Euroadams:

Did you validate before saving to your PC?

Yes. It says validated.

JMG12:
It's important to be mindful of the timing of your visa application, especially considering your recent marriage. Even though your marriage is genuine, applying one week after your court wedding might unintentionally raise questions about its authenticity. To avoid any potential misinterpretation, consider giving it some time before applying or applying alone first. Once your study permit is approved, you can then proceed to apply for your spouse. While there is no guarantee that waiting will impact your study visa approval, taking this approach may help present your case in a way that avoids unnecessary scrutiny.

Oh thanks alot.

So let's say Visa is approved February,can I apply for her by March....and

1)what documents will she be needing for her own application.


2)What amount should she show in bank statement as POF...Is it also 10,000cad

Please can anyone direct me to a group for Nigerians/Africans in Toronto/Ontario ?

Frankrobbn1:


It depends if your course exceeds one year, then your sponsor still needs to tender their financial statement to prove their ability to finance subsequent years.


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Hello bro greetings you have been of great help to me on this thread. I need to ask you a question, I was at the bank to make my gic deposit from my dollar Nigerian account to cibc but I was told that can't be done except i go through the form A process and with what i read online the form A can take a week or more before i receive it.
And i was told i can't withdraw dollar and make a direct payment into the cibc account for my gic deposit that i need to make the payment from my dollar account with my name and other informations.
Is there any other way i can go about the gic deposit faster? Fcmb is frustrating me that i can't make a direct deposit to cibc even if i buy dollar because if my visa is denied payment will only be refunded to the account the money was sent from.
What can i do please and it seems like i can't make payment with a dollar debit card.
Please help a brother I have less than a week deadline to make the payment

Badadvisor:

Hello bro greetings you have been of great help to me on this thread. I need to ask you a question, I was at the bank to make my gic deposit from my dollar Nigerian account to cibc but I was told that can't be done except i go through the form A process and with what i read online the form A can take a week or more before i receive it.
And i was told i can't withdraw dollar and make a direct payment into the cibc account for my gic deposit that i need to make the payment from my dollar account with my name and other informations.
Is there any other way i can go about the gic deposit faster? Fcmb is frustrating me that i can't make a direct deposit to cibc even if i buy dollar because if my visa is denied payment will only be refunded to the account the money was sent from.
What can i do please and it seems like i can't make payment with a dollar debit card.
Please help a brother I have less than a week deadline to make the payment

You can initiate a forieng bond transfer using flywire. They act as Intermediary if you make deposit to your dom account. All you need to do is register with them and navigate your dashboard. You can check the features first and confirm from there helpdesk on how to run a foriegn bond transfer, transfer-wise too can be used. Just find a way and leave those forsaken bank system in nigeria.

Pls how do I track my application as I am done with biometrics

Which way is that sir?
Thanks for your response.

JMG12:
When you are currently employed and planning to pursue studies, obtaining a study leave letter from your employer is highly advisable. This letter serves as official documentation indicating that your employer is aware of and supportive of your decision to take leave to study. I strongly recommend against applying for your studies without obtaining a study leave letter from your current employer. It also demonstrates your home tie, proof that you will not abscond. There is a way to go about that if you don't want to inform your office

Zino89:
For a family of 4 how much do I need for pof

For family of four, you should have a minimum of 40M in your bank account to cover for yourself and accompanying family members.


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Badadvisor:

Hello bro greetings you have been of great help to me on this thread. I need to ask you a question, I was at the bank to make my gic deposit from my dollar Nigerian account to cibc but I was told that can't be done except i go through the form A process and with what i read online the form A can take a week or more before i receive it.
And i was told i can't withdraw dollar and make a direct payment into the cibc account for my gic deposit that i need to make the payment from my dollar account with my name and other informations.
Is there any other way i can go about the gic deposit faster? Fcmb is frustrating me that i can't make a direct deposit to cibc even if i buy dollar because if my visa is denied payment will only be refunded to the account the money was sent from.
What can i do please and it seems like i can't make payment with a dollar debit card.
Please help a brother I have less than a week deadline to make the payment

You've to buy dollar directly from Aboki and fund your domiciliary account. From your dorm account you can move/transfer money directly to the GIC account. The process typically takes about 2-3 working days for it to reflect in your GIC account.


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Mikkosh11:
Good evening everyone, please i need your help..... We are family of 3 we got refusal because of finance. So I'm reapplying for my wife and daughter now am not going again. Please is that possible? And another problem is that immediately I submitted our application then I remove the money for the POF now what I want to confirm is that if I build another POF for 4 month with the same bank we use before hope I don't have problem ?

I can understand your concerns. When reapplying for your wife and daughter, it's absolutely possible to submit their own without including yourself in the application since you won't be traveling with them. This helps to build your family ties back home.

Now, regarding the proof of funds (POF) situation, it's crucial to be open and honest in your application. If you removed the money from your account immediately after submitting the previous application, it's important to explain this fund transfer in your Letter of Explanation (LOE) for the reapplication. Be sure to provide a clear and detailed explanation for the fund transfer, including the reasons behind it.

Building a new POF for a period of 4 months with the same bank should generally be acceptable. However, it's essential to provide proper documentation and evidence to support your new POF. This can include bank statements, savings accounts, fixed deposits, or any other financial assets that demonstrate your ability to support your wife and daughter during their stay.

Ensure to be transparent as possible and providing a comprehensive explanation in your LOE will greatly increase your chances of a successful reapplication. Good luck! I hope everything works out well for your wife and daughter! 🤞🏼🍀


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Damilola8139:
Good day gurus please I’ll be needing the help of the gurus here , I got admission for fall 2024 in a college in Canada which tuition is $37,500 for 2years and $18,700 for first year and yes I paid part tuition fees which is $2,350 and now I’m working on getting #20 million naira as my pof I was able to save #10million on my own and I want to get #10million from agents that runs pof which I’ll be paying some percent every month to the source I got the money from and I want to sponsor myself do I still need a sponsorship letter for myself because basically the two bank statements I intend to use has my name on it and have been using one for years but the one from the agent is just for 6 months now please is my proof of fund strong enough for not to get rejected on that .. thank you please help a sister has am gathering my visa documents presently 🙏 thus: for my work it’s not a registered business and I think I have few months left if I go register it I can’t pay taxes till after 2 years but I don’t know if it’s compulsory to register my business my acct is an active acct money comes in and out often and I have some landed properties that I think could self as home ties

Congrats on getting admission for Fall 2024 in Canada, that's awesome! 🎉 It sounds like you've been working hard to gather your proof of funds (POF) for your visa application. Having a total of #20 million naira, with #10 million saved on your own and #10 million from the agent, is definitely a strong POF.

Since the bank statements you intend to use have your name on them and you're sponsoring yourself, you may not necessarily need a sponsorship letter. However, it's always a good idea to include a letter explaining your financial situation and how you've accumulated the funds. This can help provide additional clarity to the visa officer reviewing your application.

Regarding your work, if it's not a registered business, I'll advice you to register it for the purpose of your visa application and explain why you've not deemed it necessary to do so all this while. However, if you have some landed properties that can serve as home ties, it's definitely a good idea to include documentation or proof of ownership for those properties. This can further demonstrate your ties to your home country and your intention to return after completing your studies.

As you gather your visa documents, make sure to double-check all the requirements and guidelines provided by the Canadian embassy or consulate. It's always better to be well-prepared and provide all the necessary documentation to avoid any potential issues.

Wishing you the best of luck with your visa application, and I hope everything goes smoothly for you! If you have any more questions, feel free to ask here. 🍀


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Phemmyadot:
Good morning Everyone,

My parents (US Citizens) plan to sponsor my Sister, her Husband, and her Daughter to Canada for her MSc. She already has an admission and we're currently discussing proof of funds.
What is the required POF and can they use their US bank accounts and paychecks as POF, since they are the sponsors?
Do my sister or her husband also need to have POF in their own Bank Accounts?

Thanks

That's great news that your parents are planning to sponsor your sister for her MSc in Canada! 🎉 However, when it comes to sponsorship, it's important to consider the financial establishment of the individuals being sponsored.

In some cases, the officer will concerns about the financial establishment of the spouse being sponsored by his in-laws. So, it is advisable for your parents to only sponsor your sister and her daughter for now. This can help alleviate any potential questions or issues regarding the husband's financial stability back home.

Once your sister and her daughter have successfully obtained their study permits and are settled in Canada, the husband can then apply for a spouse open work permit on his own. This way, he can establish his own financial stability and contribute to their living expenses in Canada.

I hope this clarifies the situation, and best of luck to your sister, her daughter, and her husband on their journey to Canada! If you have any more questions, feel free to ask here. 🤗🍀


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Gift23:
GoodMorning everyone
please I want to know who is suppose to write the letter of introduction. Will the letter be written by my employer, or will it be written by me. Can anyone please help me with the format please 🙏🙏

The work reference letter should be written by your employer or the HR of the company not you.


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Samade7:
Please is there anything like introduction letter from IRCC after your visa is approved? Or is it same thing with the one you have to download from the portal when you click on the "Original Passport Request" ?

After IRCC had approved your visa and stamped your passport, a letter of Introduction will automatically be updated on your portal. It comes with a tag "Correspondence Letter" on your MYCIC account.



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Tucode:
Good evening everyone. Please a friend of mine needs an advice. He has an admission for MBA in Canada and an admission for Social Work in the UK. He tried getting an admission to Social Work in Canada but couldn’t so he eventually opted for an MBA. He is in his late thirties. He prefers Canada as a destination because the immigration pathway to PR is shorter and more stable. However, he prefers Masters in Social Work because it has better prospects for career and jobs and he is also better suited for it. His only concern about the UK is the immigration pathway otherwise what he really wants is Social Work. And his major concern with the MBA is getting a good job after graduating since the MBA is not from one of the top business schools in Canada. So guys, what will you advice? MBA in a low rated university in Canada or MSW in UK? If he chooses UK, will he be able to get a job as a social worker in Canada after graduating in UK?

It sounds like your friend is facing a tough decision between pursuing an MBA in Canada or an MSW in the UK. Both options have their pros and cons, so it's important to weigh them carefully.

If your friend's main concern is the immigration pathway and stability, Canada might be a better choice. The PR pathway in Canada is known to be more straightforward and reliable. However, if your friend's true passion lies in social work and he believes it's a better fit for his skills and interests, then pursuing an MSW in the UK might be worth considering.

Regarding job prospects, it's true that having an MSW can open up more opportunities in the field of social work. However, it's essential to research the specific requirements and qualifications needed to work as a social worker in Canada. Your friend may need to go through additional certification or licensing processes upon returning to Canada after completing the MSW in the UK.

As for the MBA in a lower-rated university in Canada, it's important to remember that the reputation of the university is just one factor in finding a job. Networking, internships, and gaining practical experience can also play a significant role in securing employment after graduation. Encourage your friend to explore networking opportunities and build connections within the business community to enhance his chances of finding a good job.

Ultimately, your friend should consider his long-term goals, personal interests, and the specific requirements of the career he wants to pursue. It may be helpful for him to speak with professionals if any in both fields and seek their advice based on his unique circumstances.

I hope this helps your friend make a decision that aligns with his passions and goals. If you have any more questions or need further assistance, feel free to ask here! 😊🌟


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obyyba:
Hello everyone,

Please how can one apply for co-op? Is there a separate form for it ?

You can for co-op placement at the same time you're applying for your study permit. There is no special form for it.


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Ashirew:
Please, house I have been given admission into NBCC Fall 2024 for a year program and the tuition fee is 10750 Canadian dollar. I want to apply for student visa. These are my questions:
1. How much in Nigerian Naira do I need if I want to Sponsor myself?
2. when is the best time to apply for the Visa.
3. I can raise 8million naira myself but i want to get 10million naira in my providus account @2.5% .
4. I have landed properties sold by local Govt. 5Plots
5. Can i use 2 account to apply for the visa.
Thanks.

Congrats on getting admission to NBCC Fall 2024! 🎉 I'll do my best to help answer your questions:

1. To determine how much you'll need in Nigerian Naira to sponsor yourself, you'll need to convert the Canadian dollar tuition fee to Naira. As exchange rates can fluctuate, it's best to check a reliable currency converter for the most accurate conversion such as www.xe.com or the check the Canadian website for exchange converter.

2. The best time to apply for the student visa is typically a few months (3 to 5 months) before your program starts. It's important to give yourself enough time to gather all the required documents and complete the application process.

3. It's great that you can raise 8 million Naira yourself! To reach your desired amount of 10 million Naira in your Providus account, you may want to consider the interest rate and the time it would take to accumulate the additional funds. Ensure the funds doesn't come in as a large deposit.

4. Having landed properties, like 5 plots, can be a positive aspect of your financial profile. It shows that you have assets that can contribute to your financial stability. Be sure to include any relevant documentation or proof of ownership when applying for the student visa.

5. Using two accounts for your visa application may be possible, but it's essential to follow the guidelines provided by the Canadian visa office in Nigeria. Make sure to provide all necessary documentation and explain the source of funds for both accounts to demonstrate your financial capacity.


If you have any more questions or need further assistance, feel free to ask. Good luck with your student visa application! 🤞😊


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Neche207:
Please guys can I go for medicals using my passport data page on my phone,the passport is not physically with me now.

Sure! Explain your situation to the securities they should understand and give you a slot for your medicals.


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Atturu:



Good afternoon boss

I'm about to apply on the school website. Will I be ask to pay the deposit fee immediately I apply or i will have to pay few days after I apply?

Do you mean application fees? Yes, you're to pay for it immediately before you can apply.

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Damilola8139:
please I need your help on visa application I’m a bit confused because of the pof needs please don’t know how we can talk on Whatapp please help
A sister

Feel free to ask me questions here or reach out on our page, I will be glad to reply you at my leisure.


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Necksonnel:
How useful is post secondary certificates in Canada? Can someone get a job with them? Or it’s better I apply for diploma programs which are 2 years.
I’m thinking of applying for post secondary certificate Med Lab assistant. It’s a one year certificate course and the fees will be somehow cheaper. I also have a bsc in biochemistry here

That's a great question! Post-secondary certificates in Canada can be quite useful for gaining specific skills and knowledge in a shorter period of time. While they may not carry the same weight as a full diploma or degree, they can still open doors to job opportunities.

With a post-secondary certificate in Med Lab Assistant, you can acquire specialized training in the field of medical laboratory work. This can make you eligible for entry-level positions in healthcare settings, such as hospitals, clinics, and diagnostic laboratories. Many employers value practical skills and hands-on experience, which a certificate program can provide.

However, it's important to note that the job market and requirements vary across different provinces and industries. Some positions may require higher qualifications, such as a diploma or degree, while others may value the specific skills gained from a certificate program. It's always a good idea to research the job market and speak with professionals in the field to get a better understanding of the specific requirements and opportunities.

Considering your background in biochemistry, a post-secondary certificate in Med Lab Assistant could complement your existing knowledge and enhance your career prospects in the healthcare industry. It's also worth considering your long-term career goals and whether pursuing a diploma program aligns better with those goals.

Ultimately, the decision between a post-secondary certificate and a diploma program depends on your personal circumstances, career aspirations, and financial considerations. It may be helpful to weigh the cost, duration, and potential job prospects of each option before making a decision.

I hope this helps you in making an informed choice!

How to explain your case to the visa officer.

When applying for a study visa, a strong and well-worded Statement of Purpose (SOP) can make a significant difference. In your SOP, you can highlight your passion for the field, your relevant experience, and how the post-secondary certificate aligns with your career goals. By showcasing your determination and commitment, you can convince the visa officer of your potential and increase your chances of a successful application.

Always focus on your unique strengths, such as your previous BSc in biochemistry, which shows your background knowledge in the field. Emphasize how the post-secondary certificate in Med Lab Assistant will complement your existing skills and enable you to make a valuable contribution in the healthcare industry.

Crafting a persuasive SOP requires careful thought and attention to detail. Make sure to clearly articulate your goals, explain the reasons behind your decision to pursue a post-secondary certificate, and demonstrate your understanding of the field and its potential career opportunities.

Good luck with your application, and don't hesitate to reach out if you need any further assistance! 😊🍀

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Munchbite:
Good afternoon house, please is it true that Canada doesn’t give visa to people that has third class in degree. Is there anyone with third class that has gotten a visa recently?

I can relate that you're concerned about the impact of having a third-class degree on your chances of getting a visa for Canada. It's important to note that visa decisions are based on various factors, not solely on the class of your degree.

When applying for a visa, the Canadian immigration authorities consider several aspects, including your purpose of travel, financial stability, ties to your home country, and overall admissibility. They assess whether you meet the requirements and are likely to comply with the terms of the visa.

Having a third-class degree does not automatically disqualify you from obtaining a visa. It's essential to focus on other aspects of your application that can positively influence the decision. This includes demonstrating your intent to return to your home country after your visit, providing strong ties such as family, employment, or property, and showcasing your genuine reasons for visiting Canada.

Please be advised that each visa application is evaluated on an individual basis, and there have been cases of individuals with various degree classifications successfully obtaining visas. It's crucial to present a well-prepared application, highlighting your strengths and addressing any concerns the visa officer may have.

I hope this information helps! If you have any more questions or need further assistance, feel free to ask here.! 😊👍


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gboyecares:
Good day to you all.

I have been a silent reader of this thread for quite a while and I must commend the efforts of the gurus on this thread.

I am a married man with three children who wanted to relocate to Canada via the study route but in actual fact, wasn't keen on going to school again, only that it's the best option for getting PR. Recently, a friend of mine based in Canada who understand my condition told me that it's possible for my son (15 years old and in SS3 currently), to obtain study visa for undergraduate degree after the completion of his Secondary School and that myself, my wife and the other children can go with him since he is still a minor and must be accompanied by the parent.

I have checked the Canadian Immigration website and it states that parent can accompany a minor on study visa. However, the website did not say whether it's one of the parent or both and if the other siblings can also accompany him. Please, I want someone to help me confirm if it's true that the remaining family members can accompany a minor on a study visa.

Thank you all.

It's great that you're considering the study route as a way to relocate to Canada with your family. From what you've shared, it is indeed possible for the remaining family members to accompany a minor on a study visa to Canada.

According to the Canadian Immigration website, when a minor child is studying in Canada, their parents or legal guardians can apply for a study permit or a visitor visa to accompany them. This means that both you and your wife, as parents, can apply for a study permit or a visitor visa to join your son in Canada while he pursues his undergraduate degree.

As for your other children, it's important to note that the Canadian Immigration website does not explicitly mention whether siblings can accompany a minor on a study visa. I would recommend you apply for the siblings independently from the main applicant application as there is no such rule that favours them.

Immigration regulations can be complex, so seeking professional guidance can help ensure that you have the most up-to-date and accurate information for your family's relocation plans.

I hope this clarifies things for you! If you have any more questions or need further assistance, feel free to ask here. Good luck with your plans! 😊


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davizfx:
Please i need someone to help clarify this. Is it safe to transfer lump sums from my other personal account to my POF account? Will it still be necessary to explain the sources of the lump sum? For instance if i sold 3 ppties each worthing 6-7m and i received the funds through my salary account then transfer it to my savings which im using for POF. Do I still need to explain the sources or attached evidence of the sales? Thanks in advance for your responses.

Hey there! I understand your concern about transferring lump sums from your personal account to your Proof of Funds (POF) account for your study visa application. It's always a good idea to provide a clear explanation of the sources of the funds to ensure transparency in your application.

In your case, where you've sold properties worth a significant amount, it would be wise to include an explanation of the sales and provide any relevant evidence, such as sale agreements or bank statements showing the funds being deposited into your salary account. This will help strengthen your application and demonstrate the legitimacy of the funds.

Note, the goal is to provide a clear and accurate picture of your financial situation to the immigration authorities. By explaining the sources of the lump sum and providing supporting evidence, you can help alleviate any concerns the visa officer may have and increase the chances of a successful application.

If you have any more questions or need further clarification, feel free to ask. Good luck with your study visa application! 🤞📚



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AtoningBlood:
Hi everyone, how much do I need for a family of 4 for student visa?

It's a 2 years course. Do I need only one year support money 10k for me, 4k, 3k, and 3k for my dependants? Or fo I need the amounts doubled? Many thanks

For a student visa in Canada, the amount of funds required for a family of four is about 40M in view of the current exchange rate. Generally, you'll need to show proof of funds to cover the tuition fees for the duration of the program, as well as living expenses.

As for the duration, since it's a 2-year course, you'll typically need to provide proof of funds for the entire duration of the program. This means you'll need to show enough funds to cover tuition fees and living expenses for both years.

If you have any more questions or need further assistance, feel free to ask here. Good luck with your study visa application,! 🎓🌟


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Euroadams:
Good morning house

Please kindly help clarify the following;

1. Please whenever a gift deed of say N1 - 3million is received, is it required to request and include the donor's account statement and also explain the source of his funds.

2. I see a lot of application where people submit up 98 documents, please how does the VO distinguish between the documents, is it that i will have to label each documents before submitting them

I can definitely help clarify those points for you:

1) Regarding your first question, it's actually not necessary to include the donor's account statement when submitting a gift deed. While it's always good to have supporting documentation, the focus is usually on establishing the authenticity of the gift deed itself rather than the donor's financial details. However, it's important to be prepared to provide additional information if requested by the immigration authorities. So, it's a good idea to keep the donor's account statement handy just in case.

2) I totally get what you mean about the number of documents people submit! The Visa Officer (VO) is skilled at reviewing applications and can distinguish between the different documents even if they're not labeled individually. However, it's still a good idea to organize your documents in a clear and logical manner. You can group them by category, such as financial documents, educational records, and personal identification etc. This makes it easier for the VO to navigate through your application and find the relevant information.

If you have any more questions or need further clarification, feel free to ask. Good luck with your application! 🍀📋


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Collins399:
Please gurus I want to ask if we can launch a visa reapplication process while my appeal process is still pending?

I can see your eagerness to explore your options for reapplying for a Canadian visa while your appeal process is still ongoing. However, it's generally recommended to wait for a decision to be communicated on your appeal before submitting a new visa application. This way, you'll have a clearer understanding of the outcome of your appeal and can make a more informed decision about your next steps.

Waiting for the appeal decision will also give you a chance to gather any additional information or documentation that may strengthen your case for the visa reapplication.

Patience can be tough, but it's important to have a comprehensive strategy in place. If you have any more questions or need further assistance, feel free to ask. Hang in there! 🌟🤞



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Mspiipii24:
Hello everyone!
Please does Canada accept Microfinance bank proof of fund? Thanks.

When it comes to proving your funds for a Canadian visa application, it's generally recommended to provide a bank statement from a recognized commercial bank in Nigeria. Canadian immigration authorities tend to prefer bank statements from traditional financial institutions, rather than microfinance banks.

Using a bank statement from a recognized commercial bank will help ensure that your proof of funds meets the requirements set by the Canadian immigration authorities.

If you have any more questions or need further assistance, feel free to ask. Good luck with your visa application! 🍀✨


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Gabriel2005:
Please guru in the house can you use standard charted private bank statement of account (investment statement) as pof ? Please I need answers

Absolutely, you can use a Standard Chartered Private Bank statement of account, especially if it includes investment statements, as proof of funds (POF) for your Canadian visa application. Investment statements can be a valid form of demonstrating your financial capacity.

However, it's important to note that Canadian immigration authorities have specific requirements for proof of funds, so it's always a good idea to double-check with the bank to ensure that your chosen statement doesn't have any encumbrances.

If you have any more questions or need further assistance, feel free to ask. Good luck with your visa application! 🍀✨.


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austino677:
Hi, IRCC platform is not opening for more than one week... Should i go ahead with Oanda exchange rate or xe. rate?

Yes you can use www.xe.com for your conversions.


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Pheranmie2023:
Good morning everyone, my husband applied for spousal work permit and study visa for my children and got denied yesterday. Attached is the refusal letter. What should I do now. We want to apply again as soon as possible. He was denied US visiting visa 5 years ago and got denied in September for Canada spousal work permit. But we forgot to mention he was denied while filling the form

I'm really sorry to hear about the recent denials for your husband's spousal work permit and study visa for your children. It can be disheartening when things don't go as planned.

When reapplying, it's crucial to provide accurate and complete information on the application form, including any previous visa denials. Transparency is key in these situations. Make sure to mention the previous denials in the appropriate section of the form and provide any necessary explanations or supporting documents that may help strengthen your case. Truthfully, explain to the officer in the explanation letter that you've no intention to withhold any information from them. You've realised your mistakes and now respectfully requesting that they reconsider him.

Persistence pays off! Don't get discouraged and keep pushing forward. If you have any more questions or need further assistance, feel free to ask. Wishing you the best of luck with your reapplication! 🍀✨



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Frankrobbn1:


Yes you can use www.xe.com for your conversions.


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thank you.. I've compared oanda and xe.. Oanda rate is more stable (UK home office makes use of it) .. Xe rate refreshes every 60 seconds making pof calculations unstable ... I will advice one to Atleast have 1m or 2m additional funds incase when vo is calculating for the funds to be sufficient