If you are just starting out or you have saved ₦50,000 or even less in a bank account and you need to invest this money into something that'll give you legitimate returns, here is my advice on how you can go about it.
Please note that, this is my personal opinion and advice. You can either take it, leave it or sieve it.

1. INVEST IN YOURSELF
This looks so simple and common sense but
most people don’t do it. The most important investment you can ever make in life is the investment in yourself. This is the only investment that can truly guarantee you 1000% returns. Why’s that? The better you become, the more money you can make.
Every other thing can be stolen from you but the investment you made in your self-development can never be taken away from you. Most people don’t know that more money follows competence, courage and consistency. The better you become, the more money you can make.

2. LEARN HIGH INCOME SKILLS
There is a difference between a high income job (like Shell), a high income profession (like Medicine) and a high income skill (like Affiliate Marketing). The first two requires longer time, training and resources. The last one can be learnt in months and the rewards are equal.
Believe it or not, there are programmers (high income skill) who earn a lot more than lawyers (high income profession). My advice is, learn a high income skill that can help you fetch more money, Invest in courses and trainings, then sit down to enjoy the fruits with comfort.

3. CREATE DAILY STREAMS OF INCOME
Daily streams of income are businesses that bring in cash on a daily basis. Even if it is 1k a day, it is better than nothing or waiting at the end of the month for a meagre salary.
The most common daily streams of income are selling digital products in the form of eBooks, courses and videos or training people online.
I have 3 daily streams of income.
1. sell digital products
2. do digital trainings and
3. I publish books on Amazon KDP.
Invest in creating a digital product or reselling one that works. For example, I paid N30,000 to learn how to make money by selling other people's products using just my smartphone and in 90 days I made more than N200,000 from that one stream alone. (The good news is, I could teach you for N10k if you are interested)

4. START A SUPPLEMENTARY BUSINESS
Supplementary businesses are businesses you start by leveraging an already existing business or traffic. For example and this is very basic, if someone is selling Akara, partner with them so that they can sell Bread on your behalf. That’s just the idea.
Look for where the traffic is and leverage on it.
It is a model that has been proven to work over and over again.

5. INVEST WITH PIGGYVEST
I don’t work for piggyvest. I just love the app and I am a loyal user. Piggyvest gives 13% returns if you lock your money with them for 1 year. The interest is given upfront and you can withdraw the interest ASAP. I have some funds locked with them as we speak.
Also, the app is great for auto-saving your salary or income. If you want to learn more about piggyvest, google them and see for yourself how Piggyvest works.

That’s it for now, let me stop here., if you need more clarifications about anything I’ve said above, you can hit me up on whatsapp: +2348083409647 and I'll be glad to guide you through.

Yours Truly,
Fatai Oyeyemi

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muyico:
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08083409647

If you need further clarification about any of the points I listed above, send a whatsapp message to 08083409647