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Nairaland Forum / Nairaland / General / Travel / Living In The Uk-life Of An Immigrant (part 3) (689014 Views)
Living In The Uk-life Of An Immigrant (part 2) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)
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Re: Living In The Uk-life Of An Immigrant (part 3) by CowbellY: 12:06am On Jan 31 |
justwise: Wow. If they have for the s24. I'll be interested please. |
Re: Living In The Uk-life Of An Immigrant (part 3) by SamAfrik(m): 12:13am On Jan 31 |
ezixt:Thank you for the apt response. I'm grateful. 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 3) by Santa2: 12:17am On Jan 31 |
rowon: I got full refund of IHS and graduate visa fee as I had not received a decision on the graduate visa before I made in a new application and cancelled the graduate visa application. |
Re: Living In The Uk-life Of An Immigrant (part 3) by missjekyll: 1:14am On Jan 31 |
SamAfrik: Gosh. I may have been giving you outdated information. It does appear like you need another biometrics appointment. I do apologise. Should have checked beforehand |
Re: Living In The Uk-life Of An Immigrant (part 3) by Lexusgs430: 1:50am On Jan 31 |
CowbellY: You seem to be missing the point....... The children in question, are presently British citizens, born in the UK..... So your classification of them been Nigerian citizens, is a little bit premature, because they don't have Nigerian passports, they presently only have British passports.,..... Do you now understand the dynamics........ 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 3) by Lexusgs430: 1:56am On Jan 31 |
wonlasewonimi: Hence people should be more prepared, NEVER hang your UK survival on miracles, prayers, vigil, fasting, friends, family, enemies, village people, GFM, wing or hope ........ 😂😜 2 Likes |
Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(m): 7:47am On Jan 31 |
CowbellY: Unfortunately this time around they are keeping it very tight, they only gave 15% discount and samsung watch6 just for 4days during pre-order period. |
Re: Living In The Uk-life Of An Immigrant (part 3) by tboks(m): 9:01am On Jan 31 |
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Re: Living In The Uk-life Of An Immigrant (part 3) by gmacnoms(m): 9:27am On Jan 31 |
Lexusgs430:4 years ago, one pound was between 340/390 A family planned to send their child for an undergraduate course abroad. Within the space of another 4 years, same Exhange is looking at 1900. You are here, smiling and shinning teeth, that Dey did not plan. Agba planner 10 Likes 1 Share |
Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 10:25am On Jan 31 |
adekzy: I'd drop links to a number of resources worth delving into if longterm investing suits. I've found these quite helpful. ISAs are better for most (esp higher earners) as all earning are fully tax free. What kind of ISA suits becomes the main issue. For ISAs- https://www.moneysavingexpert.com/savings/isa-guide-savings-without-tax/ Savings account guide- https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/ Cash ISA vs savings acc - https://www.moneysavingexpert.com/savings/best-cash-isa/#compare For longterm investing, I use my ISA to buy low cost global index funds (i.e a fund that passively buys small stocks across the globe). Reason is simple and well explained in the short video series attached. You'd typically need a S&S ISA or other vehicles. https://www.youtube.com/watch?app=desktop&v=_chiIIxMGl0 To compare providers offering these funds- https://monevator.com/compare-uk-cheapest-online-brokers/#comment-1595166 To compare global index funds - https://monevator.com/best-global-tracker-funds/ Personally, I use 2 brokers - InvestEngine for S&S ISA (cheapest) and Vanguard for Pensions. Across both, I invest solely in low cost global funds. For regular savings (after exhausting ISA allocation) I use Chip savings account. 23 Likes 18 Shares |
Re: Living In The Uk-life Of An Immigrant (part 3) by LORETA: 11:22am On Jan 31 |
Pls house, Good morning...how much should I take as a live in carer for 4 children..its not a recruitment agency work.just an inhouse work. I dont want to be cheated and the same time I dont want to over paid. Pls Your candid advice....I need to give them reply...because I am already there doing the job |
Re: Living In The Uk-life Of An Immigrant (part 3) by Tolzeal(m): 11:24am On Jan 31 |
jedisco: Thanks for the well detailed post. Do you think it’s smart to invest outside US? I’ve always been putting money aside working with US dominated index funds . With low cost global funds , I have VUSA , VOO on T212 and VUSA did 15% gain this year which undoubtedly quite astonishing. Would you prefer VUSD to VUSA to this depends on aggressive you want to go with your investment approach. Again many thanks for your contribution and looking forward to hearing from you. 2 Likes |
Re: Living In The Uk-life Of An Immigrant (part 3) by Lexusgs430: 11:24am On Jan 31 |
LORETA: How many hour's are you expected to work + weekends + are you housed and feed etc etc ....... 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 3) by LORETA: 11:35am On Jan 31 |
Full time.24 7.yes eat in the house |
Re: Living In The Uk-life Of An Immigrant (part 3) by Lexusgs430: 11:55am On Jan 31 |
LORETA: I think £1500/£1600 per month, is a fair wage. Considering loads of other factors...... What figure have you accepted....... 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 3) by dustydee: 11:55am On Jan 31 |
gmacnoms:I agree with Lexusgs430. It is inconceivable that the sponsors did not know that the exchange rate will be unstable. The sponsor can transfer her to one of the private universities in Nigeria to finish her education since exchange range disparity is the issue. Again, planning is the key. 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 3) by Viruses: 12:08pm On Jan 31 |
LORETA: If you want plenty talk, charge £10/hour assume your typical working hrs week day will be 6AM when the children wakes up to 8AM when they go to school and 3PM when they come from school and 10PM when they sleep i.e 9hrs week days. I believe we can overlook the work you'll do outside those hrs. For weekends, you'll work from 9AM when they wake up to 10PM when they sleep i.e 13hrs. Total hrs worked in the week is (10×5) + (13×2) = 76 As for the accommodation and feeding, we can use the work you do off hrs i.e between 8AM and 3PM and after 10PM to compensate for that so it's scratch my back I scratch your back. 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 3) by LORETA: 12:11pm On Jan 31 |
Thanks so much...I will consider All factors listed here |
Re: Living In The Uk-life Of An Immigrant (part 3) by Viruses: 12:14pm On Jan 31 |
If you don't want plenty talk, just charge £10/hr on 40hrs/week paid in cash. This will give you £1,600 net. The extra hrs you will work will compensate for the accommodation and feeding. 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 12:19pm On Jan 31 |
dustydee: You really mean that four years ago you expected 1 GBP to be 1,900 Naira? Knowing the rate would be unstable and anticipating the utter wrecking of the Naira’s value in the past few years are the same thing to you? To the point that you think the lady and her family didn’t plan properly? Lol. Okay o. 7 Likes |
Re: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 12:22pm On Jan 31 |
gmacnoms: Man! It’s so wild that he keeps standing on that point, like he’s determined not to give it any thought as long as he gets to jest, condescend and even imply that the lady is lying. It’s really amazing to me but I guess that’s what happens when your struggles become memory and you begin to think your current status is due to some skill (in this case, planning) you have that others less fortunate do not. 7 Likes |
Re: Living In The Uk-life Of An Immigrant (part 3) by Viruses: 12:24pm On Jan 31 |
LORETA: Just so you know, comparison is a thief of joy, if you have agreed on an amount that's less than the suggestions you see here, don't let it discourage you. That is why I personally try not to know the salaries of my colleagues 😅. It has it's advantages and disadvantages. |
Re: Living In The Uk-life Of An Immigrant (part 3) by Lexusgs430: 12:34pm On Jan 31 |
Viruses: Which is why I asked my second question....... I bet she already low balled herself...... |
Re: Living In The Uk-life Of An Immigrant (part 3) by ehizario2012: 1:43pm On Jan 31 |
Goodenoch: Infact, it borders on the nauseating already! It's the shining of teeth that annoys me most, I mean this is totally unnecessary. This is a serious situation, may misfortune never happen to us... The type that makes a brave warrior lose everything, and shudder in fear... 4 Likes |
Re: Living In The Uk-life Of An Immigrant (part 3) by Lexusgs430: 1:46pm On Jan 31 |
😁😜😄 Emoji love ......😄 3 Likes |
Re: Living In The Uk-life Of An Immigrant (part 3) by babranancy: 1:47pm On Jan 31 |
Hi everyone, please I have a question. I want to go on a vacation to spain for 4 days , do I need visa? Despite having a BRP card? Thank you |
Re: Living In The Uk-life Of An Immigrant (part 3) by Bourne007(m): 1:53pm On Jan 31 |
Sí babranancy: 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(m): 1:53pm On Jan 31 |
babranancy: You do and you will be lucky to get appointment this year let alone visa 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 3) by dustydee: 2:11pm On Jan 31 |
Goodenoch:I agree that you cannot plan for all possible situtaions. But again we all knew that forex instability was a major issue especially in the last 2 years. My advice that she should seek to transfer her education to a cheaper school is still valid. |
Re: Living In The Uk-life Of An Immigrant (part 3) by SamAfrik(m): 2:34pm On Jan 31 |
missjekyll:. Thank you for the follow up and update. It has been sorted. Seems every avenue to generate money is now been explored. |
Re: Living In The Uk-life Of An Immigrant (part 3) by gmacnoms(m): 2:47pm On Jan 31 |
dustydee:so, as at 2019, you knew by 2023, pounds will be at 1700 and counting? 2 Likes |
Re: Living In The Uk-life Of An Immigrant (part 3) by Solumtoya: 2:49pm On Jan 31 |
Santa2: I have someone in this same situation. She applied for Graduate visa on Monday, and got COS the next day. So she's applying for Tier-2 now. All she has to do after applying for Tier-2 is to cancel her Graduate visa application, right? |
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