Nigerian federal university are quite affordable. Some states government give out bursary and scholarship to their indigent students. Take a census on the numbers of graduates and students then you'd realise that there are a minimum of 1 graduate or undergraduate in every 2/3 family. These families had been coping in one way or the other to see their wards through school. I believe we all understand the level of unemployment and poverty in Nigeria. We top the ladder. A graduate loan will obviously help curb these menace to an extent compare to students loan, and that wouldn't stop those poor family from sending their wards to school. At least, over 1.5 million students sit for jamb yearly 5 Likes |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by nairalee(m): 3:32pm On Jun 14, 2023 |
Graduate empowerment loan of course Student loan is good but do u know rate of unemployment in Nigeria? When empower graduates then they in turn can employ more hands and provide good money to send children to school, that way u wouldnt even need student loan no more. But if u like give all Nigerian students free education, at the end of the day the labour market will be oversaturated 10 Likes |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by Oblongata: 3:32pm On Jun 14, 2023 |
You need to have brains first before you will know how to invest! Student loan help safeguard the future of a country! It decreases illiteracy level and gives everyone (rich and poor) opportunity to be whatever they want to be! Youths no longer have excuses to blame their parents for their misfortunes, now their future is in their hands... 7 Likes 1 Share |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by bassey08: 3:32pm On Jun 14, 2023 |
Nice one |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by chimpad: 3:32pm On Jun 14, 2023 |
I have nothing to say but I'm willing to sell this space. ![]() ![]() |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by NobleSeed(m): 3:32pm On Jun 14, 2023 |
Student loan {finish school work isn't guarantee how did you pay? Graduate loan (use it to start business? Inflation show you pepe... Na to use am Japa if the loan is reasonable though. 1 Like |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by yordha(m): 3:32pm On Jun 14, 2023 |
Both can still exist at the same time. 2 Likes |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by iLoveYouToo(m): 3:32pm On Jun 14, 2023 |
Student loan. Some parents really struggle to put their kids through school and have little to enjoy their retirement. Kids should take their destinies into their hands. 2 Likes |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by GanagiBeetrus: 3:32pm On Jun 14, 2023 |
Both are good, but a lot more uncertainties with the Student loan. Will he graduate? Will he get a job? Will he pay back? But for the Graduate, you can carry out feasible study of his business plan & decide whether to give him loan or not. 4 Likes 1 Share |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by Chijeep(m): 3:33pm On Jun 14, 2023 |
my own be say make Nigeria sha better... Suffer no be person mate |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by Deicide: 3:33pm On Jun 14, 2023 |
Graduate Loan abeg 1 Like |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by WEALTHYLADYTIME(f): 3:33pm On Jun 14, 2023 |
SERIOUSLY SPEAKING, THIS COUNTRY HAVE SO MUCH MONEY TO DO LOTS OF FREE STUFFS FOR STUDENTS AND THE UNEMPLOYED, I AM NOT HAPPY WITH THIS LOAN STUFF, GOD HAS BLESS NIGERIA, BUT OUR LEADERS ARE MAKING THINGS HARD FOR IT CITIZENS. |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by nonny1212: 3:34pm On Jun 14, 2023 |
Graduate loan ASAP |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by Viraltrends123: 3:34pm On Jun 14, 2023 |
Student loan is better 2 Likes |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by SpatialKing(m): 3:34pm On Jun 14, 2023 |
What Nigerian students need are the following 1..Student Jos which is the general term given to jobs that will fit with a full-time student’s schedule.. Universities should have the ability to employ students to work in the universities and also make the study to fit in.. Students can take up the roles assistants, front desk etc. 2..Internships: It should be mandatory for organizations to take students on internships either during holidays or graduate interns most organizations make alot of profits from the system but hardly employ fresh graduates or students interns 4 Likes |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by adioolayi(m): 3:35pm On Jun 14, 2023 |
I think we are missing some salient key points the student loan seems to address for now.. It is strictly for parents that have a combine income of #500,000 and below per annum.. So, the idea, I think, is to address the children of those civil servants at the lowest of cadre..those taking home minimum wage...the gateman, the cleaners, the messengers and the likes that are finding it extremely difficult to send their children to higher institution.. These group of people includes petty artisans and petty traders.. their children too have the right to university education.. For me, this is bette than the trader moni and other social palliatives programs of government in the past, that we don't even know who are the beneficiaries of such programs. If this is successful, I will advise the government to widen the net of the income to accommodate more parents...somewhere around 2M per annum should be fine. This initiative will definitely reduce the number of dropouts and will encourage many to further their education. God bless Nigeria 5 Likes |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by Felabrity: 3:35pm On Jun 14, 2023 |
Graduate loan is more better, give em something to start life with 2 Likes |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by AntiChristian: 3:35pm On Jun 14, 2023 |
I support student loan more! At least our literacy level will shoot up! Let the growth be meaningful! And jobs should be provided in the long run! 1 Like |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by fitinwell: 3:36pm On Jun 14, 2023 |
IrepChrist: Both |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by Skyehigher1: 3:36pm On Jun 14, 2023 |
Both is very important but once you graduate you find means for yourself |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by Gppgn(f): 3:36pm On Jun 14, 2023 |
None.. just provide job opportunities |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by yordha(m): 3:36pm On Jun 14, 2023 |
iLoveYouToo:So how do they pay back the loan without a job after graduation? 1 Like 1 Share |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by Muhylonaire007: 3:36pm On Jun 14, 2023 |
tolue42: God bless you sir. 1 Like |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by Zupay: 3:37pm On Jun 14, 2023 |
Graduate loan. |
Re: Graduate Loan Or Student Loan Which One Has A Better Economic Value by viodemus: 3:38pm On Jun 14, 2023 |
In a strong foundational society, both are good; but many wise people can see that this particular bill is a money account diversion scheme, and also a way to stop legal people with legal paperwork from japa - ing, all in the name of we loaned you money. Why is he not expanding on the bill, so that people can see the ups and down and other ways of it. |
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