Ayobamiaz:

Yes you can

Gentledaf:



I just did

ShowYoung:


It is difficult to give you a definite answer about financial sufficiency due to the limited information you have presented.

However, I will try to answer using the limited information you have provided with the below analysis.

Your USD 45,000 = CAD 58,950 @US$1/C $1.31.

have been able to get visa approval with just a minimum one year POF for courses taking longer than one year.

Ayobamiaz:


It has really affected my form A but we move

IamAlexander:


Thank you for the swift and detailed response.

To answer your statement on insufficient information, I also intend to provide landed properties to support my financial capability.

However, you didn't answer my second question on whether I should move the funds to her account to pay for her school fess and buy GIC.

Awaiting your response.

It is difficult to give you a definite answer about financial sufficiency due to the limited information you have presented.

However, I will try to answer using the limited information you have provided with the below analysis.

Your USD 45,000 = CAD 58,950 @US$1/C $1.31.

have been able to get visa approval with just a minimum one year POF for courses taking longer than one year

Bobomaigida:


It can actually, I cannot remember the person, but there was someone here who used his crypto portfolio, I think he showed his trading portfolio and explained it.

The other option is Pay for full tuition and buy GIC for living expenses. Then you won't need to rely so much on the statement.

daisy1:
PPR ALERT!!

My PPR came in today at 7am.

I am a first time applicant and I have had  a USA B1 visa refusal before.

BACKGROUND
My initial target was to go to the UK to school because everyone I spoke to said Canada was hard to get into. Last year I applied to about 5 schools, 2 in UK and 3 in Canada.

Fanshawe responded really quickly, I almost didn't take it as I wanted George Brown, they had a course a bit closer to what I currently do, but one mind was like, just take what you see first, so I accepted their offer and I paid 9k CAD using my GTBank USD card.  2-3 months later, none of the other schools I applied to accepted me, George brown I really wanted, said my study gap was more than 5 years as the last time I was in school was in 2011.

I then came on nairaland and I read as much as I could from here, I even asked questions and I got responses. In my case, I have a fulltime job and 2 different side gigs, that pay me monthly so I needed to know if this would not affect me as I am self-funded.

THE APPLICATION

I did not need to write IELTS or verify my documents via WES.
My application to Fanshawe was done via www.applyboard.com.
I wrote my SOP myself, ensuring that I use headlines to break it so that it doesn't become a long read. One key thing I did here was explain how as an accounting graduate, I pivoted into Marketing. I treated my SOP as a story, ensuring that I hit the high notes really quickly without boring or oversharing irrelevant information. The headlines and a brief synopsis for what each section contains can be found below:

YOUR NAME
The Visa Officer,
Deputy High Commission of Canada,
Lagos Nigeria.
STATEMENT OF PURPOSE

- Introduction: In this section, I gave my name, a bit of my educational background and the course I want to go and study in Canada. I ended this section with saying how this course will improve my career

ABOUT ME
In this section, I gave some info about my family, If you are married, state that, have kids, state it here

ACADEMIC BACKGROUND
in this section, I gave more information about my education, I only have a BSC in accounting, so to set the ball rolling for why I want to take a different path in my studies, I stated why I am making the switch to a different course of study.

PROFESSIONAL EXPERIENCE
in this section, I talked about my work experience, showing a clear progression of my career from after university to date.

REASONS FOR PURSUING (INSERT YOUR COURSE NAME HERE) COURSE IN CANADA
here I talked about why pursuing this course in Canada was important to me, in my case it was very important to get an additional degree in the field I currently work in, if I wanted to advance in my career.

WHY FANSHAWE COLLEGE IN CANADA?
ExIplain why you chose this school and not any other. It would be great to look through your school's website and find out what makes them standout and add it in this section.

SPONSORSHIP OF MY CANADA STUDY TRIP
Explain who is sponsoring the trip, if you are self sponsored like me, state how much you earn monthly, if you paid any part of your fees, state it here, state how much you have kept aside for upkeep. If you are sponsored by someone, tell the story about why this person will pay your fees, show a clear relationship and also state their monthly revenue or salary.

MY FUTURE PLAN
here I talked about what I will do with the Canadian degree when I return to Nigeria

Overall, Make sure you stick to the point, tell a clear story about your life. The general rule of thumb for font size/type on SOP is times new roman, size 12 with a line spacing of 1.5 (I don't know if this is important, but it does make your writeup look neater.

THE SUBMISSION
I submitted my application on March 30, these are documents I submitted
I used the GCKey portal to submit.
- All the IMM forms
- Letter of acceptance
- Passport
- Digital photo
- Medical e-sheet
- Proof of funds (MBS for my USD account as well as MBS for my Naira account, Payment receipt from Flywire to fanshawe)
- Client Information (see all the documents below)
- SOP
- Invoices I sent to clients for my side gig
- My Payoneer account print out (if you are a freelancer, you will know what this is)
- A picture of my car
- My car ownership papers
- My old scheghen visa
-My full time job contract showing clearly that I am still going to be working for them, I am not on leave. This was my home tie. I did not need a study leave letter because of this.
- Shares certificate I received from this fulltime job.

THE WAIT
This is the timeline after submission
- Upfront medical IOM - March 20
- Apllication was submitted - March 30
- Confirmation of application - March 31
- Biometrics letter - March 31
Biometrics done - April 5
Then silence...
I scheduled emails via my gmail to send to the IRCC emails, Newyork, beijing, nairobi at least once a day. I just scheduled the email for 10 days in like 1 hour and I just left it, same email no changes and my subject line was URGENT - STUDY PERMIT.
May 30 - Medical passed
June 8 - Correspondence letter (BVL)
Then silence again, it was unusual as BVL comes a few hours before PPR but mine didn't, so I started researching again. Then angie88 told me to create an account via https://ircc-tracker-suivi.apps.cic.gc.ca/en/login to check if I would see my visa document number. On June 9, I checked and my visa and study permit numbers were there under the Document status. I sent a couple of emails but I got a generic response.

THE FINAL APPROVAL.
During the weekend, I had scheduled like 42 emails to go out to all IRCC offices starting from 10am today, but at 7am, I got the PPR. I had to stop all the scheduled emails immediately
June 19 - PPR

TIMELINE
- Upfront medical IOM - March 20
- Application was submitted - March 30
- Confirmation of application - March 31
- Biometrics letter - March 31
- Biometrics done - April 5 (Updated on GCkey same day)
- May 30 - Medical passed
- June 8 - Correspondence letter (BVL)
- June 19 - PPR

Edchos:


Pls, how can someone buy GIC? Please, throw more light on this

jaymay222:
Pls I got a rejection letter because of insufficient funds and the letter even came In French 😤I had to translate it … I used a sponsor’s $45k savings account and a letter from the sponsor a family friend, it’s a 9months program and the Tuition is $9000 cad , I had already applied before I came across this page.. pls 🙏🏼 make una help me , I want to reapply again but this time with the necessary information.
My bank statement dont have enough money tho .

Bobomaigida:


Firstly, you need to open a domiciliary account in Nigeria, this is the account you will pay in the USD that will be sent to the Bank in Canada to buy the GIC.

You can only use parallel market for it.

Buy USD, pay into your dom account, then do a transfer to the Bank in Cananda for the GIC. I know CIBC Bank does for people from Nigeria, so check their website for requirements to open the account/GIC

Note that, when you land in Canada, the funds will be given to you over a period of time.

angie88:
If u r sending through dhl,u can only pay for one way and pay #18,710 into vfs acc for return. Vfs has stopped two way courier
If u want to do walk in and submit and collect when it's ready, u will not need to pay any money, only book an appointment with vfs

Legend1308:

Over a period of of time? Like how long? Is a month or what? If it's a period of time how I'm I going to take care of my expenses when I can't access the fund please share more light. TIA

Gentledaf:
Good day everybody. I just received my notes. I need your input. How do I refire

Ikay3502:
Hello guys pls I need your answer pls.. who recently submitted his/her passport for stamping?? He/she should pls share information on how he did it.. I did my Biometrics in Lagos but I intend submitting in Abuja.. this is a cry for help

Bobomaigida:


if you do like C$10,000, you will be getting like 1,000 every month. You can read the T & Cs on the bank's website.

CindyByFine:
With CIBC, you get $2,000 on arrival and then $730 for 10 months , and the 11th month will be $700.

See attached.

Bobomaigida:


You need to explain your lump sum deposits very well and state why the funds are coming as lump sum. Once you have been able to explain this, you are good to go.

Ikay3502:
Hello guys pls I need your answer pls.. who recently submitted his/her passport for stamping?? He/she should pls share information on how he did it.. I did my Biometrics in Lagos but I intend submitting in Abuja.. this is a cry for help

Willie3040:
Hello Guys'

I am not happy at all right now as I just got a refusal letter to my application which read in part...

Thank you for your interest in studying in Canada. I have reviewed your study permit application and supporting documentation to assess whether you meet the requirements for a study permit (https://www.canada.ca/en/immigration-refugees-citizenship/services/study-canada/study-permit/ eligibility.html). This includes assessing whether you are coming to Canada temporarily for the reason(s) you describe in your application. I have determined that your application does not meet the requirements of the Immigration and Refugee Protection Act (IRPA) (https://lawslois.justice.gc.ca/eng/acts/I-2.5/index.html) and Immigration and Refugee Protection Regulations (IRPR) (https://laws-lois.justice.gc.ca/eng/regulations/sor-2002-227/index.html). I am refusing your application. • I am not satisfied that you will leave Canada at the end of your stay as required by paragraph R216(1)(b) of the IRPR (https://laws-lois.justice.gc.ca/eng/regulations/sor-2002-227/ section-216.html).

I am refusing your application because you have not established that you will leave Canada, based on the following factors:

• Your assets and financial situation are insufficient to support the stated purpose of travel for yourself (and any accompanying family member(s), if applicable).

• Your current employment situation does not show that you are financially established in your country of residence.

…................
Please note that I am self sponsored and I have a closing balance of 72M, after the sale of some properties.

My salary from current employment is 200k from my current employment.

Please kindly advise me on what I need to do. Can I reapply, considering the fact that the resumption in the school is 5th of September?

I will really appreciate an urgent response to this. Thanks in advance.

Willie3040:
Hello Guys'

I am not happy at all right now as I just got a refusal letter to my application which read in part...

Thank you for your interest in studying in Canada. I have reviewed your study permit application and supporting documentation to assess whether you meet the requirements for a study permit (https://www.canada.ca/en/immigration-refugees-citizenship/services/study-canada/study-permit/ eligibility.html). This includes assessing whether you are coming to Canada temporarily for the reason(s) you describe in your application. I have determined that your application does not meet the requirements of the Immigration and Refugee Protection Act (IRPA) (https://lawslois.justice.gc.ca/eng/acts/I-2.5/index.html) and Immigration and Refugee Protection Regulations (IRPR) (https://laws-lois.justice.gc.ca/eng/regulations/sor-2002-227/index.html). I am refusing your application. • I am not satisfied that you will leave Canada at the end of your stay as required by paragraph R216(1)(b) of the IRPR (https://laws-lois.justice.gc.ca/eng/regulations/sor-2002-227/ section-216.html).

I am refusing your application because you have not established that you will leave Canada, based on the following factors:

• Your assets and financial situation are insufficient to support the stated purpose of travel for yourself (and any accompanying family member(s), if applicable).

• Your current employment situation does not show that you are financially established in your country of residence.

…................
Please note that I am self sponsored and I have a closing balance of 72M, after the sale of some properties.

My salary from current employment is 200k from my current employment.

Please kindly advise me on what I need to do. Can I reapply, considering the fact that the resumption in the school is 5th of September?

I will really appreciate an urgent response to this. Thanks in advance.

Accessed:


Sorry for the refusal! However, you have not really shared enough information to enable people offer the help you will need. All i can say for now is that you request for your GCMS notes immediately, so you can frontally address the issues in your reapplication. Thankfully, on the average, reapplications get faster approvals, so you may still be in time to make the resumption date.

But on the surface, having a monthly income of N200K and posting a balance of N72M will require enough documentation to fly. How long have you been working and earning that? How much was the sold property? Did you tidy up documentation for the property? Did you have lumpsums in the accounts (besides the property sales) that were not properly explained? What was the opening balance for the duration you presented to IRCC? Were these issues clearly explained in your SOP? All these information make or mar the "POF issues" we often see.

Just arrange for the GCMS notes immediately so that you don't refire blank.

Cheer up! You will be fine.