Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / New
Stats: 3,218,449 members, 8,037,998 topics. Date: Friday, 27 December 2024 at 03:08 AM

Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) - Properties (6) - Nairaland

Nairaland Forum / Nairaland / General / Properties / Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) (35906 Views)

Landlady Breaks Into Tenant's Door To Force Eviction (pics, Video) / Before And After Looks Of A Mansion Totally Submerged By Floods (pics/video) / My Plumber Failed, See How A Female Nairalander Fixed Dripping Tap (Pics,Video) (2) (3) (4)

(1) (2) (3) (4) (5) (6) (Reply) (Go Down)

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Geovanni412(m): 5:58am On Sep 27
MrBrownJay1:
how can anyone take a loan with collateral that they dont own?!?! so tomorrow i can rent a car and thereafter use that same car to ask for a loan?!?!?! ZOOGERIA INDEED!


This one easy na.

I will give you an example. A man took a loan with family property from the bank. The property is owned by his father, who is late.

The man has the same name as his late father, so he filled the bank forms and took the loans with the help of the bank officials. When he defaulted on the loan, bank tried to claim the property and the family sued that it is family property.

The matter is still in court for over 5 years now.

THIS IS Nigeria
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Benez: 6:33am On Sep 27
MrBrownJay1:
how can anyone take a loan with collateral that they dont own?!?! so tomorrow i can rent a car and thereafter use that same car to ask for a loan?!?!?! ZOOGERIA INDEED!


My brother, the law recognizes husband and wife as one.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Shueld06: 6:42am On Sep 27
NEUDUDE:
Watch how the rest of the womenfolk, ignore this act of wickedness and play the victim card, saying its the mans fault and bla bla bla, he deserves this and all that. I pity who dey pity woman hahaha grin grin grin grin.

when e reach your turn, you go know say to pity na sin lol grin

Lol. Even if a woman kill a man, people will still say it’s the man’s fault. And he probably didn’t use to spend on her and the kids she brought from her previous marriage. And that’s she killed him, and that men should man up to their responsibilities. Sometimes, I wonder why did God create as a man. I’m tired of being a man with load of responsibilities on my head and no one to help, rather they all criticize and say I’m not doing enough
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by NinjaMetahuman: 7:08am On Sep 27
Exousiang01:
This story doesn't add up.
If her name is not on the document then I don't see how this is possible.

The man should head straight to court.

The only downside is that his wife I'll end up in jail
Lol
How is that a downside?
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Nnannapat(m): 7:31am On Sep 27
It is impossible to obtain a loan from any bank in Nigeria with a third party house documents without his/her consent, they will first do tripartite agreement and the third party must sign and give his/her consent.

In this case maybe the woman obtained the loan from a loan shark,the man can go court and get back his house, since they didn't seek for his consent and he is sure that it is his name that is in the document.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by erniok(m): 7:34am On Sep 27
Nazgul:

As long as she has access to the original documents of the house, whoever owns it doesn't really matter. Cos the bank or whoever granted her access to the loan are only interested in the originality of the collateral and not who owns it. Bad kids do this all the time. They steal their parents house documents and sell off the property

The mistake the man made was revealing to her where the original documents of his house was.
Oga, argue only within the scope of your knowledge. Go and read up with it entails to perfect a legal mortgage.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Exousiang01(m): 7:55am On Sep 27
NinjaMetahuman:
Lol
How is that a downside?

Women are crazy creatures, she was being a "very crazy creature".
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Dantatanazzy007: 8:05am On Sep 27
Lalami3232:
grin
Na wa ooooooo!!! These women are something else nowadays. Our fathers were the luckiest men to meet women like our mothers. Today, so many men go marry a liability wey no get virginity, all because of yansh. Some of dem sef no even sabi cook sef. They rather sharpen their bedroom skills than kitchen skills. They rather invest in weavons worth hundreds of thousands than invest in knowledge. They rather invest in semi nude dresses and makeup than invest in self growth. They will tell you that "my dream is to have a rich husband that lives me and I will also love him" 😆. Even in their dreams, they're still not productive, hence they always dream of marrying a rich man. They claim never to cheat but are scared of DNA grin
What do I even know sef aside enlightening my fellow men nationwide with the good news

Oga if you no meet your wife as a virgin, oga go for DNA test oooooo because boreholes aka non-virgins can't be trusted atall atall
Brotherhood is proud 🦚🦚🦚 of u boss...😁😁😁

1 Like

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by alizma: 8:52am On Sep 27
Exousiang01:
This story doesn't add up.
If her name is not on the document then I don't see how this is possible.

The man should head straight to court.

The only downside is that his wife I'll end up in jail
I think it's possible, why do you think people quickly lock doors to a deceased person's apartment and why it's possible for sons to sell their fathers properties without the man's knowledge. However, I think our judicial system need to educate us on the right of any individuals in possession of property documents, regardless their financial commitment in the property. I pity the innocent man
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by mecuries(m): 8:54am On Sep 27
Exousiang01:
This story doesn't add up.
If her name is not on the document then I don't see how this is possible.

The man should head straight to court.

The only downside is that his wife I'll end up in jail
and how is that a "down side"?.... is she or is she not a criminal?
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by alizma: 9:01am On Sep 27
Lalami3232:
grin
Na wa ooooooo!!! These women are something else nowadays. Our fathers were the luckiest men to meet women like our mothers. Today, so many men go marry a liability wey no get virginity, all because of yansh. Some of dem sef no even sabi cook sef. They rather sharpen their bedroom skills than kitchen skills. They rather invest in weavons worth hundreds of thousands than invest in knowledge. They rather invest in semi nude dresses and makeup than invest in self growth. They will tell you that "my dream is to have a rich husband that lives me and I will also love him" 😆. Even in their dreams, they're still not productive, hence they always dream of marrying a rich man. They claim never to cheat but are scared of DNA grin
What do I even know sef aside enlightening my fellow men nationwide with the good news

Oga if you no meet your wife as a virgin, oga go for DNA test oooooo because boreholes aka non-virgins can't be trusted atall atall
Our fathers were not lucky but they acted as men, we are now acting like women. It's very unfortunate. Just listing to the man, he made mention of her moving things out of the house gradually, that shows he got the signal but he didn't act, secondly it shows that the woman may have been putting up some stupid attitude but he kept ignoring her. In the days of our fathers, such nonsense attitude would have lead to her eviction from the house and get replaced immediately.

2 Likes

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Exousiang01(m): 9:07am On Sep 27
alizma:

I think it's possible, why do you think people quickly lock doors to a deceased person's apartment and why it's possible for sons to sell their fathers properties without the man's knowledge. However, I think our judicial system need to educate us on the right of any individuals in possession of property documents, regardless their financial commitment in the property. I pity the innocent man

Selling a property and using a property as loan collateral are completely two different things.
I think you need to get sufficient knowledge of the two before joining the conversation.....
I have had many mentions and you are the only one who believes in this....
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Emotionss: 10:52am On Sep 27
[color=#006600][/color]
MrBrownJay1:
how can anyone take a loan with collateral that they dont own?!?! so tomorrow i can rent a car and thereafter use that same car to ask for a loan?!?!?! ZOOGERIA INDEED!


This is one of the reasons our fathers don't include their wives names in their landed properties.

As a man Adding your wifes name to your acquired properties should be an abomination.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by KingMack(m): 11:09am On Sep 27
Nefort:

Please don't be stupid. Anyone can be evil whether men or women.


Mk Ogun kill ya papa wey marry your stupid mother!
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by kingmsookwagh(m): 2:00pm On Sep 27
What did she do with the money?
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by descartes400: 2:32pm On Sep 27
ppogba:


Stupid stories like this will fly in Nigeria because the Netizens and most people on social media are daft to swallow the stupid lies.

Just watch and see as those with only opay and palm pay accounts will be.forming experts now

Dey play!

Have you forgotten about one of our Nigeria brothers who between 1995 and 1998 sold a non-existing airport for an astounishing $242 million.

This woman may also have submitted her puszzy to archive this feat.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Zinpat: 3:49pm On Sep 27
officialwdhtvv:
Wife uses her husband's house to take a loan without his consent & defaulted.

He was told to pack out with immediate effect.

He apparently knew nothing about this. She knew where his documents were and used the house to take out a loan without his consent.

Take a listen!!!

#wetindeyhappentv


I only have one question... "whose name is on the documents"?


https://www.youtube.com/watch?v=FTT0SGOjKog
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by MrBrownJay1(m): 6:32pm On Sep 27
Geovanni412:
This one easy na.
I will give you an example. A man took a loan with family property from the bank. The property is owned by his father, who is late.
The man has the same name as his late father, so he filled the bank forms and took the loans with the help of the bank officials. When he defaulted on the loan, bank tried to claim the property and the family sued that it is family property.
The matter is still in court for over 5 years now.
THIS IS Nigeria

thanks you for brilliant post, now care to tell us how the hell is it relevant to a WIFE taking a loan with the documents of someone who doesnt have the same name as hers?

Benez:
My brother, the law recognizes husband and wife as one.

by all means, let me ask:
- so if the husband has debts, can they go after the wife's property (since they are recognized as one)?
- if the husband is sued for defamation, can the wife be sued too for defamation (since they are recognized as one)?
- if the wife goes to rob a bank and get caught, will the husband stand trial for bank robbery as well?

1 Like

Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Apcshyte: 9:09am On Sep 28
abiolert:

Who asked you to correct my English?

Stop killing the Language abegi
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Geovanni412(m): 9:36am On Sep 28
MrBrownJay1:


thanks you for brilliant post, now care to tell us how the hell is it relevant to a WIFE taking a loan with the documents of someone who doesnt have the same name as hers?



by all means, let me ask:
- so if the husband has debts, can they go after the wife's property (since they are recognized as one)?
- if the husband is sued for defamation, can the wife be sued too for defamation (since they are recognized as one)?
- if the wife goes to rob a bank and get caught, will the husband stand trial for bank robbery as well?

One of three things,

First, It is possible the man and his wife co-owned the property

Second possibility is the man might have signed off on the loan as a trustee with or without paying attention to what was placed before him

Third possibility is the man and his wife might own a business jointly with the company registered as owner of the house. The wife wouldn't need his authority to use the property as loan in this case, depending on how the company operates.

The problem is you guys think many men that are married and have money are emotionally smart towards women.

The reality is many men are not that way and are just lucky they have the Nigerian system to protect their assets
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by NothingDoMe: 1:20pm On Sep 28
Strange situation.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by abiolert(m): 2:16pm On Sep 28
Apcshyte:


Stop killing the Language abegi

Na your language? Are you a native English speaker?
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Apcshyte: 5:00pm On Sep 28
abiolert:


Na your language? Are you a native English speaker?

Speak the one you can.Stop speaking bad English. It's annoying
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by abiolert(m): 9:56pm On Sep 28
Apcshyte:


Speak the one you can. Stop speaking bad English. It's annoying
Why are you contradicting ya self, I spoke the one I could, and here you are trying to correct me. Is English your native language?
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Apcshyte: 12:41pm On Sep 29
abiolert:

Why are you contradicting ya self, I spoke the one I could, and here you are trying to correct me. Is English your native language?
What is "ya self"?
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by abiolert(m): 1:50pm On Sep 29
Apcshyte:

What is "ya self"?
Dummy a short form of yourself English Man
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Apcshyte: 2:56pm On Sep 29
abiolert:

Dummy a short form of yourself English Man

That's not English man.
Re: Wife Uses Husband Home To Take Loan Without His Consent & Defaulted (Pics/Video) by Apcshyte: 3:04pm On Sep 29
abiolert:

Dummy a short form of yourself English Man

So ya means you? What sort of English is that

(1) (2) (3) (4) (5) (6) (Reply)

Pile Or Raft Foundation Which Will Be Ideal? / 8 Types Of Nigerian Landlord (photos) / How To Avoid Paying The Dreaded Omonile Signing Fees Scam In Lagos And Ogun

(Go Up)

Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health
religion celebs tv-movies music-radio literature webmasters programming techmarket

Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10)

Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 49
Disclaimer: Every Nairaland member is solely responsible for anything that he/she posts or uploads on Nairaland.