No income no savings. I pray for a good paying job this coming year

Jega2000:
I made around 1.5 to 1.8million ...But I was only able to save 800k..

So you didn't end the year a millionaire

Wainey:
That's amazing, it's not about how much you have today, it's about where u plan to be tomorrow.

By his grace, We will all do way better next year.

Amen. Thank you.

N2,000,000

Jega2000:
I made around 1.5 to 1.8million ...But I was only able to save 800k..

I embarked on a project this year, I spent all my income plus loans. Plus catering for family of seven. Not easy

Olarewaju89:
Lies with start flowing in and out now.

Why must everything be lie? Even at that, we still don't get to see your truth. You're not only a shy individual but also lacking in trust department.

dauntless15:
I made over 3million, saved nothing, mind you I didn't keep record of what I made, it's hard keeping track of it, I only record my spending and e pass 5 million, my Uba acc alone is 3mil outflow, and I have six other bank accs, I don't even know how to save, and it's killing me inside .

If you lack the willpower to save and not touch it, why don't you set up a system where you save at intervals (like daily, weekly or yearly) and you won't be able to access it until certain date or certain amount? Very easy thing to do.

Jega2000:
I made around 1.5 to 1.8million ...But I was only able to save 800k..

God saved my life and I saved my sanity in midst of tribulations.
LIFE AND SANITY NOR GET PRICE.

Mark267833:
made close to a million, but not able to save anything but thank God for life

I just calculated and discovered that my Annual salary wasn't even up to #850k, na wa 4 dis life sef.
who am i to complain wen som pipo dey receive less than 5ok monthly and a lot nor de c shi shi.
WHO GOD SAVE HIM LIFE AND WHO SAVE HIM SELF FROM DEPRESSION, NA IM TRULY SAVE 4 2023.

IMO01:



Crypto really save me oh. I swear I keep my money in usdt.

I rent house
Buy some properties

Trading or airdrops ?

maasoap:

If you lack the willpower to save and not touch it, why don't you set up a system where you save at intervals (like daily, weekly or yearly) and you won't be able to access it until certain date or certain amount? Very easy thing to do.

I tried, couldn't keep my word.

okerekingsley90:


Are you joking or serious?

Does it seem like I'm joking.

Jega2000:
... You should budget your spending... Buy things in bulk (very important).. as for me I no dey do pass myself .. I live in a nice selfcon where I pay 180k per annum.. I budget 30k to 40k every month for gas, toiletries, perishable foods, and other things... Then I buy grains, palm oil and other foodstuffs where they are cheap in bulk.. example around March/April this year, I bought palm oil 25 litres for 18k now it's around 32k..

Where in Lagos is this?

Tynaclem1:


Fixed deposits should help, from Jan you can start locking small portions of your income every month, you'd be surprised at how much you'll save by the end of the year. I plan on doing same

The interest isn't much, it feels like a waste of time.

Cardiojosh:


Sir go get yourself a pigyvest account and read financial books, they'll teach you frugality

The interest rate too low.

Lamanii22:
No income no savings. I pray for a good paying job this coming year

Why not try and acquire some profitable skills.

razzydoo:
I bought that book in NYSC camp, richest man in Babylon. I’ve read others like think and grow rich, rich dad poor dad, four quadrants( that Robert Kiyosaki book, ESBI) etc. I remember being laughed at. I just laugh back now.

Who laughs at knowledge acquisition??.
Read more and apply.
You'll also enjoy
The psychology of money
The millionaire nextdoor

Jega2000:
I made around 1.5 to 1.8million ...But I was only able to save 800k..

That's a lot of money save compared to how much made. May next year be better for you.

I currently have almost nothing saved, though I earned alot, but the new year bring much better for us all.

PonziHater

dauntless15:
The interest rate too low.

Pigyvest has the highest interest rate you'll see around.

Mind you the aim of saving is to invest and for security.
Savings won't make you super rich so you won't see humongous interest rate.

Cardiojosh:


Pigyvest has the highest interest rate you'll see around.

Mind you the aim of saving is to invest and for security.
Savings won't make you super rich so you won't see humongous interest rate.

10% interest annually, so depressing

I saved a lot this Year and Hustle much. Never thought I would go that far, just had to discipline my spend on spending and saving, CD Care also help a lot to acquire some electronics too.

About 300k but I don't know the busy to invest on

Since May, I haven't saved shishi. So the 120k I saved before May, I don spent it this December.

In short, na mumu dey save

Kimjongun:


What's the safest way to buy? I want to buy too

You can buy through p2p or direct bank deposit to a dedicated merchant

IMO01:



Crypto really save me oh. I swear I keep my money in usdt.

I rent house
Buy some properties

I have binance account, how do I earn from binance?

Jega2000:
I made around 1.5 to 1.8million ...But I was only able to save 800k..

You tried but the problem with saving is the value of that 800k is now around 500K.

Harfisco:
About 300k but I don't know the busy to invest on

mine is around 400+...i want to invest 100k on an online business... I'm still looking a viable business I could risk the 100k for

femi4:
Stop saving in Naira...you invest your money by saving in dollars or pounds

... most of my income are in usdt staked on binance at 7% per annum..

Ardeholar:


So you didn't end the year a millionaire

... Saving million in naira is worthless, the money go loose value naa

maasoap:


I embarked on a project this year, I spent all my income plus loans. Plus catering for family of seven. Not easy

... Family is everything..

MSN1:

God saved my life and I saved my sanity in midst of tribulations.
LIFE AND SANITY NOR GET PRICE.

... That's true

Kaysalas:

Where in Lagos is this?

... No be everybody dey live for Lagos naa