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Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) - Properties (3) - Nairaland

Nairaland Forum / Nairaland / General / Properties / Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) (35308 Views)

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Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Starz825(m): 7:59pm On Sep 26
Sometimes...you go gas keep some certain things away from your wife

No be everything dem dey tell woman


Forget say she go dey whine U say two of huna na one..


I fit make 100m make i no tell anybody let alone my girl....no mean make I no take care of her...

I like to be very quiet ABT my success

I Just like doings without much explanation

1 Like

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by JuanDeDios: 8:00pm On Sep 26
MrBrownJay1:
how can anyone take a loan with collateral that they dont own?!?! so tomorrow i can rent a car and thereafter use that same car to ask for a loan?!?!?! ZOOGERIA INDEED!

It's not a Nigerian thing. It's a husband and wife thing under the common law. It has both liabilities but it also offers some protections. You can be legally liable for a lot of things things done by your wife. If it was his adult kid, he can make a case, but as long as it's your wife, your own done be. smiley

1 Like

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by ppogba: 8:00pm On Sep 26
MrBrownJay1:
how can anyone take a loan with collateral that they dont own?!?! so tomorrow i can rent a car and thereafter use that same car to ask for a loan?!?!?! ZOOGERIA INDEED!


Your ignorance and line of thought shows you are a true citizen of the Zoogeria.

Dey dia dey ask questions that a JSS 2 student cannot ask.

2 Likes

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Confirm4real(m): 8:00pm On Sep 26
If na true story that means her Papa and all her Family members/Relatives go buy me new house be that no time for my inlaw-my inlaw again after which we can continue as inlaws cool

1 Like

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by FuckYeyeMods: 8:00pm On Sep 26
abiolert:
Jesus what do we call this again? Some women are worst than the devil. Mr what did you do to her? To deserve this kind of treatment?
Very irritating and nonsensical question..
Just pray you don't get into the hands of desperate evil women from very broke family.

1 Like

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by kcprince: 8:01pm On Sep 26
To those saying it is not real:

Do you know if the wife forged his signature in a letter giving her permission to use his property as collateral? This is Nigeria. A lot goes on in the underworld .

There are loan sharks and money lenders that don’t follow the book. So don’t expect the borrower to be a bank .

Women are devils , a lot of us have our individual stories.

2 Likes

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Oshokhai69: 8:02pm On Sep 26
Exousiang01:
This story doesn't add up.
If her name is not on the document then I don't see how this is possible.

The man should head straight to court.

The only downside is that his wife I'll end up in jail

There is more to this story abeg. Infact, it may be a skit!

1 Like

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by OnionBandit(f): 8:02pm On Sep 26
Exousiang01:
This story doesn't add up.
If her name is not on the document then I don't see how this is possible.

The man should head straight to court.

The only downside is that his wife I'll end up in jail
that one no be downside, na upside. That bitch deserves to rot in jail

1 Like

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by advanceDNA: 8:02pm On Sep 26
OmovuduTheBeast:
If you believe this fake story, then you must be an idiot. I wonder how people just swallow every rubbish they see posted online.

This current loan company's are crazy....they try to take their loan from anyone they can find....the husband is on the wifes contact so they called him and lie she used him as collateral......if he falls for it...otilor niyen..

They've done it to me too calling me on Whatsapp that my cousin is owing 1.7M and that I'm the guarantor, if I dnt pay they will take possession of my valuables.....I laugh tire....

Awon wérey

2 Likes 1 Share

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Nazgul: 8:03pm On Sep 26
YesDaddyTill203:

I don't think that this story is real. The bank can't just give yoy a loan simply because you have access to the documents. They will ask for it to be in your name or for the owner to co sign on the loan. Something is fishy here with this story.
It's real because she's bearing the name of her husband. So she can easily say that her husband provided her with the documents as collateral for the loan.

And if the amount of money she's expecting to access is much less than the cost of the property, believe me, once the banks confirms the originality of the documents, they'll grant her the loan.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by anyitokunbo(m): 8:03pm On Sep 26
So this simply means I can use tinubu to collect loan without him being aware ?
Nigeria just finally got finished 🥺
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by xandy84: 8:04pm On Sep 26
Legal documents must carry the name and be verified by lenders before giving loans. Nobody gives loans when the documents does not carry your name and even if the said property is co-owned, everybody listed on the documents must be present for loan to go thru. The story does not add up. Even local lenders does not give loans to you if you do not own the property because they know when people defaulted, you can't enforce such contractual obligations in court of law.




















Nazgul:

As long as she has access to the original documents of the house, whoever owns it doesn't really matter. Cos the bank or whoever granted her access to the loan are only interested in the originality of the collateral and not who owns it. Bad kids do this all the time. They steal their parents house documents and sell off the property

The mistake the man made was revealing to her where the original documents of his house was.

1 Like 1 Share

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by ppogba: 8:04pm On Sep 26
JuanDeDios:

It's not a Nigerian thing. It's a husband and wife thing under the common law. It has both liabilities but it also offers some protections. You can be legally liable for a lot of things things done by your wife. If it was his adult kid, he can make a case, but as long as it's your wife, your own done be. smiley

Oga, don't come and form senior Advocate on a matter you know next to nothing.

Which common law are you talking about?
In what aspect of the laws governing banker/ customer relationship do you have a common law that says you are both severally or jointly responsible for credit availed?

Village champion!
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by abiolert(m): 8:06pm On Sep 26
Apcshyte:

Worse not worst
Who asked you to correct my English?
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by SUPERPACK: 8:06pm On Sep 26
Nazgul:

It's real because she's bearing the name of her husband. So she can easily say that her husband provided her with the documents as collateral for the loan.

And if the amount of money she's expecting to access is much less than the cost of the property, believe me, once the banks confirms the originality of the documents, they'll grant her the loan.
Then the back should be ready to fold. Only fair money, lapo and other useless apps can try that shit.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by salem1996: 8:07pm On Sep 26
danvon:
Banks are very suspicious, ordinary change of signatory, they will need the signature of all participants.

They can't be stupid to loan money without properly verifying the collateral

Honestly.... I'm even thinking the loaner should be arrested
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by jojothaiv(m): 8:07pm On Sep 26
NEUDUDE:
Watch how the rest of the womenfolk, ignore this act of wickedness and play the victim card, saying its the mans fault and bla bla bla, he deserves this and all that. I pity who dey pity woman hahaha grin grin grin grin.

when e reach your turn, you go know say to pity na sin lol grin
You're actually right.

Yet to see any tongue speaking, firebrand sister hop on this thread even the washed up the future is female geng are all of sudden now quiet.

Truth be told, most women are easy to read but we men just downplay it like it's nothing.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by nedekid: 8:07pm On Sep 26
Oga, oga, this story is not complete.
Where you are ready, you will tell the true and full story. undecided
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Nazgul: 8:08pm On Sep 26
SUPERPACK:
Then the back should be ready to fold. Only fair money, lapo and other useless apps can try that shit.
The post didn't say that if it was a commercial bank that gave her the loan. It could have been one of the microfinance banks you mentioned.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by ppogba: 8:09pm On Sep 26
kcprince:
To those saying it is not real:

Do you know if the wife forged his signature in a letter giving her permission to use his property as collateral? This is Nigeria. A lot goes on in the underworld .

Women are devils , a lot of us have our individual stories.

So, as an account officer processing a credit for a customer, a woman will forge her husband' s signature and that will fly in your eyes to the extent of pushing it further to the appropriate authority in HQ especially for the amount involved for approval?

Some of you should just read some stories and the comments instead of ridiculing yourselves.

1 Like 1 Share

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by abiolert(m): 8:10pm On Sep 26
FuckYeyeMods:

Very irritating and nonsensical question..
Just pray you don't get into the hands of desperate evil women from very broke family.
Don't be an idiot, must you respond to my question? I repeat what did the man do to warrant such a behavior from the stupid woman.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by GreatOchuks: 8:11pm On Sep 26
Let him brief his Lawyer to apply for an urgent Ex parte order in Court to stop the takeover and ejection, then institute a Case joining the said witch as a Co defendant, but Criminal case and Fundamental rights enforcement procedure case claiming Damages , against Fraud , absence of Privity of Contract and infringement of Right to own property.


Na the Bank go even begin beg am to settle out of Court ,,, what nonsense,,, unless she is a part owner and her name's are on the documents,,, the Bank has no right to seize his property as Collateral for a loan he did not assent to and the Wife cannot use same ...


You can't give what you don't have.

1 Like 1 Share

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by SamuraiXXX: 8:12pm On Sep 26
Nazgul:

It's real because she's bearing the name of her husband. So she can easily say that her husband provided her with the documents as collateral for the loan.

And if the amount of money she's expecting to access is much less than the cost of the property, believe me, once the banks confirms the originality of the documents, they'll grant her the loan.

You're very ignorant in financial matters, it's better for you to keep quiet instead of boldly commenting rubbish and misleading people!
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by brownbib(m): 8:13pm On Sep 26
Speechless in the voice of MJ shocked shocked shocked shocked shocked
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Nazgul: 8:14pm On Sep 26
SamuraiXXX:

You're very ignorant in financial matters, it's better for you to keep quiet instead of boldly commenting rubbish and misleading people!
Are you aware that commercial banks aren't the only institution in Nigeria that give out loans? You are the one who is ignorant my friend.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Bishopudo37: 8:14pm On Sep 26
No woman no cry.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by LtChisom: 8:14pm On Sep 26
Nazgul:

As long as she has access to the original documents of the house, whoever owns it doesn't really matter. Cos the bank or whoever granted her access to the loan are only interested in the originality of the collateral and not who owns it. Bad kids do this all the time. They steal their parents house documents and sell off the property

The mistake the man made was revealing to her where the original documents of his house was.

All you said are some tone of BS, tueh! Failed living thing.

1 Like 1 Share

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by JuanDeDios: 8:16pm On Sep 26
ppogba:


Oga, don't come and form senior Advocate on a matter you know next to nothing.

Which common law are you talking about?
In what aspect of the laws governing banker/ customer relationship do you have a common law that says you are both severally or jointly responsible for credit availed?

Village champion!
So in your mind, you're the champion. Ok. Banker/customer relationship indeed.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by LtChisom: 8:17pm On Sep 26
SAMBARRY:
This one don use girlfriend do wife.anyway una no kuku like good women.na the ones wey go dey pretend and manipulate una una dey like.

I just saw how you dodged condemning the criminal woman here, is this not criminality failed species?
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by nedekid: 8:17pm On Sep 26
Nazgul:

It's real because she's bearing the name of her husband. So she can easily say that her husband provided her with the documents as collateral for the loan.

And if the amount of money she's expecting to access is much less than the cost of the property, believe me, once the banks confirms the originality of the documents, they'll grant her the loan.
Oga, which bank will operate like as you say, ie give a loan to a wife using the husbands property as collateral because their name is similar. Omo, even sabinus microfinance merchant bank won't do that. Even if a man dies, do you think the wife can sell his property or take loan from the bank without a letter of administration? In that case why can't she just walk into the bank and demand access to his account as their names are similar and she is his wife?
Seems you are very ignorant of basic laws.

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